Yields.io
Yields.io is a Belgian SaaS vendor, founded in 2017 and headquartered in Ghent, that provides Model Risk Management and AI Governance software to banks and other regulated enterprises to oversee traditional and AI model lifecycles, validation, monitoring and EU AI Act compliance.
- Company typePrivate
- Founded2017
- HeadquartersBrussels, Belgium
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Yields.io does
Yields.io, legally Yields NV, is a privately held Belgian software company founded in 2017 and headquartered in Ghent, with an engineering office in Antwerp (Berchem). It builds a unified SaaS platform for Model Risk Management and AI Governance, aimed primarily at banks, credit unions and other regulated financial institutions that need to oversee traditional predictive models and modern AI systems across the full lifecycle - inventory, validation, documentation, attestation, performance monitoring, and retirement. The platform is delivered as cloud-native or on-premise deployments and is built on a .NET (C#) backend with a React and TypeScript/JavaScript frontend, Microsoft SQL data layer, and Docker/Kubernetes-based container infrastructure; it is ISO 27001:2022 certified.
The product surface is organized around two core solutions - Model Risk Management Software and AI Governance Software - supplemented by specialized modules including Yields for Performance (model monitoring and benchmarking) and Yields for Governance (attestation and compliance workflows). Yields monetizes through annual or multi-year enterprise SaaS subscriptions sold via direct enterprise field sales, demo-driven quoting, and an emerging channel motion through the Google Cloud Marketplace and implementation/strategic partners. Customers include BNP Paribas Personal Finance, HSBC, Novobanco, America First Credit Union, a major Australian bank and other Tier 1 / G-SIB references, alongside non-bank adopters such as hireEZ and itsme.
The company is led by CEO and Co-founder Jos Gheerardyn (PhD, superstring theory, University of Leuven; ~20 years in quantitative finance) alongside CTO Sebastien Viguie and COO James d'Aquino. Yields has raised €4.8M (June 2023) and earlier seed capital from Volta Ventures and Pamica NV, and has been recognized by Chartis Research as a Category Leader in Model Risk & Validation (2024) and AI Governance (2025), with three consecutive Risk.net 'Model Validation Service of the Year' wins (2019-2021). In 2026 it expanded into APAC with a Regional Lead and listed on Google Cloud Marketplace, while signing partnerships with hireEZ, Approach Cyber and Monocle Solutions to extend its reach into EU AI Act governance.
Yields.io firmographics
Firmographics- Name
- Yields.io
- Legal name
- Yields NV
- Website
- https://yields.io
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Yields.io is a Belgian SaaS vendor, founded in 2017 and headquartered in Ghent, that provides Model Risk Management and AI Governance software to banks and other regulated enterprises to oversee traditional and AI model lifecycles, validation, monitoring and EU AI Act compliance.
- Ownership category
- akta.pro rank
Yields.io industry classification
Industry- Product category
- Model Risk Management & AI Governance Software
- NAICS
- Software Publishers (513210)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Model Governance, Risk & Compliance (GRC) Platforms (HDAAAKAA)
- akta.pro secondary industries
- Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies) (HDAEANAE), Model Risk Management & AI Governance (validation, monitoring, explainability) (FSAGAFAL), AI Observability, Monitoring & Evaluation Platforms (Drift, Quality, Safety) (HDAEANAF)
Keywords
Where Yields.io is headquartered
LocationHeadquarters
- HQ city
- Brussels
- HQ country
- Belgium
- HQ region
- Europe
Offices2 records
Markets served
Yields.io business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- SaaS Platform Subscription: Annual or multi-year subscription licensing for the Yields MRM and AI Governance SaaS platform. Deployed via cloud or on-premise options for financial institutions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise SaaS subscription - pricing not publicly disclosed |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels7 records
Yields.io product offering
Product offeringCore offering
Yields.io provides a SaaS platform for Model Risk Management and AI Governance that helps financial institutions and other regulated organizations oversee the full lifecycle of traditional and AI models. The platform centralizes model inventory, validation, documentation, performance monitoring, and AI use case governance with built-in compliance support for regulations such as SR 11-7, ECB guidelines, OSFI E-23, SS1/23, and the EU AI Act. It is offered as a cloud-native or on-premise deployment for enterprise customers.
Product overview
Yields.io offers a unified SaaS platform for Model Risk Management and AI Governance. The platform consists of two core products: Model Risk Management Software and AI Governance Software, which can be used together or separately depending on organizational needs. The Model Risk Management Software covers the full model lifecycle including inventory, validation, documentation, monitoring, and performance tracking. The AI Governance Software provides oversight of AI use cases with policy alignment, risk assessments, and EU AI Act compliance features. Additional specialized modules include Yields for Performance (focused on model performance tracking) and Yields for Governance (focused on attestation and compliance workflows). The platform supports financial institutions across banking, insurance, health, human resources, and energy sectors.
Differentiator
Problem solved
Functional benefit
Products and services
- Model Risk Management Software SaaS platform for managing risks across the entire model lifecycle, designed for financial institutions and companies relying on predictive models. Supports full model lifecycle from development to retirement with automated validation, documentation, and monitoring capabilities.
- AI Governance Software Software for controlling the AI use case landscape with clear oversight, risk tracking, and built-in compliance for teams preparing for the EU AI Act or seeking structured AI risk management.
Quantifiable outcome
- 23% decrease in model monitoring time at BNP Paribas Personal Finance
- +1 more outcomes
Companies that use Yields.io
Customer profileNamed customers9 records
Segments5 records
Ideal customer profiles2 records
Yields.io technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability4 records
Feature9 records
Yields.io partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered minor and core.
- hireEZminorPartnership to build audit-ready AI governance solutions for the EU AI Act. Combined expertise in AI-powered HR technology and AI governance to help organizations prepare for AI regulations.
- Google CloudcoreYields is now available on Google Cloud Marketplace, enabling streamlined procurement and deployment of the MRM and AI Governance platform for enterprise customers using Google Cloud infrastructure.
- Approach CyberminorDelivered first successful AI governance fast-track assessment with itsme. Yields and Approach Cyber partnered to deliver rapid AI governance assessments for organizations preparing for EU AI Act compliance.
Scale indicators3 records
Recent moves7 records
Expansion highlights6 records
Yields.io competitors and assessment
Company assessmentDirect peers
- SAS Institute: SAS is a long-standing provider of model risk management and validation tooling for banks (SAS Model Risk Management). Directly competes with Yields for MRM budgets at large financial institutions, with overlapping use cases in model validation, monitoring, and governance.
- IBM (OpenPages): IBM OpenPages is a GRC platform with explicit Model Risk Management and AI Governance modules (watsonx.governance). Targets the same bank risk, compliance, and internal-audit buyers as Yields and competes head-to-head in G-SIB enterprise MRM RFPs.
- Moody's Analytics: Moody's Analytics offers model risk governance, validation, and regulatory-compliance solutions to banks via its Risk and Finance Analytics suite. Closely comparable customer base of regulated financial institutions and overlapping MRM/validation workflows.
- Diligent (Galvanize): Diligent (which acquired Galvanize/ACL) provides audit, risk, and compliance software including model risk management capabilities used by banks and regulated enterprises. Competes in the same enterprise GRC and audit-readiness RFPs as Yields.
- OneTrust: OneTrust is a leading AI Governance, privacy, and compliance platform. It overlaps with Yields in AI Governance, AI risk management, and EU AI Act readiness workflows, often appearing in the same enterprise shortlists for responsible-AI programs.
- Wolters Kluwer (TeamMate / OneSumX): Wolters Kluwer sells audit, risk, and regulatory-compliance software to banks (OneSumX for Regulatory Reporting, TeamMate for audit). Comparable customers and overlapping model risk, validation, and audit-readiness use cases at European and global banks.
Emerging players
- Holistic AI: Holistic AI is an AI governance, risk, and compliance platform focused on AI auditing, EU AI Act readiness, and responsible AI programs. A smaller, fast-moving competitor that increasingly appears alongside Yields in AI governance RFPs.
- Credo AI: Credo AI provides an AI governance platform for risk assessment, policy management, and regulatory readiness (including EU AI Act). Direct overlap with Yields' AI Governance product for enterprises building responsible-AI programs.
- LogicGate: LogicGate is a risk and compliance automation platform with GRC workflows used by mid-market and enterprise customers. An adjacent emerging player that increasingly competes for AI and model risk program budgets as the category matures.
Broad incumbents
- ServiceNow (GRC): ServiceNow's Integrated Risk Management (IRM) and GRC modules provide risk and compliance workflows at large enterprises. A broader incumbent that can bundle model risk and AI governance into existing ServiceNow platform deals at G-SIBs and large corporates.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Yields.io social profiles
Digital presenceYields.io compliance and trust
Trust signalCompliance1 record
Yields.io financial estimates
Financial estimateRevenue estimate
Valuation estimate
Yields.io leadership team
Management profileNumber of profiles
Profiles4 records
Yields.io funding detail
Funding detailFunding overview
Funding rounds3 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Yields.io M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Yields.io
What does Yields.io do?
Yields.io provides a SaaS platform for Model Risk Management and AI Governance that helps financial institutions and other regulated organizations oversee the full lifecycle of traditional and AI models. The platform centralizes model inventory, validation, documentation, performance monitoring, and AI use case governance with built-in compliance support for regulations such as SR 11-7, ECB guidelines, OSFI E-23, SS1/23, and the EU AI Act. It is offered as a cloud-native or on-premise deployment for enterprise customers.
Is Yields.io a public or private company?
Yields.io is a private company. It is classified as venture growth investor backed and is currently operating.
When was Yields.io founded?
Yields.io was founded in 2017. It employs 11 to 50 people.
Where is Yields.io based?
Yields.io is headquartered in Brussels, Belgium, in the Europe region.
How does Yields.io make money?
One revenue line is on record: saaS Platform Subscription.
Who are Yields.io's main competitors?
Direct peers on record are SAS Institute, IBM (OpenPages), Moody's Analytics, Diligent (Galvanize), OneTrust and Wolters Kluwer (TeamMate / OneSumX). Emerging players are Holistic AI, Credo AI and LogicGate. ServiceNow (GRC) is listed as a broad incumbent.
Does Yields.io have an API?
No public API is recorded for Yields.io.
What industry is Yields.io in?
Yields.io's product category is Model Risk Management & AI Governance Software. Its primary akta.pro industry code is HDAAAKAA, Model Governance, Risk & Compliance (GRC) Platforms, with a secondary code of HDAEANAE, Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies). Its NAICS code is 513210 and its SIC code is 7372.