EP Wealth Advisors

What EP Wealth Advisors does

EP Wealth Advisors, LLC is a fee-only registered investment adviser founded in 2004 and headquartered in Torrance, California. The firm delivers comprehensive wealth management services — financial planning, investment management, retirement planning, estate planning, tax planning, divorce financial planning, business planning, and family office services — through dedicated Wealth Teams of CFP professionals, estate planners, tax professionals, and portfolio managers. It requires a $500,000 minimum account size and serves high-net-worth individuals and families, federal employees, professional athletes, and business owners across 60+ offices in 23 U.S. states, with approximately $44.1B in assets under management as of 03/31/26 (up from roughly $20B at end of 2023).

The firm's business model is asset-based fee billing on a quarterly cadence, supplemented by fixed financial-planning fees and a limited wrap-fee program that bundles advisory, transaction, custodial, and administrative costs. The core technology stack consists of a proprietary financial-planning software for scenario modeling (retirement and divorce use cases) layered on standard advisor productivity platforms (eMoney, Tamarac); no proprietary AI/ML capabilities are disclosed. Growth is driven by a hybrid organic-plus-inorganic GTM: direct advisor relationships in local markets, an active financial-advisor recruiting program, and an aggressive M&A roll-up that has executed 33+ acquisitions since 2017.

EP Wealth is PE-backed, with Ares Management's Private Equity funds taking a significant minority stake in September 2025 alongside existing minority partner Berkshire Partners; a $500M credit facility was arranged in August 2024. The firm is led by co-founders Brian Parker and Derek Holman and has professionalized its C-suite with appointments including a Chief People Officer and Chief Operating Officer. The stated strategic objective is to scale toward $100B AUM, supported by a pipeline of regional advisor acquisitions and the deployment of growth capital into technology and talent.

Name

EP Wealth Advisors

Legal name

EP Wealth Advisors, LLC

Website

https://epwealth.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

251–500 employees

Short description

EP Wealth Advisors is a fee-only registered investment adviser delivering financial planning, investment management, tax, and estate services to high-net-worth individuals, federal employees, professional athletes, and business owners through 60+ offices across 23 states with approximately $44.1B in AUM.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Tax-Focused Wealth Management RIAs (FSAAACAD)

Keywords

• Investment advisory services
• Financial planning services
• Wealth management
• Retirement planning
• Estate planning services

Headquarters

HQ city

Torrance

HQ country

United States

HQ region

North America

Offices65 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Investment Advisory Fees: Asset-based fees charged for portfolio management services, billed quarterly either in advance or arrears based on market value of assets under management.
2. Financial Planning Fees: Fees for financial planning and consulting services, charged as fixed fees or combination with asset-based fees.
3. Wrap Fee Program: In limited circumstances, EP Wealth offers a wrap fee program where advisory fees include securities transaction fees, custodial costs, administrative fees, and trade-away fees combined into a single asset-based fee.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

EP Wealth Advisors is a fee-only registered investment advisory and financial planning firm offering comprehensive wealth management services including financial planning, investment management, retirement planning, estate planning, tax planning, divorce financial planning, business planning, and family office services. The firm serves high-net-worth individuals, families, federal employees, professional athletes, and business owners through a dedicated Wealth Team approach led by fiduciary advisors.

Product overview

EP Wealth Advisors operates as a unified wealth management platform offering an integrated suite of services centered on financial planning. The core offering includes Financial Planning, Investment Management, Retirement Planning, Estate Planning, Tax Planning, Divorce Financial Planning, Business Planning, and Family Office Services. These services are coordinated within a single advisory relationship, supported by internal tax professionals and estate planning teams. The firm also offers add-on services including tax preparation and filing, Retirement Plan Advisory Services for ERISA plans, and an EPWA Wrap Fee Program as an alternative fee structure. EP Wealth operates as a fee-only registered investment advisor with discretionary and non-discretionary portfolio management options, serving clients with a minimum account size of $500,000.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Holistic planning service that brings together cash flow, investments, retirement, and other financial considerations to help clients make informed decisions across different life stages. Targeted at individuals and families seeking integrated financial guidance.
• Investment Management Ongoing portfolio management informed by individual goals, risk considerations, and time horizons, with strategies that may adjust as market conditions and personal circumstances change. Includes discretionary and non-discretionary portfolio management.
• Retirement Planning Support for evaluating retirement goals, income needs, and timing considerations, with strategies that can help align savings, investments, and withdrawal approaches over time. Includes TSP planning for federal employees.
• Estate Planning Coordination-focused planning that helps align financial strategies with estate considerations, beneficiary designations, and legacy goals, in collaboration with other professionals where appropriate. Includes charitable giving, trusts, and wills.
• Tax Planning Financial planning strategies that consider tax implications, including coordination of investment and retirement decisions in ways that may help manage tax exposure over time. Includes tax loss harvesting.
• Divorce Financial Planning

Quantifiable outcome

• 41% CAGR growth for Moore Financial Group after partnering with EP Wealth in 2014
• +2 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

17 partnerships are on record, tiered minor.

• Thompson Wealth ManagementminorStrategic or Co-development Partner · 1 March 2026Phoenix-based firm specializing in serving federal employees, adding over $300M in AUM. Team of six joined EP Wealth's Arizona operations.
• Divergent PlanningminorStrategic or Co-development Partner · 1 March 2026Maryland-based wealth management firm adding approximately $418M in AUM. Partnership expands EP Wealth's East Coast presence.
• LongView Asset ManagementminorStrategic or Co-development Partner · 1 February 2026Santa Fe, New Mexico-based RIA managing over $390M in AUM. Founded in 2002, first B Corporation certified financial services company in New Mexico. Founder David Cantor and seven team members joined EP Wealth.
• Capital Insight PartnersminorStrategic or Co-development Partner · 1 January 2026Scottsdale-based wealth management firm managing over $730M in assets. Nine professionals including co-founder Susan Anastasiadis joined EP Wealth's Arizona operations.
• Clearview Wealth AdvisorsminorStrategic or Co-development Partner · 1 December 2025Planning-focused firm serving clients in Pacific Northwest and Phoenix metropolitan area, adding nearly $218M in AUM. Father-and-son team of Michael and Corbin Coursey joined EP Wealth's Phoenix region.
• Better Money DecisionsminorStrategic or Co-development Partner · 1 September 2025Acquired Better Money Decisions, adding approximately $370M in assets. Specializes in divorce and retirement planning.
• Rappaport Reiches Capital ManagementminorStrategic or Co-development Partner · 1 July 2025Chicago-area firm adding $1.2B in AUM. Expanded EP Wealth's presence in the Chicago area.
• Buffington Mohr McNealminorStrategic or Co-development Partner · 1 June 2025Idaho-based RIA adding $900M in AUM. Deal established EP Wealth's presence in Idaho.
• Peninsula WealthminorStrategic or Co-development Partner · 1 April 2025San Francisco-based firm managing over $660M in AUM. Founder Rahul Shah and team joined EP Wealth, expanding Northern California presence.
• AlphaMark AdvisorsminorStrategic or Co-development Partner · 1 April 2025Kentucky/Cincinnati-based firm adding approximately $385M in AUM. Four team members joined EP Wealth. Deal expanded presence into Cincinnati and Ohio.
• NBS Financial ServicesminorStrategic or Co-development Partner · 1 April 2025Southern California acquisition expanding EP Wealth's presence in the region.
• The Holben GroupminorStrategic or Co-development Partner · 1 March 2025Denver-based firm adding approximately $190M in AUM. Expanded EP Wealth's presence in Colorado.
• Criterion Capital AdvisorsminorStrategic or Co-development Partner · 1 February 2025Nashville-based firm adding approximately $500M in AUM. EP Wealth's debut in the Music City market.
• Executive Wealth ManagementminorStrategic or Co-development Partner · 1 January 2025Michigan-based firm adding approximately $1.6B in AUM. EP Wealth's largest Midwest partnership, establishing first offices in Michigan.
• Gather Financial PlanningminorStrategic or Co-development Partner · 1 November 2024Maine-based firm adding over $240M in AUM combined with Riley Private Client acquisition. Expanded EP Wealth's New England presence.
• Riley Private ClientminorStrategic or Co-development Partner · 1 November 2024Texas-based firm adding over $240M in AUM combined with Gather Financial Planning acquisition. Expanded EP Wealth's North Texas presence.
• CornerCap Investment CounselminorStrategic or Co-development Partner · 1 October 2024Atlanta-based RIA adding nearly $1.1B in AUM. CEO Cannon Carr transitioned to Regional Director. Deal established EP's first major Southeast hub.

Scale indicators24 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Focus Financial Partners: Focus Financial Partners is the largest US RIA aggregator, partnering with independent wealth management firms under a partnership model. It is the most directly comparable PE-backed consolidator to EP Wealth's strategy of acquiring and retaining advisor brands.
• Creative Planning: Creative Planning is one of the largest independent fee-only RIAs in the US, offering comprehensive wealth management to HNW individuals and families. It is comparable to EP Wealth in fee-only fiduciary positioning and integrated financial planning services, though it has grown more organically.
• Carson Group: Carson Group is a PE-backed financial services firm serving independent advisors and their clients through coaching, technology, and wealth management services. It is comparable to EP Wealth as a fee-based RIA consolidator with significant scale and advisor-centric positioning.
• Wealth Enhancement Group: Wealth Enhancement Group is a PE-backed RIA that has grown substantially through acquisitions of independent wealth management firms. Its business model — fee-only advisory, M&A-driven expansion, and integrated financial planning — closely mirrors EP Wealth's approach.
• Mariner Wealth Advisors: Mariner Wealth Advisors is a PE-backed national RIA that has scaled rapidly through acquisitions and organic growth, offering comprehensive wealth planning to HNW clients. It is comparable to EP Wealth in its fee-only fiduciary model, national footprint strategy, and aggressive acquisition cadence.
• Captrust Financial Advisors: Captrust is a PE-backed RIA focused on investment advisory services to institutions and HNW families. Its national footprint and PE ownership make it comparable to EP Wealth's institutional-style RIA platform serving the HNW segment.
• Mercer Advisors: Mercer Advisors is a national RIA providing comprehensive wealth management to HNW households, with significant scale achieved through acquisitions. Its holistic planning-led approach and PE backing make it directly comparable to EP Wealth's strategy and service model.

Broad incumbents

• LPL Financial: LPL Financial is the largest independent broker-dealer in the US, supporting thousands of advisors with technology, compliance, and wealth management solutions. It is comparable as a broad incumbent serving the independent RIA and advisor market that EP Wealth competes in.
• Edelman Financial Engines: Edelman Financial Engines is a large national RIA providing wealth management and financial planning to mass-affluent and HNW clients. While broader in segment reach, it is comparable to EP Wealth in offering comprehensive planning-led advisory services at scale.
• Cetera Financial Group: Cetera is a large broker-dealer and wealth management platform serving independent advisors and their clients. While broader than EP Wealth, it overlaps in providing financial planning, investment management, and advisor support services to the independent advisor channel.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@epwealthadvisors
• Facebookfacebook.com/epwealthadvisors
• LinkedInlinkedin.com/company/ep-wealth-advisors
• Instagraminstagram.com/ep.wealth.advisors
• Xx.com/epwealthbayarea

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries17 records

Funding overview

Funding rounds4 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A33 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EP Wealth Advisors