NepFin
NepFin was a San Francisco-based financial services company that operated a commercial lending platform providing growth capital to mid-sized American businesses. Founded in 2017 by CEO Albert Periu, it raised $13M across two early-stage rounds before apparently ceasing operations.
- Company typePrivate
- Founded2017
- HeadquartersSan Francisco, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What NepFin does
NepFin was a financial services company headquartered in San Francisco that operated a commercial lending platform providing growth capital to mid-sized American businesses. Founded in 2017, the company was led by co-founder and CEO Albert Periu, with Eugene Ting serving as Product Manager. The firm raised approximately $13 million across two early-stage funding rounds — an initial $3 million round in January 2017 and a $10 million round led by Sands Capital Ventures in February 2018 — to scale its lending operations. The platform targeted the U.S. mid-market segment, offering growth capital as its core product. No specific revenue mechanics, pricing model, customer segments, distribution channels, or technical platform architecture are disclosed in the available source material. As of the current source data, the company's primary domain, nepfin.com, is listed for sale on the HugeDomains marketplace at $14,195, indicating the entity is no longer actively operating and the platform has not produced publicly disclosed product, partnership, or hiring activity since its 2018 Series A.
NepFin firmographics
Firmographics- Name
- NepFin
- Website
- https://nepfin.com
- Company type
- Private
- Founded year
- 2017
- Headcount range
- 11–50 employees
- Short description
- NepFin was a San Francisco-based financial services company that operated a commercial lending platform providing growth capital to mid-sized American businesses. Founded in 2017 by CEO Albert Periu, it raised $13M across two early-stage rounds before apparently ceasing operations.
- Ownership category
- akta.pro rank
NepFin industry classification
Industry- Product category
- Commercial Lending
- NAICS
- Depository Credit Intermediation (5221)
- SIC
- Loan Brokers (6163), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)
Keywords
Where NepFin is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Markets served
NepFin business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
NepFin product offering
Product offeringCore offering
NepFin operates a commercial lending platform that provides growth capital to mid-sized American businesses. The company functions as a financial services firm offering capital solutions designed to support the growth and working capital needs of established U.S. businesses in the mid-market segment.
Product overview
NepFin.com is a domain name listed for sale on HugeDomains marketplace. The domain itself is the product — there is no active company, product, or service associated with NepFin. The domain is being offered at $14,195 with optional payment plan financing through HugeDomains. Domain transfer and management is handled via the registrar NameBright.com.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Lending Platform Online commercial lending platform providing growth capital and working capital financing to mid-sized American businesses.
- Growth Capital Loans Growth capital financing products extended to qualifying mid-sized U.S. businesses for expansion and operational funding purposes.
Companies that use NepFin
Customer profileIdeal customer profiles1 record
NepFin technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
NepFin partnerships and signals
Strategic signalRecent moves4 records
Expansion highlights2 records
NepFin competitors and assessment
Company assessmentEmerging players
- Currency (formerly Currency Capital): Currency provides online commercial financing and small-business lending products, with a technology-led platform comparable to NepFin's fintech lending approach.
Direct peers
- Credibly: Credibly provides working capital, term loans, and lines of credit to small and mid-sized U.S. businesses, directly comparable to NepFin's mid-market growth-capital offering.
- OnDeck Capital: OnDeck originates short-term working capital loans and lines of credit to small and mid-sized businesses, overlapping directly with NepFin's growth-capital-to-mid-market thesis.
- Biz2Credit: Biz2Credit is an online small-business lending marketplace offering term loans, lines of credit, and SBA loans to mid-sized businesses — a direct peer in the online mid-market lending space.
- Lendio: Lendio operates a small-business loan marketplace connecting borrowers with multiple lenders, providing capital products to small and mid-sized businesses — a comparable online lending platform.
- Funding Circle: Funding Circle operates a small-business lending marketplace providing term loans and lines of credit to SMBs, a structurally similar model to NepFin's online commercial lending platform.
- Fundbox: Fundbox offers short-term working capital and credit products to small and mid-sized businesses through a digital underwriting platform, closely paralleling NepFin's lending-as-a-service model.
- BlueVine: BlueVine provides working capital, invoice factoring, and lines of credit to small and mid-sized U.S. businesses via a digital platform — a direct competitor to NepFin's commercial lending platform for mid-sized American businesses.
- StreetShares (now part of Newtek): StreetShares provided online term loans and lines of credit to small and mid-sized U.S. businesses (now part of Newtek), comparable to NepFin's mid-market commercial lending focus.
Broad incumbents
- Goldman Sachs (Transaction Banking / Mid-Market Lending): Goldman Sachs operates a broad transaction banking and mid-market lending franchise through Marcus and Transaction Banking, representing the incumbent end of the mid-market commercial lending space where NepFin competes.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights4 records
Customer concentration
NepFin social profiles
Digital presenceNepFin financial estimates
Financial estimateRevenue estimate
Valuation estimate
NepFin leadership team
Management profileNumber of profiles
Profiles2 records
NepFin funding detail
Funding detailFunding overview
Funding rounds2 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NepFin M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NepFin
What does NepFin do?
NepFin operates a commercial lending platform that provides growth capital to mid-sized American businesses. The company functions as a financial services firm offering capital solutions designed to support the growth and working capital needs of established U.S. businesses in the mid-market segment.
When was NepFin founded?
NepFin was founded in 2017. It employs 11 to 50 people.
Where is NepFin based?
NepFin is headquartered in San Francisco, United States, in the North America region.
Who are NepFin's main competitors?
Currency (formerly Currency Capital) is listed as an emerging player. Direct peers are Credibly, OnDeck Capital, Biz2Credit, Lendio, Funding Circle, Fundbox, BlueVine and StreetShares (now part of Newtek). Goldman Sachs (Transaction Banking / Mid-Market Lending) is listed as a broad incumbent.
Does NepFin have an API?
No public API is recorded for NepFin.
What industry is NepFin in?
NepFin's product category is Commercial Lending. Its primary akta.pro industry code is BPAHAOAD, Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit). Its NAICS code is 5221 and its SIC code is 6163.