Fingate.io
- Company typePrivate
- Founded2020
- HeadquartersBesiktas
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Fingate.io firmographics
Firmographics- Name
- Fingate.io
- Legal name
- Maslak Teknoloji A.Ş.
- Website
- https://fingate.io
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Fingate.io industry classification
Industry- Product category
- Open Banking / Banking-as-a-Service Platform
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Finance Services (6199), Personal Credit Institutions (6141)
- akta.pro primary industry
- Open Banking, Account Aggregation & Payment Initiation APIs (BPAMAFAJ)
- akta.pro secondary industries
- Account Aggregation & Connectivity (Multi-bank linking) (FSAGACAA), Embedded Lending & Credit (POS, Working Capital, Credit Lines) (FSAGALAD), Account Verification & Ownership (AVS/AOV, micro-deposits, auth) (FSAGACAB)
Keywords
Where Fingate.io is headquartered
LocationHeadquarters
- HQ city
- Besiktas
Offices1 record
Markets served
Fingate.io business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Transaction-based fees: Pay-per-transaction model with no upfront fees or commitments. Customers pay only for actual transactions processed through the platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Pay-per-transaction pricing |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels1 record
Fingate.io product offering
Product offeringCore offering
Fingate.io provides a Banking-as-a-Service (BaaS) and Open Banking platform that enables businesses, e-commerce platforms, and individuals to access multiple banks' products and services through a single API connection. The platform offers instant shopping credit, quick advance credit, unified credit card management, and consolidated account views, eliminating the need for separate bank-by-bank integrations. It operates on a pay-per-transaction pricing model with no upfront commitments.
Product overview
FinGate.io is a unified Super Hub platform offering service banking (BaaS - Banking as a Service) and open banking services. The platform provides access to banking products and services through a single API connection. The product portfolio includes three core consumer-facing products: Alışveriş Kredisi (Shopping Credit) for instant shopping credit, Kolay Avans (Easy Advance) for quick advances, and ParaPlus for additional financial services. All products are integrated through a modular, vendor-independent platform architecture that enables users to access multiple banks' services without visiting each bank individually.
Differentiator
Problem solved
Functional benefit
Products and services
- Alışveriş Kredisi (Shopping Credit) Instant shopping credit service that allows e-commerce platforms to offer credit products from multiple banks through a single API integration. Targeted at online retail platforms wanting to embed multi-bank consumer credit at checkout.
- Kolay Avans (Easy Advance) Advance credit service enabling quick access to funds through the FinGate platform. Allows users to obtain cash advances on demand without visiting each bank separately.
- ParaPlus Financial service product offered within the FinGate platform ecosystem. Provides additional financial services accessible through the unified FinGate interface.
- FinGate Platform Super Hub platform providing service banking (BaaS) and open banking services. Enables access to banking products and services from multiple Turkish banks through a single API connection, with modular architecture, vendor-independent design, and pay-per-transaction pricing.
Companies that use Fingate.io
Customer profileSegments4 records
Ideal customer profiles3 records
Fingate.io technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Fingate.io partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights5 records
Fingate.io competitors and assessment
Company assessmentDirect peers
- Plaid: Leading global open banking and account aggregation platform. Directly comparable to Fingate's core proposition of connecting applications to bank accounts via a single API integration, though Plaid operates at much larger scale and primarily in the US/Europe.
- Tink: European open banking platform owned by Visa, providing account aggregation, payment initiation, and financial data APIs. Closely mirrors Fingate's BaaS/open banking positioning in a different geography, making it a near-direct functional comparable.
- TrueLayer: UK-based open banking API provider focused on account connectivity, payments initiation, and financial data. Comparable to Fingate's single-API, modular architecture serving merchants and platforms.
Broad incumbents
- Envestnet Yodlee: Established US data aggregation and analytics platform serving banks and fintechs. Comparable in the account aggregation and data connectivity layer, though operating as a broader incumbent with deeper enterprise roots.
- Finicity (Mastercard): Open banking and financial data aggregation platform acquired by Mastercard. Overlaps with Fingate's connectivity proposition and represents a major strategic incumbent in the global open banking space.
- Mastercard Open Banking: Mastercard's open banking division offering connectivity, verification, and financial data APIs. Represents a potential global incumbent competitor and a credible exit/partner path for Fingate.
Regional players
- iyzico: Major Turkish payment service provider owned by PayU, offering online payment acceptance and related financial services. Closest Turkish competitor in the broader fintech infrastructure space where Fingate operates.
- Param: Turkish fintech offering payment infrastructure and embedded finance solutions to merchants. Comparable as a Turkish-based fintech infrastructure player with adjacent product overlap in BaaS-style offerings.
- Papara: Leading Turkish digital wallet and fintech platform offering payments, cards, and financial services. Comparable as a Turkey-focused fintech building consumer-facing and merchant-facing financial product infrastructure.
Emerging players
- Token: Open banking payments and account connectivity platform focused on payment initiation and account-to-account transactions across Europe. Comparable to Fingate's open banking and embedded payments capabilities at an earlier commercial stage.
Market position
Strengths5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Fingate.io social profiles
Digital presenceFingate.io compliance and trust
Trust signalCompliance2 records
Fingate.io financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fingate.io leadership team
Management profileNumber of profiles
Profiles1 record
Fingate.io funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fingate.io M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fingate.io
What does Fingate.io do?
Fingate.io provides a Banking-as-a-Service (BaaS) and Open Banking platform that enables businesses, e-commerce platforms, and individuals to access multiple banks' products and services through a single API connection. The platform offers instant shopping credit, quick advance credit, unified credit card management, and consolidated account views, eliminating the need for separate bank-by-bank integrations. It operates on a pay-per-transaction pricing model with no upfront commitments.
Is Fingate.io a public or private company?
Fingate.io is a private company. It is classified as venture growth investor backed and is currently operating.
When was Fingate.io founded?
Fingate.io was founded in 2020. It employs 11 to 50 people.
Where is Fingate.io based?
Fingate.io is headquartered in Besiktas.
How does Fingate.io make money?
One revenue line is on record: transaction-based fees.
Who are Fingate.io's main competitors?
Direct peers on record are Plaid, Tink and TrueLayer. Broad incumbents are Envestnet Yodlee, Finicity (Mastercard) and Mastercard Open Banking. Regional players are iyzico, Param and Papara. Token is listed as an emerging player.
Does Fingate.io have an API?
Yes. FinGate Platform provides a single API connection to enable access to banking products and services including service banking (BaaS) and open banking. The platform features modular API structures that allow users to create new services and updates based on their needs.
What industry is Fingate.io in?
Fingate.io's product category is Open Banking / Banking-as-a-Service Platform. Its primary akta.pro industry code is BPAMAFAJ, Open Banking, Account Aggregation & Payment Initiation APIs, with a secondary code of FSAGACAA, Account Aggregation & Connectivity (Multi-bank linking). Its NAICS code is 5223 and its SIC code is 6199.