What StackinSat does

StackinSat is a French, AMF-regulated Bitcoin savings platform founded in 2020 in Biarritz by Jonathan Herscovici (CEO) and Josselin Tonnellier (COO). Registered as a PSAN (Prestataire de Services sur Actifs Numériques) with the Autorité des Marchés Financiers under number E2020-004, the company offers retail investors and businesses an automated Dollar Cost Averaging (DCA) solution for accumulating Bitcoin, with investment minimums starting at €10 per week or month. According to company materials, the platform has served more than 25,000 users since founding and carries a 4.7/5 Trustpilot rating.

The core product is the Plan Épargne Bitcoin (PEB), offered in three tiers: PEB Classique (1.5% conversion fee, no opening fee, unlimited volume), PEB Premium 100 (€100 opening fee, up to €10,000 volume, ~1% effective fees with free conversion and mining), and PEB Premium 500 (€500 opening fee, up to €100,000 volume, ~0.5% effective fees). The platform also offers a Coffre-Fort Bitcoin vault service with proof-of-reserves architecture, providing individual segregated on-chain verifiable wallets per customer (no shared pool), multi-signature protocols, and offline cold storage. Complementary products include Bitcoin Gift Cards (€10-€400 with 1.5% fee), a Bitcoin Treasury solution for corporate diversification, and two simulators (DCA returns and inflation impact). The company operates Surfin' Bitcoin as an educational conference sub-brand.

The business model is transaction-based, monetizing primarily through conversion fees (0.5%-1.5% depending on tier) plus one-time Premium opening fees and ancillary commission income from a customer referral program (20-33% of referred users' fees for one year) and an Ambassador program targeting content creators, influencers and financial advisors (€33-€167 per Premium client opened). Go-to-market is product-led and community-led, combining a self-serve web application at app.stackinsat.com with content marketing, social media, Trustpilot-driven credibility, and educational events. The company has raised approximately €2.5 million total since 2020, including a €1 million community crowdfunding round in February 2024 from over 250 individual investors. The team is 1-10 employees, served globally (excluding the US and sanctioned countries) where SEPA banking is available.

Name

StackinSat

Legal name

STACKINSAT, SAS

Website

https://stackinsat.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

StackinSat is an AMF-registered French Bitcoin savings platform offering automated Dollar Cost Averaging purchases starting from €10/month. Founded in 2020 and headquartered in Biarritz, it serves individual retail investors and SMB treasuries across Europe with tiered fee plans, segregated proof-of-reserves custody, and an educational conference sub-brand.

Ownership category

akta.pro rank

Product category

Bitcoin Savings Platform

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industry

Reserve Management, Custody & Segregated Accounts (Backing Infrastructure) (FSADADAD)

Keywords

• Bitcoin savings plan
• Crypto DCA investing
• Bitcoin custody services
• Digital asset brokerage
• Automated Bitcoin purchases

Headquarters

HQ city

Biarritz

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Transaction/Conversion Fees: StackinSat charges transaction fees on Bitcoin purchases. PEB Classique: 1.5% conversion fee plus grouped mining fees. Premium tiers offer lower effective rates (1% for Premium 100, 0.5% for Premium 500) by prepaying fees upfront. Additional 2.5% fee for credit card purchases.
2. Premium Account Opening Fees: PEB Premium 100 requires €100 opening fee covering up to €10,000 in volume. PEB Premium 500 requires €500 opening fee covering up to €100,000 in volume. These fees are non-refundable and provide reduced ongoing conversion costs.
3. Bitcoin Gift Cards: Gift card sales with 1.5% fee for purchasing Bitcoin gifts between €10-€400, valid for 6 months.
4. Referral/Affiliate Commissions: Stackers with Premium accounts earn 33% commissions on fees paid by referred users, while Classic PEB users earn 20% commissions for 1 year. Ambassador partners can earn up to €167 per new Premium 500 client opened.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels10 records

Core offering

StackinSat provides an automated Bitcoin savings plan (Plan Épargne Bitcoin, PEB) that lets individuals and businesses accumulate Bitcoin through scheduled weekly or monthly euro transfers starting from €10, using a Dollar Cost Averaging (DCA) strategy. Purchased Bitcoin can be delivered to the customer's personal wallet or stored in StackinSat's segregated Bitcoin Vault. Complementary paid offerings include Bitcoin Gift Cards and corporate Bitcoin Treasury solutions.

Product overview

StackinSat is a French Bitcoin savings platform offering an automated Plan Épargne Bitcoin (PEB) based on Dollar Cost Averaging (DCA) strategy, starting from €10/month. The core product is the PEB system with three tiers: PEB Classique (1.5% transaction fees), PEB Premium 100 (€100 opening, up to €10k volume), and PEB Premium 500 (€500 opening, up to €100k volume). Complementary services include the Bitcoin Vault for secure storage with proof-of-reserves, Bitcoin Gift Cards (€10-400), the Referral Program (20-33% commissions), and the Ambassador/Affiliate Program (€33-167 per client). Additional tools include Bitcoin savings and inflation simulators. The company also operates Surfin' Bitcoin, an educational conference brand.

Differentiator

Problem solved

Functional benefit

Brands

• Surfin' Bitcoin: An educational conference organized by StackinSat, offering an enlightened view of Bitcoin through speeches of recognized speakers, educational workshops, and a simplified Bitcoin discovery journey.

Products and services

• Plan Épargne Bitcoin (PEB) Automated Bitcoin savings plan allowing users to accumulate Bitcoin through regular weekly or monthly purchases starting from €10, using the Dollar Cost Averaging (DCA) strategy. Available in three fee tiers (Classique, Premium 100, Premium 500) for individuals and businesses.
• Coffre Fort Bitcoin (Bitcoin Vault) Secure Bitcoin storage service where StackinSat safeguards clients' Bitcoin in segregated, offline vaults with individual wallet addresses, multi-signature protocols, regular security audits and blockchain-verifiable proof of reserves.
• Carte Cadeau Bitcoin (Bitcoin Gift Card) Bitcoin gift card product allowing individuals to purchase Bitcoin for friends and family, with amounts ranging from €10 to €400, a 1.5% fee, and a 6-month validity period.
• Bitcoin Treasury Bitcoin treasury solution for businesses enabling corporate treasury diversification into Bitcoin, including tax-advantaged accumulation, compliance support, and accompaniment webinars for corporate clients.
• StackinSat V2 Platform The StackinSat V2 web application that powers sign-up, KYC, euro-to-Bitcoin conversion, automated DCA execution, vault custody and account management for retail and business users of the PEB service.

Quantifiable outcome

• 25,000+ users since 2020
• +3 more outcomes

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• OVH SASminorOthersWebsite hosting provider for stackinsat.com domain and services. OVH SAS is a French cloud computing company providing web hosting infrastructure.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Swan Bitcoin: Swan Bitcoin is the closest direct peer: a US-focused Bitcoin-only automated DCA/savings platform for individuals and businesses. Operating model, target customer (long-term Bitcoin savers), and fee structure closely mirror StackinSat's PEB tiers, making it the most relevant direct comparison despite the different geography.
• Relai: Relai is a Switzerland-based Bitcoin-only app offering recurring buys (DCA) and self-custody wallets to European retail users. It competes head-on with StackinSat for the same individual investor segment across Europe, with overlapping product features and a similar single-asset focus.
• BullBitcoin: BullBitcoin is a Canadian non-custodial Bitcoin exchange specializing in DCA-style recurring purchases and large-volume OTC. Its Bitcoin-only savings/DCA focus, self-custody emphasis, and OTC service for high-volume users directly match StackinSat's PEB tier structure.

Emerging players

• Bittr: Bittr is a European Bitcoin-only recurring purchase service based in the Netherlands. Its recurring buy flow and focus on Bitcoin savings overlap with StackinSat, though it lacks StackinSat's full vault/custody and premium tier structure.
• 21bitcoin: 21bitcoin is an emerging European Bitcoin-only app based in Germany focused on recurring buys and DCA. It overlaps with StackinSat's core offering for the same retail persona, positioning as a country-specific alternative rather than a continental scale player.

Broad incumbents

• Coinbase: Coinbase is the largest US-regulated crypto exchange offering recurring purchases, custody, and a broad asset catalog. It competes with StackinSat on Bitcoin purchases but serves a much broader product scope and customer base, lacking the Bitcoin-only differentiation.
• Kraken: Kraken is a major global crypto exchange serving European retail and institutional clients via its Irish entity. It offers recurring buys and staking but across many assets, putting it in broad competitive overlap rather than head-to-head focus on Bitcoin savings.
• Revolut: Revolut's app offers recurring crypto purchases (including Bitcoin) alongside banking, savings, and trading features. With ~30M+ users in Europe, it competes on convenience for casual Bitcoin buyers but lacks the Bitcoin-savings specialization and proof-of-reserves positioning.

Regional players

• Bitcoin Suisse: Bitcoin Suisse is a Swiss-regulated crypto financial services provider offering brokerage, custody, and staking. It targets European high-net-worth and institutional clients with services overlapping StackinSat's Bitcoin Treasury and Vault offerings, though from a more premium/regulated angle and Swiss base.
• Shakepay: Shakepay is a Canadian Bitcoin and Ethereum app with a strong recurring-purchase and cashback feature set tailored to Canadian retail. Its product DNA closely mirrors StackinSat's approach to frictionless recurring crypto buying, though confined to the Canadian market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/stackinsat_fr
• YouTubeyoutube.com/channel/UCpenc9LwOAk7gK5d2ktdwPQ
• Facebookfacebook.com/StackinSat
• LinkedInlinkedin.com/company/stackinsat
• Instagraminstagram.com/stackinsat

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about StackinSat