Footprint

What Footprint does

Footprint (One Footprint Inc.) is an AI-native programmable onboarding and risk operations platform founded in 2021 and headquartered in New York. The company delivers identity verification (KYC), business verification (KYB), fraud detection, secure PII vaulting, and passkey-based authentication through a unified SDK and API surface, with embeddable React components for in-product experiences. Its technology stack combines document and biometric verification, behavioral fraud analytics, AWS Nitro Enclaves for cryptographic PII storage, and a proprietary suite of Percy AI agents that autonomously run compliance investigations, watchlist screenings, EDD workflows, and SAR filings with full audit trails. Footprint holds SOC 2 Type II and PCI DSS certifications and is positioned for regulated industries where auditability and data residency matter.

The company sells primarily to fintechs, banks, payment processors, lenders, and other regulated financial institutions, with named enterprise customers spanning banking (Apiture, Triumph), payments (Nuvei), lending (LoanPro), logistics (DAT), energy (Grid), and employment screening (Findigs). Footprint distributes through a freemium self-serve dashboard alongside an enterprise sales motion, offers a fraud indemnification guarantee on its full fraud suite, and prices via subscription and usage-based models that are not publicly disclosed. The product portfolio has expanded rapidly since 2023, moving from KYC into KYB, fraud, authentication, ops case management, and AI-driven compliance automation, all anchored by a single fp_id identity token and a single SDK distribution surface.

Name

Footprint

Legal name

One Footprint Inc.

Website

https://onefootprint.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Footprint is an AI-native identity verification and risk operations platform serving fintechs, banks, and regulated financial institutions with KYC/KYB, fraud detection, secure PII vaulting, passkey authentication, and AI-driven compliance automation via its Percy agents.

Ownership category

akta.pro rank

Product category

Identity Verification and Fraud Prevention Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Investigation and Personal Background Check Services (561611)

SIC

Finance Services (6199)

akta.pro primary industry

KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening) (FSAGAFAB)

akta.pro secondary industries

Beneficial Ownership (UBO) & Corporate Registry Verification (KYB) (FSAMAMAK), Fraud, Risk, KYC/AML & Compliance Platforms (BPAMAFAI), Risk, Fraud & Transaction Monitoring (Behavioral, Velocity, Controls) (FSAGAAAK), Consumer Identity Verification (KYC) & Fraud Risk for Credit (FSAKAKAD)

Keywords

• Identity verification
• Fraud detection software
• KYC compliance automation
• AI risk operations
• Secure data vaulting

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Identity Verification as a Service: SaaS platform providing KYC/IDV services on a subscription or usage basis. Companies embed Footprint SDK to verify user identities, detect fraud, and securely store PII data.
2. Fraud Detection Suite: Additional fraud tools including behavioral analysis, device fingerprinting, synthetic identity detection, and duplicate fraud detection bundled into the platform.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels6 records

Core offering

Footprint is an AI-native programmable platform for consumer onboarding and risk operations that combines identity verification (KYC/KYB), fraud detection, secure PII vaulting, passkey authentication, and autonomous compliance agents (Percy AI) into a single SDK. Customers use its playbooks, rules engine, and AI agents to verify identities, screen against sanctions/AML watchlists, detect synthetic and deepfake fraud, store sensitive data in Nitro Enclave-secured vaults, and re-authenticate users across applications.

Product overview

Footprint is an AI-native platform for risk operations and consumer onboarding, consisting of a unified programmable onboarding engine with Percy AI agents, identity verification, fraud detection, secure vaulting, and authentication modules. The core platform (Identity) handles automated KYC/KYB workflows with dynamic playbooks, while Percy AI provides autonomous investigation and compliance automation. The fraud suite (Footprint Fraud) includes behavioral analysis, synthetic detection, and duplicate detection. Footprint Vault provides secure PII storage with Nitro Enclaves. Additional modules include Auth (passkey-based authentication), Manual Review Ops Platform (case management), Onboarding Components (embeddable React components), and KYB (business verification). The platform integrates these capabilities through a single SDK, eliminating the need for orchestration.

Differentiator

Problem solved

Functional benefit

Brands

• Percy: AI risk analyst agent that automates reviews, investigations, and compliance workflows with full auditability built in.

Products and services

• Identity (Footprint Identity) AI-native programmable onboarding engine that automates identity, risk, and compliance workflows through programmable playbooks, document capture, biometric verification, dynamic step-ups, and a dynamic rules engine. Designed for fintechs, banks, lenders, and other regulated businesses onboarding end users.
• Percy AI AI agents for risk operations that autonomously run investigations, pull data, check sanctions, assess risk, and write compliance memos and SAR filings with full audit trails. Spawns in isolated containers with access to entity data, tools, and Footprint risk signals, and supports parallel sub-agents to compress investigations.
• Footprint Vault Secure data vault for storing sensitive PII and financial data using AWS Nitro Enclaves and AES-256 encryption, accessible via a single fp_id token with decrypting APIs and a Vault Proxy. Eliminates the need for customers to handle raw PII directly.
• Footprint Auth Authentication service using passkeys cryptographically bound to the verified identity established during onboarding, for re-authenticating users at login or sensitive account actions. Designed to prevent account takeover and phishing.
• Footprint Fraud Suite Collection of fraud-fighting tools including onboarding controls (AppClip, device attestation, phone verification), behavioral and device insights, additional verifications, duplicate and synthetic fraud detection, and an enhanced rules engine with a manual review interface.
• Footprint KYB Business verification module for onboarding business entities, assessing ownership structures, and performing business due diligence as part of the unified onboarding platform.
• Manual Review Ops Platform Case management solution with real-time operational visibility, dynamic multi-factor prioritization, pull-based assignment, smart routing to specialized teams, and full audit trails, built for onboarding and fincrime operations.

Quantifiable outcome

• Doc scan completion rate improved from 70-80% to 92%
• +2 more outcomes

Named customers7 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability8 records

Feature8 records

Partnerships

Three partnerships are on record, tiered strategic and core.

• American Fintech CouncilstrategicStrategic or Co-development Partner · 1 October 2024Footprint joined AFC as newest member. AFC is a premier industry association representing responsible fintech companies and innovative banks. Membership positions Footprint to collaborate with responsible innovators to drive the future of secure, efficient financial services.
• IncodecoreTechnology or IntegrationThird-party vendor for biometric verification technology. Incode provides automated identity verification that extracts biometric identifiers from selfie videos and ID documents. Their technology is used to confirm identity matches during Footprint's verification process.
• AWScoreTechnology or IntegrationAmazon Web Services provides cloud infrastructure including Nitro Enclaves for secure data processing. Footprint leverages AWS Nitro Enclaves to store and process sensitive PII data in a secure, isolated environment.

Scale indicators4 records

Recent moves6 records

Expansion highlights8 records

Direct peers

• Prove: Prove (formerly Payfone) provides identity verification and authentication using phone-centric signals, similar to Footprint's phone verification and passkey-based re-authentication. Both target financial institutions and fintechs with re-authentication use cases.
• Jumio: Jumio is an established identity verification and KYC platform with document, biometric, and AML screening — directly comparable to Footprint's identity and fraud suite. Jumio serves large enterprises including many banks and fintechs.
• Persona: Persona is a direct competitor offering a configurable identity verification platform with KYC, KYB, fraud signals, and case management — overlapping almost entirely with Footprint's identity, KYB, and review platform products. Both target fintechs and digital-first businesses with developer-friendly APIs.
• Sumsub: Sumsub offers an all-in-one verification platform covering KYC, KYB, AML, fraud, and ongoing monitoring with global document coverage — directly comparable to Footprint's identity and fraud suite. Sumsub serves fintechs, crypto, and traditional financial institutions globally.
• Alloy: Alloy provides an identity decisioning platform that orchestrates KYC, KYB, AML, and fraud workflows for banks and fintechs — a direct comparable to Footprint's orchestrated onboarding engine. Both sell into banks and broker-dealers and emphasize single-API integration.
• SentiLink: SentiLink focuses specifically on synthetic identity fraud and application fraud detection — overlapping with Footprint's Fraud Suite capabilities (synthetic/duplicate detection, behavioral signals). Both sell into fintechs and lenders with API-first integrations.
• Onfido: Onfido (now part of Entrust) provides AI-powered identity verification, document checks, and biometric authentication — overlapping with Footprint's identity and authentication offerings. Onfido serves global fintechs and banks with mature enterprise deployments.
• Veriff: Veriff is an identity verification platform with strong global document coverage (matching Footprint's 200+ country support), biometric verification, and fraud detection. Both target fintechs and financial institutions with AI-driven document and liveness checks.

Broad incumbents

• ComplyAdvantage (LexisNexis Risk Solutions): ComplyAdvantage provides AML, sanctions, watchlist screening, and transaction monitoring — overlapping with Percy AI's compliance workflow automation. Now part of LexisNexis Risk Solutions, it competes in regulated bank and fintech compliance tooling.
• Sift: Sift is a broader digital trust and fraud decisioning platform covering account takeover, payment fraud, and content abuse — adjacent to Footprint's fraud suite but oriented toward post-onboarding fraud. Overlap exists in behavioral signals and device intelligence.

Market position

Strengths5 records

Weaknesses3 records

Competitive moat5 records

Key risks6 records

Key highlights3 records

Customer concentration

• Xx.com/Footprint_HQ
• LinkedInlinkedin.com/company/onefootprint

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds7 records

Investors20 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Footprint