Kasko

Name

Kasko

Legal name

KASKO LTD

Website

https://kasko.io

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

KASKO is a London-based InsurTech company founded in 2015 that provides a modular no-/low-code digital insurance platform alongside EU market access licensing, technology delivery, advisory, and specialist recruitment services to European insurers, MGAs, reinsurers, and brokers.

Ownership category

akta.pro rank

Product category

Insurance Technology (InsurTech)

NAICS

Insurance Agencies and Brokerages (524210), Computer Systems Design Services (541512), Software Publishers (5132)

SIC

Insurance Agents, Brokers & Service (6411), Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Integrated Systems Design (7373)

akta.pro industry

PRIMARYFSAGAGAB

Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS)

Financial & Insurance/Financial Technology (Fintech)/Insurtech Platforms (Digital Insurance Enablement)

SECONDARYFSAGAGAL

Embedded Insurance & Affinity Distribution Platforms

Financial & Insurance/Financial Technology (Fintech)/Insurtech Platforms (Digital Insurance Enablement)

SECONDARYFSAEADAN

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• InsurTech platform
• Digital insurance software
• Insurance distribution network
• Insurance intermediary services
• Insurance API integration

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Platform and Technology Services: KASKO generates revenue through a combination of platform licensing/SaaS fees for their modular no-/low-code insurance platform, technology delivery services for bespoke solutions, and ongoing operational support engagements.
2. Advisory and Consulting Services: Revenue from consulting projects addressing strategic, regulatory, and operational insurance challenges, as well as specialist recruitment services for insurance and InsurTech talent.
3. EU Market Access Services: One-stop-shop services for intermediary licensing to distribute across the EU and UK, including regulatory compliance support, operational readiness, and practical market entry assistance.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

KASKO provides a modular no-/low-code digital insurance platform for configuring products, distribution channels, and partner models end-to-end. Alongside the platform, it delivers bespoke technology agency services, EU and UK insurance intermediary licensing and market access via its German subsidiary, and advisory plus specialist recruitment services for insurance and InsurTech clients.

Product overview

KASKO operates as an "InsurTech as a Service" provider offering a modular no-code/low-code platform for digital insurance programs alongside professional services. The core offering consists of the InsurTech Platform for product configuration and distribution management, complemented by Technology Services for bespoke development, EU Market Access for regulatory licensing across Europe, and Advisory & Recruitment for consulting and talent acquisition. The company also maintains an Insurance Content Hub and Podcast series. KASKO positions itself as operating across the full insurance operating stack, working with insurers, MGAs, reinsurers, and brokers on digital, regulatory, and operational use cases.

Differentiator

Problem solved

Functional benefit

Brands

• Insurance Couch: Podcast hosted by Oliver Lang and Nikolaus Sühr bringing unique insights from the insurance world.
• Reinventing Finance
• Connecting Insurance
• Baloise Talk

Products and services

• InsurTech Platform Modular no-/low-code platform that lets insurers, MGAs, reinsurers, and brokers configure insurance products, distribution channels, and partner models without custom coding. It supports end-to-end digital insurance programme execution including product configuration, distribution APIs, policy administration, and bordereaux reporting, and integrates with legacy core systems via API.
• Technology Agency Service & Setup Support Bespoke technology delivery and IT support service for insurance clients with limited internal IT resources or those needing custom solutions. It functions as a technology agency that designs, builds, and operates solutions alongside the core InsurTech Platform.
• EU Market Access One-stop-shop service for obtaining insurance intermediary licences to distribute products across the EU and UK, delivered via KASKO's wholly-owned German subsidiary KASKO Germany UG. Includes regulatory compliance, operational readiness, local establishment, and practical market entry support for MGAs and insurers expanding into Europe.
• Advisory & Recruitment Consulting and research services for insurance strategy, regulatory, and operational challenges, combined with specialist recruitment for experienced insurance and InsurTech talent. Supports clients with strategy, organisational, and capability questions alongside KASKO's technology and licensing offerings.

Quantifiable outcome

• First product launch on modular platform: 8 weeks; 15 products across 6 distribution channels within 12 months; First carrier reporting milestone for MGA: 10 weeks

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Feature3 records

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Superscript: Superscript is a UK-based digital insurance broker and platform provider offering embedded insurance and SMB-focused products. It directly overlaps with KASKO's mission of providing configurable digital insurance infrastructure and distribution, though Superscript skews more toward its own insured products whereas KASKO is primarily a B2B platform.
• Akur8: Akur8 is an InsurTech platform providing AI-driven pricing and underwriting software to insurers globally. It serves the same buyer (insurers) with a complementary layer of the insurance value chain (pricing/underwriting) and is a comparable vendor in the same European enterprise InsurTech category as KASKO.
• CoverGo: CoverGo is an insurance platform offering no-code product configuration, policy administration, and distribution APIs for insurers and MGAs globally. It is one of the closest direct competitors to KASKO's core InsurTech Platform proposition, addressing the same no-/low-code product launch and distribution use cases.
• Tia Technology: Tia Technology is a Danish-headquartered insurance platform vendor serving European insurers with configurable core and distribution software. Its product-centric, European focus and customer overlap (European insurers, MGAs) make it a direct competitor in KASKO's primary geographic and segment footprint.

Emerging players

• Sprout.ai: Sprout.ai provides AI-powered claims automation for insurers, an adjacent layer to KASKO's modular platform. It overlaps on the same enterprise insurer customer base and on the AI-in-insurance positioning, representing a partial-overlap emerging competitor in the same ecosystem.

Broad incumbents

• Majesco: Majesco is a US-listed insurance software platform vendor offering core systems, data analytics, and digital solutions to insurers and MGAs. It is a comparable InsurTech platform player for the same enterprise buyer (insurers, MGAs), but operates at much larger scale and broader portfolio scope than KASKO's modular European focus.
• Duck Creek Technologies: Duck Creek Technologies is a major insurance core systems vendor offering policy administration, billing, and claims platforms to insurers and MGAs. It competes for the same enterprise buyers but at much larger scale and with broader portfolio depth than KASKO's modular approach.
• wefox: wefox is a well-capitalized European InsurTech operating a digital insurance platform and broker network across multiple European markets. It shares KASKO's European focus and platform-plus-distribution model, but operates as a broad incumbent with significant VC backing rather than a focused platform vendor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/kasko
• Xx.com/kaskoltd

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds4 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kasko