Dashboard Account Aggregation Services Private Limited
Saafe (Dashboard Account Aggregation Services Private Limited) is an RBI-licensed NBFC Account Aggregator, founded in 2021 in Chennai, that provides consent-based financial data aggregation across 43+ banks, mutual funds, insurance carriers, NPS, and GSTN for end users and regulated financial institutions in India.
- Company typePrivate
- Founded2021
- HeadquartersChennai, India
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What Dashboard Account Aggregation Services Private Limited does
Dashboard Account Aggregation Services Private Limited, operating under the brand Saafe, is an RBI-licensed NBFC Account Aggregator headquartered in Chennai, India. Founded in 2021, the company operates under the Master Direction – NBFC Account Aggregator (Reserve Bank) Directions, 2016, providing a consent-based financial data aggregation platform that connects end users with Financial Information Providers (banks, NBFCs, mutual funds, insurance carriers, NPS, GSTN) and Financial Information Users (lenders, wealth managers, insurers). Saafe's technical architecture is built on ReBIT-standard APIs (AA API v2.0.0, FIU API v2.0.0) with JWS (RS256) signature-based request signing, ECDH (Curve25519/X25519) end-to-end encryption, and a zero-retention data model in which financial information is never stored on Saafe's servers. The platform supports web, iOS, and Android consumer access alongside a developer-facing FIU integration module with a sandbox environment (sandbox.saafe.in:9443) and GitBook documentation (docs.saafe.in).
Saafe's go-to-market is dual-track: a product-led growth motion for end consumers via self-serve web and mobile applications, and an enterprise B2B sales motion targeting regulated FIUs that must register with RBI/SEBI/IRDAI/PFRDA, implement the FIU module, achieve Sahamati-empanelled auditor certification, and sign bilateral commercial agreements. The company is integrated with Sahamati's Central Registry (AA Commons) and has built a network of 43+ FIP integrations across 17 banks, 10 RRBs, both depositories (CDSL, NSDL), both RTAs (CAMS, KFin), all three NPS CRAs, GSTN, and 7 insurance providers, with 11 additional FIPs in the pipeline.
The business model currently prices the end-user-facing service at zero, reserving the right to introduce fees in the future. Revenue is generated through bilateral commercial arrangements with FIUs, the terms of which are not publicly disclosed. Saafe has raised approximately $1.26M across two early-stage rounds in 2021-2022, operates with a 11-50 person team, and is led by Managing Director Venkatesh Krishnamoorti (ex-Cholamandalam, ex-Cognizant), CTO Raghu (ex-PayPal, ex-FlyNava, ex-Covansys), COO Vijayan Rajasekar, and Finance & Strategy lead Raghunand Arcot Krishnan, supported by an advisor bench including Satish Mehta (founder of Athena Advisors and ex-CIBIL leadership), Srinivasan Bhaskar (ex-Equitas CEO), Srinivas Acharya (ex-Sundaram Deputy MD), and P R Devaraj (ex-Axis Bank tech transformation consultant).
Dashboard Account Aggregation Services Private Limited firmographics
Firmographics- Name
- Dashboard Account Aggregation Services Private Limited
- Legal name
- Dashboard Account Aggregation Services Private Limited
- Website
- https://saafe.in
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Saafe (Dashboard Account Aggregation Services Private Limited) is an RBI-licensed NBFC Account Aggregator, founded in 2021 in Chennai, that provides consent-based financial data aggregation across 43+ banks, mutual funds, insurance carriers, NPS, and GSTN for end users and regulated financial institutions in India.
- Ownership category
- akta.pro rank
Dashboard Account Aggregation Services Private Limited industry classification
Industry- Product category
- Account Aggregation / Open Banking Platform
- NAICS
- Credit Bureaus (561450)
- akta.pro primary industry
- BaaS Platforms & Sponsor Bank Enablement (FSAGALAA)
- akta.pro secondary industry
- Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)
Keywords
Where Dashboard Account Aggregation Services Private Limited is headquartered
LocationHeadquarters
- HQ city
- Chennai
- HQ country
- India
- HQ region
- Asia
Offices1 record
Markets served
Dashboard Account Aggregation Services Private Limited business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales, Others
Revenue model
- Account Aggregation Services (Primary): Currently free to end-users. Saafe may charge fees in the future in line with applicable laws, with prior written notice. The company acts as a consent management platform — passing encrypted data through without storing it — and generates revenue by serving as the licensed intermediary between Financial Information Providers and Financial Information Users (FIUs such as banks, NBFCs, insurers).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free for end-users; FIU fees not publicly disclosed |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels4 records
Dashboard Account Aggregation Services Private Limited product offering
Product offeringCore offering
Saafe operates an RBI-licensed NBFC Account Aggregator platform that provides a real-time, consolidated view of financial assets held across multiple institutions (banks, RRBs, NBFCs, mutual funds, insurance, NPS, and GSTN) under user consent. It enables individuals and businesses to manage, share, and revoke access to their financial data through web and mobile apps, and allows Financial Information Users (FIUs) such as lenders, insurers, and wealth managers to retrieve customer financial data via ReBIT-standard APIs for credit assessment and continuous monitoring. Financial data is never stored on Saafe servers and is protected by 256-bit nonce end-to-end encryption.
Product overview
Saafe is a single unified product - an RBI-licensed Account Aggregator platform that provides real-time consolidated financial data management. The platform connects users with multiple financial institutions (Banks & NBFCs, Mutual Funds, Insurance providers, NPS, GSTN) through a unified API-driven solution, enabling consent-based financial information retrieval, aggregation, and sharing. The product offers real-time financial insights, unified wealth management, and secure data connectivity as core capabilities, with no separate add-on modules or sub-products identified.
Differentiator
Problem solved
Functional benefit
Products and services
- Saafe Account Aggregator Platform Real-time, API-driven account aggregation platform that retrieves and consolidates financial information from 43+ Financial Information Providers (banks, RRBs, NBFCs, mutual funds, depositories, RTAs, NPS CRAs, GSTN, and insurance providers) under user consent. Designed for individuals and businesses seeking a unified view of their financial assets and for Financial Information Users (banks, NBFCs, insurers, wealth managers) that need consent-based digital access to customer financial data for credit assessment and continuous monitoring.
Companies that use Dashboard Account Aggregation Services Private Limited
Customer profileNamed customers18 records
Segments2 records
Ideal customer profiles2 records
Dashboard Account Aggregation Services Private Limited technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Dashboard Account Aggregation Services Private Limited partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and moderate.
- SahamaticoreSahamati is the not-for-profit, industry-led organization that sets standards and guidelines for India's Account Aggregator ecosystem. Saafe operates within the Sahamati framework, using Sahamati's Central Registry APIs for FIU/FIP entity management, AA List, and FIP List discovery. Saafe participates in Sahamati's bi-lateral agreement process, FIU certification programs, and the AA Commons portal for entity registration. This is a foundational, ecosystem-level partnership that is essential to Saafe's operations.
- Reserve Bank Information Technology Private Limited (ReBIT)coreReBIT develops the technical specifications and API standards (AA API, FIU API, FIP API) that Saafe implements for interoperability within the AA ecosystem. Saafe's FIU module and FIP module are built on ReBIT API specifications version 2.0.0. Saafe's AA Entity ID in the Central Registry is 'dashboard-aa-preprod' and supports ReBIT's technical standards for consent artefacts, JWS signatures, and end-to-end encryption.
- HDFC BankcoreConnected as a Financial Information Provider (FIP) — HDFC Bank's systems integrate with Saafe's AA platform to share customer deposit account data with user consent. HDFC Bank is one of India's largest banks and a critical FIP in Saafe's network.
- ICICI BankcoreConnected as a Financial Information Provider (FIP) — ICICI Bank's systems integrate with Saafe's AA platform to share customer deposit account data with user consent.
- Axis BankcoreConnected as a Financial Information Provider (FIP) — Axis Bank integrates with Saafe's AA platform. Saafe's CTO, Mr. Raghu, has a consulting/mentoring relationship with Axis Bank's tech transformation project.
- GSTN (Goods and Services Tax Network)coreConnected as a Financial Information Provider (FIP) — GSTN's systems integrate with Saafe to enable users to share GST return data (GSTR1, GSTR3B) with consent. This allows lenders to assess business financial health through GST data.
- CDSL and NSDL (Depositories)coreBoth depositories (CDSL and NSDL) are integrated as FIPs, enabling Saafe users to share equities, mutual funds, IDR, REIT, CIS, INVIT, AIF, and ETF holdings with consent. Complete coverage of India's depository ecosystem.
- CAMS and KFin Technologies (RTAs)coreCAMS and KFin are integrated as FIPs providing mutual fund holdings (including SIP data) to Saafe users with consent. Complete RTA coverage for India's mutual fund ecosystem.
- CAMS, KFin, Protean eGov (NPS CRAs)coreAll three NPS Central Recordkeeping Agencies (CAMS, KFin, Protean eGov) are integrated as FIPs, enabling Saafe users to share NPS pension fund data with consent. Complete CRA coverage for India's NPS ecosystem.
- HDFC Life Insurance, ICICI Prudential Life, Max Life Insurance, SBI Life Insurance, Shriram General Insurance, Shriram Life Insurance, Tata AIA Life InsurancecoreSeven insurance providers are integrated as FIPs covering life insurance, general insurance, and health products. Enables policy data sharing (INSURANCE_POLICIES, LIFE_INSURANCE) with user consent for underwriting and credit assessment purposes.
- 17 Additional Banks and 10 Regional Rural Banks (RRBs)moderate17 banks (including AU Small Finance Bank, Federal Bank, IDFC First Bank, City Union Bank, Yes Bank, Punjab National Bank, Kotak Mahindra Bank, etc.) and 10 RRBs (including Assam Gramin Vikash Bank, Bangiya Gramin Vikash Bank, etc.) are integrated as FIPs covering deposit accounts. NBFC partner: Mahindra & Mahindra Financial Services Limited.
Scale indicators2 records
Recent moves6 records
Expansion highlights6 records
Dashboard Account Aggregation Services Private Limited competitors and assessment
Company assessmentDirect peers
- Finvu: An RBI-licensed Account Aggregator operating in India that provides consent-based financial data aggregation across banks, mutual funds, insurance, and other FIs. Directly competes with Saafe for the same FIP integrations and FIU customers within the Indian AA ecosystem.
- OneMoney: An RBI-licensed Account Aggregator in India that aggregates financial data from banks, depositories, and other institutions via user consent. Competes with Saafe for FIU integration share and consumer mind share within the Sahamati-led ecosystem.
- CAMS (Account Aggregator): CAMS (Computer Age Management Services) operates an RBI-licensed Account Aggregator service leveraging its position as India's largest Registrar and Transfer Agent. Competes with Saafe on FIP coverage breadth, with incumbent mutual fund data assets Saafe must match via its CAMS RTA integration.
- KFin Technologies: One of India's two dominant Registrars and Transfer Agents, KFin Technologies operates an RBI-licensed Account Aggregator service. A direct Indian AA peer competing for mutual fund data integration depth and FIU relationship share.
- Setu: An Indian fintech API platform that offers account aggregation and broader embedded finance infrastructure including AA-related services. Competes with Saafe on developer-first API GTM in the Indian financial-infrastructure market.
Emerging players
- Perfios: An Indian fintech data aggregation and underwriting platform providing financial-data APIs to lenders and fintechs for credit decisioning. Overlaps with Saafe on the financial-data infrastructure layer for Indian credit assessment use cases.
Broad incumbents
- Plaid: The global leader in open banking data aggregation, connecting bank accounts to fintech apps across the US, UK, and Europe. A scaled incumbent comparable to Saafe at the architecture and API-first business-model level, though operating in different geographies.
- Yodlee (Envestnet): A global financial data aggregation platform serving banks, lenders, and fintechs with account verification, aggregation, and enrichment services. Comparable business model to Saafe at incumbent global scale with a much larger FIP/FIU footprint.
- MX Technologies: A US-based financial data aggregation and money-management platform connecting thousands of financial institutions to apps and services. Comparable to Saafe on consent-based data aggregation business model at incumbent North American scale.
Regional players
- TrueLayer: A European open banking data aggregator serving banks and fintechs across the UK and EU under PSD2. Operates a comparable API-driven consent-based model to Saafe but in a different regulatory geography (UK/Europe vs India).
Market position
Strengths5 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Dashboard Account Aggregation Services Private Limited social profiles
Digital presenceDashboard Account Aggregation Services Private Limited compliance and trust
Trust signalCompliance1 record
Dashboard Account Aggregation Services Private Limited financial estimates
Financial estimateRevenue estimate
Valuation estimate
Dashboard Account Aggregation Services Private Limited leadership team
Management profileNumber of profiles
Profiles8 records
Dashboard Account Aggregation Services Private Limited funding detail
Funding detailFunding overview
Funding rounds2 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Dashboard Account Aggregation Services Private Limited M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Dashboard Account Aggregation Services Private Limited
What does Dashboard Account Aggregation Services Private Limited do?
Saafe operates an RBI-licensed NBFC Account Aggregator platform that provides a real-time, consolidated view of financial assets held across multiple institutions (banks, RRBs, NBFCs, mutual funds, insurance, NPS, and GSTN) under user consent. It enables individuals and businesses to manage, share, and revoke access to their financial data through web and mobile apps, and allows Financial Information Users (FIUs) such as lenders, insurers, and wealth managers to retrieve customer financial data via ReBIT-standard APIs for credit assessment and continuous monitoring. Financial data is never stored on Saafe servers and is protected by 256-bit nonce end-to-end encryption.
Is Dashboard Account Aggregation Services Private Limited a public or private company?
Dashboard Account Aggregation Services Private Limited is a private company. It is classified as unknown and is currently operating.
When was Dashboard Account Aggregation Services Private Limited founded?
Dashboard Account Aggregation Services Private Limited was founded in 2021. It employs 11 to 50 people.
Where is Dashboard Account Aggregation Services Private Limited based?
Dashboard Account Aggregation Services Private Limited is headquartered in Chennai, India, in the Asia region.
How does Dashboard Account Aggregation Services Private Limited make money?
One revenue line is on record: account Aggregation Services (Primary).
Who are Dashboard Account Aggregation Services Private Limited's main competitors?
Direct peers on record are Finvu, OneMoney, CAMS (Account Aggregator), KFin Technologies and Setu. Perfios is listed as an emerging player. Broad incumbents are Plaid, Yodlee (Envestnet) and MX Technologies. TrueLayer is listed as a regional player.
Does Dashboard Account Aggregation Services Private Limited have an API?
Yes. Saafe AA provides developer documentation for creating the FIU module which connects with the account aggregator for fetching consent-based financial information. The API supports AA API v2.0.0 and FIU API v2.0.0. API calls to AA ReBIT APIs require x-jws-signature in the header (detached JWS of the body). Authentication uses RSA 2048-bit keys with RS256 algorithm. End-to-end encryption for data requests uses ECDH with Curve25519 or X25519 curve. Sandbox environment available at sandbox.saafe.in:9443. Central Registry APIs provide AA List, FIP List, and FIU List functionality. FIU endpoints receive Consent and FI notifications from AA. Developer documentation is at docs.saafe.in.
What industry is Dashboard Account Aggregation Services Private Limited in?
Dashboard Account Aggregation Services Private Limited's product category is Account Aggregation / Open Banking Platform. Its primary akta.pro industry code is FSAGALAA, BaaS Platforms & Sponsor Bank Enablement, with a secondary code of FSAGALAK, Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes). Its NAICS code is 561450.