Valley Community Development
- Company typePrivate
- Founded1988
- HeadquartersNorthampton, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
Valley Community Development firmographics
Firmographics- Name
- Valley Community Development
- Legal name
- Valley Community Development Corporation
- Website
- https://valleycdc.org
- Company type
- Private
- Founded year
- 1988
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Valley Community Development industry classification
Industry- Product category
- Community Development Services
- NAICS
- Administration of Urban Planning and Community and Rural Development (92512), Civic and Social Organizations (813410)
- SIC
- Land Subdividers & Developers (No Cemeteries) (6552), Personal Credit Institutions (6141)
- akta.pro primary industry
- Community Centers & Neighborhood Support Services (BPAGAEAL)
- akta.pro secondary industries
- Community Foundations (BPAGAKAB), Community Development & Neighborhood Revitalization Housing Programs (FSALAKAO)
Keywords
Where Valley Community Development is headquartered
LocationHeadquarters
- HQ city
- Northampton
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Valley Community Development business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Supply Chain, Infrastructure, Others
Revenue model
- Government Grants and Programs: Funding from state and municipal sources including Mass Development, City of Northampton, Town of Amherst, and various state housing programs for affordable housing development
- Loan Program Fees: Small Business Loan Program with $75 non-refundable application fee for loans ranging from $1,000 to $10,000
- Donations and Sponsorships: Individual donations, corporate sponsorships from local banks and businesses, and support from housing trust funds
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Small Business Loans: $1,000 to $10,000 |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Valley Community Development product offering
Product offeringCore offering
Valley Community Development (Valley CDC) is a nonprofit community development corporation that builds social equity by expanding affordable housing and small business opportunities in Western Massachusetts. Its core offerings include affordable rental and ownership housing development (with over 400 units produced since 1988), homeownership education and counseling (including a Home Modification Loan Program), and small business development services such as one-on-one consulting, bookkeeping training, workshops, and a Small Business Loan Program providing $1,000 to $10,000 in financing to micro and small businesses.
Product overview
Valley Community Development operates as a multi-service nonprofit organization offering a unified portfolio of housing and small business development programs in Western Massachusetts. The core offerings span two interconnected domains: (1) Homeownership Services including the Home Modification Loan Program (HMLP), First-Time Homebuyer Education, and general homeownership counseling; and (2) Small Business Development encompassing One-on-One Business Assistance, the Small Business Loan Program ($1,000-$10,000 loans), the Bookkeeping Program, and Small Business Fundamentals workshops. Additionally, the organization develops and manages Affordable Housing through its development arm, having produced over 400 affordable units. All programs are offered free or at low cost to serve low- and moderate-income individuals in Hampden, Hampshire, and Franklin counties.
Differentiator
Problem solved
Functional benefit
Products and services
- Small Business Development Program
Companies that use Valley Community Development
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Valley Community Development technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Valley Community Development partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and supporting.
- The Community Builders (TCB)coreJoint development partner for the 92-unit affordable housing complex at 33 King Street in Northampton. Jessica Allan from Valley CDC and Julia Scannell from TCB presented together at the Northampton Housing Partnership meeting.
- Kuhn RiddlesupportingArchitecture firm providing design rendering for the 33 King Street affordable housing project in Northampton.
- PV SquaredcoreSolar energy contractor implementing the $425,000 solar project for Amherst Community Homes, enabling fully solar-powered heating and cooling.
- Keiter Corp.coreGeneral contractor based in Florence, MA constructing the Amherst Community Homes development which is 82% complete as of May 2026.
- Verizon Small Business Digital ReadysupportingVerizon program providing free online curriculum on SEO, remote work, and credit. Valley CDC promotes this resource to small business clients.
Scale indicators7 records
Recent moves6 records
Expansion highlights5 records
Valley Community Development competitors and assessment
Company assessmentBroad incumbents
- Capital Impact Partners: National CDFI financing cooperatives, nonprofits, and social enterprises with comparable lending-plus-development mission; broader geographic scope but similar target beneficiaries in underserved communities.
- NeighborWorks America: National network of 250+ nonprofit affordable housing and community development organizations; provides grants, training, and capital to peer CDCs similar to Valley CDC, including HUD-aligned counseling standards.
- Enterprise Community Partners: National nonprofit affordable housing developer and CDFI operating across the U.S.; comparable mission in affordable rental and ownership housing production with broader geographic reach.
- Massachusetts Association of Community Development Corporations: Statewide membership association of Massachusetts CDCs; not a direct competitor but provides industry network, advocacy, and capacity-building services relevant to Valley CDC's operational model.
- Local Initiatives Support Corporation (LISC): National CDFI providing capital, technical assistance, and development financing to CDCs and affordable housing developers; active in Massachusetts with comparable mission and lending programs.
Direct peers
- RCAP Solutions: Massachusetts-based community action agency offering housing counseling, small business assistance, and community development across rural and small-town Massachusetts; comparable multi-service nonprofit CDC operating in similar Western MA communities.
- The Community Builders: National nonprofit affordable housing developer with Massachusetts presence; already Valley CDC's co-development partner on the 92-unit King Street project, making it the most directly comparable peer in both mission and operating geography.
- Way Finders: Springfield, MA-based nonprofit providing housing, homelessness prevention, and small business support across Western Massachusetts; directly comparable dual-mission CDC model in overlapping service territory.
- Hilltown Community Development Corporation: Western Massachusetts CDC focused on affordable housing and community programs in the hilltowns; closest geographic peer in Hampshire County with similar housing-and-community-development mission.
Regional players
- Coastal Enterprises Inc (CEI): Maine-based CDFI providing small business loans and affordable housing development support to rural and underserved communities; highly comparable dual-mission model but operates in a different New England state.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks4 records
Key highlights6 records
Customer concentration
Valley Community Development social profiles
Digital presenceValley Community Development compliance and trust
Trust signalCompliance2 records
Valley Community Development financial estimates
Financial estimateRevenue estimate
Valuation estimate
Valley Community Development leadership team
Management profileNumber of profiles
Profiles3 records
Valley Community Development funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Valley Community Development M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Valley Community Development
What does Valley Community Development do?
Valley Community Development (Valley CDC) is a nonprofit community development corporation that builds social equity by expanding affordable housing and small business opportunities in Western Massachusetts. Its core offerings include affordable rental and ownership housing development (with over 400 units produced since 1988), homeownership education and counseling (including a Home Modification Loan Program), and small business development services such as one-on-one consulting, bookkeeping training, workshops, and a Small Business Loan Program providing $1,000 to $10,000 in financing to micro and small businesses.
Is Valley Community Development a public or private company?
Valley Community Development is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Valley Community Development founded?
Valley Community Development was founded in 1988. It employs 1 to 10 people.
Where is Valley Community Development based?
Valley Community Development is headquartered in Northampton, United States, in the North America region.
How does Valley Community Development make money?
Three revenue lines are on record. Government Grants and Programs are the primary driver. The others are loan Program Fees and donations and Sponsorships.
Who are Valley Community Development's main competitors?
Broad incumbents on record are Capital Impact Partners, NeighborWorks America, Enterprise Community Partners, Massachusetts Association of Community Development Corporations and Local Initiatives Support Corporation (LISC). Direct peers are RCAP Solutions, The Community Builders, Way Finders and Hilltown Community Development Corporation. Coastal Enterprises Inc (CEI) is listed as a regional player.
Does Valley Community Development have an API?
No public API is recorded for Valley Community Development.
What industry is Valley Community Development in?
Valley Community Development's product category is Community Development Services. Its primary akta.pro industry code is BPAGAEAL, Community Centers & Neighborhood Support Services, with a secondary code of BPAGAKAB, Community Foundations. Its NAICS code is 92512 and its SIC code is 6552.