Valley Community Development

Name

Valley Community Development

Legal name

Valley Community Development Corporation

Website

https://valleycdc.org

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Community Development Services

NAICS

Administration of Urban Planning and Community and Rural Development (92512), Civic and Social Organizations (813410)

SIC

Land Subdividers & Developers (No Cemeteries) (6552), Personal Credit Institutions (6141)

akta.pro primary industry

Community Centers & Neighborhood Support Services (BPAGAEAL)

akta.pro secondary industries

Community Foundations (BPAGAKAB), Community Development & Neighborhood Revitalization Housing Programs (FSALAKAO)

Keywords

• Affordable housing development
• Homeownership counseling
• Small business assistance
• Community development
• Micro business loans

Headquarters

HQ city

Northampton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Supply Chain, Infrastructure, Others

Revenue model

1. Government Grants and Programs: Funding from state and municipal sources including Mass Development, City of Northampton, Town of Amherst, and various state housing programs for affordable housing development
2. Loan Program Fees: Small Business Loan Program with $75 non-refundable application fee for loans ranging from $1,000 to $10,000
3. Donations and Sponsorships: Individual donations, corporate sponsorships from local banks and businesses, and support from housing trust funds

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Valley Community Development (Valley CDC) is a nonprofit community development corporation that builds social equity by expanding affordable housing and small business opportunities in Western Massachusetts. Its core offerings include affordable rental and ownership housing development (with over 400 units produced since 1988), homeownership education and counseling (including a Home Modification Loan Program), and small business development services such as one-on-one consulting, bookkeeping training, workshops, and a Small Business Loan Program providing $1,000 to $10,000 in financing to micro and small businesses.

Product overview

Valley Community Development operates as a multi-service nonprofit organization offering a unified portfolio of housing and small business development programs in Western Massachusetts. The core offerings span two interconnected domains: (1) Homeownership Services including the Home Modification Loan Program (HMLP), First-Time Homebuyer Education, and general homeownership counseling; and (2) Small Business Development encompassing One-on-One Business Assistance, the Small Business Loan Program ($1,000-$10,000 loans), the Bookkeeping Program, and Small Business Fundamentals workshops. Additionally, the organization develops and manages Affordable Housing through its development arm, having produced over 400 affordable units. All programs are offered free or at low cost to serve low- and moderate-income individuals in Hampden, Hampshire, and Franklin counties.

Differentiator

Problem solved

Functional benefit

Products and services

• Small Business Development Program

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

Five partnerships are on record, tiered core and supporting.

• The Community Builders (TCB)coreStrategic or Co-development PartnerJoint development partner for the 92-unit affordable housing complex at 33 King Street in Northampton. Jessica Allan from Valley CDC and Julia Scannell from TCB presented together at the Northampton Housing Partnership meeting.
• Kuhn RiddlesupportingTechnology or IntegrationArchitecture firm providing design rendering for the 33 King Street affordable housing project in Northampton.
• PV SquaredcoreStrategic or Co-development PartnerSolar energy contractor implementing the $425,000 solar project for Amherst Community Homes, enabling fully solar-powered heating and cooling.
• Keiter Corp.coreStrategic or Co-development PartnerGeneral contractor based in Florence, MA constructing the Amherst Community Homes development which is 82% complete as of May 2026.
• Verizon Small Business Digital ReadysupportingGTM or Marketing PartnerVerizon program providing free online curriculum on SEO, remote work, and credit. Valley CDC promotes this resource to small business clients.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Capital Impact Partners: National CDFI financing cooperatives, nonprofits, and social enterprises with comparable lending-plus-development mission; broader geographic scope but similar target beneficiaries in underserved communities.
• NeighborWorks America: National network of 250+ nonprofit affordable housing and community development organizations; provides grants, training, and capital to peer CDCs similar to Valley CDC, including HUD-aligned counseling standards.
• Enterprise Community Partners: National nonprofit affordable housing developer and CDFI operating across the U.S.; comparable mission in affordable rental and ownership housing production with broader geographic reach.
• Massachusetts Association of Community Development Corporations: Statewide membership association of Massachusetts CDCs; not a direct competitor but provides industry network, advocacy, and capacity-building services relevant to Valley CDC's operational model.
• Local Initiatives Support Corporation (LISC): National CDFI providing capital, technical assistance, and development financing to CDCs and affordable housing developers; active in Massachusetts with comparable mission and lending programs.

Direct peers

• RCAP Solutions: Massachusetts-based community action agency offering housing counseling, small business assistance, and community development across rural and small-town Massachusetts; comparable multi-service nonprofit CDC operating in similar Western MA communities.
• The Community Builders: National nonprofit affordable housing developer with Massachusetts presence; already Valley CDC's co-development partner on the 92-unit King Street project, making it the most directly comparable peer in both mission and operating geography.
• Way Finders: Springfield, MA-based nonprofit providing housing, homelessness prevention, and small business support across Western Massachusetts; directly comparable dual-mission CDC model in overlapping service territory.
• Hilltown Community Development Corporation: Western Massachusetts CDC focused on affordable housing and community programs in the hilltowns; closest geographic peer in Hampshire County with similar housing-and-community-development mission.

Regional players

• Coastal Enterprises Inc (CEI): Maine-based CDFI providing small business loans and affordable housing development support to rural and underserved communities; highly comparable dual-mission model but operates in a different New England state.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks4 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCAEzAtDI5eyTuivSiswJqIA
• Facebookfacebook.com/valleycdc
• LinkedInlinkedin.com/company/valley-cdc
• Instagraminstagram.com/valleycdc
• Xx.com/valleycdc_mass

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Valley Community Development