Zelros
Paris-based generative AI company founded in 2016 that built a predictive AI platform for risk decisioning and customer personalization in the insurance and banking sectors, acquired by Earnix in April 2025.
- Company typePrivate
- Founded2016
- HeadquartersParis, France
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Zelros does
Zelros was a Paris-based generative AI company founded in 2016 that built a predictive AI platform for risk decisioning and customer personalization, serving enterprise customers in the insurance and banking sectors. Its core product, the Zelros AI Platform, was designed to address limitations of general-purpose AI in delivering insurance-grade solutions, with a stated focus on improving decision-making, customer engagement, and satisfaction across underwriting, claims, and sales workflows. Named enterprise customers included AXA and Generali, both large global insurance carriers, positioning Zelros as a vertically specialized AI vendor rather than a horizontal AI tool.
The company raised approximately $16.1 million across two funding rounds: a $5.1 million seed in December 2018 led by Hi Inov - Dentressangle, and an $11 million Series A in February 2021 led by Benhamou Global Ventures, with participation from 42CAP, astorya.vc, Isai, and Plug and Play. The company operated with a team of 51-100 employees co-founded by Christophe Bourguignat (CEO), Fabien Vauchelles (CTO), and Damien Philippon (COO). On April 29, 2025, Earnix announced the acquisition of Zelros to enhance its intelligent decisioning platform for the global insurance and banking markets, merging Zelros's generative AI capabilities with Earnix's existing pricing, underwriting, and customer engagement solutions.
Zelros firmographics
Firmographics- Name
- Zelros
- Website
- https://zelros.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Acquired
- Headcount range
- 51–100 employees
- Short description
- Paris-based generative AI company founded in 2016 that built a predictive AI platform for risk decisioning and customer personalization in the insurance and banking sectors, acquired by Earnix in April 2025.
- Ownership category
- akta.pro rank
Zelros industry classification
Industry- Product category
- Insurance Technology AI Platform
- NAICS
- Software Publishers (5132), Computer Systems Design Services (541512)
- SIC
- Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Financial Services Personalization (Banking, Investing, Insurance) (HDAAAGAH)
- akta.pro secondary industries
- AI/ML Engineering & Model Development Services (BPAEAHAF), Audit, Explainability & Accountability Tooling (traceability, reporting) (HDAAAKAL)
Keywords
Where Zelros is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Markets served
Zelros business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Zelros product offering
Product offeringCore offering
Zelros is a generative AI software company that builds and sells a predictive AI platform for insurers and banks. Its core product, the Zelros AI Platform, applies generative and predictive AI to risk decisioning and customer personalization, enabling insurance carriers and banking institutions to improve decision-making, customer engagement, and satisfaction across sales, underwriting, and claims workflows.
Product overview
Zelros is a generative AI company providing AI solutions for insurers and banks. The company offers a predictive AI platform focused on risk decisioning and customer personalization. Based on the acquisition announcement by Earnix, Zelros's technology aims to improve decision-making, customer engagement, and satisfaction across global insurance and banking sectors. Specific product names and architecture details are not available in the provided source data.
Differentiator
Problem solved
Functional benefit
Products and services
- Zelros AI Platform
Companies that use Zelros
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles2 records
Zelros technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability1 record
Zelros partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- EarnixcoreEarnix acquired Zelros to enhance its predictive AI platform capabilities. The merger aims to improve decision-making, customer engagement, and satisfaction across global insurance and banking sectors, combining Zelros's generative AI expertise with Earnix's existing intelligent decisioning platform.
Scale indicators1 record
Recent moves4 records
Expansion highlights4 records
Zelros competitors and assessment
Company assessmentDirect peers
- Shift Technology: Paris-based AI platform serving global insurers with fraud detection, claims automation, and underwriting decisions. Directly comparable to Zelros as a vertical AI vendor for insurance carriers in similar use cases.
- Planck: AI-powered data platform purpose-built for commercial insurance underwriting and risk decisioning. Overlaps with Zelros's predictive risk assessment and customer personalization use cases for carriers.
- Tractable: AI company applying computer vision and generative AI to insurance claims and property damage assessment. Comparable vertical-AI approach for insurers targeting operational efficiency and customer engagement.
- Earnix: Acquirer of Zelros and now its parent company. Earnix is an intelligent decisioning engine for insurance and banking covering pricing, rating, underwriting, and customer engagement — directly overlapping with Zelros's risk decisioning and personalization capabilities.
Broad incumbents
- DataRobot: Enterprise AI/ML platform used by large financial institutions including insurers for predictive modeling and decisioning. Competes indirectly as a horizontal AI platform in the same insurance AI procurement budgets.
- CCC Intelligent Solutions: AI SaaS platform serving P&C insurers with claims, underwriting, and ecosystem solutions. Comparable as an established insurance vertical software vendor integrating AI for decisioning and engagement.
- Guidewire Software: Core-systems provider for property and casualty insurers, now embedding AI capabilities natively into its platform. Indirect competitor and partner ecosystem for insurance AI vendors like Zelros.
- Dataiku: Enterprise AI/ML platform with deep penetration in insurance and banking for model development, MLOps, and decision-support. Comparable as a horizontal AI platform serving similar financial-services customers.
- Salesforce (Einstein / Financial Services Cloud): CRM and AI platform with dedicated Financial Services Cloud for insurance and banking personalization, agent assistance, and engagement. Comparable as an incumbent AI-enabled solution addressing overlapping customer personalization use cases.
Emerging players
- H2O.ai: AI/ML platform with insurance-specific applications for underwriting, claims, and fraud, plus generative AI capabilities. Comparable as a horizontal AI platform targeting insurance and banking customers with decisioning and personalization features.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Zelros social profiles
Digital presenceZelros financial estimates
Financial estimateRevenue estimate
Valuation estimate
Zelros leadership team
Management profileNumber of profiles
Profiles3 records
Zelros funding detail
Funding detailFunding overview
Funding rounds2 records
Investors6 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Zelros M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Zelros
What does Zelros do?
Zelros is a generative AI software company that builds and sells a predictive AI platform for insurers and banks. Its core product, the Zelros AI Platform, applies generative and predictive AI to risk decisioning and customer personalization, enabling insurance carriers and banking institutions to improve decision-making, customer engagement, and satisfaction across sales, underwriting, and claims workflows.
Is Zelros a public or private company?
Zelros is a private company. It is classified as corporate owned and is currently acquired.
When was Zelros founded?
Zelros was founded in 2016. It employs 51 to 100 people.
Where is Zelros based?
Zelros is headquartered in Paris, France, in the Europe region.
Who are Zelros's main competitors?
Direct peers on record are Shift Technology, Planck, Tractable and Earnix. Broad incumbents are DataRobot, CCC Intelligent Solutions, Guidewire Software, Dataiku and Salesforce (Einstein / Financial Services Cloud). H2O.ai is listed as an emerging player.
Does Zelros have an API?
No public API is recorded for Zelros.
What industry is Zelros in?
Zelros's product category is Insurance Technology AI Platform. Its primary akta.pro industry code is HDAAAGAH, Financial Services Personalization (Banking, Investing, Insurance), with a secondary code of BPAEAHAF, AI/ML Engineering & Model Development Services. Its NAICS code is 5132 and its SIC code is 7373.