Homunity
Homunity is a Paris-based digital platform enabling French retail investors to access real estate crowdfunding, fractional real estate, SCPI, and rental investments starting at €1,000. Founded in 2014, the AMF-regulated platform has served 154,000+ members with €856M+ invested.
- Company typePrivate
- Founded2014
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Homunity does
Homunity is a Paris-based digital platform that enables French retail investors to access real estate investments across four product lines: real estate crowdfunding (bonds in development projects, €1,000 minimum, 9-12% target yield, 12-24 month horizon), fractional real estate (bonds in dedicated vehicles holding income-producing assets, €1,000 minimum, 5-7% target yield, quarterly distributions, ~8-year horizon), a curated SCPI marketplace aggregating products from 10+ management companies (€10,000 minimum entry), and direct rental investment (€80,000 minimum). The platform also offers a life insurance wrapper. The underlying technology is a self-serve web application (app.homunity.com) handling KYC, subscription, portfolio tracking, and project reporting, with payment infrastructure provided by Lemonway as the regulated electronic money institution. Due diligence is conducted via a proprietary two-stage process (operator review followed by project review with stress tests) and approved by an internal investment committee. The company is regulated as a PSFP by the AMF (FP-2023-31), as a CIF and COA by ORIAS, and holds a professional real estate transaction card.
Homunity operates as a 100% direct-to-consumer digital business with no physical sales channel. Customer acquisition is driven by content marketing (a 50+ category blog, webinars, email newsletter, and SEO), supplemented by earned media coverage in Le Monde, Le Figaro, Capital, M6, La Tribune, and BFM Business. Revenue is generated through multiple streams: a 6% service fee on crowdfunding collection objectives, SCPI distribution commissions, financial advisory fees under its CIF registration, insurance brokerage commissions under its COA registration, and real estate transaction fees on direct rental investment offerings. The company reports €856M+ invested cumulatively through the platform across 154,227+ registered members, with operations having generated over €2 billion in cumulative business volume.
The company was founded in 2014 by Quentin Romet (President) and Charles Teytaud (General Manager), became a member of Financement Participatif France in 2017, expanded its Paris headquarters in 2019, integrated into the TIKEHAU CAPITAL group in 2021, and obtained its AMF PSFP license in 2023. It is organized as a French SAS (private limited company) and operates exclusively within the French market.
Homunity firmographics
Firmographics- Name
- Homunity
- Legal name
- SAS HOMUNITY
- Website
- https://homunity.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Homunity is a Paris-based digital platform enabling French retail investors to access real estate crowdfunding, fractional real estate, SCPI, and rental investments starting at €1,000. Founded in 2014, the AMF-regulated platform has served 154,000+ members with €856M+ invested.
- Ownership category
- akta.pro rank
Homunity industry classification
Industry- Product category
- Online Real Estate Investment Platform
- NAICS
- Securities and Commodity Contracts Intermediation and Brokerage (5231), Investment Banking and Securities Intermediation (523150)
- SIC
- Investment Advice (6282), Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Co-Investment / Direct Allocation Platforms (alongside FoF) (FSANAGAK)
- akta.pro secondary industry
- Reinsurance & Risk Transfer Platforms (Placement, Treaty/Fac, ILS Tech) (FSAGAGAH)
Keywords
Where Homunity is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Homunity business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Crowdfunding Platform Fee: Homunity charges service fees of 6% of the amount raised on crowdfunding projects, deducted as part of the collection objective. This is Homunity's primary revenue stream from its core PSFP activity, collected at the point of successful project fundraising.
- SCPI Distribution Fees: Homunity acts as a marketplace/referral intermediary for SCPI investments, earning commissions or fees on SCPI subscriptions made through its platform. Specific fee structures are not publicly disclosed on the site.
- Financial Advisory & Brokerage (CIF/COA): As a regulated CIF (Conseiller en Investissements Financiers) and COA (Courtier d'Assurance), Homunity generates revenue from advisory and brokerage activities related to investment products and insurance, regulated under AMF and Orias.
- Real Estate Transaction Services: As holder of a carte professionnelle for real estate transactions, Homunity earns fees on direct property investment services (rental investment offerings), including selection, financing facilitation, and rental placement services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Crowdfunding real estate — minimum entry at €1,000, target returns 9–12% per annum, short-term horizon (12–24 months) |
| Unit Pricing | Pay-as-you-go | Fractionated real estate — minimum €1,000, target yield 5–7% per annum, quarterly distributions, long-term horizon (~8 years) |
| Unit Pricing | Monthly | SCPI marketplace — entry from €10,000 (some from €5,000), target yields 5–13% depending on SCPI, distribution monthly or quarterly |
| Unit Pricing | Pay-as-you-go | Rental investment (immobilier locatif) — entry from €80,000, target yields 4–10% per annum, long-term horizon |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
Homunity product offering
Product offeringCore offering
Homunity operates a 100% digital platform that enables individual investors to build real estate exposure starting from €1,000, combining five regulated product lines in one interface: real estate crowdfunding via bond subscriptions, fractional real estate, an SCPI marketplace distributing third-party vehicles (Sofidy, Iroko, Alderan, etc.), direct rental investment, and assurance-vie. The platform is registered with the AMF as a PSFP, CIF and COA, and earns revenue primarily through placement fees (~6% on crowdfunding) and distribution commissions on third-party SCPI.
Product overview
Homunity is a digital real estate investment platform offering four main products: (1) Crowdfunding immobilier for short-term property development investments (1,000€ minimum, 9-12% target yield), (2) Immobilier fractionné for long-term fractional property ownership with quarterly distributions (1,000€ minimum, 5-7% target yield), (3) SCPI selection for medium-term diversified real estate fund investments (10,000€ minimum, 5-8% target yield), and (4) Investissement locatif for direct rental property acquisition (80,000€ minimum, 4-10% target yield). The platform also offers life insurance integration as an investment wrapper. Founded in 2014, Homunity serves over 154,000 registered users with 856 million euros invested across rigorously selected projects.
Differentiator
Problem solved
Functional benefit
Products and services
- Crowdfunding immobilier (Real Estate Crowdfunding)
Quantifiable outcome
- Over €856 million invested in rigorously selected real estate projects
- +3 more outcomes
Companies that use Homunity
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
Homunity technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
Homunity partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core, supporting and minor.
- LemonwaycoreLemonway is the designated electronic money institution providing payment account infrastructure for Homunity. It handles KYC documentation, payment account management, and fund transfers for both project promoters and investor members. Homunity's CGU explicitly reference Lemonway's terms of service, and investors must accept both Homunity and Lemonway CGU upon registration.
- AIG (Assurance), General Liability InsurancecoreHomunity maintains professional liability insurance (Responsabilité civile professionnelle) with AIG under policy n°RD01893758L, covering its activities as a regulated financial services provider.
- SCPI Partners (Sofidy, Iroko, Alderan, Remake AM, Arkéa REIM, MNK Partners, Atream, Advenis REIM, Sogenial Immobilier, Norma Capital)coreHomunity acts as a marketplace for SCPI products managed by leading real estate management companies. Partners include Sofidy (Sofidynamic, Immorente, Sofidy Europe Invest), Iroko (Iroko Atlas, Iroko Zen), Alderan (Comète, Activimmo), Remake AM (Remake Live), Arkéa REIM (Transitions Europe), MNK Partners (Reason), Atream (Atream Hôtels), Advenis REIM (Eden), Sogenial Immobilier (Coeur d'Europe, Coeur de Régions), and Norma Capital (NCap Education Santé, Ncap Régions). Homunity provides a curated selection of SCPI products with comparative performance data.
- France FinTechcoreHomunity is a member of France FinTech, the industry association representing French fintech companies. France FinTech is acknowledged by the AMF and works to promote the development and credibility of digital financial services in France.
- CNCEF PATRIMOINE and CNCEF ASSURANCEsupportingHomunity is a member of CNCEF PATRIMOINE (National Chamber of Financial Advisors) and CNCEF ASSURANCE, professional bodies for financial advisors and insurance brokers in France.
- CapsensminorIn its CGU, Homunity references a contract with Capsens for 'gestion extinctive' (extinguishing management) of its activities, in the scenario where Homunity would no longer be able to exercise its activities. This is a regulatory risk management arrangement.
Scale indicators6 records
Recent moves5 records
Expansion highlights6 records
Homunity competitors and assessment
Company assessmentDirect peers
- Wiseed: French participatory investment platform offering real estate, equity, and corporate debt investments to retail investors under AMF oversight. Competes with Homunity for retail capital allocation and offers comparable entry tickets and digital onboarding.
- Fundimmo: French real estate crowdfunding platform regulated by AMF as PSFP, focused exclusively on property development projects. Closely comparable to Homunity's crowdfunding product on dimensions of project selection, fee structure, and target yields.
- Raizers: French real estate crowdfunding platform connecting developers with retail investors. Overlaps with Homunity on regulated PSFP intermediation, project selection methodology, and target retail saver demographics.
- Lendosphere: AMF-regulated French crowdfunding platform with a strong real estate and renewable energy lending focus. Comparable to Homunity in regulated crowdfunding intermediation, retail investor acquisition, and project due diligence workflow.
- Bricks: French fractional real estate investment platform offering retail investors co-ownership of income-producing properties. Directly comparable to Homunity's immobilier fractionné product on mechanics, target yields, and entry ticket size.
- ClubFunding: French real estate crowdfunding platform offering debt and equity instruments to retail investors under AMF PSFP regulation. Comparable to Homunity on crowdfunding intermediation, fee structure, and developer counterparty sourcing.
- Anaxago: Paris-based real estate and private equity crowdfunding platform operating under AMF PSFP regulation. Directly comparable to Homunity across investor base, product mix (real estate crowdfunding + asset diversification), and target retail investor segment.
Broad incumbents
- Meilleurtaux: Major French financial comparison and intermediation platform that also distributes real estate investment and SCPI products. Competes with Homunity in SCPI distribution and broader retail investment intermediation, but as part of a much wider financial services portfolio.
- Fortuneo: French online bank (Arkéa group subsidiary) offering SCPI, life insurance, and diversified investment products to retail clients. Overlaps with Homunity on retail real estate investment distribution but as part of a full banking platform.
Regional players
- La Centrale de Financement: French retail investment intermediation platform focused on savings, life insurance, and real estate investment. Comparable on retail investor acquisition in France and product distribution, though less specialized in crowdfunding.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Homunity social profiles
Digital presenceHomunity compliance and trust
Trust signalCompliance5 records
Homunity financial estimates
Financial estimateRevenue estimate
Valuation estimate
Homunity leadership team
Management profileNumber of profiles
Profiles2 records
Homunity funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Homunity M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Homunity
What does Homunity do?
Homunity operates a 100% digital platform that enables individual investors to build real estate exposure starting from €1,000, combining five regulated product lines in one interface: real estate crowdfunding via bond subscriptions, fractional real estate, an SCPI marketplace distributing third-party vehicles (Sofidy, Iroko, Alderan, etc.), direct rental investment, and assurance-vie. The platform is registered with the AMF as a PSFP, CIF and COA, and earns revenue primarily through placement fees (~6% on crowdfunding) and distribution commissions on third-party SCPI.
Is Homunity a public or private company?
Homunity is a private company. It is classified as venture growth investor backed and is currently operating.
When was Homunity founded?
Homunity was founded in 2014. It employs 11 to 50 people.
Where is Homunity based?
Homunity is headquartered in Paris, France, in the Europe region.
How does Homunity make money?
Four revenue lines are on record. Crowdfunding Platform Fee is the primary driver. The others are SCPI Distribution Fees, financial Advisory & Brokerage (CIF/COA) and real Estate Transaction Services.
Who are Homunity's main competitors?
Direct peers on record are Wiseed, Fundimmo, Raizers, Lendosphere, Bricks, ClubFunding and Anaxago. Broad incumbents are Meilleurtaux and Fortuneo. La Centrale de Financement is listed as a regional player.
Does Homunity have an API?
No public API is recorded for Homunity.
What industry is Homunity in?
Homunity's product category is Online Real Estate Investment Platform. Its primary akta.pro industry code is FSANAGAK, Co-Investment / Direct Allocation Platforms (alongside FoF), with a secondary code of FSAGAGAH, Reinsurance & Risk Transfer Platforms (Placement, Treaty/Fac, ILS Tech). Its NAICS code is 5231 and its SIC code is 6282.