paybis

Name

paybis

Legal name

PAYBIS POLAND Sp. z o.o.

Website

https://paybis.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Cryptocurrency Exchange Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)

akta.pro secondary industries

B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF), POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), Payments Orchestration, Wallets & Alternative Payments Enablement (MPAEAKAH)

Keywords

• Cryptocurrency exchange
• Fiat-to-crypto onramp
• Crypto off-ramp services
• White-label crypto API
• Stablecoin payment infrastructure

Headquarters

HQ city

Warsaw

HQ country

Poland

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Crypto Purchase and Sale Transaction Fees: Paybis charges fees on fiat-to-crypto purchases and crypto-to-fiat sales. Fees vary by payment method (card vs. SEPA bank transfer) and are displayed upfront before checkout. Card purchases carry higher fees (approximately 6.99%) while SEPA bank transfers are the cheapest rail. First purchase is promoted as 'no Paybis fee'.
2. Crypto Swap Fees: Paybis charges fees on crypto-to-crypto swap transactions. Business partners integrating the white-label solution can offer swaps under the same API. Swap fees are promoted as less than 0.5% for partner integrations, with 1000s of cryptocurrency pairs supported.
3. White-Label / B2B API Licensing: Paybis provides white-label on/off ramp solutions to business partners (crypto wallets, dApps, gaming operators, CEX/DEX platforms). Partners embed Paybis's infrastructure to enable their users to buy/sell crypto. Revenue is generated through transaction fees shared with or charged to partners, as well as subscription-based arrangements for high-volume partners.
4. Corporate and OTC Crypto Services: Paybis offers corporate crypto exchange and OTC (over-the-counter) services for large-volume business clients, including corporate ramp, swaps, and dedicated wallet solutions. These services target enterprise clients needing high-volume, customized crypto-fiat conversion.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels11 records

Core offering

Paybis operates a fiat-to-crypto and crypto-to-fiat exchange platform supporting 1,000+ cryptocurrencies across 180+ countries with 70+ local payment methods. The consumer platform enables instant Buy, Sell, and Swap of cryptocurrencies via web and mobile apps, complemented by the Paybis Wallet (MPC-secured). On the B2B side, Paybis provides white-label on/off-ramp APIs and SDKs, corporate OTC desk services, Paybis Send crypto payouts, and corporate wallet infrastructure for partners such as wallets, exchanges, DeFi platforms, and gaming operators.

Product overview

Paybis operates as a cryptocurrency exchange platform offering both consumer-facing and business-to-business services. The consumer platform consists of six core products: Buy Crypto (fiat-to-crypto purchases), Sell Crypto (crypto-to-fiat withdrawals), Swap Crypto (crypto-to-crypto exchange), Paybis Wallet (custodial crypto storage with MPC security), Crypto Prices (real-time market data), and Crypto Calculator (conversion and profit calculation tools). For business clients, Paybis provides a suite of white-label and API-based solutions including White Label On/Off Ramp (enabling partners to embed crypto exchange functionality), Paybis Send (crypto payout services), Corporate On/Off Ramp and Swaps (high-volume exchange), Crypto Exchange & OTC (over-the-counter trading), and Corporate Wallet. The platform is regulated across multiple jurisdictions including the EU (MiCA/PSD2), US (FinCEN), Canada (FINTRAC), and Poland (VASP), serving approximately 7 million users across 180 countries.

Differentiator

Problem solved

Functional benefit

Products and services

• Buy Crypto Fiat-to-crypto purchase service enabling users to buy cryptocurrency instantly using credit/debit cards, bank transfers, Apple Pay, Google Pay, PayPal, Skrill, and other payment methods. Supports purchases in 180 countries with verification in under 2 minutes.
• Sell Crypto Crypto-to-fiat conversion service allowing users to sell cryptocurrency and receive funds directly to bank accounts, credit/debit cards (via PayToCard), Skrill, or Neteller. Supports sell limits up to $20,000 per transaction.
• Swap Crypto Cryptocurrency exchange service enabling users to swap between crypto assets (e.g., BTC to ETH, USDT to BTC) at competitive rates with fees lower than 0.5%. Supports thousands of cryptocurrency pairs.
• Paybis Wallet Free custodial crypto wallet with Multi-Party Computation (MPC) security model, providing dedicated on-chain wallet addresses for each cryptocurrency, real-time price tracking, and insurance coverage up to USD 100,000. Available on web and mobile (iOS/Android).
• White Label On/Off Ramp White-label fiat-to-crypto and crypto-to-fiat exchange solution for business partners. Enables companies to integrate crypto purchasing and selling with support for credit cards, debit cards, bank transfers, and local payment methods via Direct URL, 1-Click API checkout, or full-screen SDK overlay (web/iOS/Android). Features include no-KYC flow option, advanced payment orchestration, and KYC re-use.
• Paybis Send (Crypto Payouts) Business solution for crypto payouts enabling companies to send cryptocurrency payments to customers, affiliates, or employees with compliance and reliability for iGaming and other industries.
• Corporate On/Off Ramp and Swaps Enterprise-grade crypto exchange and swap services for corporate clients with higher volume limits, dedicated support, and customized pricing.
• Crypto Exchange & OTC Over-the-counter (OTC) trading services for large-volume crypto transactions with dedicated support and customized pricing for enterprise clients.
• Corporate Wallet Business-oriented cryptocurrency wallet solution for corporate clients to manage and store digital assets.

Quantifiable outcome

• 13.1% more BTC received than UTORG competitor at $5,000 transaction size
• +10 more outcomes

Named customers8 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration15 records

Feature6 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• CoinmamacoreOEM/ Whitelabel/ Licensing PartnerCoinmama embeds Paybis's white-label on/off ramp infrastructure to enable its users to purchase cryptocurrency using fiat payment methods. This is a white-label integration where Paybis provides the underlying crypto purchase technology under Coinmama's branding.
• EdgecoreOEM/ Whitelabel/ Licensing PartnerEdge wallet integrates Paybis's fiat-to-crypto on-ramp functionality, allowing Edge users to buy cryptocurrency directly within the wallet application using credit cards, bank transfers, and other local payment methods supported by Paybis.
• PhemexcoreOEM/ Whitelabel/ Licensing PartnerPhemex, a cryptocurrency exchange, integrates Paybis's on/off ramp services to offer its users fiat-to-crypto and crypto-to-fiat conversion options. The partnership extends Phemex's service offering beyond pure crypto-to-crypto trading.
• TREZORcoreOEM/ Whitelabel/ Licensing PartnerTREZOR hardware wallet integrates Paybis's on/off ramp solution, enabling TREZOR users to purchase crypto directly and have it delivered to their hardware wallet addresses. This bridges hardware cold storage with fiat on-ramp convenience.
• LedgercoreOEM/ Whitelabel/ Licensing PartnerLedger embeds Paybis's white-label crypto purchase and payout functionality within its hardware wallet ecosystem and Ledger Live companion app. Users can buy crypto funded by Paybis and have it delivered directly to their Ledger hardware wallets.
• Klever WalletcoreOEM/ Whitelabel/ Licensing PartnerKlever Wallet integrates Paybis's fiat-to-crypto on-ramp, allowing Klever users to purchase a wide range of cryptocurrencies using local payment methods. The integration brings Paybis's 70+ payment methods and 1000+ crypto asset support to Klever's user base.
• DIFXminorOEM/ Whitelabel/ Licensing PartnerDIFX exchange platform integrates Paybis's on/off ramp infrastructure as part of its fiat gateway offering.
• Coin WalletminorOEM/ Whitelabel/ Licensing PartnerCoin Wallet embeds Paybis's crypto purchase functionality, enabling its users to buy digital assets using fiat payment methods.
• Manta NetworkminorOEM/ Whitelabel/ Licensing PartnerManta Network integrates Paybis's on/off ramp services to support its ecosystem's fiat-to-crypto needs, potentially for users bridging from TradFi to Manta's DeFi ecosystem.
• +1nvityminorOEM/ Whitelabel/ Licensing Partner+1nvity platform integrates Paybis's white-label crypto infrastructure for its users.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Transak: Transak operates a global fiat-to-crypto on/off ramp with extensive payment method support and white-label APIs for wallets, dApps, and gaming operators. It competes head-to-head with Paybis for B2B integration contracts and retail crypto purchases across emerging markets.
• Banxa: Banxa is a publicly listed (ASX:BNX) crypto on/off ramp provider with similar payment method coverage and white-label B2B integration capabilities. Both target wallets, exchanges, and gaming operators with regulated fiat-to-crypto infrastructure.
• Alchemy Pay: Alchemy Pay provides fiat-to-crypto on/off ramp infrastructure with extensive global payment coverage and white-label APIs. It targets exchanges, wallets, and merchants with similar capabilities to Paybis's B2B offering.
• MoonPay: MoonPay is the most direct competitor to Paybis, offering fiat-to-crypto on-ramp services globally with similar payment method coverage, white-label APIs for wallets and dApps, and a similar non-custodial wallet delivery model. Both compete for the same B2B wallet integrations and retail crypto purchase flows.
• Guardarian: Guardarian offers fiat-to-crypto and crypto-to-fiat exchange services with broad payment method support and an API for B2B integrations. It competes directly with Paybis across European and global markets for retail and partner-driven volume.
• Ramp Network: Ramp is a leading fiat-to-crypto on-ramp provider with a strong B2B API focus, serving wallets, dApps, and exchanges across multiple geographies. Its subscription-based payments infrastructure and white-label SDK directly compete with Paybis's B2B offering.

Broad incumbents

• Coinbase Exchange: Coinbase is a publicly listed major cryptocurrency exchange offering fiat-to-crypto purchases with a broad product portfolio. It is a broad incumbent competitor with overlapping capabilities but does not specialize in white-label B2B on-ramp infrastructure.
• Stripe (crypto on-ramp): Stripe's crypto on-ramp product enables merchants and platforms to integrate fiat-to-crypto purchases with the reliability and developer experience of Stripe's payment infrastructure. It is a broad incumbent that overlaps with Paybis's white-label B2B strategy.

Regional players

• Safello: Safello is a Swedish-based cryptocurrency broker offering fiat-to-crypto services across the Nordics. It is mentioned alongside Paybis as a crypto payment gateway serving the Swedish market and represents a regional peer in Europe.

Emerging players

• Onramper: Onramper aggregates multiple fiat-to-crypto on-ramp providers (including MoonPay, Transak, and others) into a single API for wallets and dApps. It is an indirect competitor to Paybis's white-label offering but serves a similar B2B partner base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/paybis
• YouTubeyoutube.com/paybis
• Facebookfacebook.com/Paybis
• LinkedInlinkedin.com/company/paybis-com
• Instagraminstagram.com/paybis

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about paybis