CRiskCo
CRiskCo is an AI-driven risk and compliance intelligence platform for Mexican banks, SOFOMs, leasing companies, accounting firms, and corporates, integrating directly with SAT fiscal data to deliver FinScore credit scoring, KYS supplier network analysis, continuous compliance monitoring, and a no-code ML prediction platform.
- Company typePrivate
- Founded2015
- HeadquartersPalo Alto, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What CRiskCo does
CRiskCo (legal entity: B2B Credit Risk Community Inc., Delaware C-corp, FEIN 47-3094377) is an AI-driven risk and compliance intelligence platform purpose-built for the Mexican financial and enterprise ecosystem. The company integrates directly with Mexico's SAT tax authority to retrieve and analyze verified fiscal data — including CFDI invoices, tax filings, RFC validation, and regulatory blacklists — and layers AI-driven scoring and network analytics on top. Its product portfolio comprises four core solutions: Credit Risk Intelligence (with the proprietary FinScore 300-850 algorithm validated against Mexican credit bureaus), Compliance Intelligence (continuous SAT/OFAC/DEA/FBI/INTERPOL monitoring for accounting firms), KYS / Know Your Supplier (multi-tier supplier network mapping for corporate procurement), and CRiskCo Labs (a no-code ML platform that trains Logistic Regression, Decision Trees, Random Forest, Gradient Boosting, and Neural Networks in parallel). The CFSS normalization standard converts heterogeneous SAT financial statement formats into 130 stable API fields, and the Approve API plus white-label onboarding pages enable partners to embed credit intelligence into their own underwriting workflows.
The platform is sold primarily via API-first integration (REST/JSON with apiId/apiKey authentication, webhook event delivery) and white-label branded pages, distributed through direct enterprise sales to banks and SOFOMs, inside sales for mid-market fintechs and leasing companies, and self-service Stripe signup for the Starter tier and pay-per-use credits. Pricing runs from $5,882 MXN/month Starter (0-10 applications) through $35,294 MXN/month Business (46-100 applications) to custom Enterprise pricing for 100-9,000+ applications/month, with add-on continuous monitoring at $150-$200 MXN per company per month. Customer segments span banks and SOFOMs (primary), Mexican accounting firms (primary), corporate procurement teams (primary), and fintechs/digital lenders (secondary). Named enterprise logos include Toyota Financial Services, American Express, CIAL D&B, Círculo de Crédito, and Tecnosinergia; mid-market references include IRM Leasing and Imagina Leasing.
At scale, CRiskCo reports 30,000+ companies connected, 1B+ invoices processed, $2.3T+ in transactional volume monitored, 99.99% uptime SLA, and sub-100ms inference latency, supported by SOC 2 Type II, PCI-DSS, and ISO 27001 certifications. The company is bootstrapped/independent with sub-$0.5M in disclosed funding across Plug and Play (2015), Hot DesQ (2016), and PRYTEK (2021), registered in Los Angeles with operating hubs in Mexico City and Playa del Carmen, and led by co-founder/CEO Erez Saf and CTO Amit Eisenthal.
CRiskCo firmographics
Firmographics- Name
- CRiskCo
- Legal name
- B2B Credit Risk Community Inc.
- Website
- https://criskco.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- CRiskCo is an AI-driven risk and compliance intelligence platform for Mexican banks, SOFOMs, leasing companies, accounting firms, and corporates, integrating directly with SAT fiscal data to deliver FinScore credit scoring, KYS supplier network analysis, continuous compliance monitoring, and a no-code ML prediction platform.
- Ownership category
- akta.pro rank
CRiskCo industry classification
Industry- Product category
- Credit Risk Intelligence Software
- NAICS
- Credit Bureaus (561450), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- GRC, Policy Management & Controls Testing (SOX/ICFR, audit management) (FSAGAFAM)
- akta.pro secondary industry
- Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)
Keywords
Where CRiskCo is headquartered
LocationHeadquarters
- HQ city
- Palo Alto
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
CRiskCo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Subscription Plans (API & Platform Access): Monthly or annual subscription tiers (Starter, Growing, Professional, Business, Enterprise) providing API access, platform usage, and monitoring capabilities. Priced per application volume (0-10 up to 100-9,000+ applications/month). Annual plans available with corresponding discounts.
- Continuous Monitoring Add-on: Per-company monthly fee for ongoing data updates on existing applicants. Tiered pricing from $200 MXN (Starter) down to $150 MXN (Business) per company per month.
- Overage Charges: Per-application charges when exceeding plan limits. Pricing ranges from $500 MXN (Starter) to $340 MXN (Business) per additional application.
- Pay-per-Use Credits: One-time credit purchase option for testing and pilot programs. $5,000 MXN for up to 10 company analyses, valid for 6 months. All main features included.
- White-Label / Branded Access: Custom branded onboarding pages and reports included in Professional, Business, and Enterprise tiers (1-10+ branded pages depending on tier). Revenue embedded in subscription pricing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Starter: For pilot programs, 0-10 applications/month |
| Subscription | Monthly | Growing: For growing operations, 11-25 applications/month |
| Subscription | Monthly | Professional: For established lenders, 26-45 applications/month |
| Subscription | Monthly | Business: For high-volume operations, 46-100 applications/month |
| Subscription | Annual | Enterprise: For banks and institutions, 100-9,000+ applications/month |
| Usage-based | Pay-as-you-go | Pay-per-Use: One-time credit purchase for testing |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
CRiskCo product offering
Product offeringCore offering
CRiskCo provides an AI-driven risk and compliance intelligence platform for the Mexican financial ecosystem, integrating directly with Mexico's SAT (Servicio de Administración Tributaria) to retrieve verified fiscal data including CFDI invoices, tax filings, and compliance records. The platform delivers FinScore AI-based credit scoring (300–850 range), continuous compliance and blacklist monitoring, and multi-tier supplier network (KYS) intelligence to banks, SOFOMs, fintechs, accounting firms, and large enterprises.
Product overview
CRiskCo is a fintech company offering a unified risk and compliance intelligence platform built specifically for regulated Mexican financial environments. The core platform connects to Mexico's SAT tax authority to retrieve and analyze verified fiscal data (CFDI invoices, tax filings, compliance records) and delivers AI-driven intelligence through three integrated modules: Credit Risk Intelligence (AI-powered FinScore and credit decisioning), Compliance Intelligence (continuous blacklist and regulatory monitoring for accounting firms), and KYS (supplier/counterparty network due diligence). The portfolio is extended by CRiskCo Labs (no-code ML prediction platform for business teams) and the CRiskCo Approve API (programmatic integration for enterprise partners). The CFSS standard provides normalized financial statement fields across all products. All solutions share the same API infrastructure, monitoring engine, and network intelligence layer, enabling institutions to move from fragmented periodic reviews to continuous visibility across credit, compliance, and counterparty exposure.
Differentiator
Problem solved
Functional benefit
Brands
- CFSS (CRiskCo Financial Statement Standard): A normalization framework that converts SAT-extracted financial statements into a stable, standardized API output with 130 fields for lending-grade financial analysis.
- CRiskCo Approve API
- CRiskCo Labs
- FinScore
Products and services
- CRiskCo Platform Central risk and compliance intelligence platform providing continuous visibility across financial risk, regulatory compliance, and counterparty exposure for banks, enterprises, and accounting firms operating in Mexico.
- Credit Risk Intelligence AI-driven credit risk evaluation solution using SAT-verified fiscal data, FinScore analysis, and continuous borrower monitoring for faster and more accurate credit decisions, targeted at banks and lenders serving Mexican SMEs.
- Compliance Intelligence Continuous compliance monitoring solution that automates client portfolio monitoring, blacklist screening, and regulatory status tracking to eliminate compliance gaps, primarily serving Mexican accounting firms (despachos contables).
- KYS (Know Your Supplier) Automated supplier and counterparty due-diligence platform mapping supplier networks using SAT fiscal data, screening against regulatory blacklists (SAT, OFAC, DEA, FBI, INTERPOL), and monitoring financial health and geographic risk in real time for corporate procurement teams.
- CRiskCo Labs
Quantifiable outcome
- Decision cycles reduced from days to under 24 hours
- +4 more outcomes
Companies that use CRiskCo
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
CRiskCo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability4 records
Feature5 records
CRiskCo partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- FinsolarcorePartnership for KYC and KYS solutions in Mexico's renewable energy sector. CRiskCo provides counterparty risk intelligence to solar companies and financing entities operating in Mexico's rapidly growing renewable energy market.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
CRiskCo competitors and assessment
Company assessmentOthers
- Konfío: Major Mexican fintech lender serving SMEs. Less a direct competitor and more a potential customer/partner for CRiskCo's risk intelligence, given both companies serve the underbanked Mexican SME segment from complementary sides.
- Finsolar: Mexican fintech in renewable energy financing, currently a CRiskCo partner for KYC/KYS in the solar sector. Representative of the regional fintech ecosystem that both consumes and is shaped by CRiskCo's risk and compliance APIs.
Emerging players
- Destácame: Chile-based alternative data and credit information platform serving LATAM SMBs. Comparable to CRiskCo's mission of extending credit visibility to under-served SMEs using alternative data sources, with a regional rather than Mexico-only footprint.
- Truora: LATAM-focused identity verification and KYC/AML API platform operating across Mexico, Brazil, Colombia, and other markets. Overlaps with CRiskCo's compliance and KYS modules, particularly for AML/blacklist screening, with stronger multi-country footprint.
- Enigma: Provider of alternative data and SMB financial intelligence for lending decisions in Latin America. Comparable to CRiskCo's FinScore and continuous monitoring value proposition for underbanked SMEs, with overlapping methodology around alternative data enrichment.
Broad incumbents
- Plaid: Leading financial data aggregation and connectivity platform. While primarily U.S.-focused and broader in scope, Plaid is a structural analogue for CRiskCo's API-first data aggregation approach to financial institutions and fintechs.
- Bureau van Dijk (Moody's): Global business intelligence and corporate data provider, now part of Moody's. Comparable in supplying standardized company financial data to lenders for credit decisions, with a much larger international scope than CRiskCo's Mexico-centric offering.
Direct peers
- Círculo de Crédito: One of Mexico's two main consumer credit bureaus, providing credit reporting and risk scores to lenders. Directly comparable to CRiskCo's credit risk intelligence use case, with significantly longer operating history and broader bureau data coverage.
- Buró de Crédito: Mexico's largest credit bureau (joint venture of TransUnion and Equifax). Competes in the same Mexican credit risk intelligence market, with established bank relationships and traditional bureau data, against which CRiskCo differentiates on SAT-derived fiscal intelligence.
- Dun & Bradstreet (CIAL Dun & Bradstreet): Global business credit information provider with strong presence in Mexico via CIAL. Comparable to CRiskCo's business credit, supplier risk, and KYS offerings, with much broader geographic coverage and deeper enterprise penetration.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
CRiskCo social profiles
Digital presenceCRiskCo compliance and trust
Trust signalCompliance3 records
CRiskCo financial estimates
Financial estimateRevenue estimate
Valuation estimate
CRiskCo leadership team
Management profileNumber of profiles
Profiles2 records
CRiskCo funding detail
Funding detailFunding overview
Funding rounds3 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CRiskCo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CRiskCo
What does CRiskCo do?
CRiskCo provides an AI-driven risk and compliance intelligence platform for the Mexican financial ecosystem, integrating directly with Mexico's SAT (Servicio de Administración Tributaria) to retrieve verified fiscal data including CFDI invoices, tax filings, and compliance records. The platform delivers FinScore AI-based credit scoring (300–850 range), continuous compliance and blacklist monitoring, and multi-tier supplier network (KYS) intelligence to banks, SOFOMs, fintechs, accounting firms, and large enterprises.
Is CRiskCo a public or private company?
CRiskCo is a private company. It is classified as venture growth investor backed and is currently operating.
When was CRiskCo founded?
CRiskCo was founded in 2015. It employs 1 to 10 people.
Where is CRiskCo based?
CRiskCo is headquartered in Palo Alto, United States, in the North America region.
How does CRiskCo make money?
Five revenue lines are on record. Subscription Plans (API & Platform Access) is the primary driver. The others are continuous Monitoring Add-on, overage Charges, pay-per-Use Credits and white-Label / Branded Access.
Who are CRiskCo's main competitors?
Others on record are Konfío and Finsolar. Emerging players are Destácame, Truora and Enigma. Broad incumbents are Plaid and Bureau van Dijk (Moody's). Direct peers are Círculo de Crédito, Buró de Crédito and Dun & Bradstreet (CIAL Dun & Bradstreet).
Does CRiskCo have an API?
Yes. CRiskCo offers a public REST API centered on applicant data management. The API provides full integration via three models: Approve API (partner-controlled UI with complete API access for registration and data retrieval), White-Label (CRiskCo-hosted onboarding page with minimal API usage for status and data retrieval), and Webhook (event-based automation with POST /Subscriptions management). Authentication uses apiId and apiKey headers on every call with no OAuth or Bearer tokens. Sandboxes are available free of charge with test credentials. The API supports more than 30 SAT endpoints covering RFC validation, CFDI transactions, financial reports, tax status, Finscore history, company structure, payroll details, employee information, judicial records, and subscription/webhook management. Base URL is https://service.criskco.com/apiservice.svc. Developer documentation is at api-docs.criskco.com.
What industry is CRiskCo in?
CRiskCo's product category is Credit Risk Intelligence Software. Its primary akta.pro industry code is FSAGAFAM, GRC, Policy Management & Controls Testing (SOX/ICFR, audit management), with a secondary code of FSAGACAG, Transaction Analytics & Cash-Flow Insights (risk signals, forecasting). Its NAICS code is 561450 and its SIC code is 7320.