Mint Payments
Mint Payments is a travel-focused payment processor serving travel agencies, tour operators, and travel networks across Australia, New Zealand, and the UK with card acceptance, bank transfers, EFTPOS terminals, virtual cards, and chargeback protection.
- Company typePrivate
- Founded2007
- HeadquartersGladesville, Australia
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Mint Payments firmographics
Firmographics- Name
- Mint Payments
- Legal name
- Mint Australia Pty Ltd
- Website
- https://mintpayments.com
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Mint Payments is a travel-focused payment processor serving travel agencies, tour operators, and travel networks across Australia, New Zealand, and the UK with card acceptance, bank transfers, EFTPOS terminals, virtual cards, and chargeback protection.
- Ownership category
- akta.pro rank
Mint Payments industry classification
Industry- Product category
- Travel Vertical Payment Processing
- NAICS
- Credit Card Issuing (522210)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Corporate Travel Payment Orchestration & Routing (Multi-issuer, Multi-rail) (THACAJAD)
- akta.pro secondary industries
- Accounts Payable Automation & Invoice Payments for Travel Suppliers (THACAJAI), Corporate Billing, Statements, Chargeback & Dispute Management (THACAJAJ), Loyalty, Points Currency & Stored Value Payments (THALAHAK)
Keywords
Where Mint Payments is headquartered
LocationHeadquarters
- HQ city
- Gladesville
- HQ country
- Australia
- HQ region
- Oceania
Offices2 records
Markets served
Mint Payments business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Transaction Processing Fees: Fees charged per transaction processed through the platform. Includes card payments, digital wallets, and bank transfers. Revenue scales with transaction volume.
- MintEFT Service Fees: Usage-based fees for MintEFT bank transfer service. Members earn Qantas Points per payable transaction, with different earn rates for Silver/Gold/Platinum plans.
- Mint Protect Subscription: Optional chargeback protection service priced into overall service fees. Provides waiver of chargeback recovery rights for eligible transactions.
- Qantas Business Rewards Partnership: Partnership with Qantas enabling travel businesses to earn Qantas Points on transactions. Transaction-based earn rates per payment method.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Virtual Terminal / Hosted Payments Page / eCommerce / S700 - Qantas Points earn rates by card type |
| Transaction based/ take rate | Monthly | MintEFT - Qantas Points per Payable |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels6 records
Mint Payments product offering
Product offeringCore offering
Mint Payments is a travel-vertical payment gateway and merchant services provider selling a proprietary platform that lets travel agencies, tour operators, and travel networks accept card, digital wallet, and bank-transfer payments both online and in-person, send supplier payments via MintEFT bank transfers and virtual cards, and safeguard revenue against chargebacks and supplier insolvency through its Mint Protect product. The platform integrates directly with leading travel mid-office systems and adds a Qantas Points loyalty layer through its Qantas Business Rewards partnership.
Product overview
Mint Payments is a travel industry fintech company offering a comprehensive payment platform with three core product categories: Collect (for accepting payments online and in-person), Send (for paying suppliers via MintEFT and Virtual Cards), and Safeguard (for fraud and chargeback protection via Mint Protect). The platform integrates with leading travel technology systems and supports all major payment methods including cards, digital wallets, and bank transfers. The company operates across Australia, New Zealand, and the UK, processing approximately AUD 3.5 billion in transactions annually and serving over 2,500 travel businesses worldwide.
Differentiator
Problem solved
Functional benefit
Brands
- Mint Protect: Chargeback protection and financial guarantee product designed to shield travel agents from chargebacks and supplier failures.
- MintEFT
- Mint mPOS
Products and services
- Collect (Online Payments) Online payment acceptance product for travel businesses, providing hosted payment pages, eCommerce integrations, and Virtual Terminal access to accept cards, digital wallets, and bank transfers with booking-system reconciliation.
- Collect (In-Person Payments) with S700 EFTPOS Terminal Physical card acceptance offering built on the S700 EFTPOS terminal, allowing travel agencies to take card payments in-person with automatic surcharge handling and integration to the Mint merchant portal.
- MintEFT Account-to-account bank transfer solution enabling travel businesses to pay domestic and international wholesalers, tour operators, and other approved counterparties via direct debit and supplier-initiated payments.
- Virtual Cards Virtual card issuance product enabling travel businesses to pay domestic and international suppliers using digital card credentials issued through the Mint platform.
- Mint Protect Financial guarantee product that shields travel agents from chargebacks and supplier failures, covering fraudulent transactions (with 3DS enabled), supplier insolvency, and non-delivery of services under a subscription-based model.
- PlanPay Interest-free instalment payment offering purpose-built for travel that allows clients to pay for bookings in advance via scheduled instalments, delivered through the Zip BNPL integration.
Quantifiable outcome
- Processes AUD 3.5 billion in transactions annually across Australia and New Zealand
- +2 more outcomes
Companies that use Mint Payments
Customer profileNamed customers15 records
Segments3 records
Ideal customer profiles2 records
Mint Payments technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration19 records
AI capability3 records
Feature8 records
Mint Payments partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core, flagship and supporting.
- ABTA (The Travel Association)coreOfficial partner of ABTA, the UK's largest travel trade body representing over 4,300 travel brands that collectively sell more than GBP 40 billion in holidays annually. The partnership confirms Mint meets ABTA's supplier requirements for experience, expertise, and professional standards. Mint's UK expansion addresses market disruption caused by legacy providers withdrawing or revising pricing structures.
- Zip CoflagshipPartnership to add flexible payment options for travel merchants. Zip's buy now, pay later (BNPL) solution enables travel customers to pay in instalments, enhancing the payment options available to travel businesses using Mint's platform.
- The Travel Network GroupcoreStrategic partnership to enhance payment solutions for UK travel businesses. Collaboration aims to modernize payment processes within the sector, offering enhanced payment options, multi-currency facilities, and security features like Mint Protect. UK market processes approximately £75bn annually.
- Qantas Business RewardsflagshipLoyalty program partnership enabling Australian travel businesses to earn Qantas Points on their Mint payment transactions. Earn rates vary by card type (Visa, Mastercard, Amex, EFTPOS) and MintEFT payables. Silver, Gold, and Platinum tiers available with different earn rates.
- CATOcorePartnership with CATO (likely a travel network or consortium) for travel industry payment solutions.
- StripesupportingStripe provides payment processing infrastructure as a payment service provider partner.
- FiservsupportingFiserv provides acquiring and payment processing infrastructure for card transactions.
- POLi / MercosupportingPOLi online banking payment service provided by Merco Limited for New Zealand bank transfers.
- Zepto (PayID)supportingZepto provides NPP PayID infrastructure for Australian real-time bank transfers.
- Token.io (Open Banking)supportingToken.io provides Open Banking / Pay by Bank services for UK account-to-account payments.
Scale indicators9 records
Recent moves8 records
Expansion highlights6 records
Mint Payments competitors and assessment
Company assessmentBroad incumbents
- Amadeus: Global travel-tech GDS that has built and continues to expand its payments and merchant services franchise (Amadeus Payments) — broad incumbent competing at the intersection of travel tech and payments.
- Travelport (Travelport+): Global travel distribution platform with embedded payment and merchant services — overlaps with Mint on travel-tech + payments intersection, though at much larger scale across GDS-distributed agencies.
- Sabre: Major GDS/travel-tech player offering Sabre Virtual Payments and merchant services for travel agencies — a broad incumbent adjacent to Mint's travel-payments niche.
- Stripe: Mint's own processing-infrastructure partner (per the sources) and the dominant horizontal payments platform — competes at the developer/API layer and increasingly with vertical-specific features for travel.
- Adyen: Global unified-commerce payments platform increasingly winning travel and hospitality merchants with multi-currency, multi-rail orchestration — overlapping broad-payments competitor to Mint at the upper end of the travel market.
Emerging players
- Zip Co: BNPL provider and direct Mint integration partner for travel instalments — overlapping on consumer-facing travel repayment products (PlanPay on Mint's side, Zip on Zip's side).
- Nuvei: Canada-listed payments processor with a stated travel-vertical focus and acquiring/alternative-payments capabilities — a regional-adjacent competitor chasing the same travel-agency segment as Mint.
Direct peers
- CellPoint Digital: Travel-focused payment orchestration platform offering card acquiring, multi-currency, and alternative payment methods to airlines, travel agencies, and OTAs — directly comparable to Mint's travel-vertical payment stack.
- UATP: Airline-owned global payment network charging cards across multiple airlines — comparable as a travel-industry-specific payments utility, though more issuer-network than merchant-facing gateway.
- Ixaris: B2B travel payments fintech (prepaid virtual cards, supplier payments, BNPL for travel) historically focused on European travel agents — closest direct competitor to Mint's Send (Virtual Cards / MintEFT) proposition.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Mint Payments social profiles
Digital presenceMint Payments compliance and trust
Trust signalCompliance6 records
Mint Payments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mint Payments leadership team
Management profileNumber of profiles
Profiles3 records
Mint Payments subsidiaries and ownership
Company hierarchySubsidiaries7 records
Mint Payments funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mint Payments M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mint Payments
What does Mint Payments do?
Mint Payments is a travel-vertical payment gateway and merchant services provider selling a proprietary platform that lets travel agencies, tour operators, and travel networks accept card, digital wallet, and bank-transfer payments both online and in-person, send supplier payments via MintEFT bank transfers and virtual cards, and safeguard revenue against chargebacks and supplier insolvency through its Mint Protect product. The platform integrates directly with leading travel mid-office systems and adds a Qantas Points loyalty layer through its Qantas Business Rewards partnership.
Is Mint Payments a public or private company?
Mint Payments is a private company. It is classified as public and is currently operating.
When was Mint Payments founded?
Mint Payments was founded in 2007. It employs 11 to 50 people.
Where is Mint Payments based?
Mint Payments is headquartered in Gladesville, Australia, in the Oceania region.
How does Mint Payments make money?
Four revenue lines are on record. Transaction Processing Fees are the primary driver. The others are mintEFT Service Fees, mint Protect Subscription and qantas Business Rewards Partnership.
Who are Mint Payments's main competitors?
Broad incumbents on record are Amadeus, Travelport (Travelport+), Sabre, Stripe and Adyen. Emerging players are Zip Co and Nuvei. Direct peers are CellPoint Digital, UATP and Ixaris.
Does Mint Payments have an API?
Yes. Mint Payments offers an API that allows developers to access payment services. The API documentation is available at https://mint-payments.readme.io/reference/getting-started-with-your-api. The platform provides developer resources for integration purposes and technical documentation for building payment solutions. Developer documentation is at mint-payments.readme.io/reference/getting-started-with-your-api.
What industry is Mint Payments in?
Mint Payments's product category is Travel Vertical Payment Processing. Its primary akta.pro industry code is THACAJAD, Corporate Travel Payment Orchestration & Routing (Multi-issuer, Multi-rail), with a secondary code of THACAJAI, Accounts Payable Automation & Invoice Payments for Travel Suppliers. Its NAICS code is 522210 and its SIC code is 6159.