Homes England

What Homes England does

Homes England (legally The Housing and Regeneration Agency) is the UK government's non-departmental public body responsible for accelerating housing supply and regeneration across England, operating under the Department for Levelling Up, Housing and Communities. Established under the Housing and Regeneration Act 2008, the agency sits at the intersection of public capital deployment, strategic land assembly, and partnership brokering with private developers, housing associations, local authorities and institutional investors. Its core products are government programmes rather than commercial offerings: the £39bn Social and Affordable Homes Programme (2026-2036) funding approximately 300,000 affordable homes, the £16bn-backed National Housing Bank (launched April 2026 as a public finance institution providing debt, equity and guarantees), the £1bn Brownfield, Infrastructure and Land Grant, and a portfolio of joint ventures including MADE Partnership (£150m with Barratt and Lloyds), Hestia (£150m with Vistry Group), The Impact & Places Partnership (£860m with Swiss Life Asset Managers and Capital & Centric), and Habiko (with PIC and Muse).

Operating with a team of more than 1,000 professionals spanning 17 professions, Homes England combines grant funding, concessional capital, and direct land acquisition powers (including compulsory purchase) with planning and regeneration expertise. In 2025-26 the agency reported 42,433 housing starts (up 11% year-on-year) and 40,332 completions (up 9%), with affordable homes representing 80% of completions. Recent strategic activity is increasingly focused on crowding in private capital through structured finance partnerships with major UK banks (HSBC, NatWest, Lloyds, Aviva) and institutional investors (PIC, Swiss Life), alongside direct site acquisitions in Cambridge East, Norwich, Liverpool and Nottingham to support large urban extensions and brownfield regeneration.

Name

Homes England

Legal name

The Housing and Regeneration Agency (Homes England)

Website

https://homesenglandcareers.co.uk

Company type

Private

Founded year

2008

Operating status

Operating

Short description

Homes England is the UK government's housing and regeneration agency for England, deploying approximately £20bn in public capital through grants, loans, equity and joint ventures with developers, housing associations and local authorities to accelerate housebuilding and place-based regeneration.

Ownership category

akta.pro rank

Product category

Government Housing and Regeneration Finance

NAICS

Administration of Housing Programs (925110), New Multifamily Housing Construction (except For-Sale Builders) (236116)

SIC

Investors, Nec (6799), Land Subdividers & Developers (No Cemeteries) (6552)

akta.pro primary industry

Public & Affordable Housing Programs (Subsidies, Vouchers, Public Housing) (BPAIANAA)

akta.pro secondary industries

National Housing Finance Agencies & Ministries (FSALAKAB), Residential Affordable Housing Development & Construction (IMAFABAI), Affordable & Public Housing Asset Management (BPAJAMAI)

Keywords

• Public housing finance
• Housing regeneration programmes
• Affordable home development
• Government land assembly
• Residential infrastructure grants

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Supply Chain

Revenue model

1. Government Funding: Homes England operates as a government agency funded by public money, deploying capital through grants, loans, equity investments, and guarantees to support housing and regeneration projects across England.

Go-to-market motion2 records

Distribution channels1 record

Marketing channels2 records

Core offering

Homes England is the UK government's housing and regeneration agency, deploying public capital through grants, loans, equity investments, and guarantees to accelerate housing supply and regeneration across England. It funds affordable and market housing developments, acquires and de-risks strategic land, coordinates public-private partnerships, and operates funding programmes such as the £39 billion Social and Affordable Homes Programme and the £16 billion-backed National Housing Bank. Its customers are private developers, housing associations, local authorities, and financial institutions undertaking housing projects in England.

Product overview

Homes England is the UK government's housing and regeneration agency (The Housing and Regeneration Agency) that does not operate as a commercial software product company. Its core offerings are government programmes, financial instruments, and partnership vehicles designed to accelerate housing delivery across England. The main products include the National Housing Bank (a subsidiary providing £16bn in debt, equity and guarantees), the Social and Affordable Homes Programme (£27bn+ funding for affordable housing), the Brownfield Infrastructure and Land Grant (up to £1bn for brownfield development), and several joint ventures including The Impact & Places Partnership (£860m with Swiss Life and Capital&Centric), MADE Partnership (£150m with Barratt and Lloyds), and Hestia (£150m with Vistry Group). These programmes work together to crowd in private capital, support developers of all sizes, and deliver hundreds of thousands of new homes across England.

Differentiator

Problem solved

Functional benefit

Products and services

• National Housing Bank A publicly owned financial institution operating as a subsidiary of Homes England, providing flexible loans, equity investments, and guarantees to accelerate affordable housing delivery across England. Plans to deploy up to £16 billion and attract over £50 billion in private capital to deliver more than 500,000 homes.
• Social and Affordable Homes Programme (SAHP) A ten-year social and affordable housing programme with at least £27 billion funding outside London from 2026 to 2036, aimed at increasing supply of homes for social rent, affordable rent, and shared ownership in England, targeting around 300,000 affordable homes with emphasis on completion by March 2029.
• Brownfield, Infrastructure and Land Grant

Quantifiable outcome

• 42,433 new housing starts and 40,332 completions in 2025-26 (11% and 9% year-on-year increases)
• +3 more outcomes

Named customers13 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

31 partnerships are on record, tiered strategic, core and minor.

• Ministry of DefencestrategicStrategic or Co-development Partner · 24 June 2026Following Defence Infrastructure Organisation contracted Morgan Sindall for new Royal Engineers facilities at Catterick, Homes England and Ministry of Defence plan to redevelop the vacated Ripon Barracks site into 1,300 new homes.
• KeepmoatstrategicStrategic or Co-development Partner · 24 June 2026Doncaster-based housebuilder Keepmoat delivering 250-home development in North Halifax as part of Calderdale Council's North Halifax Transformation Programme, with combined investment exceeding £50m across three brownfield sites and £7.8m in Homes England funding.
• National Housing BankcoreOthers · 23 June 2026National Housing Bank launched by Homes England in April 2026 as a publicly owned financial institution to accelerate housing delivery. Appointed Steve Willingham (Debt), Jennifer Murray (Equity), Barry Fowler (Guarantees), and Conan McKenzie (CIO) to executive team. Backed by up to £16bn in debt, equity and guarantees.
• Smiling WolfminorImplementation/ SI/ Consulting Partner · 22 June 2026Liverpool-based creative studio Smiling Wolf developed the brand strategy and visual identity for the National Housing Bank, launched by Homes England with up to £16bn backing.
• Hellens GroupstrategicStrategic or Co-development Partner · 20 June 2026Lovell appointed by Hellens Group and Homes England to deliver 261 homes at Burtree Garden Village near Darlington, part of a broader garden village project planned to deliver over 2,000 homes over 20 years.
• Nottingham City CouncilstrategicStrategic or Co-development Partner · 20 June 2026Homes England backing Severns House refurbishment in Nottingham as part of Broad Marsh regeneration efforts. Also partnered on Broad Marsh project through collaboration agreement with East Midlands Combined County Authority.
• Warwick District CouncilstrategicStrategic or Co-development Partner · 19 June 2026Homes England received planning approval for 224 homes on former Kenilworth School site in Leyes Lane, with 40% designated as affordable and including a 75-bed extra care facility.
• Avant HomesstrategicStrategic or Co-development Partner · 15 June 2026Avant Homes sold £17.4m 73-home affordable housing scheme at Lingwell Gate Lane in Wakefield to Vico Homes, supported by grant funding from Homes England's £27bn funding programme.
• Marshall GroupstrategicStrategic or Co-development Partner · 12 June 2026Marshall Group sold its 700-acre Cambridge East site including Cambridge City Airport to Homes England and Hill Group for a major urban extension project delivering more than 10,000 homes. Airport operations expected to relocate by mid-2029.
• MusestrategicStrategic or Co-development Partner · 7 June 2026Muse and Homes England submitted a £640 million planning application for North West Quadrant redevelopment in Slough, transforming the former Thames Valley University site into 1,500 homes with offices, shops, and community facilities.
• Hill GroupcoreStrategic or Co-development Partner · 5 June 2026Homes England in partnership with developer The Hill Group acquired a 700-acre site in Cambridge East from Marshall Group, planning to build more than 10,000 new homes with at least 3 million sq ft of commercial space supporting approximately 9,000 jobs.
• Merseyside PolicestrategicOthers · 27 May 2026Homes England acquired Merseyside Police's former headquarters at Canning Place for £17 million to develop a mixed-use residential-led scheme including new homes, a hotel, shops, and leisure facilities on the Liverpool waterfront site.
• Heaton GroupstrategicStrategic or Co-development Partner · 27 May 2026Heaton Group received £8.6m grant from Homes England through Building Infrastructure and Land Fund (BIL Fund) to redevelop the former Park Hotel in Preston into a 92-bedroom apart-hotel and 239 Build-to-Rent apartments.
• ECF (Greyfriars)strategicStrategic or Co-development Partner · 21 May 2026ECF consortium partnership between Homes England, L&G and Muse working in partnership with West Northamptonshire Council to deliver Greyfriars regeneration project in Northampton town centre with up to 1,200 homes.
• Caddick GroupstrategicStrategic or Co-development Partner · 19 May 2026Homes England announced a £16 million infrastructure grant to Caddick Group for the Leeds South Village development, supporting approximately 1,925 homes on a former industrial site forming part of Leeds' South Bank regeneration area.
• Leicester City CouncilstrategicStrategic or Co-development Partner · 7 May 2026Homes England acquired site from Leicester City Council through a six-week transaction enabling government funding for public realm improvements and pedestrian link between Leicester Railway Station and the Cultural Quarter.
• Trent & DovestrategicStrategic or Co-development Partner · 7 May 2026Trent & Dove opened Tyldesley Court, a £20.8m housing development on former shopping centre site in Burton on Trent. £6.6m grant from Homes England delivered through partnership with Orbit enabled the project.
• Arlington Real EstatestrategicStrategic or Co-development Partner · 6 May 2026West Hartford Park development brought forward in partnership with Homes England - 126-acre employment development in Cramlington capable of delivering 1 million+ sq ft of industrial space and supporting 2,000 jobs.
• BerniciastrategicStrategic or Co-development Partner · 6 May 2026Bernicia completed £13.5m affordable housing development at Seton Gardens in Berwick with 56 homes for social rent and shared ownership, supported by funding from Homes England and Northumberland County Council. First new affordable housing in town for over a decade.
• Moda GroupstrategicStrategic or Co-development Partner · 5 May 2026Stone Yard build-to-rent development in Digbeth, Birmingham - 995 homes across seven blocks with phase one (605 homes) expected in 2028. Homes England provided circa £40m via Home Building Fund, enabling increased affordable housing to 20%.
• Allison HomesstrategicStrategic or Co-development Partner · 24 April 2026Allison Homes reported strong growth with £211.9m turnover for year ending September 2025, completing 808 homes including 509 affordable homes. Recently secured £165m financing deal with HSBC, NatWest and Homes England to accelerate regional growth and target doubling in size.
• ECF (Homes England, L&G, Muse)strategicStrategic or Co-development Partner · 22 April 2026ECF consortium partnership between Homes England, L&G and Muse launched community consultation for Greyfriars regeneration in Northampton, delivering up to 1,200 homes alongside student accommodation, workspaces, and community space in partnership with West Northamptonshire Council.
• Capital & Centric (Karparc)strategicStrategic or Co-development Partner · 11 April 2026Capital & Centric's Karparc project - UK-first conversion of a multi-storey car park into 111 homes in Newcastle-under-Lyme, backed by £19m funding boost from Homes England. £90m regeneration project expected to complete mid-2027.
• Keepmoat (Bristol)minorStrategic or Co-development Partner · 2 April 2026Keepmoat and Homes England proposal for 260-home development at Broom Hill/Brislngton Meadows in Bristol, which received planning committee rejection citing wildlife and nature impact concerns.
• Carrow Works (Norwich)strategicOthers · 25 March 2026Homes England acquired the Carrow Works site in Norwich as part of a broader regeneration plan to develop up to 3,500 homes and community amenities in collaboration with city officials and local organizations.
• Capital & CentriccoreStrategic or Co-development Partner · 19 March 2026Joint venture partner in Impact & Places Partnership (£860m, 2,250+ homes) and Ferrous project in Manchester (107 rental apartments). Capital & Centric also partnered on Karparc project (£90m, 111 homes) with £19m Homes England funding.
• Keepmoat (Northstowe)strategicStrategic or Co-development Partner · 19 March 2026Homes England, Keepmoat, and Capital & Centric signed agreement to deliver 3,000 homes and new town centre in Northstowe, expected to benefit the community and marks progress in expanding residential infrastructure.
• Clarion Housing GroupcoreStrategic or Co-development Partner · 4 March 2026Clarion Housing Group (UK's largest social landlord) aims to deliver 3,000 new properties annually through strategic partnership with Homes England, seeking to extend that status in the new £39bn funding round. Also selected as development partner for Gorton regeneration project in Manchester.
• Karbon HomesstrategicStrategic or Co-development Partner · 16 December 2025Karbon Homes completing first 11 affordable homes at Seaham Garden Village (£250m joint venture) with Taylor Wimpey and Miller Homes. 750 affordable homes supported by Homes England funding, including mine water heat project with Vital Energi.
• Vistry GroupcoreStrategic or Co-development Partner · 8 September 2025Homes England and Vistry Group signed a long-term joint venture named Hestia, backed by a combined £150 million capital investment, to focus on delivering high-quality mixed-tenure communities at pace and scale. Partnership model delivers 1 in 7 UK social housing properties.
• Barratt DevelopmentscoreStrategic or Co-development Partner · 9 September 2024MADE Partnership joint venture between Barratt Developments, Homes England, and Lloyds Banking Group to act as master developer for large-scale residential projects ranging from 1,000 to 10,000+ homes, backed by up to £150m equity funding.

Scale indicators12 records

Recent moves9 records

Expansion highlights6 records

Broad incumbents

• Fannie Mae: Fannie Mae is a US government-sponsored enterprise that provides liquidity to the housing market through mortgage funding and securitisation — comparable in its mandate to mobilise capital for housing and its quasi-public governance, although operating at much greater financial scale.

Others

• Lloyds Banking Group: Lloyds co-invests in MADE Partnership and Housing Growth Partnership (~£500m invested, ~15,000 homes) with Homes England — comparable as a strategic financial partner for affordable housing development financing.
• Clarion Housing Group: Clarion is the UK's largest social landlord and a strategic Homes England delivery partner targeting 3,000 new properties annually through its Latimer development arm — comparable as a major affordable housing delivery vehicle and Homes England's largest housing-association counterparty.
• Barratt Developments: Barratt is Homes England's JV partner in the MADE Partnership (£150m equity, master-developer role for 1,000–10,000+ home schemes) and the UK's largest volume housebuilder — comparable as a strategic delivery partner with similar large-scale housing expertise.
• Vistry Group: Vistry is Homes England's JV partner in the Hestia partnership (combined £150m) and one of the UK's largest housebuilders, with significant affordable housing exposure — comparable as a delivery counterparty and as a major player in England's affordable housing market.
• Legal & General Capital: Legal & General is Homes England's partner in the ECF consortium for town-centre regeneration (1,200+ homes in Northampton) and a major UK institutional investor in build-to-rent and affordable housing — directly comparable in scale and asset class focus.

Regional players

• Scottish Government — Housing and Social Justice: Scotland's housing directorate oversees affordable housing supply programmes, More Homes division funding, and planning reform — directly comparable in function to Homes England, but serving Scotland's distinct policy and legal framework.
• Welsh Government — Housing Directorate: Wales' central government housing directorate administers grant programmes, supports social landlords, and funds affordable housing delivery — a near-identical operating model to Homes England but scoped to Wales rather than England.

Direct peers

• Greater London Authority (GLA): The GLA, primarily through the Mayor of London's housing team, administers London-specific affordable housing funding programmes and works with developers to deliver new homes — directly comparable to Homes England's programme-administration role at a regional level within England.
• Canada Mortgage and Housing Corporation: CMHC is Canada's national housing agency, providing mortgage insurance, funding programmes, and policy leadership to accelerate housing supply and affordability — a close international analogue to Homes England's combination of programme funding, finance, and policy coordination.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments13 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Homes England