Trade Capital Corporation

What Trade Capital Corporation does

Trade Capital Corporation (operating as 1TCC) is a private fintech founded in 2021 and headquartered in Menlo Park, California, that operates a fully integrated Vendor Managed Inventory (VMI) and supply chain financing platform. The platform combines supply chain technology, data analytics, inventory funding, and multi-party collaboration into a single solution, integrating natively with SAP, Oracle, Infor, and NetSuite ERPs. Core products include the 1TCC Platform (powered by the proprietary ONE TCC architecture), the CaaS Wallet (a patent-pending suite of trade capital options), and the Inventory Card, which together enable clients to free working capital previously locked in overstocked inventories while ensuring supply continuity.

The company's business model is built around Capital-as-a-Service (CaaS): TCC sources third-party capital from banking and PE partners, holds title to client inventories, and charges usage-based fees of 185-250 basis points over SOFR on capital deployed rather than on revenue transacted. Pricing is engineered for investment-grade enterprises deploying at least $50 million per program, with a reduced-investment Pilot Program and a Blueprinting Procedure as onboarding steps before multi-year contracts. The go-to-market is enterprise field sales targeting CFOs, treasury, and procurement executives across Healthcare, Automotive, Hi-Tech, Aerospace, Consumer Goods, Energy, and Industrial verticals, supplemented by presence at major treasury and trade finance conferences (AFP, EuroFinance, BAFT, Finance Forum London).

TCC has built strategic alliances with SAP (a Core partnership that includes migration of its own operations to SAP S/4HANA Cloud and a dedicated SAP Business Services subsidiary), UPS (3PL engagement), and Livingston International (customs and trade compliance), alongside a broader ecosystem of global banking partners, PE investors, insurance providers, and system integrators. The company is backed by 24 patent-pending technologies and secured its first USPTO patent in November 2025 for capital-efficient supply chain solutions. Leadership combines a 11-50 person team with over 500 years of collective supply chain and finance experience and an advisory bench including former Google Payments head Arnold Goldberg, former Teva SVP Treasury Stephen Harper, former BIO President Jim Greenwood, and Stanford's Dr. Abraham Verghese.

Name

Trade Capital Corporation

Legal name

Trade Capital Corporation

Website

https://1tcc.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Trade Capital Corporation (1TCC) is a Menlo Park-based fintech that provides an integrated supply chain financing platform, funding and holding client inventories via its Capital-as-a-Service model to free working capital for investment-grade enterprises across automotive, healthcare, hi-tech, and industrial verticals.

Ownership category

akta.pro rank

Product category

Supply Chain Finance

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231), Wholesale Trade Agents and Brokers (425120), Wholesale Trade Agents and Brokers (425)

SIC

Commodity Contracts Brokers & Dealers (6221), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro industry

PRIMARYFSAPAIAD

Tokenized Securities & Capital Markets Infrastructure (equities, bonds, funds, ATS/MTF connectivity)

Financial & Insurance/Blockchain & Web3/Enterprise Blockchain & Tokenization (permissioned networks, RWA tokenization)

SECONDARYFSADAJAB

OTC Spot Trading & Block Execution

Financial & Insurance/Crypto & Digital Assets/Institutional Infrastructure (Prime Brokerage, OTC & Liquidity)

SECONDARYFSADAEAG

Trade Finance & Receivables Tokenization

Financial & Insurance/Crypto & Digital Assets/Tokenization & Real-World Assets (RWA) Platforms

Keywords

• Supply chain financing
• Inventory funding
• Capital as a service
• Vendor managed inventory
• Working capital optimization

Headquarters

HQ city

Menlo Park

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Capital-as-a-Service (CaaS) Fees: TCC charges service fees based on capital deployed rather than revenues transacted. For investment-grade clients, fees are 185-250 basis points over SOFR, subject to credit rating terms and conditions. This is a usage-based model tied directly to the amount of capital deployed in inventory funding programs.
2. Inventory Funding and Holding: Revenue generated from funding and holding inventories for clients. TCC sources funds based on client's credit standing, secured against inventories and receivables at attractive rates. Title to inventories is held by TCC.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels8 records

Core offering

Trade Capital Corporation (1TCC) operates a fully integrated Vendor Managed Inventory platform that combines proprietary technology, data analytics, inventory funding, and participant collaboration. The company funds goods upfront and holds inventory on behalf of investment-grade enterprise clients, freeing client liquidity while improving supply chain visibility and supplier stability. Core delivery is the Capital-as-a-Service (CaaS) model with the patent-pending CaaS Wallet, charging usage-based fees of 185-250 basis points over SOFR on deployed capital.

Product overview

Trade Capital Corporation (1TCC) offers a unified platform-plus-services architecture centered on its core 1TCC Platform, a fully integrated vendor managed inventory (VMI) solution. The platform is powered by the proprietary ONE TCC architecture and delivers Capital-as-a-Service (CaaS), with the flagship CaaS Wallet product (including the patent-pending Inventory Card and ProcurePal/Supplier Pay card) providing the capital funding and holding capabilities. Supporting services include Business Transformation Services for supply chain optimization and a Pilot Program/Blueprinting Procedure for client onboarding. The company has 24 patent-pending technologies and recently secured its first patent for capital-efficient supply chain solutions.

Differentiator

Problem solved

Functional benefit

Brands

• CaaS Wallet: Capital-as-a-Service Wallet - patent-pending suite of trade capital options to empower CFOs, treasury, and procurement executives
• CaaS Wallet Inventory Card
• ONE TCC
• Capital-as-a-Service (CaaS)

Products and services

• 1TCC Platform The 1TCC Platform is a fully integrated Vendor Managed Inventory (VMI) solution that unites technology, data analytics, inventory funding, and participant collaboration to enhance corporate value. It provides dedicated capital to fund and hold inventory and enables complete supply chain visibility through dashboards, track and trace, supply chain execution, and financial reporting for enterprise manufacturers, OEMs, and suppliers.
• CaaS Wallet (Capital-as-a-Service Wallet) The CaaS Wallet is the world's first suite of Capital-as-a-Service trade capital options designed to empower CFOs, treasury, and procurement executives. It includes the patent-pending Inventory Card that enables manufacturers, OEMs, and suppliers to hold inventory, freeing up cash while ensuring uninterrupted access to materials, and the ProcurePal/Supplier Pay card benefits for accelerated supplier payments.
• Capital-as-a-Service (CaaS) Capital-as-a-Service (CaaS) is the core service model that enables companies to unlock liquidity on agreed terms by allowing TCC to fund and hold inventories off-balance-sheet. TCC charges service fees only on the basis of capital deployed, at 185-250 basis points over SOFR for investment-grade clients.
• Pilot Program A reduced-investment Pilot Program that allows prospective enterprise clients to experience the benefits of the 1TCC platform on a smaller scale before committing to a full implementation phase and multi-year contract. Available at Phase 1 with pay-as-you-go billing.
• Business Transformation Services Business Transformation Services provide insight from global industry leaders in supply chain processes, inventory management, capital optimization, and trade ecosystem management. Includes proprietary digital tools, real-time dashboards, and what-if analysis capabilities for enterprise clients implementing the 1TCC platform.

Quantifiable outcome

• 36% of working capital freed up to liquidity for EV Battery Manufacturer
• +9 more outcomes

Named customers4 records

Segments7 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability3 records

Feature5 records

Partnerships

Six partnerships are on record, tiered core and supporting.

• SAPcoreTechnology or Integration · 22 July 20241TCC announced partnership with SAP, global leader in enterprise software solutions. 1TCC migrated to SAP and expects mutual clients to benefit from this relationship in inventory holding and balance sheet optimization. SAP Partner Logo displayed on website. 1TCC SAP Business Services subsidiary led by Stephanie Grethen.
• Livingston InternationalcoreStrategic or Co-development Partner · 25 June 2024Strategic partnership between 1TCC and Livingston International to help global businesses overcome pressing challenges in international trade. Livingston provides customs, trade compliance, and logistics services integrated with 1TCC's capital solutions.
• UPScoreStrategic or Co-development Partner · 1 January 2024UPS collaboration shown in logos section. UPS provides logistics and distribution capabilities that align with 1TCC's financing solutions. Chris Parga, former UPS Director of Business Development, joined 1TCC as SVP Business Development & 3PL Engagement.
• Insurance PartnerssupportingOthersCollaboration with insurance partners to confirm adequate coverages for the financial fitness of clients. Where appropriate, 1TCC also insures client obligations directly, ensuring comprehensive and transparent risk management.
• 3PL and Logistics ProviderscoreImplementation/ SI/ Consulting PartnerThrough logistics providers such as Livingston International, 1TCC aligns financing with transportation, warehousing, and customs. This synchronization reduces friction, shortens dwell times, and keeps goods moving reliably across borders.
• BPOs, Consultancies, and System IntegratorssupportingImplementation/ SI/ Consulting PartnerPartnerships with leading BPOs, consultancies, and system integrators to embed 1TCC directly into client procurement and ERP systems. Ensures funding, payments, and reporting flow through existing governance and audit frameworks.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Stenn: Digital trade finance platform providing cross-border financing for SMEs and mid-market suppliers. Comparable in its use of technology to deliver trade and inventory financing, though more focused on the supplier side and international SMEs than 1TCC's enterprise buyer-centric model.
• Resolve: B2B trade credit platform that provides net terms financing and automated credit decisions. Comparable as a fintech-enabled working capital platform, though focused on mid-market rather than the $50M+ enterprise programs 1TCC targets.
• HighRadius: AI-powered order-to-cash and treasury automation platform that touches working capital, receivables, and cash forecasting. Partial overlap with 1TCC's data-driven control and predictive analytics capabilities, though more focused on AR automation than inventory financing.

Direct peers

• Taulia: Supply chain finance and dynamic discounting platform now owned by SAP. Directly comparable to 1TCC in target customer (large enterprises), product (early payment and working capital optimization), and ecosystem integration with ERP systems.
• C2FO: Global working capital marketplace connecting suppliers and buyers for early payment. Operates a similar model of intermediating capital and supply chain participants, competing with 1TCC for enterprise treasury and procurement budgets.
• PrimeRevenue: One of the largest independent supply chain finance platforms, enabling buyers to extend payment terms while providing early payment to suppliers. Highly comparable to 1TCC's Capital-as-a-Service model of funding inventory and receivables off the buyer's balance sheet.
• Demica: Supply chain finance platform offering receivables and payables financing programs to corporates and banks. Comparable business model of structuring off-balance-sheet financing for enterprise supply chains.

Broad incumbents

• Citi Working Capital Solutions: Citi's supply chain finance, receivables, and treasury solutions franchise serves multinational corporates with global programs. Comparable products and customers, with the advantage of deposit-funded balance sheet and global transaction banking reach.
• HSBC Trade and Working Capital: Global trade finance franchise with strong presence in cross-border supply chain financing. Comparable in targeting investment-grade corporates with multi-jurisdiction programs, leveraging HSBC's international network.
• JPMorgan Trade and Working Capital: Global trade finance and working capital solutions franchise offering supply chain finance, receivables, and payables programs at scale. Comparable in the underlying product set but offers it as part of a much broader corporate and investment banking platform.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/TccCaas
• YouTubeyoutube.com/channel/UCBomlo-zjzTFuQJFtNHLI0A
• Facebookfacebook.com/1TCCcaas
• LinkedInlinkedin.com/company/1tcc

Revenue estimate

Valuation estimate

Number of profiles

Profiles19 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trade Capital Corporation