Sekady
Sekady Capital, LLC is a US-based construction lending software company that provides lenders, fund control firms, title companies, and builders a SOC 2-certified cloud platform for managing construction draws, inspections, digital lien waivers, ACH payments, and reconciliation across residential construction loans.
- Company typePrivate
- Founded2021
- HeadquartersFruitland, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Sekady does
Sekady Capital, LLC is a US-based construction lending technology company headquartered in Fruitland, Idaho, founded in 2021 by Diana Luoma, a former invoice factoring company owner who built the platform after discovering her own construction lending was operationally unsecured. The company operates a cloud-based software platform that digitizes the full residential construction loan lifecycle — covering draw management, draw inspections, fund control and disbursements, reconciliation and ledgering, digital lien waiver management, ACH-based subcontractor payments, and construction project management — and serves five primary personas: lenders and banks, fund control companies, title and escrow companies, general contractors, and subcontractors. The platform is SOC 2 Type 2 certified, encrypted with 256-bit AES, and offers a fraud prevention suite with Account Validation Services, Entity Validation Services, and BSA/AML compliance tooling (KYC, OFAC, SAR).
Sekady generates revenue through SaaS subscriptions, per-transaction payment processing fees, and professional services for onboarding and subcontractor enrollment. Pricing combines recurring access with a newer usage-based 'Pay Per Inspection & Draw' model; the company markets a paper-check cost of $700+ per project against $150 per project for digital payments. Distribution is executed through direct enterprise sales augmented by channel partnerships — most notably Fidelity National Title, Trinity Inspection Networks (50,000+ vetted inspectors), Liquid Logics (loan origination), La Mesa Fund Control & Escrow (exclusive technology partner as of January 2026), Builders FirstSource, and the Capital One Business Deals program. As a privately held, founder-owned company with no disclosed external funding and approximately 40 employees (as of April 2024), Sekady has scaled entirely on cash flow while adding sales leadership, deepening integrations, and expanding into adjacent vertical workflows such as vendor payments to national building products suppliers.
Sekady firmographics
Firmographics- Name
- Sekady
- Legal name
- Sekady Capital, LLC
- Website
- https://sekady.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Sekady Capital, LLC is a US-based construction lending software company that provides lenders, fund control firms, title companies, and builders a SOC 2-certified cloud platform for managing construction draws, inspections, digital lien waivers, ACH payments, and reconciliation across residential construction loans.
- Ownership category
- akta.pro rank
Sekady industry classification
Industry- Product category
- Construction Lending Software
- NAICS
- Other Computer Related Services (541519), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Fraud Detection, Identity & KYC/AML for Mortgages (FSALALAH)
- akta.pro secondary industry
- Quality Control (QC), Compliance & Audit Tools for Underwriting (FSALALAL)
Keywords
Where Sekady is headquartered
LocationHeadquarters
- HQ city
- Fruitland
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Sekady business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Software Subscription/Pricing: SaaS platform fees for draw management, inspection, and payment services. References 'Pay Per Inspection & Draw' model as well as subscription-based access to the platform.
- Digital Payment Processing: Transaction fees on digital payments made through the platform. The platform enables ACH payments, same/next-day payments to subcontractors and vendors.
- Professional Services: Implementation, onboarding, and training services. The company handles subcontractor onboarding for clients and provides ongoing support.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Pay Per Inspection & Draw model |
| Transaction based/ take rate | Monthly | Digital payment cost savings |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
Sekady product offering
Product offeringCore offering
Sekady provides a cloud-based construction lending and payment SaaS platform that enables lenders, fund control companies, title and escrow companies, and general contractors to manage construction draw requests, inspections, fund control and disbursements, reconciliation and ledgering, digital lien waivers, and ACH payments to subcontractors and vendors. The platform includes fraud prevention modules (Account Validation Services, Entity Validation Services, and a BSA/AML compliance suite), is SOC 2 Type 2 certified, and integrates with loan origination software and inspection networks to deliver end-to-end visibility across the construction loan lifecycle.
Product overview
Sekady is a construction lending technology provider offering a comprehensive software platform for the residential construction industry. The platform operates as a unified construction lending ecosystem comprising core modules including Draw Management, Draw Inspections, Fund Control & Disbursements, Reconciliation & Ledgering, Digital Lien Waivers, Payments to Subcontractors, and Construction Management Software. The product architecture supports multiple stakeholder segments including Lenders and Banks, Fund Control Companies, Title & Escrow Companies, General Contractors, and Subcontractors. Additional security-focused modules include Account Validation Services, Entity Validation Services, and a Fraud Prevention Suite. The platform integrates with third-party inspection networks and loan origination software to provide end-to-end visibility throughout the construction loan lifecycle, from draw request submission through final disbursement and lien waiver collection.
Differentiator
Problem solved
Functional benefit
Products and services
- Draw Management Sekady's construction draw management software enables lenders, borrowers, and fund control companies to manage draw requests, track disbursements, review documentation, and approve draws through a centralized platform with real-time visibility into project progress.
- Draw Inspections Sekady's draw inspection management solution provides real-time inspection scheduling, photo and report uploads from the field, automated comparison of inspection results with draw requests, instant notification of potential issues, and digital storage of all inspection documentation for lenders and construction professionals.
- Construction Management Software Sekady's construction project management software helps builders and general contractors track projects from start to finish with task management, invoice management, budget tracking, and provides comprehensive project visibility for all stakeholders including lenders, title companies, and subcontractors.
- Fund Control & Disbursements Sekady's fund control and disbursements solution enables fund control companies, title companies, and lenders to streamline the disbursement process by providing a centralized platform for managing and tracking requests and ensuring funds are released at appropriate stages of construction completion.
- Reconciliation & Ledgering Sekady's reconciliation and ledgering module helps track project costs, individual vendor details, invoice management, and provides budget tracking and full payment history on a per-project level for lenders, fund control companies, and builders.
- Payments to Subcontractors Sekady's digital payment solution enables general contractors and builders to make secure, direct ACH payments to subcontractors, vendors, and suppliers with options for same-day or next-day payments, eliminating paper checks and providing payment visibility to all parties.
- Digital Lien Waivers Sekady's digital lien waiver management solution allows subcontractors and vendors to electronically sign, collect, and store lien waivers before payment is released, providing protection for projects and eliminating the need for paper-based lien waiver processes.
- Account Validation Services (AVS) Sekady's account validation services verify the authenticity of bank accounts and financial details provided by borrowers to ensure funds are transferred to legitimate accounts, reducing the risk of wire fraud in construction lending transactions.
- Entity Validation Services (EVS) Sekady's entity validation services verify the existence and legitimacy of borrowing entities, including checks on business registrations, ownership structures, and other critical details to help prevent bank fraud and identity theft.
- Fraud Prevention Suite Sekady's comprehensive fraud prevention solution includes account validation, entity validation, BSA/AML compliance programs (KYC, OFAC, SAR), real-time monitoring, comprehensive reporting, secure wire instructions, and platform security features to protect private lenders against wire fraud, bank fraud, and other threats.
Quantifiable outcome
- 80% reduction in time spent on payment processes and reporting for general contractors
- +4 more outcomes
Companies that use Sekady
Customer profileNamed customers7 records
Segments5 records
Ideal customer profiles4 records
Sekady technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature10 records
Sekady partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered flagship, core and minor.
- La Mesa Fund Control & Escrow (LMFCE)flagshipSekady named exclusive technology partner for LMFCE's fund control and disbursement operations. Sekady provides construction draw management platform, inspection workflow tools, and enterprise-grade security features to enhance fund disbursement services for lender clients. Enables real-time draw management, automated inspection workflows, and comprehensive reporting.
- Trinity Inspection NetworkscoreIntegration provides access to nationwide network of over 50,000 vetted inspectors for broader and more reliable inspection coverage. Inspectors thoroughly vetted for quality, accuracy, and professionalism. SOC2 certified alignment with Sekady's security standards.
- Liquid LogicscorePartnership integrates Sekady's draw management and inspection tools with Liquid Logics' loan origination software. Provides private lenders with combined toolset for streamlined loan management, enhanced security, and workflow automation.
- Fidelity National TitlecorePartnership offers flexible payment options to construction subcontractors while home builders access centralized disbursement platform with full project management. Includes increased controls over payment disbursements, visibility into project statuses, budget-tracking, and digital lien waiver collection.
- Capital One Business DealsminorSekady partnered with Capital One through Business Deals program, offering exclusive discounts for General Contractors and Builders. First software solutions provider in the program offering construction payment and project management services.
- Builders FirstSourceminorSekady payments network enables Title Companies, General Contractors, and Lenders to make secure, direct ACH payments to the nation's largest supplier of building products. Vendor payments digitized and streamlined with lien waivers gathered and stored on platform.
- Agile HomesminorDigital payments partnership providing secure, direct ACH payments to Agile Homes' subcontractors and vendors.
- IronHaven HomesminorIronHaven's trade partners, suppliers, and vendors receive secure, direct ACH payments. IronHaven also utilizes Sekady for digitally signed lien waivers and centralized project management.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Sekady competitors and assessment
Company assessmentDirect peers
- Land Gorilla: Land Gorilla provides construction loan management and draw inspection software for residential and commercial lenders - directly competing with Sekady in the construction draw management and fund control space.
- Built Technologies: Built offers a construction lending platform for residential and commercial lenders covering draw management, inspections, and payments - a direct competitor in construction loan administration.
- NEXGEN Loansystems: NEXGEN provides construction loan management software with draw tracking and disbursement capabilities, directly competing with Sekady for private and hard-money lender accounts.
- DrawInspect: DrawInspect specializes in construction draw inspections and reporting for lenders - overlapping with Sekady's draw inspection management module and serving similar lender customers.
- Tidal Money: Tidal Money is a secure real estate payments platform already integrated with Sekady for title-company disbursements - a partner that also competes in adjacent secure-payment workflows for construction and real estate.
Broad incumbents
- Mortgage Builder: Mortgage Builder is a long-established loan origination system with construction lending modules, serving as a broader incumbent that competes with Sekady for lender technology budgets.
- Calyx Software: Calyx provides mortgage loan origination software used by thousands of lenders and includes construction lending functionality - a broader incumbent in mortgage technology adjacent to Sekady's niche.
- Procore Technologies: Procore is the dominant construction project management platform with a broad product portfolio including payments and lien waivers - a broad incumbent that could expand deeper into construction lending workflows.
Others
- Plaid: Plaid provides bank account verification and entity validation APIs comparable to Sekady's AVS/EVS offerings - an enabling technology partner that could be integrated or compete in the fraud-prevention layer.
Emerging players
- Buildertrend: Buildertrend is a construction project management platform for residential builders and remodelers with payment features - overlapping with Sekady's general contractor and subcontractor workflow modules.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Sekady social profiles
Digital presenceSekady compliance and trust
Trust signalCompliance1 record
Sekady financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sekady leadership team
Management profileNumber of profiles
Profiles5 records
Sekady funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sekady M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sekady
What does Sekady do?
Sekady provides a cloud-based construction lending and payment SaaS platform that enables lenders, fund control companies, title and escrow companies, and general contractors to manage construction draw requests, inspections, fund control and disbursements, reconciliation and ledgering, digital lien waivers, and ACH payments to subcontractors and vendors. The platform includes fraud prevention modules (Account Validation Services, Entity Validation Services, and a BSA/AML compliance suite), is SOC 2 Type 2 certified, and integrates with loan origination software and inspection networks to deliver end-to-end visibility across the construction loan lifecycle.
Is Sekady a public or private company?
Sekady is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Sekady founded?
Sekady was founded in 2021. It employs 11 to 50 people.
Where is Sekady based?
Sekady is headquartered in Fruitland, United States, in the North America region.
How does Sekady make money?
Three revenue lines are on record. Software Subscription/Pricing is the primary driver. The others are digital Payment Processing and professional Services.
Who are Sekady's main competitors?
Direct peers on record are Land Gorilla, Built Technologies, NEXGEN Loansystems, DrawInspect and Tidal Money. Broad incumbents are Mortgage Builder, Calyx Software and Procore Technologies. Plaid is listed as an others. Buildertrend is listed as an emerging player.
Does Sekady have an API?
No public API is recorded for Sekady.
What industry is Sekady in?
Sekady's product category is Construction Lending Software. Its primary akta.pro industry code is FSALALAH, Fraud Detection, Identity & KYC/AML for Mortgages, with a secondary code of FSALALAL, Quality Control (QC), Compliance & Audit Tools for Underwriting. Its NAICS code is 541519 and its SIC code is 7370.