HomeAmerican Mortgage Corporation

Name

HomeAmerican Mortgage Corporation

Legal name

HomeAmerican Mortgage Corporation

Website

https://homeamericanmortgage.com

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Residential Mortgage Lending

NAICS

Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Call Center / Tele-Sales Mortgage Origination (FSALAAAC)

akta.pro secondary industry

Loss Mitigation & Home Retention Servicing (Modifications/Forbearance/Repayment Plans) (FSALAEAG)

Keywords

• Residential mortgage lending
• FHA VA loans
• Conventional home loans
• New construction financing
• Loan modification services

Headquarters

HQ city

Denver

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Mortgage Loan Origination: HomeAmerican Mortgage generates revenue through originating residential mortgage loans. As a full-service lender that does not use brokers as middlemen, they offer competitive rates directly to borrowers. Revenue is earned through origination charges, interest rate spreads, and fees associated with processing and closing mortgage loans.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

HomeAmerican Mortgage Corporation is a full-service, direct residential mortgage lender that originates and services home loans without using brokers as intermediaries. It offers FHA, VA, Conventional, USDA, Fixed-rate, Adjustable-rate (ARM), Hybrid ARM, High-balance, and Jumbo loan programs to homebuyers, supported by an online application portal and phone-based loan officer guidance through a seven-step process from prequalification to closing. The company also provides loan modification and foreclosure avoidance options for distressed borrowers.

Product overview

HomeAmerican Mortgage Corporation operates as a full-service residential mortgage lending platform offering a comprehensive suite of loan products and digital services. The core offering consists of loan origination services providing multiple loan programs including FHA, VA, Conventional, USDA, Fixed-rate, Adjustable-rate, Hybrid ARM, High-balance, and Jumbo loans. Supporting the loan products are digital service platforms: an Online Loan Application Portal (myloan.homeamericanmortgage.com/homehub/login) for streamlined digital submission, and a Loan Payment Portal (myhomeamerican.com/ilsweb/) for existing borrower servicing. Additional services include Loan Modification Services and Foreclosure Avoidance Services offering options such as deed in lieu of foreclosure, refinancing, short sale, and forbearance agreements for distressed borrowers. The company has been operating since 1983 and functions as an affiliate of Sekisui House U.S. companies, serving homebuyers through construction-to-closing experiences.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Mortgage Loan Origination Full-service direct mortgage lending offering a range of residential loan programs (FHA, VA, Conventional, USDA, Fixed-rate, ARM, Hybrid ARM, High-balance, Jumbo) to individual homebuyers purchasing homes, with loan officer guidance through prequalification, documentation, credit verification, appraisal, loan commitment, and closing.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core and minor.

• Richmond American HomescoreStrategic or Co-development PartnerRichmond American Homes is a subsidiary of Sekisui House U.S., Inc. and serves as a major referral source for HomeAmerican Mortgage customers purchasing new construction homes. The two companies share a parent organization and work together to provide a streamlined homebuying experience.
• Woodside HomescoreStrategic or Co-development PartnerWoodside Homes is an affiliate homebuilder within the Sekisui House U.S. family that refers homebuyers to HomeAmerican Mortgage for financing. Integration allows for coordinated new construction home purchases.
• Hubble HomescoreStrategic or Co-development PartnerHubble Homes is an affiliate homebuilder within the Sekisui House U.S. family that refers homebuyers to HomeAmerican Mortgage for financing. Integration allows for coordinated new construction home purchases.
• Holt HomescoreStrategic or Co-development PartnerHolt Homes is an affiliate homebuilder within the Sekisui House U.S. family that refers homebuyers to HomeAmerican Mortgage for financing. Integration allows for coordinated new construction home purchases.
• Chesmar HomescoreStrategic or Co-development PartnerChesmar Homes is an affiliate homebuilder within the Sekisui House U.S. family that refers homebuyers to HomeAmerican Mortgage for financing. Integration allows for coordinated new construction home purchases.
• ShawoodcoreStrategic or Co-development PartnerShawood is an affiliate homebuilder within the Sekisui House U.S. family that refers homebuyers to HomeAmerican Mortgage for financing. Integration allows for coordinated new construction home purchases.
• American Home InsurancecoreStrategic or Co-development PartnerAmerican Home Insurance is an affiliated insurance company within the Sekisui House U.S. family. HomeAmerican Mortgage works with this affiliate to provide bundled insurance products as part of the streamlined homebuying experience.
• American Home Title & EscrowcoreStrategic or Co-development PartnerAmerican Home Title & Escrow (also known as AHTECO) is an affiliated title and escrow company within the Sekisui House U.S. family. HomeAmerican Mortgage coordinates with this affiliate to provide title insurance and escrow services as part of the streamlined homebuying experience from start to finish.
• NTitleminorStrategic or Co-development PartnerNTitle is an affiliated title company that provides title insurance services in connection with HomeAmerican Mortgage loan originations.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Rocket Mortgage: Largest U.S. retail mortgage originator by volume. Competes for the same consumer-direct, online/phone application flow that HomeAmerican's portal and inside sales channel targets. Sets pricing benchmarks across HomeAmerican's licensed states.
• Caliber Home Loans: Nonbank mortgage lender offering a full retail and correspondent origination platform with government and conventional programs. Operates nationally and competes in several of the same Western states as HomeAmerican.
• loanDepot: One of the largest U.S. nonbank retail mortgage originators (LDLC / loanDepot). Competes for the same consumer-direct retail mortgage borrower across the same Western states, though at vastly larger scale than HomeAmerican.
• Guild Mortgage: Large retail-focused nonbank mortgage lender with strong Western and Sunbelt presence. Offers FHA, VA, USDA, conventional, and jumbo products through a retail branch and consumer-direct channel overlapping with HomeAmerican's geographic and product footprint.
• Fairway Independent Mortgage: Mid-to-large nonbank retail mortgage lender with national branch network and direct-to-consumer origination across FHA, VA, conventional, and government programs — overlapping product mix and channel with HomeAmerican.
• New American Funding: Large nonbank retail mortgage lender with significant Western U.S. branch footprint and a comparable mix of FHA/VA/conventional products. Competes directly for individual homebuyers in HomeAmerican's licensed states.

Direct peers

• DHI Mortgage: Captive mortgage lender for D.R. Horton, the largest U.S. homebuilder. Operates as a direct-to-consumer retail originator funded primarily through parent builder referrals — the same captive-DTC model HomeAmerican uses within the Sekisui House U.S. ecosystem.
• Shea Mortgage: Captive retail mortgage lender for Shea Homes (a Trilogy affiliate). Same builder-tied DTC origination model with bundled title/insurance offerings; positioned similarly as a wholly-owned subsidiary dependent on parent homebuilder volume.
• Tri Pointe Home Mortgage: Mortgage arm of Tri Pointe Homes, a major U.S. homebuilder. Operates a builder-captive retail origination model serving new-construction homebuyers across similar Western U.S. geographies as HomeAmerican.
• Lennar Mortgage: Captive mortgage arm of Lennar Corporation. Provides retail loan origination tied to the parent's homebuilding pipeline with comparable full-service (FHA/VA/conventional/Jumbo) offerings and integrated title services — directly analogous to HomeAmerican's role inside Sekisui House U.S.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about HomeAmerican Mortgage Corporation