SAHOURI INSURANCE

What SAHOURI INSURANCE does

Sahouri Insurance is a privately held, family-owned independent insurance brokerage firm headquartered at 8200 Greensboro Drive, Suite 1550 in McLean, Virginia, founded in 1970 by Mary Sahouri and currently led by Michael Sahouri (CEO) alongside a Sahouri-family leadership bench. The firm operates a consulting-driven GTM model through dedicated Advocacy Teams, organizing services across three integrated business units — Corporate Health & Benefits, Corporate Risk, and Personal Risk — and serving middle-market corporations, U.S. government contractors, technology companies, real estate and community associations, hospitality businesses, religious institutions, diplomatic missions, and high-net-worth individuals. The flagship Diplomatic Missions Insurance Program, launched in 1972 with the Embassy of Egypt as its first client, makes Sahouri the largest U.S. insurance provider for embassies, U.N. Missions, and consulates.

Sahouri monetizes via commissions earned from placing policies through 100+ A-rated carrier partners (Nationwide, AIG, Chubb, Travelers, Cigna, Aetna, BlueCross BlueShield, Lloyd's of London, Erie, Pure, ACE, and others), with pricing determined per risk profile rather than via standardized tiers. The product surface has been productized into nine branded programs — EMBASSYINSURANCE.COM, CUSP (community associations), COMRE (commercial real estate), BASE (Defense Base Act), MARITIME, RICE (restaurants/hospitality), CRYPT (cyber), SCORE (sports/entertainment), and SKYGUARD (aviation) — supplemented by value-add services including Claims Management, Certificate of Insurance Tracking, Disaster Recovery Planning, and Senseware IoT-based Smart Building Technology. In December 2025, the firm integrated SimplePin's payment automation platform to streamline premium billing and payment cycles. Distribution combines direct enterprise sales, self-service client portals, and carrier-network reselling, with operational reach spanning 18+ satellite offices and 140+ countries. The firm reports a 90% client renewal rate, 95% satisfaction, $80B+ in insured real estate value, and Top 10% ranking in a Best Practices Study for two consecutive years.

Name

SAHOURI INSURANCE

Legal name

Sahouri Insurance Agency

Website

https://sahouri.com

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

51–100 employees

Short description

Sahouri Insurance is a privately held, family-owned independent insurance brokerage founded in 1970 and headquartered in McLean, Virginia, representing 100+ A-rated carriers and serving middle-market corporations, government contractors, technology companies, real estate and community associations, religious institutions, diplomatic missions, and high-net-worth individuals.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Other Insurance Related Activities (52429)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

akta.pro secondary industry

Kidnap, Ransom & Extortion (K&R) (FSAJAGAM)

Keywords

• Insurance brokerage services
• Commercial insurance programs
• Embassy insurance programs
• Government contractor insurance
• Personal risk management

Headquarters

HQ city

Mclean

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Sahouri Insurance generates revenue as an independent insurance brokerage firm by earning commissions from insurance carriers on policies placed for clients. As an independent broker, they represent multiple carriers and earn commissions based on premium volume and policy placements.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Sahouri Insurance is an independent insurance brokerage firm that provides consulting-driven placement of Corporate Health & Benefits, Corporate Risk, and Personal Risk coverage. It operates specialized industry programs for embassies and diplomatic missions, U.S. government contractors, technology companies, real estate and community associations, hospitality, religious institutions, and high-net-worth individuals, representing 100+ A-rated insurance carriers.

Product overview

Sahouri Insurance is an independent brokerage firm offering a comprehensive, integrated insurance and risk management platform organized around three core business units: Corporate Health & Benefits (HR consulting, workforce management, retirement planning), Corporate Risk (operational risk consulting, loss control, commercial insurance), and Personal Risk (private client services for executives and high-net-worth individuals). These core units are supplemented by a portfolio of specialized niche market programs — including Diplomatic Missions Insurance (EMBASSYINSURANCE.COM, the company's original program dating to 1972), Government Contractors Insurance, Technology Companies Insurance, Community Associations Insurance (CUSP), Commercial Real Estate Insurance (COMRE), Defense Base Act Insurance (BASE), Maritime Insurance (MARITIME), Restaurant & Hospitality Insurance (RICE), Cyber Liability Insurance (CRYPT), Sports & Entertainment Insurance (SCORE), and Private & Commercial Aviation Insurance (SKYGUARD) — as well as technology-enabled services such as Smart Building Technology (Senseware) and Sahouri Global for international risk. The company also provides add-on support services including Claims Management, Certificate of Insurance Tracking, Disaster Recovery Planning, and Business Intelligence & Analytics. Sahouri operates as a broker representing multiple A-rated insurance carriers and delivers services through a technology-driven, consulting-based experience.

Differentiator

Problem solved

Functional benefit

Brands

• EMBASSYINSURANCE.COM: Specialized insurance program for Embassies & Diplomatic Missions
• CUSP
• COMRE
• BASE
• MARITIME
• RICE
• CRYPT
• SCORE
• SKYGUARD

Products and services

• Corporate Health & Benefits HR and Benefits Consulting, workforce management solutions, and retirement planning services for mid-sized organizations and small businesses, delivered as an extension of HR and finance teams.
• Corporate Risk Operational risk consulting and loss control services for mid-sized and small organizations, including corporate consulting, commercial coverage placement, and client services.
• Personal Risk Insurance and risk management consulting solutions for corporate executives and high-net-worth individuals, including personal consulting, coverage, and client services.
• Diplomatic Missions Insurance Program Exclusive insurance program for diplomatic missions covering property, auto, and health insurance; Sahouri Insurance is the largest U.S. provider for diplomatic missions.
• Government Contractors Insurance Insurance solutions for federal government contractors covering domestic and international exposures, including Defense Base Act, cyber liability, and CMMC compliance coverage.
• Technology Companies Insurance Technology Insurance Program covering cyber liability, technology errors and omissions, professional liability, and tech-specific risks for technology companies of all sizes.
• Community Associations Insurance (CUSP) Specialized insurance coverage for condominiums, homeowner associations, and community associations including property, liability, D&O, and related coverages.
• Defense Base Act Insurance (BASE) Mandatory workers' compensation insurance for civilian employees working overseas on U.S. government-funded contracts, providing medical treatment, wage loss reimbursement, disability compensation, and death benefits.
• Commercial Real Estate Insurance (COMRE) Specialized commercial real estate insurance program covering property managers, commercial real estate firms, and community associations with integrated risk management and loss control services.
• Maritime Insurance (MARITIME) Cargo and vessel insurance program covering maritime operations and shipping-related risks.
• Restaurant & Hospitality Insurance (RICE) Restaurant and hospitality insurance program covering hotels, lodging, and restaurants with tailored coverage for the food and beverage industry.
• Cyber Liability Insurance (CRYPT) Cyber liability insurance protecting against data breaches, cyberattacks, and associated financial penalties and recovery costs.
• Sports & Entertainment Insurance (SCORE) Sport and entertainment insurance program covering athletes, performers, event organizers, and entertainment industry participants.
• Aviation Insurance (SKYGUARD) Aviation insurance covering both private and commercial aircraft operations.
• Religious Institutions Insurance Insurance programs for churches, mosques, synagogues, and temples covering property, general liability, pastoral counseling liability, abuse/molestation, EPLI, D&O, cyber liability, workers' compensation, commercial auto, and umbrella coverage.
• Private Clients / Personal Risk Elite personal insurance services for corporate executives and high-net-worth individuals, covering luxury homes, luxury autos, aviation, watercraft, fine arts, and personal liability under a coordinated private client insurance strategy.
• Sahouri Global International risk management services including global foreign assets coverage, international property and casualty, international business auto, international student health, international accident, and international kidnap and ransom insurance.

Quantifiable outcome

• 90% of clients renew with Sahouri every year
• +4 more outcomes

Named customers10 records

Segments8 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

25 partnerships are on record, tiered core.

• SimplePincoreTechnology or Integration · 11 December 2025SimplePin provides payment automation platform integration for Sahouri Insurance, streamlining and automating payment and billing processes. The integration is expected to reduce manual work, improve accuracy, and accelerate payment cycles for Sahouri Insurance's operations across all client segments.
• NationwidecoreChannel Partner/ Reseller/ DistributorNationwide is one of the major insurance carriers represented by Sahouri Insurance, providing property and casualty insurance products distributed through Sahouri's brokerage network to clients across all industry verticals.
• AIGcoreChannel Partner/ Reseller/ DistributorAIG is one of the prestigious A-rated insurance carriers represented by Sahouri Insurance, offering commercial and personal insurance solutions distributed through Sahouri's independent brokerage platform.
• ChubbcoreChannel Partner/ Reseller/ DistributorChubb is a key carrier partner providing high-end personal insurance and commercial coverage distributed by Sahouri Insurance to private clients and enterprise customers.
• ACEcoreChannel Partner/ Reseller/ DistributorACE (now part of Chubb) provides insurance products distributed through Sahouri Insurance's independent brokerage network.
• Erie InsurancecoreChannel Partner/ Reseller/ DistributorErie Insurance is a carrier partner represented by Sahouri Insurance, providing property and casualty products for residential and commercial clients.
• PurecoreChannel Partner/ Reseller/ DistributorPure is a specialty insurer represented by Sahouri Insurance, focusing on high-value personal insurance solutions for private clients.
• TravelerscoreChannel Partner/ Reseller/ DistributorTravelers is a major insurance carrier partner providing commercial and personal lines coverage distributed by Sahouri Insurance.
• AetnacoreChannel Partner/ Reseller/ DistributorAetna provides health insurance products distributed by Sahouri Insurance as part of their employee benefits and corporate health consulting services.
• BlueCross BlueShieldcoreChannel Partner/ Reseller/ DistributorBlueCross BlueShield provides health insurance coverage distributed by Sahouri Insurance through their corporate health and benefits consulting practice.
• CignacoreChannel Partner/ Reseller/ DistributorCigna provides global health and benefits insurance products distributed by Sahouri Insurance - recognized as CIGNA Global Broker of the Year 2019.
• The HartfordcoreChannel Partner/ Reseller/ DistributorThe Hartford is an insurance carrier represented by Sahouri Insurance, providing commercial and personal insurance solutions.
• PHLY (Philadelphia Insurance)coreChannel Partner/ Reseller/ DistributorPHLY is a carrier partner for religious institution insurance programs offered by Sahouri Insurance.
• ProgressivecoreChannel Partner/ Reseller/ DistributorProgressive provides insurance products through Sahouri Insurance for religious institution and small business clients.
• Lloyd's of LondoncoreChannel Partner/ Reseller/ DistributorLloyd's of London provides specialty insurance products distributed by Sahouri Insurance for complex and niche coverage needs.
• BerkleycoreChannel Partner/ Reseller/ DistributorBerkley provides commercial insurance products distributed through Sahouri Insurance's brokerage network.
• GeoBluecoreChannel Partner/ Reseller/ DistributorGeoBlue provides international health insurance products distributed by Sahouri Insurance for expatriates and international travelers.
• United HealthcarecoreChannel Partner/ Reseller/ DistributorUnited Healthcare provides health insurance products distributed by Sahouri Insurance through their employee benefits practice.
• AnthemcoreChannel Partner/ Reseller/ DistributorAnthem provides health insurance coverage distributed by Sahouri Insurance as part of their corporate health benefits offerings.
• Kaiser PermanentecoreChannel Partner/ Reseller/ DistributorKaiser Permanente provides health insurance products distributed by Sahouri Insurance for regional employee benefits clients.
• MetLifecoreChannel Partner/ Reseller/ DistributorMetLife provides life insurance and benefits products distributed by Sahouri Insurance.
• Northwestern MutualcoreChannel Partner/ Reseller/ DistributorNorthwestern Mutual provides financial services and insurance products distributed by Sahouri Insurance.
• Mass MutualcoreChannel Partner/ Reseller/ DistributorMass Mutual provides insurance and financial products distributed by Sahouri Insurance.
• The HanovercoreChannel Partner/ Reseller/ DistributorThe Hanover provides commercial insurance products distributed through Sahouri Insurance's network.
• GNY (Guaranty Life Insurance)coreChannel Partner/ Reseller/ DistributorGNY provides insurance products distributed by Sahouri Insurance.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Ryan Specialty (RPS): Specialty insurance brokerage distributing complex and niche risks via wholesale and delegated authority arrangements. Comparable to Sahouri's specialty sub-brands (BASE, CRYPT, SKYGUARD) and growing via specialty expertise.
• AssuredPartners: Large U.S. independent insurance brokerage serving mid-market commercial, personal, and benefits clients across a multi-vertical model that closely mirrors Sahouri's Corporate Risk, Corporate Health, and Personal Risk structure. Both firms invest in niche specialization programs and operate outside the global brokerage trio (Marsh/Aon/WTW).
• Acrisure: Tech-enabled insurance brokerage serving commercial, personal, and benefits clients with a heavy M&A roll-up strategy. Competes for the same commercial mid-market accounts and similarly emphasizes specialty program development.
• Clements Worldwide: Specialist broker for diplomatic missions, expatriates, international NGOs, and globally mobile individuals — directly overlapping Sahouri's flagship Diplomatic Missions Insurance Program and Sahouri Global international practice. Closest functional peer in the niche.
• The Hilb Group: Mid-Atlantic-based independent insurance brokerage offering commercial P&C, benefits, and personal lines to mid-sized and specialty clients. Geographically and operationally comparable to Sahouri's Virginia-anchored, multi-vertical model.
• USI Insurance Services: Top-10 U.S. insurance brokerage delivering property/casualty, employee benefits, and personal risk consulting to mid-market and large clients. Highly comparable integrated Risk/Health/Benefits/Personal-Risk service model and consultative GTM approach.
• Brown & Brown Insurance: National independent insurance brokerage with a comparable mix of commercial P&C, employee benefits, and personal lines for mid-market and niche verticals. Operates independently (publicly traded) and competes for the same middle-market, government contractor, and specialty insurance clients.
• Burns & Wilcox: Specialty insurance brokerage placing complex P&C, professional, and personal lines with surplus and specialty carriers. Operates as a wholesale/specialty broker similar in role to Sahouri's niche programs (BASE, SKYGUARD, MARITIME, CRYPT).
• Higginbotham: Independent insurance brokerage founded in 1948 with a multi-state, multi-vertical commercial and benefits practice serving mid-market and specialty clients. Sahouri-comparable in long-tenured independence and consultative, multi-line service delivery.

Broad incumbents

• Marsh McLennan Agency: Mid-market arm of global brokerage Marsh McLennan offering commercial risk, employee benefits, and executive lines to mid-sized and HNW clients — directly overlapping Sahouri's middle-market and personal risk service lines but with far greater scale and parent backing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/sahourigroup
• LinkedInlinkedin.com/company/sahouri
• Xx.com/sahouri

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SAHOURI INSURANCE