What YNV Group does

YNV Group is a privately-owned global holding company founded in 2010 by Yaniv Natan, headquartered in Nicosia, Cyprus with its principal operating entity registered in Costa Rica. The group employs more than 6,000 people across at least 10 countries and reports over $3 billion in assets under management. YNV operates five wholly-owned subsidiaries organized across three sectors: technology (TeKnowledge), real estate and hospitality (Everty and Sandglass), and financial services (Monifai and Smart Factoring).

TeKnowledge is the largest subsidiary by headcount, employing 4,000+ technology experts and offering AI, Customer Experience, and Cybersecurity services to Fortune 500 enterprises and government institutions such as national cybersecurity agencies and ICT ministries. The subsidiary partners with Microsoft, Genesys, and Kore.ai to deliver its services. Everty manages 38 commercial and industrial properties across five countries, while Sandglass operates a portfolio of 12 hotels and villas in premium destinations. In financial services, Monifai operates as a certified digital lender in Costa Rica and El Salvador with 32,000+ clients and a $75M+ lending portfolio, and Smart Factoring provides B2B factoring services under Bulgarian National Bank licensing with $120M+ in annual factoring turnover.

Revenue is generated through professional services fees (TeKnowledge), managed services and rental income (Everty), hospitality operations (Sandglass), interest and fees on digital lending (Monifai), and transaction-based factoring fees (Smart Factoring). The group is privately held with no disclosed external funding rounds, and its ownership remains with founder Yaniv Natan. No consolidated revenue figure is publicly disclosed, and customer logos at the holding-company level are not named.

Name

YNV Group

Legal name

Tek Experts Holding Sociedad De Responsabilidad Limitada

Website

https://ynvgroup.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

YNV Group is a privately-owned global holding company founded in 2010, operating five wholly-owned subsidiaries across technology services (TeKnowledge), real estate and hospitality (Everty, Sandglass), and financial services (Monifai, Smart Factoring), serving Fortune 500 enterprises, governments, SMEs, and consumers across 10+ countries.

Ownership category

akta.pro rank

Headquarters

HQ city

Nicosia

HQ country

Cyprus

HQ region

Europe

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Technology Services (TeKnowledge): Professional technology services including AI advisory, customer experience, cybersecurity, skilling, adoption and managed services delivered to enterprise clients globally
2. Real Estate Management (Everty): Acquisition, development and management of premium commercial and industrial properties across 5 countries and 38 properties
3. Hospitality (Sandglass): Collection of 12 hotels and villas offering luxury travel experiences in premium destinations
4. Digital Lending (Monifai): Digital financial services providing fast, secure lending to businesses and consumers; certified digital financial institution with $75M+ portfolio
5. Factoring Services (Smart Factoring): Digital factoring solutions optimizing working capital with $120M+ annual factoring turnover; licensed and regulated by Bulgarian National Bank

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

YNV Group is a privately owned global holding company that builds, acquires, and manages operating businesses across technology, real estate, and financial services. Its portfolio companies deliver enterprise technology services (TeKnowledge), premium commercial real estate management (Everty), luxury hospitality (Sandglass), digital lending to consumers and SMEs (Monifai), and regulated factoring services (Smart Factoring).

Product overview

YNV Group is a privately-owned global holding company that operates a diversified portfolio of wholly owned companies across three main sectors: Technology, Real Estate, and Financial Services. The portfolio includes five operating companies: TeKnowledge (technology services), Everty (real estate), Sandglass (hospitality), Monifai (digital lending), and Smart Factoring (factoring services). These companies operate independently while sharing the common vision of delivering excellence and innovation across their respective sectors.

Differentiator

Problem solved

Functional benefit

Products and services

• TeKnowledge A global technology services company providing expert technology services for AI, Customer Experience, and Cybersecurity. Offers advisory, professional services, skilling, adoption, and tech managed services with an integrated and AI-first approach. Operates with 4,000+ experts, has trained 100,000+ professionals on latest tech, and maintains technology partnerships with Microsoft, Genesys, and Kore.ai.
• Everty A real estate company that acquires, develops, and manages premium properties in prime locations across 5 countries with 38 properties. Portfolio includes exceptional office spaces, industrial sites, and luxury venues.
• Sandglass A collection of 12 hotels and villas that blends adventure with luxury, offering exclusive travel moments and curated experiences in the world's most sought-after destinations.
• Monifai A digital financial lending institution offering fast, secure lending for businesses and consumers. The first certified digital financial institution in Costa Rica and El Salvador with a consolidated portfolio valued at $75M+ and 32,000+ clients. Provides seamless access to capital for underserved sectors with competitive rates and flexible repayment options.
• Smart Factoring A digital factoring solution provider offering working capital optimization and financing services. Licensed and regulated by the Bulgarian National Bank under the supervision of the European Central Bank, with $120M+ annual factoring turnover.

Quantifiable outcome

• 100,000+ professionals trained on latest technology
• +4 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• MicrosoftcoreTechnology or IntegrationLeading technology partnership for TeKnowledge, providing AI, customer experience, and cybersecurity services to enterprise clients globally through Microsoft technology ecosystem
• GenesyscoreTechnology or IntegrationKey technology partnership for customer experience solutions at TeKnowledge, enabling delivery of AI-powered CX services
• Kore.aicoreTechnology or IntegrationStrategic technology partnership for AI and chatbot solutions at TeKnowledge, supporting digital transformation services

Scale indicators12 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Virgin Group: Privately held, founder-led diversified holding company spanning technology services, financial services, and travel/hospitality. Closely mirrors YNV's multi-sector, founder-driven model and similarly targets underserved and emerging markets.
• Fairfax Financial Holdings: Diversified holding company operating subsidiaries across financial services, real estate, and other sectors. Comparable as a privately controlled holding vehicle deploying capital across multiple operating businesses with a long-term horizon.
• Accenture: Global enterprise technology services firm delivering AI, customer experience, and cybersecurity capabilities to Fortune 500 clients. The closest public peer for YNV's TeKnowledge subsidiary in terms of service mix and enterprise go-to-market.
• Infosys: Large global IT services firm with enterprise digital transformation, AI, and managed services offerings. Comparable to TeKnowledge's professional services, skilling, and managed services delivery model.
• Cognizant: Enterprise IT and digital services provider with strong customer experience and technology modernization capabilities. Directly comparable to TeKnowledge's CX, AI, and enterprise transformation services.
• Nubank: Latin American digital banking and lending platform serving underbanked consumers and SMEs. Directly comparable to Monifai's digital lending franchise targeting underserved customers in Central America and the Caribbean.
• Konfío: Mexico-based digital lender focused on SMEs and underserved entrepreneurs. Comparable to Monifai in targeting underbanked SMEs with digital-first lending products across Latin America.
• BlueVine: Digital factoring and working-capital platform serving small businesses. Comparable to Smart Factoring's digital-first invoice-factoring model, though BlueVine operates in the US rather than under EU supervision.

Broad incumbents

• Berkshire Hathaway: Iconic diversified holding company operating across insurance, real estate, and services. Relevant as a benchmark for the holding-company structure and capital-allocation discipline, though materially larger and more mature than YNV.
• Mitsui & Co. Japanese trading and investment conglomerate with diversified exposure across financial services, real estate, and emerging-market operations. Comparable as a global, multi-sector holding company with emerging-market depth.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/ynv-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about YNV Group