Tevau
Tevau is a Hong Kong-based fintech operating a blockchain financial superapp that lets global digital asset holders spend stablecoins via Visa/Mastercard cards, trade US stocks with USDT, and earn yield on digital assets across 200+ countries.
- Company typePrivate
- Founded2024
- HeadquartersHong Kong, Hong Kong SAR China
- Headcount11–50
- GTM typeB2B and B2C
- OfferingSoftware
What Tevau does
Tevau is a Hong Kong-headquartered fintech operating a blockchain-based financial superapp that bridges digital assets and traditional financial services for users in 200+ countries (excluding mainland China). Founded in 2024, the company serves global digital asset holders who want to spend stablecoins via Visa/Mastercard cards, trade US equities directly with USDT, and earn yield on idle digital assets, all within a single mobile application available on iOS, Android, and Android APK.
The platform is built on multi-network wallet infrastructure supporting EVM, Solana, and Tron assets with Fireblocks-powered institutional custody using MPC technology and hot-cold wallet separation. Core products include Tevau Pay (virtual and physical Visa and Mastercard debit cards accepted at 80M+ merchants and ATMs globally), Tevau Stock (US equity trading with 38+ listed stocks and roadmap to 200+ tickers, settled in USDT through regulated broker partners with 24/5 access including pre-market and after-hours sessions), Tevau Earn (yield products backed by US Treasuries with flexible and fixed-term options), and a hardware extension via Tevau Phone with pre-installed CoinStats integration and a Tevau App Store. Onboarding is automated through Jumio and Sumsub KYC/AML tooling, with Visa Hong Kong and Mastercard Principal Member status enabling dual-rail card issuance.
Tevau monetizes through interchange fees on card transactions, trading and settlement fees on stock executions, spreads on crypto-fiat conversions, interest from digital asset lending under a Hong Kong Money Lender Licence, yield spreads on wealth management products, and B2B licensing of its white-label card issuance API and on/off-ramp infrastructure to crypto exchanges, GameFi platforms, and wallets. Distribution combines product-led growth (self-serve mobile onboarding), community-led acquisition through 400+ KOL partnerships reaching 91M+ followers and an affiliate program offering up to 50% commission, and enterprise field sales targeting 15+ institutional clients and 50+ white-label partners across Japan, Korea, Poland, India, and Indonesia. The company holds Hong Kong MLL, TCSP, and MSB licences plus Canadian FINTRAC MSB registration, and appears to be founder-led with no disclosed external funding rounds despite rapid 50x user growth over 12 months.
Tevau firmographics
Firmographics- Name
- Tevau
- Legal name
- Tevau Technology Limited
- Website
- https://tevau.io
- Company type
- Private
- Founded year
- 2024
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Tevau is a Hong Kong-based fintech operating a blockchain financial superapp that lets global digital asset holders spend stablecoins via Visa/Mastercard cards, trade US stocks with USDT, and earn yield on digital assets across 200+ countries.
- Ownership category
- akta.pro rank
Tevau industry classification
Industry- Product category
- Digital Banking and Crypto Payments
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Contracts Intermediation and Brokerage (5231)
- SIC
- Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD), Crypto/Web3 Neobanks (FSABAFAG), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Stablecoins & On-Chain Money (fiat-backed, crypto-backed, algorithmic; issuance/redemption) (FSAPAEAB)
Keywords
Where Tevau is headquartered
LocationHeadquarters
- HQ city
- Hong Kong
- HQ country
- Hong Kong SAR China
- HQ region
- Asia
Offices2 records
Markets served
Tevau business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure, Others
Revenue model
- Card Interchange Revenue: Tevau earns interchange fees from every card transaction made at merchants globally. Both virtual and physical Visa/Mastercard cards generate interchange revenue when users spend their digital asset balances.
- US Stock Trading Fees: Two-part fee structure consisting of trading fees and settlement fees for US stock purchases. Fees are disclosed upfront before order confirmation.
- Crypto-Fiat Conversion: Revenue from crypto-to-fiat conversions through the wallet's on/off ramp functionality, including spread on exchange rates.
- Digital Asset Lending: Lending services against digital asset collateral, generating interest income. Tevau holds Money Lender License in Hong Kong for this activity.
- Tevau Earn/Yield Products: Wealth management features offering competitive yield on digital assets with flexible and fixed-term options, generating returns from US Treasury-backed investments.
- White-Label Enterprise Solutions: B2B revenue from white-label card issuance programs where partners (exchanges, GameFi, wallets) pay for card infrastructure, API access, and branding services.
- Affiliate Commission Revenue: Affiliate partners earn up to 50% commission on referred users' activities including card activation, currency exchange, top-up fees, and stock trading.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Two-part stock trading fee structure |
| Transaction based/ take rate | Pay-as-you-go | Affiliate commission up to 50% |
| Subscription | Pay-as-you-go | Tevau Earn yield products |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Tevau product offering
Product offeringCore offering
Tevau operates a blockchain-based financial superapp that lets users spend digital assets globally through Visa and Mastercard cards, buy real US equities directly with USDT, and earn yield on digital assets. The platform combines a multi-network crypto wallet, debit card issuance, US stock trading with stablecoin settlement, and wealth management in a single mobile application. It also provides white-label card issuance and on/off-ramp APIs for crypto exchanges, GameFi platforms, and Web3 projects.
Product overview
Tevau is a financial superapp (Money App) combining a unified platform with multiple integrated products. The core offering includes Tevau Pay (Visa/Mastercard virtual and physical debit cards), Tevau Wallet (multi-network digital asset management), Tevau Stock (US equity trading with USDT), and Tevau Earn (wealth management/yields). Supporting infrastructure includes white-label card issuance API, On/Off Ramp API, and Enterprise Card Program for B2B partners. The ecosystem extends to Tevau Phone (hardware) and Tevau App Store. All products interconnect: USDT deposits fund stock purchases, stock gains transfer to cards for global spending, yields accumulate in wallet, and B2B APIs enable partners to white-label the entire card infrastructure.
Differentiator
Problem solved
Functional benefit
Brands
- Tevau Pay: Visa debit/credit card and digital wallet service for spending digital assets globally
- Tevau Stock
- Tevau Earn
- Tevau Phone
- Tevau App Store
- Tevau Wallet
- Tevau Wealth
Products and services
- Tevau Pay (Card) Virtual and physical Visa and Mastercard debit cards enabling users to spend digital assets globally at 80M+ merchants and ATMs; automatically converts stablecoins to local fiat at point of sale, with a premium metal tier available.
- Tevau Wallet Multi-network digital asset wallet (EVM, Solana, Tron) with fiat on/off ramp, peer-to-peer transfers between Tevau users, real-time transaction history, and crypto-to-fiat conversion for global payments.
- Tevau Stock US equity trading platform that lets users buy real US stocks (38+ names at launch) directly with USDT, with assets held 1:1 in regulated custody, 24/5 trading including pre-market and after-hours, NBBO execution on NYSE/NASDAQ, and dividends paid in USDT.
- Tevau Earn Wealth management product offering competitive yield on digital assets through flexible and fixed-term options, with daily yield distribution and US Treasury-backed underlying investments.
- Tevau Phone Proprietary smartphone with pre-installed Tevau app and CoinStats, hardware-level security for digital asset management, and integrated Tevau App Store; sold directly to crypto-native users.
- White-Label Card Issuance B2B solution enabling crypto exchanges, Web3 projects, and communities to launch co-branded virtual and physical Visa/Mastercard card programs, with custom designs, automated KYC, and interchange revenue share for partners.
- On/Off Ramp API Fiat-to-stablecoin and stablecoin-to-fiat conversion API enabling platforms to embed buying and selling of stablecoins directly in their own applications with minimal engineering effort.
- Enterprise Card Program B2B corporate card program allowing companies to issue cards for employee expenses, contractor payments, and operating costs, all funded with stablecoins and managed through a partner dashboard.
Quantifiable outcome
- 50x user growth in 12 months (from 4,413 to 260,000+ users)
- +2 more outcomes
Companies that use Tevau
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles3 records
Tevau technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature6 records
Tevau partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core, flagship and minor.
- JumiocoreAI-powered KYC onboarding partnership with Jumio for automated identity verification. Enables compliant user onboarding across regulated markets with real-time biometric authentication and document verification.
- FireblockscoreInstitutional-grade digital asset custody partnership using MPC technology and hot-cold wallet separation. Fireblocks provides the security infrastructure for user asset protection.
- VisacoreOfficial Visa partnership enabling card issuance under Visa Hong Kong. Users receive Visa cards accepted globally at 80M+ merchants and ATMs.
- MastercardcoreMastercard Principal Member partnership enabling both virtual and physical Mastercard card issuance. Cards work globally through Mastercard's payment network.
- CoinStatsflagshipDeep integration partnership with the #1 crypto portfolio tracker (1M+ users). CoinStats comes pre-installed on Tevau Phone with 3 months of premium access free for first 6,000 phone buyers.
- HashKey ExchangeminorPartnership with major Hong Kong-based crypto exchange for user acquisition and integrated services.
- Binance PayminorIntegration enabling Binance Pay users to access Tevau's card and stock services.
- SumsubcoreKYC/AML compliance partner providing automated identity verification and transaction monitoring for regulatory compliance.
- HTXminorPartnership with HTX crypto exchange for card services distribution.
- Canza FinanceminorAfrican crypto finance partner for regional market expansion.
- CoinMarketCapminorMarketing and visibility partnership with leading crypto data platform.
- LBANKminorPartnership with crypto exchange LBANK for user acquisition.
Scale indicators9 records
Recent moves6 records
Expansion highlights7 records
Tevau competitors and assessment
Company assessmentBroad incumbents
- Revolut: Global neobank with multi-currency accounts, cards, and growing crypto/stocks offering. Closely comparable as a super-app financial platform — albeit with a fiat-first rather than crypto-first origin.
- Crypto.com: Largest crypto card issuer globally with Visa/Mastercard partnerships, exchange, and a super-app positioning. Direct comparable to Tevau across crypto card, yield, and trading — but at significantly greater scale and brand recognition.
- Bybit: Major crypto exchange operating Bybit Card with Mastercard across multiple regions. Competes with Tevau's card product for the same global crypto-holder user base and pursues similar white-label distribution.
- Binance: Largest global crypto exchange with Binance Card and Binance Pay. Tevau lists Binance Pay as a partner/integration, indicating overlap in the crypto-card-to-fiat-spend user journey.
- PayPal: Established global payments incumbent now integrating stablecoins (PYUSD) into its payments and Venom rails. Represents the regulated-incumbent trajectory Tevau is targeting via its super-app model.
Direct peers
- Wirex: Crypto card issuer with multi-currency wallet and Mastercard/Visa cards accepted globally. Closely comparable in product scope (card + wallet) and target user (global digital asset holders seeking fiat spending).
- Alchemy Pay: Crypto payment gateway and on/off-ramp infrastructure provider serving platforms and merchants. Comparable to Tevau's On/Off Ramp API and white-label card issuance infrastructure for B2B partners.
- MoonPay: Fiat-to-crypto on/off-ramp provider serving consumer wallets and Web3 platforms. Comparable to Tevau's on/off-ramp functionality and B2B API integration model.
Emerging players
- StraitsX: Singapore-based stablecoin issuance and payment infrastructure provider, listed as a Tevau partner for SGD fiat ramps. Comparable in stablecoin payment infrastructure focus within the APAC region.
- Gnosis Pay: Crypto-native card payment network built on Gnosis Chain for self-custodied spending. Comparable emerging player targeting the same crypto-spending use case with a different custody architecture.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Tevau social profiles
Digital presenceTevau compliance and trust
Trust signalCompliance5 records
Tevau financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tevau leadership team
Management profileNumber of profiles
Profiles1 record
Tevau funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tevau M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tevau
What does Tevau do?
Tevau operates a blockchain-based financial superapp that lets users spend digital assets globally through Visa and Mastercard cards, buy real US equities directly with USDT, and earn yield on digital assets. The platform combines a multi-network crypto wallet, debit card issuance, US stock trading with stablecoin settlement, and wealth management in a single mobile application. It also provides white-label card issuance and on/off-ramp APIs for crypto exchanges, GameFi platforms, and Web3 projects.
Is Tevau a public or private company?
Tevau is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Tevau founded?
Tevau was founded in 2024. It employs 11 to 50 people.
Where is Tevau based?
Tevau is headquartered in Hong Kong, Hong Kong SAR China, in the Asia region.
How does Tevau make money?
Seven revenue lines are on record. Card Interchange Revenue is the primary driver. The others are US Stock Trading Fees, crypto-Fiat Conversion, digital Asset Lending, tevau Earn/Yield Products, white-Label Enterprise Solutions and affiliate Commission Revenue.
Who are Tevau's main competitors?
Broad incumbents on record are Revolut, Crypto.com, Bybit, Binance and PayPal. Direct peers are Wirex, Alchemy Pay and MoonPay. Emerging players are StraitsX and Gnosis Pay.
Does Tevau have an API?
Yes. Tevau offers an On/Off Ramp API enabling platforms to integrate fiat-to-stablecoin conversion directly into their applications. Users can buy and sell stablecoins without leaving the platform. Additionally, Tevau provides a White-Label Card Issuance API allowing partners to issue virtual and physical branded cards with custom designs. The API supports near-zero friction automated verification and integration system for partners. Partner onboarding steps include: 1) API Connection, 2) Customization, 3) Launch, 4) Monetization. White-label card programs can launch within 3 weeks.
What industry is Tevau in?
Tevau's product category is Digital Banking and Crypto Payments. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSAGAMAD, On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury). Its NAICS code is 522320 and its SIC code is 6199.