Brady & Kosofsky

What Brady & Kosofsky does

Brady & Kosofsky, PA is a North Carolina-licensed professional association law firm founded in 2008 by Kelly Brady and Jaime Kosofsky, headquartered in Charlotte with a secondary office in Gastonia. The firm provides real estate closing, title, and settlement services across five integrated offerings: residential closings, centralized title and settlement, document preparation, REO and loss mitigation, and commercial title. Its customer base spans individual home buyers and sellers, realtors, and institutional clients including lenders, servicers, and special servicers requiring post-foreclosure disposition support.

The firm's core technology stack is built around digitization of the closing workflow rather than proprietary AI: it supports eClosings, e-Notary and e-Signature capabilities via a partnership with NotaryCam, and operates a branded online payment portal (bk.paymints.io, integrated with Paymints.io) for earnest money and closing-related funds. Brady & Kosofsky pioneered a centralized closing model that delivers three signing modalities — in-office, remote mobile signing through a vendor network, and fully virtual e-signing — enabling service delivery across North Carolina, South Carolina, and Georgia without proportional office footprint expansion. As of January 2023, the firm had completed over 26,000 electronic transactions.

Revenue is generated through transaction-based legal fees for title search, curative work, closing, settlement, recording, and disbursement services, with pricing determined per transaction and not publicly disclosed. Go-to-market is sales-led, combining direct relationship-building with realtors, lenders, and consumers through the firm's website, phone outreach, content marketing via the "In the Know" blog/newsletter, LinkedIn presence, and industry thought leadership (including a March 2023 cover feature in Title News). The firm has no disclosed parent company, private equity backing, or external institutional investment.

Name

Brady & Kosofsky

Legal name

Brady & Kosofsky, PA

Website

https://bandklaw.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

Brady & Kosofsky, PA is a North Carolina-based real estate law firm founded in 2008 that provides residential and commercial title, closing, and settlement services — including REO and loss mitigation — to home buyers, sellers, realtors, and lenders across NC, SC, and GA.

Ownership category

akta.pro rank

Product category

Real Estate Legal Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Closing & Settlement Services (Settlement Agents) (BPAJAOAE)

akta.pro secondary industries

Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), HOA/Condo Document & Estoppel Services (BPAJAOAK), Title, Settlement & Closing Services Technology (FSALALAK)

Keywords

• Real estate closings
• Title services
• Settlement services
• Loss mitigation
• EClosing services

Headquarters

HQ city

Charlotte

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Real Estate Closing Services: Brady & Kosofsky generates revenue through transaction-based legal fees for real estate closings. Services include residential closings, commercial title, REO & loss mitigation, document preparation, and centralized title & settlement services. The firm charges fees for title search, curative work, closing, settlement, recording, and disbursement. Additional services include HOA fee coordination and mortgage payoff handling.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Brady & Kosofsky is a real estate law firm providing title search, curative work, closing, settlement, recording, and disbursement services for residential and commercial property transactions. The firm offers five integrated service lines: Residential Closings, Centralized Title & Settlement, Document Preparation, REO & Loss Mitigation, and Commercial Title. They deliver closings through three modalities—in-office, remote via signing agents, and virtual eSigning—supported by electronic closing technology and an online payment portal.

Product overview

Brady & Kosofsky operates as a full-service real estate law firm offering a unified suite of title and settlement services. Their core portfolio consists of five integrated service offerings: Residential Closings (handling title search, curative, closing, settlement, recording, and disbursement), Centralized Title & Settlement (attorney-supervised services leveraging professional vendor networks), Document Preparation (Deeds, Powers of Attorney, etc.), REO & Loss Mitigation (representing lenders and servicers in post-foreclosure disposition), and Commercial Title services. The company pioneered a closing model that provides flexible signing options—in-office, remote via signing agents, and virtual via e-notaries—to deliver what they describe as a simple, efficient, and memorable closing experience. Founded in 2008, they serve both local and national clients across North and South Carolina.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Closings Core closing service handling title search and curative work, closing, settlement, recording, and disbursement for residential property transactions. Designed for individual home buyers and sellers, with three signing modalities (in-office, remote, virtual eSigning).
• Centralized Title & Settlement Attorney-supervised title and settlement services leveraging a professional vendor network to provide a broader market presence, with a pioneering closing model that brings the closing to clients at a time and place that suits them.
• Document Preparation Preparation of closing documents including Deeds, Powers of Attorney, and other legal documentation required for real estate transactions.
• REO & Loss Mitigation Legal representation for lenders, servicers, and special servicers in property disposition after foreclosure, including REO purchases, loss mitigation, and mobile home curative services for distressed properties.
• Commercial Title Title search and related services for commercial real estate transactions, including identification of property description, ownership, taxes, judgments/liens, and mortgages.

Quantifiable outcome

• 26,000+ electronic transactions completed

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• WFG National Title Insurance Company: WFG National Title is a national title insurance underwriter with agency-based operations and lender-direct title services. It competes with BK for lender-driven residential closings and REO title work.
• Fidelity National Title: Fidelity National Title, part of FNF, is the largest U.S. title insurer with nationwide direct and agency operations. It competes with BK for commercial title, REO disposition, and residential closings.
• First American Title Insurance Company: First American is one of the largest national title insurers with direct title, escrow, and closing operations. It competes broadly with BK for residential and commercial closing business, particularly in lender-direct channels.
• Stewart Title Guaranty Company: Stewart Title is a major national title insurer and settlement services provider with both agency and direct operations. It is a broad incumbent competitor for title and closing services across the Southeast.
• Old Republic Title: Old Republic Title is a major national title insurance underwriter offering title, closing, and escrow services. It competes with BK in lender-direct and commercial title channels.

Emerging players

• PropLogix: PropLogix provides title search, curative, and closing support services to title agents and law firms. It competes with BK in residential title and curative work, particularly for distributed settlement providers.
• Snapdocs: Snapdocs is a digital closing platform that connects lenders, title agents, and notaries for eClosings and RON. BK uses NotaryCam for similar functionality, making Snapdocs a parallel emerging platform in the same workflow.
• Qualia: Qualia is a digital closing platform used by title agents, law firms, and real estate attorneys to manage title production and eClosing workflows. It targets the same attorney-led settlement firms as BK.
• Doma (formerly States Title): Doma is a tech-enabled title and escrow company using machine learning to streamline title search and closing workflows. It competes with BK in title search and settlement services, particularly as lenders adopt digital closing stacks.
• Notarize: Notarize is a remote online notarization platform enabling fully digital closings. It represents a parallel emerging approach to the eClosing experience BK delivers through NotaryCam integration.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/bandklaw
• Facebookfacebook.com/bandklawNC

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Brady & Kosofsky