ChannelNet Corporation

What ChannelNet Corporation does

ChannelNet Corporation is a privately held, founder-led US technology company headquartered in Sausalito, California (firmographics report founding in 1985 with the company history timeline citing 1993 as the founding event). The company provides OneClick Financial, a SaaS-based digital engagement platform with bundled managed services that creates data-driven personalized account holder experiences for financial institutions. The platform is underpinned by a patented data-driven personalization engine and a "Walk, Run, Ballet" speed-to-market methodology that progressively layers behavioral data and third-party propensity, persona, and psychographic data on top of institutional core data.

Name

ChannelNet Corporation

Legal name

ChannelNet Corporation

Website

https://channelnet.com

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

11–50 employees

Short description

ChannelNet Corporation is a privately held US SaaS company that provides OneClick Financial, a data-driven personalization platform with managed services, to banks, credit unions, and other financial institutions seeking to digitize account holder experiences.

Ownership category

akta.pro rank

Product category

Financial Services Customer Engagement Software

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

akta.pro primary industry

Embedded Lending & Credit (POS, Working Capital, Credit Lines) (FSAGALAD)

akta.pro secondary industries

Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC), Account Aggregation & Connectivity (Multi-bank linking) (FSAGACAA)

Keywords

• Customer engagement platform
• Data-driven personalization
• Digital account experience
• Financial services software
• Marketing automation platform

Headquarters

HQ city

Sausalito

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. SaaS Platform Subscription: ChannelNet offers OneClick Financial as an automated, SaaS platform with managed services. The platform is subscription-based and designed to grow with each financial firm at their desired pace, supporting walk, run, ballet implementation approach.
2. Managed Services: Managed services component bundled with the SaaS platform, providing ongoing support and optimization for financial institution clients.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

ChannelNet sells OneClick Financial, a SaaS-based digital engagement platform with managed services that creates personalized, data-driven account holder experiences for financial institutions. The platform integrates with core banking systems, lending platforms, decisioning engines (Experian, Equifax), video banking, scheduling, chatbot, and personalization tools to drive acquisition, retention, share of wallet, and revenue growth across digital channels.

Product overview

ChannelNet offers a unified digital engagement platform called OneClick Financial, a SaaS-based personalization platform with managed services that creates dynamic, relevant, data-driven account holder experiences for financial institutions. The platform is designed for small, medium, and large institutions using a 'Walk, Run, Ballet' methodology—a three-phase approach that progressively builds personalization by first leveraging core internal data (Walk), then incorporating behavioral and engagement data to identify leads (Run), and finally enriching with third-party propensity, persona, and psychographic data for individualized experiences (Ballet). OneClick Financial integrates with multiple specialized solutions including video banking, appointment scheduling, chatbot, search, personalized video, and various lending/credit decisioning systems to deliver cohesive, cross-channel experiences across social media, email, and mobile.

Differentiator

Problem solved

Functional benefit

Brands

• OneClick Financial: An automated SaaS platform with managed services that creates dynamic and relevant data-driven account holder personal experiences for financial institutions.

Products and services

• OneClick Financial A SaaS-based, data-driven personalization platform with managed services that enables banks, credit unions, and other financial institutions to reach, engage, educate, generate leads, and drive share of wallet and revenue growth from their account holders through personalized cross-channel digital experiences.

Quantifiable outcome

• Increased revenue and improved customer retention for clients
• +2 more outcomes

Named customers8 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration17 records

AI capability2 records

Feature5 records

Partnerships

Twelve partnerships are on record, tiered core and minor.

• Auto LinkcoreTechnology or IntegrationAuto Link offers a best-in-class solution for financial institutions to take control of the shift to digital by connecting with borrowers early in their vehicle search. OneClick Financial integrates seamlessly with Auto Link to deliver relevant experiences using ChannelNet's patented data-driven platform.
• Jack Henry and Associates (JHA)coreTechnology or IntegrationStrategic partnership enabling financial service firms to easily embed OneClick Financial personal experiences in Banno brand websites, as well as online and mobile banking. JHA's core system data can be consumed by OneClick Financial via CSV file.
• ExperiancoreTechnology or IntegrationOneClick Financial integrates with Experian's PowerCurve decisioning solutions to enable real-time decisions on products requiring credit approval, speeding up the decisioning process and driving more loan adoption.
• LoanPASScoreTechnology or IntegrationLoanPASS provides a powerful, customizable, and fast rules-based digital lending platform. OneClick Financial integrates seamlessly with LoanPASS so account holders can find out payment and rate amounts instantly and get pre-approved for loans.
• WithClutchcoreTechnology or IntegrationWithClutch is a fintech platform allowing consumers to refinance high-interest loans. By embedding WithClutch into OneClick Financial, each account holder receives a contextually rich experience to encourage taking advantage of lower interest rates.
• Analytic MarketingcoreTechnology or IntegrationData strategy and advanced analytics company enabling financial services firms to better understand account holders based on segmentation, propensity, and persona modeling. ChannelNet combines this data modeling with institutions' internal core data.
• EquifaxcoreTechnology or IntegrationOneClick Financial provides integration with Equifax InterConnect platform for decisioning, enabling account holders to obtain real-time decisions on credit approval products, speeding up decisioning and driving loan adoption.
• CorelationcoreTechnology or IntegrationProvider of core processing solutions for credit unions with KeyStone platform. OneClick Financial consumes data from KeyStone via CSV file and offers two-way real-time integration via open APIs.
• ConotextminorStrategic or Co-development PartnerStrategic consulting firm specializing in building strategy and tactics for financial institutions to remain relevant in digital banking. Partners with ChannelNet to assist financial services clients with digital services.
• Thrive Strategic ServicesminorStrategic or Co-development PartnerHelps credit unions better understand and leverage their data with services including defining member-centric data strategy and building data-consuming culture. Works with ChannelNet to educate credit unions on data-driven personalization.
• NXTsoftcoreTechnology or IntegrationMarket leader in secure workflow API connectivity connecting Fintech companies to financial services firms. NXTsoft API integrations enable OneClick Financial to interface in real-time with any third-party system.
• StrategyCorpsminorStrategic or Co-development PartnerEnables financial institutions to offer value-added checking products through BaZing mobile app. OneClick Financial assists via personal experiences to drive adoption and cross-sell additional products.

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• nCino: nCino is a cloud-native banking platform that provides digital account opening, loan origination, and customer engagement solutions for financial institutions. It competes most directly with ChannelNet's OneClick Financial in the FI digital engagement and embedded lending space.
• Alkami Technology: Alkami (which acquired Q2) provides digital banking solutions to banks and credit unions, including data-driven personalization and account holder engagement features that directly overlap with OneClick Financial's value proposition for community FIs.
• Backbase: Backbase is a digital banking platform provider offering personalization, customer engagement, and embedded financial services capabilities for banks and credit unions globally — a direct competitor to ChannelNet's engagement layer.
• MX Technologies: MX provides financial data aggregation, connectivity, and personal financial management (PFM) tools for financial institutions. Its data-driven personalization and insights capabilities closely parallel ChannelNet's analytics-driven account holder engagement offerings.
• Jack Henry & Associates (Banno): Jack Henry is both a strategic partner and a competing provider of digital banking platforms for community banks and credit unions through its Banno digital platform. It overlaps with ChannelNet's core FI customer segment.

Emerging players

• Plaid: Plaid provides financial data connectivity and account aggregation infrastructure used by FIs and fintechs. While more infrastructure-focused than ChannelNet, both companies aggregate financial data to power personalized experiences for end users.
• Leveris: Leveris is an emerging digital banking platform that provides cloud-native core banking and customer engagement capabilities for FIs. Its focus on personalization and embedded experiences positions it as an emerging competitor in ChannelNet's space.

Broad incumbents

• Temenos: Temenos is a large, established core banking and digital banking platform vendor serving global FIs. Its digital engagement layer competes broadly with ChannelNet's offering as part of a larger suite rather than as a specialized platform.
• FIS: FIS is a broad incumbent financial technology provider offering core banking, digital channels, payments, and personalization solutions. It competes with ChannelNet at the enterprise FI tier as part of its wider portfolio.
• Salesforce (Financial Services Cloud): Salesforce's Financial Services Cloud offers CRM, customer engagement, and personalization for banks and lenders. As a broad martech/CRM incumbent, it competes with ChannelNet for enterprise FI personalization and engagement budgets.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/channelnet
• LinkedInlinkedin.com/company/channelnet

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ChannelNet Corporation