Allied Solutions
Allied Solutions is a privately held B2B financial services firm providing risk management, insurance, lending, and digital solutions to credit unions, banks, finance companies, auto dealers, and mortgage servicers across North America.
- Company typePrivate
- Founded2000
- HeadquartersCarmel, United States
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
What Allied Solutions does
Allied Solutions, LLC is a privately held B2B financial services company headquartered in Carmel, Indiana, providing risk management, insurance, and lending solutions to financial institutions across North America. The company's offering is organized around five solution pillars: Enhance Revenue (non-interest income, direct marketing), Expand Lending (deposit growth, market growth and retention, net yield maximization), Manage Risk (recovery claims, collateral protection insurance, delinquency management, fraud and security), Improve Market Share (digital engagement and optimization), and Engage Employees (organization, culture, HR). Its core technology includes the CenterPoint client portal platform and, through its 2021 acquisition of TrxNow, a cloud-native roadside assistance and logistics platform built on Salesforce Service Cloud with 45,000+ service provider partners across the US, Canada, and Puerto Rico, making it the largest such network in North America.
Allied generates revenue primarily through recurring service fees, insurance premiums (notably collateral protection insurance on auto loans), subscription-based platform access, and professional service engagements, targeting credit unions, banks, finance companies, auto dealers, and mortgage servicers. The company pursues a relationship-based, consultative direct-sales model augmented by strategic partner channels that extend its digital footprint. Recent partner integrations include PortX for open banking infrastructure (expanded 2026-02), Loquat Inc. for omnichannel digital onboarding and lending with AI-driven insights (announced 2026-03), Onbe for digital-first automotive refund solutions (2025-09), and a 2019 stake in Deep Future Analytics (DFA) for predictive forecasting and price optimization. Subsidiaries and strategic investments include TrxNow (majority-owned, 2021), Deep Future Analytics (minority stake, 2019), and PortX (minority investment, 2025). Headcount is in the 1001-5000 range, and Allied was recognized by Forbes as one of America's Best Midsize Employers. The company maintains an additional office in Johnson City via TrxNow and operates as a private LLC with no public listing or disclosed external equity backing.
Allied Solutions firmographics
Firmographics- Name
- Allied Solutions
- Legal name
- Allied Solutions, LLC
- Website
- https://alliedsolutions.net
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Allied Solutions is a privately held B2B financial services firm providing risk management, insurance, lending, and digital solutions to credit unions, banks, finance companies, auto dealers, and mortgage servicers across North America.
- Ownership category
- akta.pro rank
Allied Solutions industry classification
Industry- Product category
- Financial Services Risk Management and Insurance
- NAICS
- Activities Related to Credit Intermediation (5223), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Insurance Agents, Brokers & Service (6411), Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- B2B/EDI & Partner Integration (BPAMAOAJ)
- akta.pro secondary industries
- Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK), Collateral, Lien & Asset Valuation Platforms (Auto, Equipment, Real Estate) (FSAGAHAG)
Keywords
Where Allied Solutions is headquartered
LocationHeadquarters
- HQ city
- Carmel
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Allied Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Supply Chain
Revenue model
- Risk Management & Insurance Services: Allied Solutions provides risk management, insurance, and B2B financial services products to financial institutions. Revenue is generated through recurring service fees, insurance premiums, and professional service engagements across its portfolio of solutions including revenue enhancement, lending expansion, risk management, and market share improvement.
- Digital Lending Platform (Loquat Partnership): Through the Loquat partnership, Allied delivers digital onboarding and lending platform access to its network of financial institutions, generating recurring platform fees.
- Open Banking Infrastructure Services: Open banking infrastructure powered by PortX generates recurring API and integration service fees for Allied Solutions.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels6 records
Allied Solutions product offering
Product offeringCore offering
Allied Solutions provides B2B risk management, insurance, and lending solutions to financial institutions including credit unions, banks, finance companies, auto dealers, and mortgage servicers. Its offerings span collateral protection insurance, fraud and security, delinquency management, deposit and lending growth, digital onboarding and engagement, and are delivered through the CenterPoint client portal, the TrxNow cloud-based roadside assistance platform, and partner-powered modules including Loquat (digital lending), PortX (open banking), Onbe (digital refunds), and Deep Future Analytics (predictive forecasting).
Product overview
Allied Solutions is a B2B financial services company offering a comprehensive suite of risk management, insurance, and financial solutions organized around five core pillars: Enhance Revenue (Non-Interest Income, Direct Marketing), Expand Lending (Deposit Growth, Market Growth & Retention, Net Yield Maximization), Manage Risk (Recovery Claims, Collateral Protection Insurance/CPI, Delinquency Management, Fraud & Security), Improve Market Share (Digital Engagement, Digital Optimization), and Engage Employees (Organization & Culture, Human Resources). The portfolio includes the core CenterPoint client portal platform, acquired brand TrxNow (cloud-based roadside assistance built on Salesforce Service Cloud), partner-powered modules including Loquat for digital onboarding/lending and Deep Future Analytics for predictive forecasting, plus the Allied Insights content platform providing educational resources.
Differentiator
Problem solved
Functional benefit
Brands
- PortX: Open banking ecosystem platform powered by PortX, providing real-time, API-led infrastructure for financial data integration and innovation.
- Loquat Platform
Quantifiable outcome
- Up to $15 per check cost for paper-based automotive refunds, with 80% of costs from exception handling
- +2 more outcomes
Companies that use Allied Solutions
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles3 records
Allied Solutions technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability5 records
Feature5 records
Allied Solutions partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- Loquat Inc.coreAllied Solutions and Loquat Inc. formed a strategic partnership to deliver end-to-end digital onboarding and lending solutions to Allied's network of banks and credit unions across North America. Financial institutions gain access to Loquat's modular platform offering frictionless consumer and business account opening, automated lending, virtual debit and credit card issuance, AI-driven insights, and back-office workflow management.
- PortXcoreAllied Solutions expanded its partnership with PortX to develop a modern open banking infrastructure in Carmel, Indiana. The initiative focuses on creating a real-time, API-led ecosystem to enhance financial data integration and innovation for Allied's financial institution clients.
- OnbecoreAllied Solutions partnered with Onbe, a corporate payouts company, to offer digital-first automotive refund solutions to financial institutions. The partnership replaces traditional check-based processes, addressing high costs of paper refunds (up to $15 per check, 80% from exception handling) and the problem of up to 30% of checks going uncashed, while helping lenders reduce costs, automate processes, and improve compliance.
- TrxNowcoreAllied Solutions acquired a majority stake in TrxNow, a leading cloud-based technology provider for roadside assistance and logistics. The acquisition expands Allied's distribution in Canada and enhances key initiatives, leveraging TrxNow's cloud-based technology and service offerings. TrxNow operates as the largest roadside assistance provider in the US and Canada with 45,000+ service provider partners.
- Deep Future Analytics (DFA)coreIn 2019, Allied Solutions acquired a stake in Deep Future Analytics (DFA), a predictive analytics suite specializing in price optimization and forecasting. The partnership leverages data analytics as a strategic asset for financial institutions to navigate a dynamic economy, enabling strategic decision-making in M&A, competitor benchmarking, economic capital calculation, and compliance.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Allied Solutions competitors and assessment
Company assessmentDirect peers
- TruStage (formerly CUNA Mutual Group): TruStage is a leading provider of insurance, lending, and investment products specifically serving credit unions and their members. It directly competes with Allied Solutions in the credit-union-focused insurance and member-protection space, including CPI and lending solutions.
- Harland Clarke: Harland Clarke provides payment solutions, marketing services, and compliance tools to financial institutions including credit unions and banks. Like Allied, it sells integrated B2B products that enhance revenue, customer engagement, and operational efficiency for community banks and credit unions.
- Open Lending: Open Lending provides risk analytics and lending enablement to financial institutions, particularly for non-prime auto lending. It overlaps with Allied's lending expansion solutions, though with a narrower focus on credit decisioning rather than full platform delivery.
- MeridianLink: MeridianLink provides loan origination, account opening, and digital lending software to credit unions and banks. It competes directly with Allied's Loquat-powered digital onboarding and lending offering and serves a highly overlapping customer base.
- Dovenmuehle Mortgage: Dovenmuehle is a specialty mortgage subservicer serving banks, credit unions, and mortgage servicers. It is comparable to Allied's mortgage-servicer-focused offerings in collateral risk management, insurance tracking, and delinquency management.
Broad incumbents
- Jack Henry & Associates: Jack Henry is a large core-banking and digital banking technology provider serving credit unions and community banks. While broader in scope than Allied, it competes in adjacent digital lending, account opening, and member experience categories that overlap with Allied's digital solutions suite.
- FIS (Fidelity National Information Services): FIS is a global financial technology provider offering core processing, digital, lending, and risk solutions to banks and credit unions. It is a broad incumbent that overlaps with Allied in lending enablement, risk management, and digital banking services for financial institutions.
Emerging players
- Repay Holdings: Repay provides integrated payment processing solutions, including digital refund and disbursement workflows for auto lenders and financial institutions. It overlaps with Allied's Onbe-powered digital automotive refund offering and competes for similar auto finance customers.
- Plaid: Plaid is a leading open banking and financial data connectivity platform. It competes at the infrastructure layer with Allied's PortX-powered open banking offering, though Plaid primarily serves fintechs while Allied serves traditional financial institutions.
Others
- NAF Association: NAF Association is a trade association for automotive finance companies. Allied actively partners with NAF for industry events and serves NAF members, making it a key distribution and credibility channel rather than a direct competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Allied Solutions social profiles
Digital presenceAllied Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Allied Solutions leadership team
Management profileNumber of profiles
Allied Solutions subsidiaries and ownership
Company hierarchySubsidiaries3 records
Allied Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Allied Solutions M&A and investment
M&A and investmentM&A1 record
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Allied Solutions
What does Allied Solutions do?
Allied Solutions provides B2B risk management, insurance, and lending solutions to financial institutions including credit unions, banks, finance companies, auto dealers, and mortgage servicers. Its offerings span collateral protection insurance, fraud and security, delinquency management, deposit and lending growth, digital onboarding and engagement, and are delivered through the CenterPoint client portal, the TrxNow cloud-based roadside assistance platform, and partner-powered modules including Loquat (digital lending), PortX (open banking), Onbe (digital refunds), and Deep Future Analytics (predictive forecasting).
Is Allied Solutions a public or private company?
Allied Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Allied Solutions founded?
Allied Solutions was founded in 2000. It employs 1,001 to 5,000 people.
Where is Allied Solutions based?
Allied Solutions is headquartered in Carmel, United States, in the North America region.
How does Allied Solutions make money?
Three revenue lines are on record. Risk Management & Insurance Services are the primary driver. The others are digital Lending Platform (Loquat Partnership) and open Banking Infrastructure Services.
Who are Allied Solutions's main competitors?
Direct peers on record are TruStage (formerly CUNA Mutual Group), Harland Clarke, Open Lending, MeridianLink and Dovenmuehle Mortgage. Broad incumbents are Jack Henry & Associates and FIS (Fidelity National Information Services). Emerging players are Repay Holdings and Plaid. NAF Association is listed as an others.
Does Allied Solutions have an API?
No public API is recorded for Allied Solutions.
What industry is Allied Solutions in?
Allied Solutions's product category is Financial Services Risk Management and Insurance. Its primary akta.pro industry code is BPAMAOAJ, B2B/EDI & Partner Integration, with a secondary code of FSAGALAK, Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes). Its NAICS code is 5223 and its SIC code is 6411.