What LERETA does

LERETA is a national provider of property tax and flood certification services to the U.S. mortgage industry, founded in 1986 and headquartered in Pomona, California. The company's core offering is the Total Tax Solutions® platform, a web-based system with five integrated modules (Pre-Cycle Audit Manager, Tax Cycle Manager, Escrow Open Item Manager, Delinquency Manager, and Task Research Manager) that consolidate property tax research, monitoring, payment processing, and certification across thousands of U.S. jurisdictions. LERETA also operates an automated flood determination and certification platform, a HOA monitoring solution via Sperlonga, and a registered trademark family spanning LERETA, Total Tax Solutions, LERETAnet, TotalFlood, and Elevate. The company has acquired Accumatch (property tax intelligence) and the Wolters Kluwer flood determinations business in 2020, and owns American Property Guard for tax certificates.

LERETA generates revenue through B2B enterprise contracts — subscription-based, multi-year, and quote-priced — with mortgage servicers, lenders, credit unions, and banks. Go-to-market combines direct enterprise field sales with an API-first distribution strategy, embedding services inside the dominant U.S. mortgage technology platforms: Black Knight MSP, ICE Mortgage Technology, Sagent, and Jack Henry (via the Vendor Integration Program), and is listed on the ICE Marketplace. Primary customer segments are mortgage servicers and lenders, with credit unions and banks as secondary segments. The company was acquired by private equity firms Flexpoint Ford and Vestar Capital Partners in July 2021, with prior equity held by Tarsadia Investments. LERETA is led by CEO Katie Brewer (since January 2025) and serves more than 250 new clients annually, claiming more customers than all other property tax service providers combined.

Name

LERETA

Legal name

LERETA LLC

Website

https://lereta.com

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

501–1,000 employees

Short description

LERETA is a U.S. national provider of property tax and flood certification services for mortgage servicers, lenders, credit unions, and banks, operating the Total Tax Solutions® platform with API integrations across leading mortgage servicing systems.

Ownership category

akta.pro rank

Product category

Mortgage Property Tax & Flood Services

NAICS

Other Activities Related to Real Estate (531390), Title Abstract and Settlement Offices (541191)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Quality Control (QC), Compliance & Audit Tools for Underwriting (FSALALAL)

akta.pro secondary industries

Automated Valuation Models (AVM) & Property Data/Analytics (FSALALAJ), HOA/Condo Document & Estoppel Services (BPAJAOAK)

Keywords

• Property tax services
• Flood certification services
• Mortgage tax servicing
• Escrow tax management
• Flood zone determination

Headquarters

HQ city

Covina

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Property Tax Services: B2B property tax services for mortgage servicers, lenders, and financial institutions. Revenue is generated through service contracts with mortgage servicers who pay for tax research, monitoring, and payment processing services as part of their servicing operations.
2. Flood Services: Flood zone determination and certification services offered as part of integrated property risk assessment solutions for mortgage lenders and servicers.
3. API Integration Services: Technology integration services providing API access to LERETA's tax and flood platforms for mortgage technology platforms and core banking systems.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

LERETA provides national property tax and flood services to the U.S. mortgage and financial services industry. Its offerings include a Tax Services Suite, the Total Tax Solutions® platform (a web-based system with five modules covering tax cycle, escrow, delinquency, and task research management), Advanced Flood Tracking & Certification, Tax Certificates, and HOA Monitoring. Services are delivered via direct enterprise sales, API integrations with major mortgage servicing platforms (Black Knight MSP, ICE Mortgage Technology, Sagent, Jack Henry), and the ICE Marketplace.

Differentiator

Problem solved

Functional benefit

Products and services

• Total Tax Solutions® Platform Web-based platform unifying the entire mortgage tax servicing cycle in one connected system, with five modules (Pre-Cycle Audit Manager, Tax Cycle Manager, Escrow Open Item Manager, Delinquency Manager, Task Research Manager). Delivers dashboards, reporting, workflow management, and built-in servicer guidelines for mortgage servicers and lenders managing tax servicing operations across portfolios.
• LERETA Tax Services Suite Complete suite of property tax services offering flexible service levels for every operational need, with options ranging from standard and supplemental support to fully outsourced services. Provides early issue detection through monitoring and exception work, plus reporting that makes oversight easier and more reliable, for mortgage servicing and lending teams.
• Advanced Flood Tracking & Certification Automated flood platform delivering fast, compliant flood determinations across every loan type. Provides quick, dependable determinations; flexible service coverage that adapts to both individual loans and large portfolios; and compliance-focused workflows that reduce risk across all loan types, for mortgage lenders, servicers, credit unions, and financial institutions.
• LERETA Tax Certificates Property tax certificate service for title companies, mortgage originations, and servicers that provides real-time data helping closing teams verify property tax status quickly, ordering that integrates directly into the closing process, and easy-to-read, customizable documents that support quick review.
• HOA Monitoring Solution First-of-its-kind Homeowner Association (HOA) reporting and payments monitoring solution powered by Sperlonga Data and Analytics Systems, providing automatic monitoring of HOA payments for more efficient escrow management for mortgage servicers.
• American Property Guard (APG) Tax Certificates Tax certificate service for title companies, mortgage originations, and servicers, acquired by LERETA in June 2016 to expand tax certificate services nationally.
• Accumatch Property Tax Intelligence Property tax intelligence service offering escrow tax payment services, non-escrow tax services, and custom delinquency services for loan servicers, acquired by LERETA in October 2020.

Quantifiable outcome

• Reduces homeowner customer service calls related to tax status inquiries
• +1 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

Six partnerships are on record, tiered core and minor.

• ICE Mortgage TechnologycoreTechnology or IntegrationAPI-based integration with ICE Mortgage Technology's Servicing Digital Homeowner Portal, enabling real-time tax information access for homeowners and reducing servicing customer service calls.
• SagentcoreTechnology or IntegrationStrategic partnership integrating LERETA's tax and flood services into Sagent's mortgage servicing platform, providing integrated property tax and flood solutions to Sagent's servicer clients.
• SperlongacoreTechnology or IntegrationPartnership for HOA (Homeowners Association) monitoring solution, extending LERETA's property services to include HOA payment tracking and compliance monitoring.
• Black KnightcoreTechnology or IntegrationStrategic relationship for MSP system integration, embedding LERETA's tax and flood services within Black Knight's industry-leading mortgage servicing platform used by major servicers.
• Jack HenrycoreTechnology or IntegrationParticipation in Jack Henry's Vendor Integration Program, enabling LERETA's tax and flood services to be integrated with Jack Henry's banking platform for credit union and community bank clients.
• Operation HomefrontminorOthersCharitable partnership supporting Operation Homefront's mission to help military families, including tax grants for wounded veterans through the organization's programs.

Scale indicators2 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• CBCInnovis (a Verisk business): CBCInnovis, part of Verisk, provides mortgage credit and property data services, including components that intersect with LERETA's property intelligence and risk determination services.
• DataVerify: DataVerify provides mortgage fraud, property data, and verification services to lenders and servicers, overlapping with LERETA's property data and compliance-related offerings.
• ServiceLink (a Black Knight / ICE company): ServiceLink is the largest direct competitor in U.S. mortgage flood determination and tax services, owned by ICE Mortgage Technology — the same platform that LERETA integrates with. Highly comparable offering and customer base.

Broad incumbents

• CoreLogic (now Cotality): CoreLogic provides property data, tax, flood, AVM, and analytics for the mortgage industry. While much broader than LERETA, its tax monitoring and flood determination offerings directly overlap with LERETA's core services.
• Wolters Kluwer Governance, Risk & Compliance: Wolters Kluwer sold its flood determinations business to LERETA but continues to operate in adjacent mortgage compliance and risk data categories, including flood and regulatory content.
• First American Title Insurance Company: First American is a large title and settlement company that also offers property tax services and tax certificates, overlapping with LERETA's tax certificate and escrow-related services.
• Stewart Information Services: Stewart provides title, escrow, and ancillary services including property tax and flood determination offerings to mortgage lenders, competing with LERETA in tax certificates and flood services.

Emerging players

• Realfi Home Funding Solutions: Realfi provides property tax, hazard insurance, and mortgage service solutions to banks and credit unions, competing with LERETA in tax and flood servicing for community and mid-tier lenders.
• ISGN (now part of Black Knight / ICE): ISGN provided mortgage servicing technology and back-office services and is now part of Black Knight/ICE; their former services overlap with parts of LERETA's Total Tax Solutions platform.
• Pro Teck Valuation Intelligence: Pro Teck provides AVM, property valuation, and analytics for mortgage lenders — a partial overlap with LERETA's property data and risk services, though more valuation-focused.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/LERETAcorporate
• LinkedInlinkedin.com/company/lereta-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries3 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LERETA