Agree

What Agree does

Agree (Agree.com, Inc.) is an agentic revenue operating system that automates the contract-to-cash lifecycle through six specialized AI agents. Founded in 2024 by David Jay and headquartered in San Francisco, the company serves US-based businesses ranging from solopreneurs to enterprises with annual volume up to $100M. The platform unifies agreements, billing, invoicing, embedded payments, recovery, and real-time reporting into a single workflow, with each AI agent owning a discrete step: the Contract Agent triggers billing at signature, the Billing Agent schedules and generates invoices, the Collection Agent charges saved payment methods, the Recovery Agent pursues overdue revenue, the Reconcile Agent keeps payments and books in real-time sync, and the Insight Agent surfaces ARR, MRR, DSO, and cash flow metrics.

Underlying technology includes a REST API with OAuth authentication, MCP for connecting external AI agents, a CLI, and an embedded UI for developer integration. Native two-way integrations anchor the platform within customer stacks, connecting with HubSpot and Salesforce for CRM, QuickBooks, Xero, NetSuite, and Sage for accounting, Slack for notifications, and Stripe (with Plaid for ACH verification) for embedded payment processing. The platform is SOC 2 Type II compliant and processes millions of agreements, invoices, and payments each month across what the company reports as 100,000+ teams.

Agree's business model is a tiered SaaS subscription (Free Starter with no credit card required, Growth at $599/month for up to 10 users and $10M annual volume, and custom Enterprise pricing for higher volumes and SSO/dedicated support) layered on top of transaction-based payment processing fees of 3.5% on cards and 0.8% on bank/ACH transfers. Go-to-market combines product-led growth through the free tier, inside sales for mid-market conversion via demo booking, and enterprise field sales for large-volume accounts. The company has raised $7.2M in a May 2025 round reported by TechCrunch (with company-disclosed total funding of $10.6M), has won Money 20/20 Bronze awards in Startup and Payments categories, and earned Product Hunt Day/Week recognition alongside Global Money Awards 2025 honors.

Name

Agree

Legal name

Agree.com, Inc.

Website

https://agree.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

11–50 employees

Short description

Agree is an AI-native agentic revenue operating system that automates the contract-to-cash lifecycle through six specialized AI agents, serving US-based SMBs to enterprises with tiered SaaS subscriptions and embedded Stripe-powered payment processing.

Ownership category

akta.pro rank

Product category

Revenue Operations Software

NAICS

Software Publishers (513210), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Prepackaged Software (7372), Finance Services (6199)

akta.pro primary industry

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

akta.pro secondary industry

End-to-End Enterprise AI Platforms (MLOps & Model Lifecycle Management) (HDAEANAA)

Keywords

• Contract-to-cash automation
• Revenue operations platform
• AI billing software
• Embedded payment processing
• E-signature agreements

Headquarters

HQ city

Bend

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. SaaS Subscription (Starter, Growth, Enterprise): Tiered subscription model with Starter (free), Growth ($599/month), and Enterprise (custom) tiers. Revenue tiers based on annual volume limits (Starter: up to $1M, Growth: up to $10M, Enterprise: up to $100M) and feature access including user seats, integrations, and support levels.
2. Payment Processing Fees: Transaction-based fees on payment processing through embedded payments. Standard Rates: 3.5% for credit/debit cards, 0.8% for bank/ACH/Wire transfers. Discount and Volume rates available for higher tiers. Fees may be passed to payer by default.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels6 records

Core offering

Agree is an AI-powered revenue operations platform (Agentic Revenue OS) that automates the full contract-to-cash lifecycle. It provides e-signature agreements, automated billing, invoicing, embedded payment collection, recovery, and real-time reporting through a suite of integrated products and autonomous AI agents. The platform is targeted at US-based businesses needing end-to-end revenue workflow automation.

Product overview

Agree is an agentic revenue operating system (Revenue OS) that orchestrates contracts, billing, and revenue from agreement to collection. The platform consists of core products (Agreements, Billing, Invoicing, Payments, Recovery, Reporting, Integrations) that work together as an integrated contract-to-cash engine, supplemented by six AI agents (Contract Agent, Billing Agent, Collection Agent, Recovery Agent, Reconcile Agent, Insight Agent) that automate workflows end-to-end without manual handoffs. Additional offerings include vertical solutions for Finance, Sales, RevOps, and Founders personas, plus developer products (API, MCP, CLI, Embedded UI) for programmatic access and custom integrations.

Differentiator

Problem solved

Functional benefit

Products and services

• Agreements E-signature and contract lifecycle management platform that turns signed contracts into executable revenue logic. Includes templates with variables, real-time collaboration, redline suggestions, and automated workflow triggering at signature, with legally binding e-signatures and full audit trail.
• Billing Automated billing engine that generates invoices from contract terms and runs billing schedules without manual intervention, supporting one-time and recurring billing as well as usage-based invoicing.
• Invoicing Intelligent invoice management with smart invoices that draft, send, and follow up automatically, including recurring schedules, usage-based billing, embedded payment links, professional templates with custom branding, and QuickBooks sync.
• Payments

Quantifiable outcome

• 32% reduction in DSO (Days Sales Outstanding) after automation
• +12 more outcomes

Named customers4 records

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability6 records

Feature9 records

Partnerships

Nine partnerships are on record, tiered core and standard.

• StripecoreTechnology or IntegrationStripe powers embedded payment processing within Agree's platform. Card and ACH payments processed through Stripe. Standard Rates: 3.5% for credit/debit cards and 0.8% for bank/ACH/Wire transfers. Integration enables instant payment confirmation and automatic retry on failed charges.
• PlaidcoreTechnology or IntegrationPlaid processes payment data for ACH bank transfers and account verification. Works alongside Stripe for comprehensive payment processing capabilities including bank transfers, ACH, and wire transfers.
• HubSpotstandardTechnology or IntegrationTwo-way CRM sync with HubSpot enables bidirectional contact, company, and deal data synchronization. Sales and finance teams see same data without re-entry. Real-time sync keeps HubSpot updated with agreement terms and payment status.
• SalesforcestandardTechnology or IntegrationTwo-way CRM sync with Salesforce enables bidirectional contact, company, and deal data synchronization. Agreement terms and payment status sync automatically. Enter data once, see it everywhere.
• QuickBooksstandardTechnology or IntegrationInvoice and payment sync to QuickBooks with PDFs attached automatically. Line items and tax mapping included. Accounting stays current without manual exports. Finance and sales view same data.
• SlackstandardTechnology or IntegrationSlack notifications on signatures, payments, and milestones. Real-time alerts sent to channels where teams already work. Signature alerts, payment confirmations, and milestone notifications delivered without dashboard checking.
• XerostandardTechnology or IntegrationAccounting integration with Xero for invoice and payment synchronization. Keeps books current without manual exports alongside QuickBooks and Sage integrations.
• NetSuitestandardTechnology or IntegrationERP integration with NetSuite for comprehensive accounting sync. Enterprise-grade integration for organizations using NetSuite alongside CRM integrations with HubSpot and Salesforce.
• SagestandardTechnology or IntegrationAccounting integration with Sage for invoice and payment synchronization. Additional option for accounting sync alongside QuickBooks and Xero.

Scale indicators17 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Brex: Corporate card and spend management platform with bill pay and embedded financial workflows. Broad incumbent in the finance automation space targeting the same RevOps and Finance personas as Agree.
• Stripe Billing: Stripe's native recurring billing and subscription management product. Competes with Agree's billing and recovery agents while also being a critical infrastructure dependency through Stripe Payments.

Direct peers

• Ironclad: Enterprise contract lifecycle management platform with AI-powered contract analysis. Competes with Agree's Agreements product for higher-end customers needing deeper CLM capabilities.
• Bill.com: Leading AP/AR automation and bill pay platform for SMBs and mid-market. Directly competes with Agree's Billing, Invoicing, and Payments products and was named alongside DocuSign as a primary competitor.
• HoneyBook: SMB-focused platform combining contracts, invoices, and payments with a strong PLG motion for freelancers and small businesses. Most directly comparable SMB peer for Agree's Starter tier.
• PandaDoc: Document workflow automation combining e-signatures with embedded payments and CPQ. Closely matches Agree's contract-to-cash positioning for SMB and mid-market customers.
• DocuSign: Incumbent e-signature and contract lifecycle management platform with a massive installed base. Competes head-to-head with Agree's Agreements product and was named by TechCrunch as a primary competitor Agree is taking on.
• Chargebee: Subscription billing and revenue management platform with recurring billing, invoicing, and dunning. Directly comparable to Agree's Billing Agent and Collection Agent capabilities for SaaS and subscription businesses.

Emerging players

• Recurly: Subscription billing and management platform focused on recurring revenue with dunning and revenue recovery. Directly overlaps with Agree's Collection Agent and Recovery Agent for SaaS-style customers.
• Ramp: All-in-one finance automation platform combining corporate cards, bill pay, expense management, and accounting automation. Adjacent competitor targeting similar SMB/mid-market finance leaders with overlapping AR automation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/AgreeHQ
• YouTubeyoutube.com/@AgreeHQ
• LinkedInlinkedin.com/company/agree
• Facebookfacebook.com/agreecontracts

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Agree