Compass AI

What Compass AI does

Compass AI is an AI-powered financial operating system targeting CPA firms, fractional CFOs, company CFOs, startup founders, and SMBs with $500K to $20M in revenue. The platform provides multi-entity financial management, AI-driven cash flow forecasting, business context ingestion, and conversational financial analysis, priced at $49 per entity monthly. The company is privately held, founded in 2024-2025, with legal incorporation as Compass AI Solutions Inc in Dover, Delaware and operational presence in Zagreb, Croatia. The team consists of 1-10 employees led by founder and CEO Nikola Jakić.

The product's core capabilities include a conversational AI assistant for natural-language financial queries, natural-language scenario generation for cash flow forecasting, automatic transaction categorization across multiple accounting systems, and a Business Context feature that combines unstructured company documents with structured financial data. Additional features include custom alerts, custom dashboard widgets, custom financial metrics, a Cash Flow Playbook, and Segments/Segment Groups for cross-entity reporting. The platform integrates with QuickBooks Online, Xero, FreshBooks, Sage, Zoho Books, Plaid, Salt Edge, Slack, and Microsoft Teams, and is built on AWS infrastructure. No proprietary AI models, patents, or AI research hires are publicly disclosed.

The company employs a hybrid go-to-market motion combining product-led growth with sales-assisted outreach and direct-to-founder engagement. Pricing is structured as $49 per entity monthly, with a free plan, 14-day trial, a Startup Program offering 6 months free for pre-revenue companies, and a $29 monthly Early Stage tier representing a 70% discount. Volume discounts are available for multi-entity buyers. The publicly named customer base is small and includes PontaHR (HR tech startup), Out in Tech (nonprofit), and Kigitz (fractional CFO practice). The company closed a $569,446 seed round in May 2025 led by Fil Rouge Capital.

Name

Compass AI

Legal name

Compass AI Solutions Inc

Website

https://compassapp.ai

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1–10 employees

Short description

Compass AI is an AI-powered financial operating system for CPA firms, fractional CFOs, company CFOs, and SMBs ($500K-$20M revenue). It offers multi-entity management, AI-driven cash flow forecasting, business context ingestion, and conversational financial analysis at $49 per entity monthly.

Ownership category

akta.pro rank

Product category

AI Financial Planning and Analysis (FP&A) Software

NAICS

Computer Systems Design and Related Services (54151)

SIC

Services-Management Consulting Services (8742)

akta.pro primary industry

iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG)

akta.pro secondary industry

AI/ML Engineering & Model Development Services (BPAEAHAF)

Keywords

• AI financial forecasting
• Multi-entity accounting software
• Fractional CFO platform
• SMB financial intelligence
• CPA advisory software

Headquarters

HQ city

Dover

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Per-Entity SaaS Subscription: Recurring monthly subscription of $49 per connected entity, with volume discounts available for multi-entity buyers such as CPA firms and fractional CFOs. Customers can upgrade, downgrade, or cancel; upgrades bill immediately and downgrades take effect on the next cycle.
2. Startup Program Freemium Tier: Free 6-month subscription for pre-revenue startups and a discounted $29/month (70% off $99/month) Early Stage tier for companies with $100K-$1M ARR, designed to drive long-term paid conversion as startups scale.
3. Free Plan: No-cost Free plan is available to all users, with paid upgrades billed immediately upon plan change and refunds offered case-by-case at Compass's discretion.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Compass AI is an AI-powered financial operating system that connects to a business's accounting software and bank accounts to automatically categorize transactions, generate cash flow forecasts, build custom dashboards, and provide a conversational AI assistant for financial analysis. It is sold as a per-entity SaaS subscription ($49/month) with multi-entity and multi-user management, designed to help CPA firms, fractional CFOs, company CFOs, and founder-led SMBs automate 80-90% of manual financial analysis and scale advisory services.

Differentiator

Problem solved

Functional benefit

Products and services

• Compass AI Financial Operating System AI-powered financial operating system sold as a per-entity SaaS subscription that connects to QuickBooks, Xero, FreshBooks, Sage, Zoho Books, and bank aggregators (Plaid, Salt Edge) to automate transaction categorization, generate cash flow forecasts, build custom dashboards, deliver alerts, and provide a conversational AI assistant for financial analysis. Designed for CPA firms, fractional CFOs, company CFOs, and founder-led SMBs managing $500K-$20M in annual revenue.
• Compass AI Startup Program A two-tier program for startup founders offering a free 6-month subscription for pre-revenue companies (less than $100K ARR) and a discounted $29/month Early Stage tier for companies with $100K-$1M ARR. Designed to give founder-led businesses access to Compass AI's financial intelligence at no cost or significantly reduced pricing during early growth stages.

Quantifiable outcome

• 3 hours saved per client per week (~$300/week in billable time) for fractional CFOs; multiple forecasts built in minutes versus hours.
• +5 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability3 records

Feature9 records

Partnerships

Ten partnerships are on record, tiered flagship, core and minor.

• QuickBooks (Intuit)flagshipTechnology or IntegrationOne-click integration with QuickBooks Online is the primary on-boarding path for Compass AI users. The /resources/connecting-your-data page states 'We currently support only QuickBooks Online' for native accounting connections.
• PlaidflagshipTechnology or IntegrationBanking data connectivity is provided through Plaid (plaid.com/en-eu), listed as a partner on every Compass AI product page. Privacy policy also lists Plaid B.V. (Amsterdam) as a personal-data processor.
• Salt EdgecoreTechnology or IntegrationSalt Edge (saltedge.com) is a partner for bank connectivity. Privacy policy lists Salt Edge Limited (Level 39, One Canada Square, Canary Wharf London E14 5AB, United Kingdom) as a personal-data processor.
• XerocoreTechnology or IntegrationListed as a Compass AI integration partner on the homepage, CPA Firms, CFOs, and Fractional CFOs pages for accounting data ingestion.
• FreshBookscoreTechnology or IntegrationListed as a Compass AI integration partner across the homepage, CPA Firms, CFOs, and Fractional CFOs pages for accounting data ingestion.
• SagecoreTechnology or IntegrationListed as a Compass AI integration partner on the homepage and the Fractional CFOs page for accounting data ingestion.
• Zoho BookscoreTechnology or IntegrationListed as a Compass AI integration partner on the homepage, CPA Firms, CFOs, and Fractional CFOs pages for accounting data ingestion.
• Ars Futura d.o.o.coreImplementation/ SI/ Consulting PartnerArs Futura d.o.o. (Croatia, Zagreb) is listed in Compass AI's Privacy Policy as a personal-data processor, indicating an outsourced engineering/development services relationship.
• Amazon Web Services (AWS)flagshipTechnology or IntegrationAWS (Germany, Frankfurt region) is Compass AI's cloud infrastructure and data-hosting provider, listed as a data processor in the Privacy Policy.
• Along Peopleware d.o.o.minorImplementation/ SI/ Consulting PartnerAlong Peopleware d.o.o. (Savska cesta 106, Zagreb, Croatia) is listed in Compass AI's Privacy Policy as a personal-data processor, likely providing HR/recruiting/people-operations services.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Pilot: Pilot is a venture-backed bookkeeping plus fractional CFO service for startups and SMBs, with software tooling layered on top. It directly competes with Compass in the 'AI finance OS for founders and small businesses' category.
• Zeni: Zeni is an AI-powered bookkeeping and finance platform for startups, combining automated categorization, dashboards, and a finance team. It targets the same startup and SMB CFO-intelligence use case as Compass AI.
• Bench: Bench provides AI-assisted bookkeeping and financial reporting for small businesses. It overlaps with Compass on automated transaction categorization, financial dashboards, and CFO-style reporting for SMBs.
• Botkeeper: Botkeeper is an AI-driven bookkeeping and accounting automation platform serving SMBs and accounting firms. Its combination of machine-learning categorization, dashboards, and multi-client workflows is directly comparable to Compass AI's proposition.
• Fathom: Fathom is a financial analysis and reporting tool purpose-built for accountants and bookkeepers, with KPI dashboards, forecasts, and reports. It is highly comparable to Compass AI's CPA-firm and fractional-CFO workflow.

Emerging players

• Numeric: Numeric is an AI-powered accounting close and workflow automation platform for accountants. It overlaps with Compass on AI-driven accounting insights and accountant-first workflows, though focused more on close than on CFO advisory.
• Float: Float is a cash flow forecasting and budgeting tool that integrates with Xero, QuickBooks, and other accounting platforms. It is comparable to Compass on the forecasting and scenario-planning capabilities for SMBs and accountants.
• Mosaic: Mosaic is a financial planning and analysis (FP&A) platform for startups and mid-market companies, with AI-assisted forecasting and reporting. It is comparable to Compass on the AI forecasting and business-context narrative for SMBs and finance leaders.

Broad incumbents

• QuickBooks (Intuit): QuickBooks is the dominant SMB accounting platform and a critical data source for Compass via its native integration. Intuit's own AI-driven forecasts, dashboards, and live bookkeeping services make it a broad incumbent competitor.
• Xero: Xero is a leading global cloud accounting platform for SMBs and accountants, listed as a Compass AI integration partner. Its Xero Analytics and AI roadmap overlap with Compass's analytics and forecasting use cases.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/compass-app-ai

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Compass AI