HandCash
HandCash is a Bitcoin SV-based mobile wallet and developer platform that enables game and app developers to embed payments and digital items without blockchain expertise. It serves indie metaverse developers and their end users with keyless non-custodial wallets, zero-fee transactions, and a USD-backed stablecoin (MNEE).
- Company typePrivate
- Founded2017
- HeadquartersMadrid, Spain
- Headcount1–10
- GTM typeB2B and B2C
- OfferingSoftware
What HandCash does
HandCash is a Bitcoin SV (BSV)-based digital payments and digital-items platform founded in 2017 and headquartered in Switzerland, with operational entities in the United States (Delaware/Miami) and Lithuania. Its flagship product is a non-custodial mobile wallet for iOS and Android that uses a threshold signature scheme to eliminate seed-phrase management while preserving user control of keys. Beyond the consumer wallet, HandCash offers a developer platform comprising the Connect SDK (JavaScript/TypeScript) for app integration, a REST-based Wallet API (WaaS) for embedded wallet infrastructure, and a digital-items/NFT layer built on the 1Sat ordinal token protocol. The company monetizes through tiered developer subscriptions billed via Stripe, marketplace commissions (10% on retail sales, 4% on user-to-user trades plus 5% developer royalty), and virtual currency exchange fees (0.1%–5%). In late 2025 it launched MNEE, a USD-backed stablecoin on BSV, signaling a push beyond gaming and digital collectibles into broader payment and merchant settlement use cases.
HandCash serves two primary customer groups: (1) independent game and app developers building metaverse-style applications who need embedded payments and persistent digital items without managing blockchain infrastructure themselves, and (2) the end users of those applications, who interact with HandCash through email-based login rather than traditional crypto wallet UX. The company's go-to-market is product-led and developer-first, with distribution through app stores, a self-serve developer dashboard, and a marketplace gallery featuring 400+ compatible apps and games. Its technology stack rests on BSV's high-throughput, low-fee base layer, supplemented by fiat on-ramp (Guardarian) and cross-chain swap (Exolix, LetsExchange) integrations to broaden the addressable user base.
The company remains a small, privately held organization with 1–10 employees, founder-led by CEO Alex Agut and CTO Rafa Jimenez, and has not disclosed recent institutional funding. Its commercial moat is built on ecosystem lock-in for developers who integrate the SDK, the proprietary threshold-signature security model, and the cost advantage of zero-fee end-user transactions enabled by the BSV protocol. The business is constrained by its dependence on the niche BSV ecosystem and by the absence of disclosed revenue or large enterprise customers.
HandCash firmographics
Firmographics- Name
- HandCash
- Legal name
- HandCash AG
- Website
- https://handcash.io
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- HandCash is a Bitcoin SV-based mobile wallet and developer platform that enables game and app developers to embed payments and digital items without blockchain expertise. It serves indie metaverse developers and their end users with keyless non-custodial wallets, zero-fee transactions, and a USD-backed stablecoin (MNEE).
- Ownership category
- akta.pro rank
HandCash industry classification
Industry- Product category
- Cryptocurrency Wallet
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Wallet Infrastructure (SDKs, Wallet-as-a-Service) (FSADACAD)
- akta.pro secondary industries
- Embedded Wallets (Platforms & Marketplaces) (FSAMAEAM), NFT Custody, Wallets & Asset Management (collectibles wallets, vaults, portfolio tools) (FSAPAFAF)
Keywords
Where HandCash is headquartered
LocationHeadquarters
- HQ city
- Madrid
- HQ country
- Spain
- HQ region
- Europe
Offices5 records
Markets served
HandCash business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Infrastructure, Personnel, Marketing or Sales, Operations
Revenue model
- Developer Platform Fees: Tiered usage-based fees for developers using HandCash tools, billed monthly via Stripe. Covers payments, transfers, and item creation.
- Marketplace Commission - Retail Sales: 10% marketing fee charged on all retail items sold through the HandCash shop.
- Marketplace Commission - User-to-User Trades: 4% market fee on all user-to-user trades plus 5% developer royalty.
- Virtual Currency Exchange Fees: Between 0.1% to 5% per transaction when users buy BSV or stablecoin tokens from cards or integrated payment methods. Additional fees may apply from liquidity providers or banks.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Monthly | Tiered developer platform based on monthly transaction volume |
| Usage-based | Pay-as-you-go | Individual user transaction limits |
| Usage-based | Pay-as-you-go | Legal entity user transaction limits |
| Transaction based/ take rate | Pay-as-you-go | Marketplace fees for developers |
Go-to-market motion3 records
Distribution channels8 records
Marketing channels7 records
HandCash product offering
Product offeringCore offering
HandCash is a non-custodial Bitcoin SV (BSV) mobile wallet that lets consumers store BSV, send/receive payments, and manage digital items (NFTs/ordinals) using email-based login without seed phrases. The company also provides developer infrastructure — HandCash Connect SDK and Wallet API (WaaS) — that allows third-party app and game developers to embed authentication, payments, and digital item creation into their applications, plus a marketplace for trading digital items.
Product overview
HandCash is a cryptocurrency payment and digital item platform built on Bitcoin SV (BSV) blockchain. The product architecture consists of: (1) HandCash App - the consumer-facing mobile wallet for BSV storage and digital payments; (2) HandCash Connect SDK (@handcash/sdk) - developer tools for integrating authentication and payments into apps; (3) Wallet API (WaaS) - REST API for building native embedded wallet infrastructure; (4) HandCash Items - NFT/digital item platform for creating and managing collectibles on 1Sat ordinal protocol; (5) Business Wallet - business payout and payment automation features; (6) HandCash Market - marketplace showcasing compatible apps and digital items. The platform emphasizes keyless security via threshold signatures, zero blockchain fees for users, and sub-second transaction settlement.
Differentiator
Problem solved
Functional benefit
Products and services
- HandCash App Mobile BSV wallet application for iOS and Android that enables consumers to store Bitcoin SV, send and receive payments, and manage digital items (NFTs/ordinals). Features email-based login, threshold-signature keyless security, and connection to compatible apps and games.
- HandCash Connect SDK JavaScript/TypeScript SDK (@handcash/sdk) that lets developers add HandCash user authentication, payment acceptance, and digital items inventory into their applications without prior blockchain knowledge. Supports OAuth-based authentication and Connect-style payment operations.
- Wallet API (WaaS) REST API providing Wallet-as-a-Service infrastructure that lets developers embed native wallet creation, balances, payments, and transaction history into their apps via signed /v1/waas/* endpoints. Supports email-based user onboarding and secp256k1 access keys.
- HandCash Items Digital item (NFT/ordinal) platform built on the 1Sat ordinal token protocol on the BSV blockchain. Enables developers and creators to mint, manage, trade, lock, unlock, burn, and transfer digital collectibles and game items without blockchain expertise.
- Business Wallet Business account module offering payout management, automated bulk payments to HandCash users, balance checking, and transaction monitoring for companies building payment workflows via the Connect SDK.
- HandCash Market Online marketplace where third-party developers can list their apps and games, and users can buy, sell, and trade digital items. Features an app gallery with featured projects (e.g., Ageless Republic, Soundbase.click) and a popular items leaderboard.
- MNEE Stablecoin USD-backed stablecoin built on blockchain technology, designed for instant settlement under one second with minimal fees and high scalability. Security backed by third-party attestations and regulatory compliance.
Quantifiable outcome
- 350ms response time on all actions with no limits
- +3 more outcomes
Companies that use HandCash
Customer profileNamed customers8 records
Segments3 records
Ideal customer profiles3 records
HandCash technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature6 records
HandCash partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- ExolixcoreExolix provides instant cryptocurrency exchange functionality integrated into the HandCash wallet, enabling users to swap over 400 cryptocurrencies for BSV. The widget offers fixed and floating exchange rates with processing times of 5-30 minutes. No registration or KYC required for the exchange service.
- GuardariancoreGuardarian provides credit card fiat on-ramp services enabling users to purchase BSV directly with credit or debit cards (Visa, Mastercard, Google Pay, Apple Pay). Integrated via widget using HandCash's partner API token.
- Financial Services ProviderscoreThird-party financial services providers and payment method providers facilitate the top-up and withdrawal features, including KYC/AML verification processes. These providers enable fiat currency conversions and payment card processing.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
HandCash competitors and assessment
Company assessmentEmerging players
- MoonPay: Fiat-to-crypto on-ramp provider integrated into wallets and apps. Comparable to HandCash's Guardarian-based fiat top-up feature and its focus on enabling easier crypto purchases for consumers.
- Dynamic: Embedded wallet and authentication platform for developers, comparable to HandCash Connect SDK in serving app builders that need drop-in wallet login and payment flows.
- Privy: Embedded wallet infrastructure for developers with email/social login. Overlaps with HandCash's WaaS and threshold-signature approach to frictionless onboarding, primarily serving Ethereum-based apps.
Broad incumbents
- Trust Wallet: Multi-chain consumer mobile wallet with broad token support and developer integrations. Comparable to HandCash App's consumer wallet offering but with significantly broader chain coverage and a much larger user base.
- Blockchain.com: Long-established consumer Bitcoin wallet and exchange platform with broad fiat on-ramp support. Comparable to HandCash's consumer wallet app and exchange services at a much larger scale.
- BitPay: Established Bitcoin payments and wallet provider serving merchants and consumers. Comparable to HandCash's Bitcoin-based payment request links and merchant-facing features, though focused on BTC rather than BSV.
- Strike: Bitcoin payments and wallet app with merchant tools and low-fee transfers. Comparable in positioning HandCash as a frictionless Bitcoin payments experience, though Strike is BTC/Lightning focused rather than BSV.
- Coinbase Wallet: Major self-custody mobile wallet from Coinbase with broad chain support, fiat on-ramp, and developer APIs. Competes with HandCash at both consumer wallet and developer-infrastructure levels, with significantly larger distribution.
Direct peers
- Magic Labs: Embedded wallet / Wallet-as-a-Service provider offering keyless onboarding for Web3 apps. Closely comparable to HandCash Connect SDK and Wallet API in targeting developers building consumer apps that need wallet infrastructure.
- MetaMask: Leading self-custody crypto wallet and developer SDK (Infura/Wallet API). Direct competitor in the embedded-wallet and developer-infrastructure space that HandCash targets, though MetaMask is anchored to Ethereum rather than BSV.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
HandCash social profiles
Digital presenceHandCash financial estimates
Financial estimateRevenue estimate
Valuation estimate
HandCash leadership team
Management profileNumber of profiles
Profiles1 record
HandCash funding detail
Funding detailFunding overview
Funding rounds3 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
HandCash M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about HandCash
What does HandCash do?
HandCash is a non-custodial Bitcoin SV (BSV) mobile wallet that lets consumers store BSV, send/receive payments, and manage digital items (NFTs/ordinals) using email-based login without seed phrases. The company also provides developer infrastructure — HandCash Connect SDK and Wallet API (WaaS) — that allows third-party app and game developers to embed authentication, payments, and digital item creation into their applications, plus a marketplace for trading digital items.
Is HandCash a public or private company?
HandCash is a private company. It is classified as venture growth investor backed and is currently operating.
When was HandCash founded?
HandCash was founded in 2017. It employs 1 to 10 people.
Where is HandCash based?
HandCash is headquartered in Madrid, Spain, in the Europe region.
How does HandCash make money?
Four revenue lines are on record. Developer Platform Fees are the primary driver. The others are marketplace Commission - Retail Sales, marketplace Commission - User-to-User Trades and virtual Currency Exchange Fees.
Who are HandCash's main competitors?
Emerging players on record are MoonPay, Dynamic and Privy. Broad incumbents are Trust Wallet, Blockchain.com, BitPay, Strike and Coinbase Wallet. Direct peers are Magic Labs and MetaMask.
Does HandCash have an API?
Yes. HandCash offers multiple APIs: (1) HandCash Connect SDK (@handcash/sdk) for authentication, payments, and items - enables developers to integrate HandCash wallet login, send/receive payments, and manage digital items; (2) Wallet API (WaaS) via REST endpoints at /v1/waas/* for embedded wallet infrastructure - supports user onboarding, balances, payments, and transaction history; (3) Payment Requests API at /v3/paymentRequests for creating/managing payment requests. Base URL: https://cloud.handcash.io. Authentication uses app-id/app-secret headers plus OAuth signing with secp256k1 keys for wallet operations. Supports BSV and MNEE currencies. Developer documentation is at docs.handcash.io.
What industry is HandCash in?
HandCash's product category is Cryptocurrency Wallet. Its primary akta.pro industry code is FSADACAD, Wallet Infrastructure (SDKs, Wallet-as-a-Service), with a secondary code of FSAMAEAM, Embedded Wallets (Platforms & Marketplaces). Its NAICS code is 5182 and its SIC code is 6199.