What MOBIKO does

MOBIKO GmbH is a German B2B SaaS company founded in 2018 and headquartered in Munich that operates a cloud-based employee mobility management platform. The company sells to HR departments, fleet and mobility managers, sustainability teams, and executive leadership of mid-market and enterprise customers in Germany, positioning its product as a tax-optimized alternative to traditional company-car programs and rigid Jobticket models. Its core product is the flexible Mobilitätsbudget (mobility budget), delivered through a module-based architecture that also includes ÖPNV-Mobilitätsbudget, Deutschland-Jobticket, Heimlademanager (home EV charging reimbursement), and a 50€ Sachbezug module, plus MaaS solutions for public transport operators.

The platform's technical centerpiece is a proprietary tax algorithm (Steueralgorithmus) that automatically classifies submitted mobility expenses by type (ÖPNV, car sharing, fuel, etc.) and applies the appropriate German tax treatment under EStG §3 Nr. 15 and §40, with a Green Taxation layer that incentivizes environmentally friendly transport modes. Employees interact via a mobile app (iOS and Android) for receipt submission, budget visibility, and ticket booking, while employers use a web-based dashboard for enrollment, budget management, and reporting. The platform integrates directly with DATEV payroll to automate tax-compliant data transfer, is TÜV ISO 27001 certified, and supports CO2 emission reporting aligned with CSRD requirements. Supporting data infrastructure underpins the annual MOBIKO Mobilitätsreport, which analyzes over 260,000 receipts representing €13.5 million in customer mobility spend.

MOBIKO generates revenue primarily through subscription-based, module-priced platform fees billed to employers, with usage-based components tied to per-employee mobility budget allocations. Pricing is quote-based and customized by company size and module selection, with no public price list. The go-to-market is sales-led, combining enterprise field sales for large corporations and conglomerates (Konzerne) with inside sales for mid-market accounts, supported by a content-heavy demand generation engine spanning SEO-optimized blog content, gated whitepapers, regular expert webinars, and customer case studies. The company reports an average 80% employee utilization rate across customers and claims up to 55% employer savings on payroll-related costs compared to salary increases. Named customers include Arthur D. Little, Audi Business Innovation, Kearney, VR Bank Dachau, Capgemini, Star Finanz, Wavestone, Digital Charging Solutions, Inspired Consulting, and XEPTUM. The company has received disclosed funding from Bâloise Holding (2022 and 2024 rounds) but has not publicly disclosed revenue, ARR, or funding amounts.

Name

MOBIKO

Legal name

MOBIKO GmbH

Website

https://mobiko.net

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

MOBIKO GmbH is a Munich-based B2B SaaS company providing a cloud-based employee mobility management platform with an integrated German tax-optimization algorithm, serving HR, fleet, and sustainability teams at mid-market and enterprise companies across Germany through module-based subscription pricing.

Ownership category

akta.pro rank

Product category

Corporate Mobility Management Software

NAICS

Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)

SIC

Transportation Services (4700)

akta.pro primary industry

Corporate MaaS & Commuter Benefits Platforms (THADALAG)

akta.pro secondary industries

Corporate Travel & Expense Booking Platforms (BPAMAIAI), Expense Management & Reimbursements Administration (BPACAIAH), Micromobility Aggregators / MaaS Platforms (Multi-Modal Booking & Passes) (TLAFAMAI)

Keywords

• Mobility management software
• Employee benefits platform
• Corporate mobility solutions
• Tax-optimized mobility
• Payroll integration software

Headquarters

HQ city

Munich

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Platform Subscription: SaaS platform subscription model where companies pay for access to the MOBIKO mobility management platform. Pricing is likely based on number of employees or tiers. The platform includes modules for flexible mobility budget, ÖPNV budget, Deutschland-Jobticket, and home charging management.
2. Module-based Pricing: Companies can select from various modules including flexible mobility budget, public transport budget, Germany Job Ticket, home charging manager, and €50 benefit card. Revenue is generated through module subscriptions tailored to company needs.
3. Per-Employee Billing: The mobility budget is allocated per employee and reconciled based on actual usage. Companies pay for the mobility benefits provided to employees plus platform fees, creating a usage-aligned cost structure.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

MOBIKO sells a cloud-based SaaS platform that lets German employers give their employees a tax-optimized monthly mobility budget usable across all transport modes (public transit, car sharing, cycling, fueling, EV home charging). The platform combines an employee-facing mobile app for receipt submission and ticket booking with a web employer dashboard, an integrated tax algorithm that classifies expenses under German tax law, and automated payroll data transfer to systems such as DATEV, enabling employers to save on payroll-related taxes versus salary increases.

Product overview

MOBIKO is a cloud-based employee mobility management platform delivered as a platform-plus-modules architecture. The core is the MOBIKO Mobilitätsbudget (flexible mobility budget), a globally applicable monthly benefit that employees use across any mobility type — public transport, car sharing, cycling, fueling, and more. It is paired with a mobile app for employees and a web-based employer dashboard. The platform integrates a built-in tax algorithm (Steueralgorithmus) that automatically optimizes the tax treatment of all submitted expenses, enabling employers to save up to 55% in payroll taxes (Lohnnebenkosten). Around this core, MOBIKO offers specialized modules: the ÖPNV-Mobilitätsbudget for public transport subsidies, the Deutschland-Jobticket for in-app booking and management of Germany's nationwide transit pass, the Heimlademanager for tax-free reimbursement of home charging costs for electric company cars, and the 50 € Sachbezug for fuel and charging vouchers. An additional Green Taxation feature incentivizes sustainable mobility choices through preferential tax treatment. The platform also offers a CO2 emissions reporting function, a mobility report (Mobilitätsreport) based on anonymized aggregated usage data, and MaaS solutions for public transport operators. All modules are managed through a single platform with automated integration to payroll systems such as DATEV.

Differentiator

Problem solved

Functional benefit

Products and services

• MOBIKO Flexibles Mobilitätsbudget (Flexible Mobility Budget)

Quantifiable outcome

• Up to 55% savings on payroll-related costs compared to salary increases
• +5 more outcomes

Named customers9 records

Segments7 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• LivestormcoreTechnology or IntegrationLivestorm is used for hosting webinars and online events. The platform enables MOBIKO to conduct educational webinars with participants, collect registrations, and deliver live presentations. Livestorm processes participant data including names, email addresses, and IP addresses for webinar delivery purposes.
• HubSpotcoreTechnology or IntegrationHubSpot is used as an integrated software solution for various aspects of online marketing including email marketing, social media publishing and reporting, reporting (traffic sources, access, etc.), contact management, CRM, landing pages, and contact forms. HubSpot sets cookies to collect and analyze user activity data.
• DATEVcoreTechnology or IntegrationDATEV is the leading German payroll accounting software. MOBIKO integrates with DATEV to automatically transfer mobility expense data and tax calculations directly into payroll processing, eliminating manual data entry and ensuring tax compliance.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• JobRad: Germany's leading corporate bike-leasing benefit platform, sold via employer salary conversion. Highly comparable as a tax-optimized corporate mobility benefit administered through employer payroll, targeting the same HR and finance buyers with a narrower (bike-only) scope.
• Navit: Corporate mobility management platform headquartered in Germany, offering integrated mobility apps and employer mobility budgets. Direct competitor to MOBIKO in the corporate mobility budget and employer mobility management space.
• Moovster: Munich-based employee mobility platform that bundles multimodal mobility benefits for employers. Comparable as a Germany-focused corporate mobility benefit solution targeting HR and sustainability buyers with multi-modal coverage similar to MOBIKO's modules.
• Lease a Bike (formerly Company Bike): Major German corporate bike-leasing provider offering employer-financed bike benefits via payroll. Overlaps with MOBIKO on the tax-optimized employer mobility benefit value proposition and HR/payroll integration model, with a narrower product scope.

Broad incumbents

• Uber for Business: Uber's corporate platform offering ground transportation, meal, and delivery benefits to employers. Comparable as a corporate mobility/benefits platform sold to enterprise HR and finance teams, but with a ride-hailing core rather than tax-optimized mobility budgets.
• SAP Concur: Global enterprise expense, travel, and invoice management platform owned by SAP. Competes indirectly via expense management workflows and could expand into mobility expense categories currently served by MOBIKO, leveraging a far larger enterprise footprint and ERP integrations.
• Rydoo: Global expense management platform with a strong European presence serving enterprise finance teams. Comparable as a workflow layer between employee expenses and employer payroll/finance systems, and a potential consolidator of mobility expense categories served by MOBIKO.

Emerging players

• Personio: Munich-based HR and payroll SaaS platform serving European SMB and mid-market employers. Comparable buyer overlap (German HR teams) and potential integration or competitive threat as Personio expands benefits and mobility-adjacent functionality within its HR core.
• ioki (Deutsche Bahn): Deutsche Bahn subsidiary providing MaaS software platforms for public transport operators and corporate mobility. Overlaps with MOBIKO's MaaS solutions for Verkehrsbetriebe and corporate multimodal mobility offerings, with the backing of Germany's largest public transport group.
• Wunder Mobility: Hamburg-based shared mobility software provider offering operator and corporate mobility solutions including fleet and MaaS tooling. Comparable on multimodal mobility software for B2B buyers, though more focused on shared-fleet operators than on employer benefit administration.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCzfZJi7ioDl_M9zq-yuqPOg
• LinkedInlinkedin.com/company/18280897
• Instagraminstagram.com/mobiko_official

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MOBIKO