First American Payment Systems
First American Payment Systems is a Fort Worth-based payment processor founded in 1990 that provides online and mobile payment solutions to a horizontal merchant base, now operating under Deluxe Merchant Services following its acquisition by Deluxe Corporation.
- Company typePrivate
- Founded1990
- HeadquartersFort Worth, United States
- Headcount1,001–5,000
- GTM typeB2B
- OfferingSoftware
What First American Payment Systems does
First American Payment Systems is a Fort Worth, Texas-based payment technology company founded in 1990 that provides merchants with online and mobile payment processing solutions. The company serves a horizontal merchant customer base with payment processing and merchant services, and historically differentiated on secure transactions, reliable customer support, and a familiar login experience. Operational scale at the time of consolidation is indicated by a 1,001–5,000 employee headcount and an organizational structure spanning operations, information security/compliance, and an integrated payments / ISV channel led by a dedicated President.
The company was acquired by Deluxe Corporation, a financial technology services provider, and has been consolidated into Deluxe Merchant Services. Following the acquisition, customers are being redirected to deluxe.com, with the brand operating in a transitional phase as "First American Payment Systems by Deluxe." Specific product modules, pricing structure, API surface, and revenue mechanics are not disclosed in the available source material; the publicly stated value proposition centers on trusted payment expertise combined with Deluxe's innovation and scale. No patents, certifications, or named customer logos are disclosed, and no AI/ML capabilities are referenced. The 2003 capital event from Bessemer Venture Partners and Lindsay Goldberg is the only funding round in the data set, and detailed acquisition terms for the Deluxe transaction are not available.
First American Payment Systems firmographics
Firmographics- Name
- First American Payment Systems
- Legal name
- First American Payment Systems
- Website
- https://first-american.net
- Company type
- Private
- Founded year
- 1990
- Operating status
- Acquired
- Headcount range
- 1,001–5,000 employees
- Short description
- First American Payment Systems is a Fort Worth-based payment processor founded in 1990 that provides online and mobile payment solutions to a horizontal merchant base, now operating under Deluxe Merchant Services following its acquisition by Deluxe Corporation.
- Ownership category
- akta.pro rank
First American Payment Systems industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industries
- Payment Processing & Acquiring Infrastructure (FSAGABAC), Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA), Merchant Acquiring & Card Processing (PSPs) (CRAFALAB)
Keywords
Where First American Payment Systems is headquartered
LocationHeadquarters
- HQ city
- Fort Worth
- HQ country
- United States
- HQ region
- North America
Markets served
First American Payment Systems business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
First American Payment Systems product offering
Product offeringCore offering
First American Payment Systems is a payment technology company that provides merchants with online and mobile payment processing solutions, including secure payment transaction handling and merchant services. Following its acquisition by Deluxe Corporation, the offering is now delivered as part of Deluxe Merchant Services, combining First American's payment expertise with Deluxe's broader financial technology platform.
Product overview
First American Payment Systems by Deluxe has been consolidated into Deluxe Merchant Services. The company historically provided payment processing services, including secure payment transactions and merchant services, but specific product/module details are not available in the current source material. The consolidation into Deluxe Merchant Services represents a rebranding and unification of payment expertise under the Deluxe brand.
Differentiator
Problem solved
Functional benefit
Products and services
- Online Payment Processing Secure online payment processing for merchants, enabling acceptance and handling of card and digital payments through web channels. Targeted at U.S. merchants needing reliable online transaction processing.
- Mobile Payment Processing Mobile payment processing solutions that enable merchants to accept payments via mobile channels. Designed for merchants requiring on-the-go or in-person mobile payment acceptance.
- Merchant Services Comprehensive merchant services including payment transaction handling, secure processing, and merchant support. Delivered to merchants through the Deluxe Merchant Services platform following the Deluxe acquisition.
Companies that use First American Payment Systems
Customer profileSegments1 record
Ideal customer profiles1 record
First American Payment Systems technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
First American Payment Systems partnerships and signals
Strategic signalScale indicators1 record
Recent moves2 records
Expansion highlights2 records
First American Payment Systems competitors and assessment
Company assessmentEmerging players
- Paysafe: Specialized payments platform covering merchant acquiring, gateways, and integrated payments for SMBs and online merchants — a comparable mid-scale PSP.
- Paymentus: Bill payment and electronic payment processing provider with merchant/utility payment workflows; relevant as a comparable payment processing specialist serving SMB and enterprise customers.
Broad incumbents
- Deluxe Corporation: Parent company and acquirer of First American Payment Systems; Deluxe is a public fintech delivering payments, banking, and marketing services to SMBs, making it the most directly comparable incumbent now that First American sits inside Deluxe Merchant Services.
- Fiserv: Large public merchant acquiring and payment processing incumbent serving SMBs and enterprises; competes with First American/Deluxe in integrated payments and merchant services at scale.
- Global Payments: Global merchant acquirer and payment processor with deep SMB and enterprise exposure; directly comparable in integrated payments and POS/card-present acquiring.
- PayPal: Established consumer and merchant payments platform with online checkout, POS, and gateway capabilities; broad incumbent with overlapping merchant processing functionality.
- Worldpay (FIS): Large global merchant acquirer owned by FIS, serving SMBs through enterprise — a comparable integrated processor competing for the same merchant relationships.
Direct peers
- Block (Square): Software-led integrated payments provider serving SMBs with online, in-person, and software-embedded payments — a direct competitor to First American's merchant services offering.
- Stripe: Developer-first online payment processor and merchant acquirer; competes head-to-head with First American's online and mobile payment solutions.
- Clover (Fiserv): Fiserv's SMB-focused POS and integrated payments platform; directly competes with First American's merchant services on card-present and omnichannel acceptance.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
First American Payment Systems social profiles
Digital presenceFirst American Payment Systems financial estimates
Financial estimateRevenue estimate
Valuation estimate
First American Payment Systems leadership team
Management profileNumber of profiles
Profiles6 records
First American Payment Systems funding detail
Funding detailFunding overview
Funding rounds1 record
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
First American Payment Systems M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about First American Payment Systems
What does First American Payment Systems do?
First American Payment Systems is a payment technology company that provides merchants with online and mobile payment processing solutions, including secure payment transaction handling and merchant services. Following its acquisition by Deluxe Corporation, the offering is now delivered as part of Deluxe Merchant Services, combining First American's payment expertise with Deluxe's broader financial technology platform.
Is First American Payment Systems a public or private company?
First American Payment Systems is a private company. It is classified as corporate owned and is currently acquired.
When was First American Payment Systems founded?
First American Payment Systems was founded in 1990. It employs 1,001 to 5,000 people.
Where is First American Payment Systems based?
First American Payment Systems is headquartered in Fort Worth, United States, in the North America region.
Who are First American Payment Systems's main competitors?
Emerging players on record are Paysafe and Paymentus. Broad incumbents are Deluxe Corporation, Fiserv, Global Payments, PayPal and Worldpay (FIS). Direct peers are Block (Square), Stripe and Clover (Fiserv).
Does First American Payment Systems have an API?
No public API is recorded for First American Payment Systems.
What industry is First American Payment Systems in?
First American Payment Systems's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of FSAGABAC, Payment Processing & Acquiring Infrastructure. Its NAICS code is 522320.