Florida Agency Network

What Florida Agency Network does

Florida Agency Network (FAN) is a privately-held strategic alliance of independent title agencies operating across 32 Florida locations, self-described as Florida's largest independent title agency network. The network originated with Hillsborough Title (founded 1984 in Plant City, FL) and was reorganized into the FAN network structure under CEO Aaron M. Davis, with the parent entity housed under AMD Enterprises. FAN member agencies include Hillsborough Title, Total Title Solutions, Smart Title, Gator Title, Paramount Title, Strategic Title, International Title Partners, Tampa Bay Title, Cottrell Title & Escrow, SETCO Services, SoHo Title, and OL Title. The company delivers title insurance, escrow, and closing services to residential buyers and sellers, commercial real estate developers, homebuilders, lenders, and real estate investors throughout Florida.

FAN's platform combines shared back-office services with proprietary technology modules including a Secure Closing Portal (Closing Manager), FANAgent ONE mobile application, FAN PRO property data and mailing list tool, an Electronic EMD system, and an AI-powered virtual closing assistant (Alanna, provided by Alanna.ai). FAN was the first title company to perform a Remote Online Notarization (RON) closing in Florida and helped pass HB 409 enabling RON statewide; its Network Transaction Solutions (NTS) division now provides RON services across six states (Florida, Texas, California, Arizona, Tennessee, and Alabama). IT and security infrastructure are managed in-house by Premier Data Services (PDS), supporting SOC 1 Type 2, SOC 2 Type 2, GLBA, and ALTA Best Practices certifications, with multiple CAMS-certified staff preparing the network for the FinCEN Residential Real Estate Reporting Rule effective March 1, 2026. FAN also adopted Proof's biometric/cryptographic signature technology as a reference implementation for fraud mitigation.

FAN's revenue model is anchored on Florida-regulated title insurance premiums (set per $1,000 of coverage, ranging from $5.75 down to $2.00 for high-value properties) and separately negotiated settlement and closing fees. Distribution runs through two complementary channels: (1) the branded member-agency network providing local in-person closings across Florida, and (2) the NTS brand delivering RON services to both internal agencies and external title companies. Revenue is therefore transactional and directly correlated with Florida real estate transaction volume, supplemented by ancillary services including Closing Suite consulting for outside agencies and joint-venture/affiliated business arrangement support.

Name

Florida Agency Network

Legal name

Florida Agency Network

Website

https://flagency.net

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

251–500 employees

Short description

Florida Agency Network (FAN) is Florida's largest independent title agency network, operating 32 statewide locations that provide title insurance, escrow, and digital closing services to residential, commercial, builder, lender, and investor segments.

Ownership category

akta.pro rank

Headquarters

HQ city

Plant City

HQ country

United States

HQ region

North America

Offices32 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance and Settlement Services: FAN member agencies charge fees for title search, title insurance (owner's and lender's policies), escrow, and closing services on real estate transactions. Florida title insurance rates are set by the Florida Department of Insurance on a per-thousand basis, with premiums ranging from $5.75 per $1,000 for properties up to $100,000 to $2.00 per $1,000 for properties over $10 million. Owner's and lender's policies are typically issued simultaneously.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels8 records

Core offering

Florida Agency Network (FAN) is a strategic alliance of independent title agencies that share back-office services, pooled resources, proprietary technology, and compliance infrastructure to deliver title insurance, escrow, and settlement services across 32 Florida locations. The network enables member agencies to underwrite owner's and lender's title insurance, conduct title searches, perform escrow and closing functions, and offer digital closing modalities (hybrid eClosing, in-person eClosing, Remote Online Notarization) to residential and commercial real estate customers.

Product overview

Florida Agency Network (FAN) operates as a platform-plus-modules architecture centered on its core network of independent title agencies. The main platform provides shared back-office services, pooled resources, technology, and compliance infrastructure across 32 Florida locations through member brands including Hillsborough Title (the founding member), Total Title Solutions, Smart Title, Gator Title, Paramount Title, Strategic Title, International Title Partners, Tampa Bay Title, Cottrell Title & Escrow, SETCO Services, and OL Title. The network is augmented by proprietary technology modules including Remote Online Notarization (RON), the Secure Closing Portal (Closing Manager), Alanna AI virtual assistant, FANAgent ONE agent app, Electronic EMD, FAN PRO property data tools, and the FAN College of Learning training platform. Ancillary operations include Network Transaction Solutions (NTS) for RON services and Premier Data Services (PDS) for IT/security. The ecosystem serves residential, commercial, builder, lender, and investor market segments with SOC 1 Type 2 and SOC 2 Type 2 security compliance.

Differentiator

Problem solved

Functional benefit

Brands

• Network Transaction Solutions (NTS): Ancillary services division providing remote online notarization (RON) and closing services, operating in Florida, Texas, California, Arizona, Tennessee, and Alabama.
• Premier Data Services (PDS)
• Closing Suite
• FANAgent ONE
• Alanna
• FAN Closing Manager
• Alanna.ai

Products and services

• Florida Agency Network Title and Settlement Services Title search, owner's and lender's title insurance, escrow, settlement and closing services for residential and commercial real estate transactions across 32 Florida locations via independently-branded member agencies (Hillsborough Title, Total Title Solutions, Smart Title, Gator Title, Paramount Title, Strategic Title, International Title Partners, SETCO Services, Cottrell Title & Escrow, Tampa Bay Title, OL Title).
• Remote Online Notarization (RON) Fully digital paperless remote closing service allowing signers to appear before a remote online notary via webcam and complete document signing and notarization from any location. FAN's Network Transaction Solutions (NTS) is a leading RON provider in six states.
• Alanna Virtual Closing Assistant AI-powered conversational assistant that provides 24/7 communication support to closing clients via text and web chat, answering questions about file status, closing location, and open files. Built on Alanna.ai technology.
• Secure Closing Portal (Closing Manager) Secure real estate closing platform enabling collaborative conversations, document delivery, document receipt, and insight into the status of closing files. MFA enforced for added security; reduces reliance on email and physical document drop-offs.
• FANAgent ONE Real estate agent mobile app and web platform providing quick and accurate buyer estimates and seller net sheets with Palm Agent and Netsheet calculators on iPhone, Android, and web. Free account sign-up available.
• Electronic EMD (Earnest Money Deposit) Fully digital transfer of earnest money deposits for homebuyers and sellers that eliminates physical check handling and reduces closing transaction time.
• FAN PRO (Property Data and Mailing Lists) Proprietary property data and mailing list generation tool for real estate professionals that supports marketing and transaction workflows across the network.
• FAN College of Learning State-of-the-art training facility (also called 'The Bunker') offering free online classes, video content, and customer education across real estate topics for the network's clients and partners.
• Network Transaction Solutions (NTS) RON Partnership Consulting Consulting and partnership services offered by NTS to other title agencies seeking to establish or expand their Remote Online Notarization operations across Florida, Texas, California, Arizona, Tennessee, and Alabama.
• Premier Data Services (PDS) IT and Security Services In-house managed IT services including cloud hosting, SOC 2 Type 2 security compliance, GLBA compliance, ACAMs compliance, and cyber penetration testing for FAN member agencies and external clients in some configurations.

Quantifiable outcome

• FAN was the first title company to perform a Remote Online Notarization (RON) in Florida
• +4 more outcomes

Named customers1 record

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature8 records

Partnerships

Four partnerships are on record, tiered core.

• Older Lundy LawcoreStrategic or Co-development Partner · 1 February 2026FAN formed OL Title, a new title and settlement services company, in partnership with Older Lundy Law — a law firm recognized for expertise in complex real estate and commercial transactions. OL Title focuses on commercial real estate and high-end residential transactions across Florida, combining Older Lundy Law's legal expertise with FAN's statewide network and technology platform. FAN CEO Aaron Davis stated the launch represents a significant expansion enabling the company to serve additional market segments while maintaining customized closing experiences.
• SoHo TitlecoreChannel Partner/ Reseller/ Distributor · 7 May 2025SoHo Title, a South Tampa-based title and settlement services provider, entered a partnership with FAN to provide a full suite of title, escrow, and closing services for commercial real estate and residential transactions. The partnership adds FAN's pooled resources, technology, and operational support to SoHo Title's offering, enhancing its ability to serve the South Tampa market. SoHo Title Partner David Zalich brings 30+ years of commercial real estate banking experience.
• Premier Data Services (PDS)coreTechnology or IntegrationPremier Data Services (PDS) is FAN's in-house IT company providing cloud hosting, managed IT services, SOC 2 Type 2 security, ACAMs compliance, GLBA compliance, and cyber penetration testing. PDS is described as powering the company's secured cloud offerings. PDS is a subsidiary/affiliate of AMD Enterprises alongside FAN.
• Network Transaction Solutions (NTS)coreTechnology or IntegrationNetwork Transaction Solutions (NTS) is FAN's ancillary services division providing Remote Online Notarization (RON), eClosing support, and closing management solutions. NTS operates as a FAN brand providing RON services in Florida, Texas, California, Arizona, Tennessee, and Alabama, both to FAN member agencies and external title companies. Andrea Somers serves as NTS Operations Manager.

Scale indicators4 records

Recent moves1 record

Broad incumbents

• First American Financial Corporation: One of the largest US national title insurance underwriters with significant direct agency operations. First American competes with FAN on large commercial and high-value residential transactions in Florida while also serving as a key underwriter partner, offering full-stack title, escrow, and real estate technology across all 50 states.
• Fidelity National Financial: The largest US title insurance underwriter with extensive direct agency operations. FNF competes with FAN across all real estate segments through owned-agency brands (Fidelity National Title, Chicago Title) and has significant Florida market presence that overlaps directly with FAN's footprint.
• Stewart Information Services Corporation: National title insurance underwriter with direct agency operations in Florida and across the US. Stewart competes with FAN on commercial and residential title services and offers digital closing/RON platforms (StewartNOW, etc.) that overlap with FAN's technology stack.
• Old Republic International: Diversified insurance holding company with a significant title insurance segment (Old Republic National Title). Competes with FAN through agency and direct operations across the US, including Florida, serving similar residential and commercial real estate closing segments.

Direct peers

• WFG National Title Insurance Company: National title insurance underwriter with a strong independent agent network model. WFG's agent-support approach, technology platform (Mavric, eClosing), and family-style agent relationships directly parallel FAN's network model and compete for the same independent agency partnerships in Florida and beyond.
• Westcor Land Title Insurance Company: Title insurance underwriter focused on the independent agent channel with significant Florida presence. Westcor competes with FAN for independent title agency partnerships and offers competing underwriter-backed technology and compliance support similar to FAN's network offering.
• Investors Title Company: Publicly traded title insurance underwriter with a focus on independent agents. Investors Title's agency-centric model and mid-market positioning align closely with FAN's independent title agency model, with overlapping target customers (real estate attorneys, independent agents) and transaction profiles.
• Title Resources Group: Title insurance underwriter serving the independent agent channel with competitive underwriting, compliance, and technology support. Title Resources Group's agent-network model parallels FAN's structure, and it competes for the same Florida and multi-state independent agency relationships.

Emerging players

• Qualia: Technology platform serving title agents, real estate attorneys, and lenders with cloud-based title production, eClosing, and RON capabilities. Qualia competes with FAN's tech-forward approach and is increasingly used by independent title agencies that might otherwise join the FAN network.
• PropLogix: Real estate due diligence and title technology company providing lien search, property data, and closing workflow tools. PropLogix competes with FAN PRO and FANAgent ONE offerings and serves similar real estate agent and title professional customers in Florida and nationwide.

Market position

Strengths5 records

Weaknesses5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/ntspros
• Xx.com/AgencyFl
• Facebookfacebook.com/FloridaAgencyNetwork

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Florida Agency Network