Community Bank Bangladesh

Name

Community Bank Bangladesh

Legal name

Community Bank Bangladesh PLC

Website

https://communitybankbd.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Retail and Commercial Banking

NAICS

Commercial Banking (522110), Commercial Banking (52211)

SIC

National Commercial Banks (6021)

akta.pro primary industry

General SME & Middle-Market Commercial Banking (FSABABAA)

akta.pro secondary industries

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA), Credit Cards & Revolving Credit (FSABAAAC), Islamic Corporate Banking (FSABAGAC)

Keywords

• Retail banking services
• Corporate banking solutions
• SME financing products
• Digital banking services
• Trade finance operations

Headquarters

HQ city

Dhaka

HQ country

Bangladesh

HQ region

Asia

Offices15 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Interest Income: Traditional banking revenue from lending activities including personal loans, car loans, home loans, secured loans, government employee home loans, trade finance, working capital finance, project finance, and lease finance. Interest rates are publicly disclosed.
2. Deposit Products: Fee-free special deposit products for NRB (Non-Resident Bangladeshi) customers, various DPS (Deposit Pension Scheme) products, FDR (Fixed Deposit Receipt), and other savings products generating float income and fee revenue
3. Card Services: Revenue from debit cards, credit cards, and prepaid cards including annual fees, transaction fees, and merchant commissions
4. Trade Finance: Bank Guarantee, Letter of Credit (Import/Export), Packing Credit, Back to Back L/C, Export Development Fund (EDF), and Invoice Financing services generating fee income
5. Corporate Banking Services: Business accounts, current accounts, FC accounts, SND accounts, cash management, and corporate finance services for corporate clients
6. Bancassurance: Partnership with insurance providers (Sandhani Life Insurance, Guardian Life Insurance) for sale of insurance products earning commission revenue
7. Digital Banking Services: Digital onboarding services, online banking, mobile app transactions, and digital payment processing generating fee and transaction revenue

Pricing tiers

Go-to-market motion2 records

Distribution channels9 records

Marketing channels7 records

Core offering

Community Bank Bangladesh PLC operates as a commercial bank offering retail banking (savings accounts, DPS, FDR, personal/home/car loans, debit/credit/prepaid cards), corporate banking (trade finance, working capital finance, project finance, lease finance, syndication), and CMSME banking (Community Prottoy, Community Briddhi, Community Nibash, Community Prachurjo). It also provides treasury and foreign exchange services, and digital banking through the Community Cash mobile application. The bank is a concern of Bangladesh Police Kallyan Trust and operates 19 branches plus 5 sub-branches across Bangladesh.

Product overview

Community Bank Bangladesh operates as a conventional and Islamic banking institution offering a comprehensive suite of retail, corporate, and SME banking products and services. The portfolio includes deposit products (Savings Account variants, Fixed Deposit Receipts, DPS schemes), lending products (Personal, Car, Home, Secured, and Government Employee Loans), card products (Debit, Credit, and Prepaid Cards), and digital banking capabilities through the Community Cash mobile app. The bank serves the CMSME sector with specialized products including Community Prottoy, Community Briddhi, Community Nibash, and Community Prachurjo. Recent innovations include Community EWA 360 for earned wage access and Startup Nest as Bangladesh's first bank-led accelerator program for startups. Treasury, foreign exchange, and syndication services round out the institutional offerings.

Differentiator

Problem solved

Functional benefit

Brands

• Community Cash: Mobile banking application launched by Community Bank Bangladesh for digital banking transactions.
• Startup Nest

Products and services

• Community Cash
• Savings Account
• Fixed Deposit Receipt (FDR)
• DPS (Deposit Pension Scheme)
• Personal Loans
• Car Loan
• Home Loan
• Government Employee Home Loan
• Credit Card
• Debit Card
• Prepaid Card
• Corporate Banking Services
• CMSME Products
• Treasury & Financial Institution Services
• Syndication & Structured Finance
• Locker Service
• School Banking
• Agent Banking Services
• Startup Nest
• Community EWA 360

Quantifiable outcome

• Total income entered four-digit club in 2025
• +3 more outcomes

Named customers8 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature6 records

Partnerships

21 partnerships are on record, tiered minor, core, strategic and major.

• Limerick DistributionminorStrategic or Co-development Partner · 26 April 2026Strategic partnership for distribution network enhancement and business expansion support.
• BASIS (Bangladesh Association of Software and Information Services)coreStrategic or Co-development Partner · 9 April 2026MoU to strengthen support for ICT entrepreneurs and startups through combined banking and technology ecosystem resources.
• Software Shop LtdstrategicTechnology or Integration · 12 March 2026Strategic agreement to implement 'Easy Trade' platform for enhanced trade finance and transaction banking services.
• R.A. Spinning Mills Ltd. & Outpace Spinning Mills Ltd.majorStrategic or Co-development Partner · 9 March 2026Syndication mandate to arrange BDT 6,500 million financing for textile manufacturing expansion projects.
• Guardian Life InsurancestrategicGTM or Marketing Partner · 5 March 2026Partnership for insurance solutions under 'One Partnership, Complete Protection' initiative for customer financial security.
• Tiger New Energy & Xpert Solutions LimitedstrategicStrategic or Co-development Partner · 16 February 2026MoU regarding SME Loan/Green Finance for sustainable energy projects and green business initiatives.
• VINI Cosmetics (BD) Ltd.strategicGTM or Marketing Partner · 9 February 2026MoU for SME 360 partnership offering exclusive digital discounts on VINI products through Community Bank cards, and market linkage opportunities for SME clients through VIFUMECLUB.COM platform.
• Project 2morrow Software Ltd.strategicTechnology or Integration · 9 February 2026MoU for digital onboarding enhancement and inclusive financing initiatives through technology-driven financial advisory services.
• Biztrade VenturesstrategicTechnology or Integration · 8 February 2026MoU to strengthen SME 360° Business Solutions through digital trade facilitation and financial services integration.
• Zaytoon FintechcoreTechnology or Integration · 2 February 2026Collaboration to promote greater financial inclusion using Bangla QR-enabled digital payments across the bank's network.
• National Pension AuthoritystrategicStrategic or Co-development Partner · 26 January 2026MoU for Universal Pension Scheme digital contribution collection, enabling pension scheme participation through bank channels.
• Sandhani Life InsurancestrategicGTM or Marketing Partner · 22 January 2026Bancassurance agreement for distribution of life insurance products to bank customers.
• Jheel Maestria RestaurantminorGTM or Marketing Partner · 6 January 2026Business partnership for exclusive offers and benefits to bank customers at the restaurant.
• Bangladesh Bank (SMEDP-2)coreStrategic or Co-development Partner · 30 November 2025Participatory agreement to join Bangladesh Bank's SMEDP-2 (Small and Medium Enterprise Development Project) refinance facility for SME financing.
• Bangladesh Startup EcosystemcoreGTM or Marketing Partner · 19 October 2025Launched 'Startup Nest' - Bangladesh's first bank-led accelerator program for startups, offering capital access, tailored banking solutions, digital APIs, fintech infrastructure, expert mentorship, training, and connectivity to the bank's corporate and SME client network.
• Bangladesh BankcoreStrategic or Co-development Partner · 11 January 2025Partnership under SICIP (Skills for Industry Competitiveness and Innovation Program) for entrepreneurship development. ADB provides financial support, Bangladesh Bank is executing agency. 25 young entrepreneurs selected for training program.
• Tropical HomesminorGTM or Marketing PartnerBusiness partnership for real estate services and customer benefits program.
• Seagull Hotels Ltd.minorGTM or Marketing PartnerBusiness partnership for hospitality services and promotional offers for bank customers.
• Primary Dealers Bangladesh Limited (PDBL)coreStrategic or Co-development PartnerHosting board meetings and bi-monthly meetings of PDBL. Collaboration on Bangladesh's Government Securities Market development and money/foreign exchange market dynamics.
• Bangladesh Police Kallyan TrustcoreOthersParent organization - Community Bank Bangladesh PLC is a concern of Bangladesh Police Kallyan Trust, established with vision to serve communities with tailor-made secured solutions.
• PriyoShopstrategicTechnology or IntegrationPriyoShop launched financial partnerships with banks including Community Bank Bangladesh targeting $3.5 billion MSME credit gap affecting 5+ million retailers. Includes co-branded credit card, embedded lending, and AI-powered credit scoring.

Scale indicators9 records

Recent moves7 records

Expansion highlights7 records

Direct peers

• Dutch-Bangla Bank PLC: Large private-sector commercial bank in Bangladesh with strong retail, agent banking, and card networks; comparable product portfolio (deposits, SME, credit cards) and a similar technology-forward stance to CBB.
• Standard Bank Limited: Mid-sized Bangladeshi commercial bank offering retail, corporate, CMSME and trade finance; head-to-head competitor for many of the same Dhaka-based commercial and SME clients that CBB targets.
• Mutual Trust Bank PLC (MTB): Bangladesh mid-tier private commercial bank with a similar customer-centric SME and retail proposition, comparable branch footprint, and overlapping trade finance and treasury offerings to CBB.
• Bank Asia PLC: Bangladesh private commercial bank operating across retail, SME, corporate and Islamic banking — directly comparable in product breadth, branch expansion strategy, and customer-segment focus to Community Bank.
• City Bank PLC: Diversified Bangladeshi private commercial bank competing across retail, CMSME (Cityloans), corporate and credit cards (City Visa); most directly comparable mid-tier competitor to CBB in terms of branch network, product breadth, and digital strategy.
• Islami Bank Bangladesh PLC: Bangladesh's largest Shariah-compliant commercial bank, the natural peer for CBB's emerging Islamic banking line (Chawkbazar conversion, Islamic Core Banking roll-out); offers equivalent deposit, retail, corporate, and trade-finance products on a Shariah basis.
• BRAC Bank PLC: Bangladesh's leading SME-focused private commercial bank with strong retail, CMSME and digital (Astha) franchises; directly comparable in customer segments (SME, retail, women) and product mix to CBB's CMSME-and-retail focus.
• Eastern Bank PLC (EBL): Mid-tier private commercial bank in Bangladesh with a comparable split of retail, corporate and CMSME banking, treasury services, and credit card products (EBL Skybank). Overlapping customer base with CBB in Dhaka and Chattogram corridors.

Broad incumbents

• Prime Bank PLC: Established Bangladeshi private commercial bank with a much larger branch and digital network (Altitude, PrimePay); broader incumbent competitor overlapping with CBB across retail, corporate, CMSME and digital banking.
• Pubali Bank PLC: One of Bangladesh's largest commercial banks by branch network; competes with CBB across retail deposits, CMSME lending and trade finance, and serves as a benchmark for how CBB's network build-out may scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles22 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Community Bank Bangladesh