First American Home Warranty

Home Warranty Serviceshomewarranty.firstam.com

First American Home Warranty is a U.S. private home warranty provider founded in 1984, offering tiered subscription plans that cover repair and replacement of home systems and appliances across 38 states for residential homeowners and real estate transaction participants.

Company typePrivate
Founded1984
HeadquartersSanta Rosa, United States
Headcount501–1,000
GTM typeB2C
OfferingServices

What First American Home Warranty does

First American Home Warranty Corporation is a U.S. private home warranty service provider founded in 1984 and headquartered in California, operating across 38 states with a workforce of 501-1,000 employees. The company sells tiered annual subscription plans (Starter, Essential, Premium) that cover repair and replacement costs for residential home systems (HVAC, plumbing, electrical) and major appliances (refrigerators, dishwashers, washers, dryers, ovens) against normal wear and tear, with optional add-on modules for roof leaks, pools/spas, and septic systems. Its go-to-market combines a direct-to-consumer website and phone-sales channel (888.875.0533) with a dedicated real estate partner channel embedding warranty coverage into property transactions for buyers, sellers, and agents.

The operating platform is a service-request and contractor-routing system: customers submit claims digitally or by phone 24/7, and First American dispatches work to a prescreened independent contractor network. The company's product positioning emphasizes no age limits on covered systems, no pre-existing condition inspections, and unlimited service calls, lowering enrollment friction relative to competitors that require inspections for older homes. The company is BBB-accredited, NHSCA-member, and recognized by Forbes Advisor, MarketWatch, NerdWallet, and US News.

Revenue is generated through recurring annual subscription premiums and per-claim service fees, augmented by add-on module premiums. No public revenue, funding, or M&A activity is disclosed in the available data; ownership appears stable and private with no parent company or venture capital backing identified. The company has no disclosed AI/ML capabilities and no public API or developer platform.

First American Home Warranty firmographics

Firmographics

Name: First American Home Warranty
Legal name: First American Home Warranty Corporation
Website: https://homewarranty.firstam.com
Company type: Private
Founded year: 1984
Operating status: Operating
Headcount range: 501–1,000 employees
Short description: First American Home Warranty is a U.S. private home warranty provider founded in 1984, offering tiered subscription plans that cover repair and replacement of home systems and appliances across 38 states for residential homeowners and real estate transaction participants.
Ownership category
akta.pro rank

First American Home Warranty industry classification

Industry

Product category: Home Warranty Services
NAICS: Appliance Repair and Maintenance (811412)
SIC: Services-Miscellaneous Repair Services (7600)
akta.pro primary industry: Home Warranty / Residential Service Contracts (Systems & Appliances) (FSAJALAG)
akta.pro secondary industry: Appliance & Major Home Equipment Protection Plans (FSAJALAI)

Keywords

Home warranty plans
Appliance breakdown coverage
HVAC system warranty
Home service contracts
Real estate warranty

Where First American Home Warranty is headquartered

Location

Headquarters

HQ city: Santa Rosa
HQ country: United States
HQ region: North America

Offices1 record

Markets served

First American Home Warranty business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

Home Warranty Subscription Plans: Annual subscription-based home warranty plans providing coverage for home systems and appliances. Plans are offered in three tiers: Starter, Essential, and Premium. Revenue is generated through recurring annual or monthly premiums with service fees applied per claim.
Add-On Coverage: Additional optional coverage for special features such as pools, spas, septic systems, and roof leaks that can be added to base plans for additional premium revenue.

Pricing tiers

Model	Billing	Price
Subscription	Annual	Starter Plan: Basic Coverage for Home Systems and Appliances
Subscription	Annual	Essential Plan: The #1 Plan - Comprehensive Home Warranty
Subscription	Annual	Premium Plan: Most Complete Plan with Enhanced Home Protection

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

First American Home Warranty product offering

Product offering

Core offering

First American Home Warranty sells annual subscription home warranty service contracts that cover the repair or replacement cost of covered home systems (HVAC, plumbing, electrical) and major appliances (refrigerator, dishwasher, washer, dryer, oven, microwave) when they fail due to normal wear and tear. The company offers three consumer plan tiers (Starter, Essential, Premium), optional add-on coverage for items such as roof leaks, pools/spas, and septic systems, and dedicated real estate plans for home buyers, sellers, and real estate agents. Customers pay recurring annual or monthly premiums plus a per-claim service fee, and First American dispatches jobs to a network of pre-screened independent contractors.

Product overview

First American Home Warranty offers a tiered home warranty product portfolio consisting of three main plans (Starter, Essential, and Premium) that cover repairs and replacements for home systems and appliances due to normal wear and tear. The Essential Plan serves as the company's flagship offering, while the Premium Plan provides the most comprehensive coverage including luxury appliances, HVAC tune-ups, and roof leak protection. The company also offers specialized Real Estate Plans for home buyers, sellers, and agents. Coverage can be customized through various add-on modules including roof coverage, pool/spa, septic systems, and additional appliance coverage. The company maintains a network of pre-screened service providers to perform covered repairs.

Differentiator

Problem solved

Functional benefit

Products and services

Starter Plan Entry-level annual subscription home warranty plan for homeowners covering basic home systems and appliances including plumbing, electrical, heating, dishwasher, refrigerator, garbage disposal, oven, cooktop, and microwave.
Essential Plan Comprehensive annual subscription home warranty plan marketed as First American's #1 plan, including everything in Starter plus clothes washer and dryer, water heater, air conditioning, and garage door opener. Eligible for $200 promotional discount for new customers.
Premium Plan Top-tier annual subscription home warranty plan including all Starter and Essential coverage plus luxury appliances, HVAC tune-ups, roof leaks, garage door systems, and additional enhancements. Eligible for $200 promotional discount for new customers.
Real Estate Plans Home warranty plans specifically designed for home buyers, home sellers, and real estate agents, providing warranty coverage during real estate transactions to protect against unknown system and appliance conditions.
Roof Coverage Add-On Optional add-on coverage for roof leak repairs, available to customize any First American home warranty plan for an additional premium.
Pool/Spa Coverage Add-On Optional add-on coverage for pool and spa systems, available to customize any First American home warranty plan for an additional premium.
Septic System Coverage Add-On Optional add-on coverage for septic systems, available to customize any First American home warranty plan for an additional premium.

Companies that use First American Home Warranty

Customer profile

Named customers3 records

Segments3 records

Ideal customer profiles2 records

First American Home Warranty technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Feature4 records

First American Home Warranty partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

Real Estate Agents and BrokerscoreChannel Partner/ Reseller/ DistributorFirst American offers dedicated real estate plans for home buyers, sellers, and real estate agents. Real estate professionals can partner with First American to provide home warranty coverage as part of property transactions, helping to add value to deals and protect buyers from unexpected repair costs.

Scale indicators5 records

Expansion highlights4 records

First American Home Warranty competitors and assessment

Company assessment

Direct peers

American Home Shield: The market-leading US home warranty provider, owned by Frontdoor (formerly ServiceMaster). Offers appliance and systems coverage with multiple plan tiers across all 50 states, competing directly with First American's Starter/Essential/Premium offerings.
Choice Home Warranty: Direct-to-consumer home warranty company offering two standard plans (Basic and Total) with broad US coverage. Closely comparable to First American on product structure, customer segment (residential homeowners), and DTC go-to-market motion.
Cinch Home Services: Multi-brand home warranty provider (combining Cinch, HMS, and Landmark brands) covering appliances, systems, and HVAC across the US. Competes head-to-head with First American on plan tiers, real estate channel partnerships, and national geographic footprint.
Liberty Home Guard: Fast-growing US home warranty company offering customizable plans with add-on coverage. Targets the same homeowner segment as First American with a similar tiered subscription model and emphasis on customer service quality.
2-10 Home Buyers Warranty: Established home warranty provider with a particularly strong new-construction builder channel, plus direct-to-consumer offerings. Comparable to First American's real estate channel focus but with deeper builder/developer relationships.
Old Republic Home Protection: Long-tenured US home warranty provider (subsidiary of Old Republic International) operating across most states. Comparable to First American on incumbent brand positioning, multi-state licensing, and tiered plan structure.
America's Preferred Home Warranty: Mid-sized US home warranty provider offering appliance and systems coverage to homeowners and real estate professionals. Directly comparable on plan structure, real estate channel partnerships, and US geographic distribution.

Others

First American Home Buyers Protection: The legacy consumer-facing brand of the same parent entity referenced in the company's Trustpilot and Consumer Advocate links. Listed here for completeness given it appears to overlap with First American Home Warranty in some coverage areas.
National Home Service Contract Association: Industry trade association of which First American is a member. Included as an ecosystem-level peer representing the broader home service contract industry that First American competes within, rather than a direct competitor.

Broad incumbents

HomeServe USA: Larger home repair and warranty provider with utility-partnership distribution model, offering standalone coverage for plumbing, electrical, HVAC, and appliances. Adjacent to First American's core offering but distributed primarily through municipal utility and home warranty partners rather than direct-to-consumer.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

First American Home Warranty financial estimates

Financial estimate

Revenue estimate

Valuation estimate

First American Home Warranty leadership team

Management profile

Number of profiles

First American Home Warranty funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

First American Home Warranty M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First American Home Warranty

What does First American Home Warranty do?

Is First American Home Warranty a public or private company?

First American Home Warranty is a private company. It is classified as unknown and is currently operating.

When was First American Home Warranty founded?

First American Home Warranty was founded in 1984. It employs 501 to 1,000 people.

Where is First American Home Warranty based?

First American Home Warranty is headquartered in Santa Rosa, United States, in the North America region.

How does First American Home Warranty make money?

Two revenue lines are on record. Home Warranty Subscription Plans are the primary driver. The others are add-On Coverage.

Who are First American Home Warranty's main competitors?

Direct peers on record are American Home Shield, Choice Home Warranty, Cinch Home Services, Liberty Home Guard, 2-10 Home Buyers Warranty, Old Republic Home Protection and America's Preferred Home Warranty. Others are First American Home Buyers Protection and National Home Service Contract Association. HomeServe USA is listed as a broad incumbent.

Does First American Home Warranty have an API?

No public API is recorded for First American Home Warranty.

What industry is First American Home Warranty in?

First American Home Warranty's product category is Home Warranty Services. Its primary akta.pro industry code is FSAJALAG, Home Warranty / Residential Service Contracts (Systems & Appliances), with a secondary code of FSAJALAI, Appliance & Major Home Equipment Protection Plans. Its NAICS code is 811412 and its SIC code is 7600.