PaymentVision
PaymentVision is a PCI-certified payment gateway provider, founded in 1988 and based in Jacksonville, FL, that processes $2B annually across thousands of financial institutions and corporate billers via API, IVR, web, mobile, and walk-in payment channels for collections, auto finance, and government verticals.
- Company typePrivate
- Founded1988
- HeadquartersJacksonville, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What PaymentVision does
PaymentVision is a Jacksonville, Florida-based payment processing company founded in 1988 and operating as a division of Autoscribe Corporation. It provides a PCI DSS Level 1 certified payment gateway that connects to the ACH and credit card networks, enabling businesses to accept electronic payments across multiple channels including phone (PayIVR, PayAgent), web (PayWeb360), API (PayAPI), mobile (PVMobile), text (Pay by Text), and walk-in/point-of-sale (Walk-In Payment, PVPOS). The platform processes $2 billion annually across thousands of financial institutions and corporate billers nationwide.
The company's technology stack centers on hosted tokenization, multi-factor authentication, and PCI compliance-as-a-service (PayPCI), with 10+ patents in secure payment technology including a newly issued U.S. patent in November 2025. Its product architecture is modular, with ACH and card processing as the core rails and a suite of channel-specific add-ons enabling customization of branding, payment methods, settlement options, and reporting. PaymentVision is pre-integrated with 12+ billing and collection software platforms (Casemasterpro, Vertican Technologies, JST, Megasys, Auto Master Systems, Telrock, Shaw Systems, SeaTip, and others), creating distribution leverage into verticals including collections, auto finance (including Buy-Here-Pay-Here), consumer finance, law firms, municipalities, housing authorities, healthcare, utilities, and insurance.
Revenue is generated via transaction-based fees on payment processing volume across the product suite. The go-to-market is sales-led, combining direct enterprise sales (with "Request a Demo" and "Contact Sales" CTAs) and channel partnerships through integrated billing software. Pricing is quote-based and not publicly disclosed, with monthly billing cadence. The company maintains 99.99% platform uptime and holds PCI DSS Level 1, SSAE 16, and HIPAA-relevant compliance certifications, supporting its positioning in regulated industries.
PaymentVision firmographics
Firmographics- Name
- PaymentVision
- Legal name
- PaymentVision, Inc.
- Website
- https://paymentvision.com
- Company type
- Private
- Founded year
- 1988
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- PaymentVision is a PCI-certified payment gateway provider, founded in 1988 and based in Jacksonville, FL, that processes $2B annually across thousands of financial institutions and corporate billers via API, IVR, web, mobile, and walk-in payment channels for collections, auto finance, and government verticals.
- Ownership category
- akta.pro rank
Where PaymentVision is headquartered
LocationHeadquarters
- HQ city
- Jacksonville
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
PaymentVision business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Infrastructure, Personnel, Operations, Marketing or Sales
Revenue model
- Payment Processing Services: PaymentVision generates revenue through payment processing fees for ACH, credit card, debit card, and check transactions. The company processes $2 billion annually across thousands of financial institutions and corporate billers nationwide. Revenue is derived from transaction-based fees across their suite of payment channels including PayAPI, PayIVR, PayWeb360, PayAgent, and other payment solutions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom enterprise pricing |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
PaymentVision product offering
Product offeringCore offering
PaymentVision operates a PCI-certified payment gateway that connects to ACH and credit card networks, enabling financial institutions and corporate billers to accept electronic payments via phone, web, contact center, mobile, walk-in, and API integrations. The platform is modular, comprising core payment processing (ACH, debit/credit, check) and multiple channel modules (PayAPI, PayIVR, PayAgent, PayWeb360, Pay by Text, PVMobile, PVPOS, Walk-In, Settlement Offers). It targets regulated industries such as collections, auto finance, consumer finance, healthcare, government, utilities, insurance, and law firms.
Product overview
PaymentVision is a financial services and payment processing company offering a comprehensive suite of payment solutions. Their core offering is a PCI-certified payment gateway that connects to ACH and credit card networks, enabling electronic payments via phone, web, or contact centers. The platform operates as a modular ecosystem where the central payment processing infrastructure (ACH, debit/credit card) is complemented by multiple channel modules including PayAPI (API integration), PayAgent (IVR/telephone), PayIVR (interactive voice response), PayWeb360 (online portal), Pay by Text, PVMobile, PVPOS (terminal integration), Walk-In Payment, and Settlement Offers. Additional services include hosted tokenization, risk management, check processing, check printing, convenience fee processing, flexible settlements, and PayPCI for compliance management. The company processes $2 billion annually across thousands of financial institutions and corporate billers, serving industries including collections, auto finance, consumer finance, municipalities, housing authorities, healthcare, utilities, and insurance.
Differentiator
Problem solved
Functional benefit
Products and services
- PayPCI PCI compliance service that helps businesses reduce their PCI DSS compliance burden through secure payment processing infrastructure.
- PayAPI Payment platform API that provides integrated solutions for processing credit cards, debit cards, and ACH payments, with hosted tokenization, multi-factor security, and customizable scheduling for one-time and future payments.
- PayAgent Payment processing solution that optimizes call handling and compliance, enabling payment acceptance via telephone with existing customer service teams.
- PayIVR Interactive voice response system offering a convenient and accessible way for customers to pay over the phone, customizable to guide callers through payment steps.
- PayWeb360 Secure online portal for settling balances, accessing account information and payment history, updating details, and storing payment information for future transactions with multiple payment options.
- Walk-In Payment Walk-in bill payment services for businesses that want to provide cash-paying customers more options, allowing customers to pay bills in person using cash.
- Settlement Offers Product for settling payments online, allowing creation of individual offers, collecting approvals through PayWeb360, and sending out compliant notices via email and SMS.
- Pay by Text Text message-based payment solution enabling customers to make payments via SMS.
- PVMobile Mobile application enabling customers to make payments via their mobile devices.
- PVPOS Payment terminal integration service connecting to various payment terminals for in-person payment acceptance.
- PVCheck by Phone Check processing solution enabling customers to make payments by phone using check information.
- ACH Payment Processing Automated Clearing House payment processing for electronic funds transfers, supporting direct debit and credit ACH transactions through PaymentVision's gateway.
- Debit/Credit Card Processing Credit and debit card payment processing through PaymentVision's PCI-certified payment gateway connecting to major card networks.
- Check Printing Check printing services for payment disbursements, enabling businesses to issue physical checks.
- Check Processing Electronic check processing and deposits for accepting check payments digitally.
- Hosted Tokenization Security service that replaces sensitive payment card data with tokens to reduce PCI compliance scope for accepting businesses.
- Risk Management Risk management tools to assess and mitigate payment processing risks for businesses accepting electronic payments.
- Convenience Fee Processing Service enabling businesses to charge convenience fees to customers for certain payment methods.
- Flexible Settlements Flexible funding and settlement options for businesses, allowing customized payout schedules and funding timing.
Quantifiable outcome
- $2B+ processed annually
- +2 more outcomes
Companies that use PaymentVision
Customer profileNamed customers5 records
Segments7 records
Ideal customer profiles6 records
PaymentVision technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature5 records
PaymentVision partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core.
- CasemasterprocoreCasemasterpro is a collections software provider that has integrated with PaymentVision's payment processing solutions. Part of PaymentVision's partner integration ecosystem for seamless payment acceptance within collections workflows.
- Vertican TechnologiescoreVertican Technologies has integrated its billing and collection software with PaymentVision's payment processing platform.
- JSTcoreJST is a software partner integrated with PaymentVision's payment processing solutions.
- Agreeya CogentcoreAgreeya Cogent has integrated with PaymentVision's payment processing platform for bill payment solutions.
- Beam SoftwarecoreBeam Software partner integrated with PaymentVision for payment processing integration.
- MegasyscoreMegasys provides automotive finance and consumer finance software integrated with PaymentVision payment processing solutions.
- Cubs Consulting InccoreCubs Consulting is a partner integrated with PaymentVision's payment processing platform.
- Auto Master SystemscoreAuto Master Systems is an automotive finance software provider integrated with PaymentVision for payment processing in the automotive finance industry.
- Telrock SystemscoreTelrock Systems provides receivables management software integrated with PaymentVision payment solutions.
- Simplicity CollectcoreSimplicity Collect is a collections software partner integrated with PaymentVision.
- Shaw Systems AssociatescoreShaw Systems Associates provides financial software integrated with PaymentVision payment processing.
- Seatip Software SystemscoreSeaTip is a leading provider of receivables management software for the Buy-Here-Pay-Here industry. LIMS (dealer management software) integrated with PaymentVision for loan receivables management, loan payment, and loan funding including contract production, entity management, remittance program, online payment collection modules, and extensive reporting.
Scale indicators6 records
Recent moves5 records
Expansion highlights4 records
PaymentVision competitors and assessment
Company assessmentDirect peers
- BillingTree: BillingTree provides payment processing solutions for accounts receivable management, healthcare, and financial services — directly overlapping PaymentVision's core verticals and multi-channel (IVR, web, mobile) approach.
- Paymentus: Paymentus is a bill payment provider for utilities, government, healthcare, and insurance — closely comparable to PaymentVision's biller-focused, multi-channel strategy across regulated industries.
- Forte Payment Systems: Forte Payment Systems provides integrated payment processing for vertical SaaS and billers — comparable to PaymentVision's API-first and partner-embedded model for niche industries.
- Ingo Payments: Ingo Payments delivers money-in and money-out disbursement and bill payment infrastructure for financial services and corporate billers, overlapping with PaymentVision's payout and check-printing capabilities.
- OpenEdge Payments: OpenEdge Payments offers integrated electronic payment processing for software vendors and vertical-specific merchants — comparable in vertical-software integration and ACH/card processing depth.
Broad incumbents
- Bill.com: Bill.com operates a broader SMB bill pay and AP/AR platform, but its vertical-agnostic payment acceptance and API products compete with PaymentVision's PayAPI and PayWeb360 offerings.
- ACI Worldwide: ACI Worldwide is a large enterprise payments and real-time payments software provider, representing a broad incumbent competitor with significantly greater scale than PaymentVision.
- Stripe: Stripe is a broad incumbent in API-driven payment processing whose expanding platform (including Stripe Connect and Terminal) increasingly competes with PaymentVision's PayAPI and embedded payments.
- Block (Square): Block (Square) is a broad incumbent in payments with components (Square, Cash App) that intersect with PaymentVision's POS, web, and mobile payment acceptance for billers and SMBs.
Emerging players
- TrustCommerce: TrustCommerce (DNA Payments group) is a niche payment processor serving healthcare, higher education, and government — overlapping with PaymentVision's regulated-vertical and PCI-compliance positioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
PaymentVision social profiles
Digital presencePaymentVision compliance and trust
Trust signalCompliance3 records
PaymentVision financial estimates
Financial estimateRevenue estimate
Valuation estimate
PaymentVision leadership team
Management profileNumber of profiles
PaymentVision funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
PaymentVision M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about PaymentVision
What does PaymentVision do?
PaymentVision operates a PCI-certified payment gateway that connects to ACH and credit card networks, enabling financial institutions and corporate billers to accept electronic payments via phone, web, contact center, mobile, walk-in, and API integrations. The platform is modular, comprising core payment processing (ACH, debit/credit, check) and multiple channel modules (PayAPI, PayIVR, PayAgent, PayWeb360, Pay by Text, PVMobile, PVPOS, Walk-In, Settlement Offers). It targets regulated industries such as collections, auto finance, consumer finance, healthcare, government, utilities, insurance, and law firms.
Is PaymentVision a public or private company?
PaymentVision is a private company. It is classified as corporate owned and is currently operating.
When was PaymentVision founded?
PaymentVision was founded in 1988. It employs 11 to 50 people.
Where is PaymentVision based?
PaymentVision is headquartered in Jacksonville, United States, in the North America region.
How does PaymentVision make money?
One revenue line is on record: payment Processing Services.
Who are PaymentVision's main competitors?
Direct peers on record are BillingTree, Paymentus, Forte Payment Systems, Ingo Payments and OpenEdge Payments. Broad incumbents are Bill.com, ACI Worldwide, Stripe and Block (Square). TrustCommerce is listed as an emerging player.
Does PaymentVision have an API?
Yes. PayAPI is a payment platform API that provides an integrated solution for processing credit cards, debit cards, and ACH payments. The API gives businesses control over bill collection and management of the user interface. Customers can set custom payment schedules for future dates and amounts, make one-time payments, or schedule future payments. The platform features hosted tokenization, multi-factor security, and multiple payment options. Documentation and support are provided with dedicated teams for setup and post-launch support. The service achieves uptime exceeding 99.99%. PayAPI implements methods covered by one or more U.S. patents. Developer documentation is at www.paymentvision.com/api-bill-pay.