SideCare
SideCare (operating as LOUNNA SAS) is a French regulated insurance broker that aggregates 15,500+ collective insurance contracts through a digital platform, serving SMBs and self-employed professionals with group health, provident, and professional liability coverage plus HRIS and add-on benefits.
- Company typePrivate
- Founded2018
- HeadquartersParis, France
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What SideCare does
SideCare, operated under the legal entity LOUNNA SAS, is a French digital insurance broker founded in 2018 and headquartered in Paris. The company is registered with ORIAS (no. 18000400) as a courtier d'assurance and courtier en opérations de banque et en services de paiement (COBSP), and is supervised by the ACPR, making it a regulated insurance intermediary rather than an insurer. Its core function is to aggregate 15,500+ collective insurance contracts and present them through a digital comparison and administration platform aimed at French small and mid-sized businesses (TPE/PME/ETI) and self-employed professionals (TNS/indépendants).
The platform offers five core product lines: Mutuelle Collective (group health), Prévoyance Collective (work stoppage/income protection), Assurances Professionnelles including RC Pro (professional liability), plus Mutuelle TNS and Prévoyance TNS for self-employed. Around this core, SideCare has built a portfolio of value-added sub-products and platforms: SideCard (a healthcare expense advance card up to €1,500/month), the SideStore HR app marketplace, SideZen (mental health program), SideCare Lunette (home-delivered optical service), a digital clinic with teleconsultation, plus free HRIS (SIRH) and QVT (quality of life at work) modules. The technology stack integrates natively with 13+ French and international HR/payroll platforms (PayFit, Nibelis, Lucca, SAP SuccessFactors, Personio, Rippling, Bamboo HR, ADP WorkForce Now, SILAE, Factorial, Oracle HCM, Google WorkPlace, Gusto, FreshTeam), with an open API for further integration.
Commercially, SideCare operates an affiliate/referral brokerage model: the service is free for companies, and revenue is generated via commissions from insurance carriers (assureurs) for policies placed and renewed. GTM combines a self-service digital flow with human-assisted sales for larger accounts, supported by content/SEO marketing, an expert-comptable referral program, and a published API. At last disclosure the platform serves 7,800+ French companies and 100,000+ insured persons with a 4.6/5 Google rating, and is led operationally by co-founder Louis Fourrier.
SideCare firmographics
Firmographics- Name
- SideCare
- Legal name
- LOUNNA SAS
- Website
- https://sidecare.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- SideCare (operating as LOUNNA SAS) is a French regulated insurance broker that aggregates 15,500+ collective insurance contracts through a digital platform, serving SMBs and self-employed professionals with group health, provident, and professional liability coverage plus HRIS and add-on benefits.
- Ownership category
- akta.pro rank
Where SideCare is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
SideCare business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Insurance broker commissions: SideCare operates as an insurance broker (courtier d'assurance) registered with ORIAS. The company earns commissions from insurance providers (assureurs) for bringing clients or prospects to them. SideCare.com acts as an intermediary between the end customer and the insurer, earning a fee for each policy placed or renewed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | SideCard — free advance payment card for employees |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
SideCare product offering
Product offeringCore offering
SideCare operates as a French digital insurance broker (courtier d'assurance) under LOUNNA SAS, comparing and distributing collective health insurance (mutuelle collective), provident insurance (prévoyance collective), and professional liability insurance (RC Pro) for companies, as well as individual health and provident insurance for self-employed professionals (TNS). The platform aggregates 15,500+ collective insurance contracts and automates employee affiliations, contributions, and compliance, supported by integrations with major French HR/payroll systems (PayFit, Nibelis, Lucca, SAP SuccessFactors, Personio) and complementary member services such as the SideCard healthcare advance card, SideZen mental health program, and optical services.
Product overview
SideCare is a B2B insurance brokerage platform offering a comprehensive portfolio of health insurance, provident insurance, and professional liability products for companies (collective schemes) and self-employed professionals (TNS/Indépendants). The core offering consists of Mutuelle Collective, Prévoyance Collective, Mutuelle TNS, Prévoyance TNS, and Assurances Professionnelles (RC Pro), complemented by the SideCard expense advance card and SideStore marketplace. Management is facilitated through dedicated platforms for collective health administration (Plateforme Santé Collective), collective providence management (Plateforme Prévoyance Collective), free SIRH tools (Plateforme SIRH), and QVT measurement (Plateforme QVT). Additional services include digital clinic teleconsultations, SideZen mental health support, and SideCare Lunette optical services. The platform integrates with major HRIS and payroll systems (PayFit, Nibelis, Lucca, SAP SuccessFactors, Personio, and others) to automate employee onboarding and contribution management.
Differentiator
Problem solved
Functional benefit
Brands
- SideCard: A fee advance card offering up to 1,500 € per month to cover health expenses without upfront payment.
- SideZen
- SideStore
- SideCare Lunette
Products and services
- Mutuelle Collective
Quantifiable outcome
- Annual savings of €13,200+ per company for clients (as illustrated by case study client Francine)
- +4 more outcomes
Companies that use SideCare
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
SideCare technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration21 records
Feature9 records
SideCare partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- PayFitcorePayFit is a French payroll and HR platform integrated with SideCare's insurance management system. The integration allows companies using PayFit to automatically synchronize employee data with their SideCare health insurance, streamlining onboarding and departures without duplicate data entry.
- NibeliscoreNibelis is a French payroll platform. Its integration with SideCare eliminates double data entry and automatically connects employee headcount to health insurance affiliations.
- LuccacoreLucca is a French HR software suite. The SideCare integration with Lucca enables easy management of employee arrivals and departures, syncing HR data directly with insurance affiliations.
- SAP SuccessFactorscoreSAP SuccessFactors is a cloud-based HCM suite. SideCare's integration with SAP SuccessFactors enables automated management of new employee onboarding (automatic addition to health insurance), departures (triggering portability), and monthly contribution consistency verification.
- PersoniocorePersonio is an HR management platform for SMEs. SideCare integrates with Personio for mutual insurance synchronization, enabling automatic employee additions/removals from coverage and accurate monthly DSN contribution calculations.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
SideCare competitors and assessment
Company assessmentEmerging players
- Coverflex: European employee benefits platform that bundles meals, wellness, insurance, and rewards; overlapping the benefits/wellness layer SideCare is building via QVT, SideZen, and SideStore.
Broad incumbents
- Malakoff Humanis: Major French mutual insurance group offering group health and prévoyance to companies; a dominant incumbent that SideCare brokers for in many employer mandates.
- Henner: Established French group insurance broker serving international and large enterprise clients with health, prévoyance, and benefits solutions; broader scope but overlapping product set.
Direct peers
- Alan: French digital health insurer offering mutuelle collective and individual health plans to companies and self-employed, the most direct head-to-head competitor in SideCare's core French group health market.
- Santiane: French online insurance comparator/broker focused on individual health and prévoyance, competing on the same digital comparison-and-placement model that SideCare applies to the collective market.
- Leocare: French digital insurance platform offering multi-line coverage (home, auto, health, scooter) with a mobile-first proposition, competing for the same digitally-native French SMB and individual customer.
- Ymanci: French insurance broker specializing in TNS, micro-entrepreneurs, and independent professionals — same persona as SideCare's TNS segment with overlapping product set.
- Magnolia.fr: French insurance broker specializing in mutuelle TNS and prévoyance for independent professionals and freelancers, directly overlapping SideCare's self-employed (TNS) customer segment.
- Meilleurtaux Assurance: French online insurance comparator/broker covering health, auto, home, and life, using a comparable digital comparison-and-placement model across multiple insurance lines.
- Wecare: French employee benefits broker focused on group mutuelle and prévoyance for companies, with a digital platform that competes head-to-head with SideCare's employer proposition.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
SideCare social profiles
Digital presenceSideCare compliance and trust
Trust signalCompliance3 records
SideCare financial estimates
Financial estimateRevenue estimate
Valuation estimate
SideCare leadership team
Management profileNumber of profiles
Profiles1 record
SideCare funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SideCare M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SideCare
What does SideCare do?
SideCare operates as a French digital insurance broker (courtier d'assurance) under LOUNNA SAS, comparing and distributing collective health insurance (mutuelle collective), provident insurance (prévoyance collective), and professional liability insurance (RC Pro) for companies, as well as individual health and provident insurance for self-employed professionals (TNS). The platform aggregates 15,500+ collective insurance contracts and automates employee affiliations, contributions, and compliance, supported by integrations with major French HR/payroll systems (PayFit, Nibelis, Lucca, SAP SuccessFactors, Personio) and complementary member services such as the SideCard healthcare advance card, SideZen mental health program, and optical services.
Is SideCare a public or private company?
SideCare is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was SideCare founded?
SideCare was founded in 2018. It employs 51 to 100 people.
Where is SideCare based?
SideCare is headquartered in Paris, France, in the Europe region.
How does SideCare make money?
One revenue line is on record: insurance broker commissions.
Who are SideCare's main competitors?
Coverflex is listed as an emerging player. Broad incumbents are Malakoff Humanis and Henner. Direct peers are Alan, Santiane, Leocare, Ymanci, Magnolia.fr, Meilleurtaux Assurance and Wecare.
Does SideCare have an API?
Yes. SideCare offers an API for integrating SideCare into external applications. The API enables integration with payroll and HRIS systems (PayFit, Nibelis, Lucca, etc.) to synchronize employee data, manage affiliations and departures, and ensure consistent DSN contributions. Documentation is available at /api-reference. Developer documentation is at www.sidecare.com/api-reference.