Dynamo

What Dynamo does

Dynamo Mortgages Limited is a UK telephone-based mortgage and insurance brokerage founded in 2006 and headquartered in Camberley, Surrey. Operating as a wholly-owned subsidiary of Connells Group (the UK's largest high-street estate agency and property services provider with over 16,000 staff), Dynamo specialises in buy-to-let and other complex mortgage cases, working with a panel of over 100 lenders including high-street banks (Barclays, Halifax, HSBC, NatWest, Nationwide, Santander) and specialists (Aldermore, BM Solutions, Fleet, Paragon, Together, Vida). The firm is authorised and regulated by the FCA (register number 472199) and employs 51–100 staff, including 40+ mortgage consultants supported by dedicated case handlers under a sales-led, consultant-and-case-handler service model that operates nationwide via phone, email, and online contact.

Dynamo's product surface spans eight mortgage categories (Buy to Let, Residential, Bridging Loans, Commercial Finance, Second Charge Mortgages, Later Life Lending, and Land and Development Finance) and two insurance verticals (Protecting You life and health cover via a panel of 15+ providers; Protecting Your Home general insurance). It sells through inside-sales/telephone distribution with no face-to-face meetings and no proprietary technology platform beyond online calculators and downloadable guides. Revenue is generated via mortgage broker commission on completions and insurance broker commission on placed policies; fees are quote-based and explained at the initial no-obligation appointment. A secondary distribution channel, Dynamo Packaging, operates as a mortgage club serving independent advisors.

Dynamo targets professional and portfolio landlords (including limited company, HMO, and MUFB buyers), first-time buyers and homemovers, complex residential cases (self-employed, adverse credit, expat, unusual property), bridging and auction purchasers, commercial and semi-commercial investors, and later-life borrowers aged 55+. The firm has accumulated 15+ industry awards between 2024 and 2026 across Mortgage Strategy, Financial Reporter, Bridging and Commercial, British Mortgage, British Specialist Lending, and MoneyAge awards, and runs co-branded Professional Landlord Events with Hamptons. There is no disclosed AI/ML capability, no published revenue, and no external institutional funding; growth is funded organically within the Connells Group balance sheet.

Name

Dynamo

Legal name

Dynamo Mortgages Limited

Website

https://dynamo.co.uk

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

51–100 employees

Short description

Dynamo is a UK telephone-based mortgage and insurance brokerage and wholly-owned subsidiary of Connells Group, specialising since 2006 in buy-to-let and complex mortgage cases for landlords, first-time buyers, and portfolio investors across a 100+ lender panel.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

SIC

Mortgage Bankers & Loan Correspondents (6162), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Prime (Agency/Conforming) Mortgage Servicing (FSALAEAA)

akta.pro secondary industry

Habitational / Residential Property Managers BOP (FSAJAFAN)

Keywords

• Mortgage brokerage services
• Buy to let lending
• Specialist mortgage advice
• Protection insurance brokerage
• Commercial property finance

Headquarters

HQ city

Camberley

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Mortgage Broker Commission: Dynamo acts as a broker on behalf of customers to liaise with mortgage lenders or insurance providers. Fees are explained in initial no-obligation appointments. The company works with over 100 lenders including high-street banks and specialist lenders.
2. Insurance Broker Commission: In-house protection team and general insurance team arrange insurance products from panel of providers including over 15 protection providers and multiple general insurance providers. Commission earned on placed policies.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels7 records

Core offering

Dynamo is a UK telephone-based mortgage and insurance broker that arranges mortgage and protection products from a panel of over 100 lenders and 15+ insurance providers. The company specialises in buy to let and complex mortgage cases, including residential, bridging, commercial, second charge, later life, and land and development finance.

Product overview

Dynamo is a telephone-based mortgage and insurance brokerage operating as a wholly-owned subsidiary of Connells Group. The company offers a unified brokerage service encompassing eight distinct mortgage products (Buy to Let, Residential, Bridging Loans, Commercial Finance, Second Charge, Later Life Lending, and Land & Development Finance) alongside two insurance verticals (Protecting You and Protecting Your Home). The portfolio is distributed through telephone-based advisors supported by online calculators and guides, with no digital-first or API-delivered products.

Differentiator

Problem solved

Functional benefit

Products and services

• Buy to Let Mortgages Specialist mortgage products for landlords purchasing investment properties to rent out, including limited company, HMO, MUFB and large portfolio lending solutions.
• Residential Mortgages

Quantifiable outcome

• Specialist support for unusual and complex cases where standard lenders decline applications
• +1 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered strategic, core and minor.

• HamptonsstrategicStrategic or Co-development Partner · 1 May 2026Co-hosting Professional Landlord Events with Hamptons. Events bring together industry experts for insights on buy-to-let market, landlord taxation, rental legislation and funding strategies
• High Street BankscoreChannel Partner/ Reseller/ DistributorPartnership with major high-street banks including Barclays, Halifax, HSBC, NatWest, Nationwide, Santander and others to provide mortgage products through the broker channel
• Specialist Mortgage LenderscoreChannel Partner/ Reseller/ DistributorRelationships with specialist lenders including Aldermore, BM Solutions, Fleet, OSB, Paragon, Pepper, Skipton, TML, TMW, Together, Vida and others who offer specialist products for complex cases
• Insurance ProviderscoreChannel Partner/ Reseller/ DistributorPanel of insurance providers including Aviva, British Friendly, Cirencester, Guardian, Holloway, L&G, LV, MetLife, National Friendly, Royal London, Scottish Widows, Shepherd Friendly, The Exeter, Vitality, Zurich for protection and general insurance products
• Connells GroupcoreOthersDynamo is a wholly-owned subsidiary of Connells Group - the largest high street estate agency and property services provider in the UK employing over 16,000 staff
• Income Protection Task Force (IPTF)minorGTM or Marketing PartnerDynamo is working with IPTF as a distributor to help raise awareness and understanding of income protection

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Habito: UK digital mortgage broker offering a full residential mortgage advisory and execution service. Directly comparable to Dynamo's residential and BTL origination business, but competing via a tech-led rather than telephone-led delivery model.
• London & Country Mortgages (L&C): One of the UK's largest fee-free mortgage brokers, accessing a wide panel of lenders for residential, BTL and remortgage customers. Directly comparable to Dynamo in panel size, customer segments and commission-based revenue model.
• SPF Private Clients: UK specialist mortgage broker focused on high net worth, complex BTL, large loans and professional landlord cases. Closely comparable to Dynamo's specialist BTL and complex-case positioning.
• John Charcol: Long-established UK specialist mortgage broker with deep BTL, large loan and complex-case expertise. Comparable to Dynamo on lender panel breadth and specialism in non-standard borrower profiles.
• Alexander Hall: London-based mortgage broker offering residential, BTL and commercial finance through a wide lender panel. Comparable to Dynamo on multi-product origination and panel-driven advisory model.
• Key Mortgage Services: UK mortgage broker network and club providing intermediaries with lender access, training and compliance support. Comparable to Dynamo in operating a broker/club proposition alongside direct customer origination.
• Better.co.uk: Online UK mortgage broker offering whole-of-market residential and BTL advice via a digital platform. Comparable to Dynamo on customer segments and lender breadth, competing on technology and price transparency.
• Trinity Financial: UK mortgage broker with expertise in complex cases including adverse credit, self-employed and high-value lending. Comparable to Dynamo's specialist positioning and case-handler model for non-standard borrowers.

Emerging players

• Pure Retirement: UK specialist later life lending provider offering equity release and retirement interest-only mortgages. Comparable to Dynamo's Later Life Lending product line as a specialist counterparty in the same niche.

Broad incumbents

• Connells Group: Parent company of Dynamo and the UK's largest high-street estate agency and property services group (16,000+ staff). Relevant as the strategic owner and an indirect competitor via its other financial services subsidiaries.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/DynamoMortgages
• LinkedInlinkedin.com/company/dynamo-mortgage-broker
• Xx.com/dynamomortgages

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dynamo