What Cleva Solutions does

Cleva Solutions is a European insurance core software vendor serving the life, non-life (P&C and health), and pension fund segments for more than 40 years. The company provides modular, configurable policy management platforms — Cleva Life, Cleva Non-life, and Cleva Pension Funds — supplemented by Cogit Starcust (unit-linked investment management) and Cogit Trade Fees (UCITS distribution). The technology stack is a Java-based web platform with an open architecture and an extensive documented API catalogue for third-party integration. A modular configuration system enables business teams to design insurance products without IT development, supporting a 4-6 week time-to-market for new products and a reported 100% implementation success rate with no client departures. Cleva also embeds AI features for claims automation, knowledge retrieval, and generative content for letters and code.

The company is headquartered in Paris, with offices in Lyon and Nantes (France), Lisbon and Porto (Portugal), and Madrid (Spain), and operates in additional markets including Poland and Lusophone Africa. Cleva serves 60+ insurance carriers and brokers with a roster that includes Allianz, Generali Tranquilidade, Crédit Agricole Assurances, Baloise, Groupama, Fidelidade, Natixis, and Santander-affiliated entities. It monetizes through enterprise software licensing/subscriptions, implementation services, ongoing application support, and managed infrastructure services, with quote-based annual billing.

Originally founded as I2S in Portugal (1984) and ITN in France (1985), the company was consolidated within Inetum Group between 2014 and 2019 and operated as Cleva Insurance Solutions. In 2024, Cleva exited the Inetum umbrella as an independent company; AnaCap entered exclusive negotiations to acquire the business in H2 2024. The company employs approximately 550 people and is led by CEO Rodolphe Peim with separate France and Iberia management teams.

Name

Cleva Solutions

Legal name

Cleva Solutions, SA

Website

https://cleva-solutions.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Cleva Solutions provides modular, Java-based insurance core software platforms for life, non-life, and pension fund management, serving 60+ insurance carriers and brokers across Europe and select African markets with implementation, support, and managed services.

Ownership category

akta.pro rank

Product category

Insurance Software (Insurtech)

NAICS

Software Publishers (5132), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming Services (7371)

akta.pro primary industry

Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)

Keywords

• Insurance software
• Policy management systems
• Life insurance platform
• Pension fund software
• Insurance core systems

Headquarters

HQ city

Saint-ouen

HQ country

France

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Licensing/Subscription: Core insurance software solutions sold as licenses or subscriptions to insurance companies and brokers. The modular platform approach allows customers to purchase specific modules based on their needs.
2. Implementation Services: Professional services for system implementation, including data migration, system integration, and deployment support. These are one-time project-based services tied to initial customer onboarding.
3. Application Support Services: Ongoing technical support and maintenance services for deployed solutions.
4. Infrastructure Services: Infrastructure management and hosting services for customers requiring managed infrastructure.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels8 records

Core offering

Cleva Solutions develops and sells modular insurance software platforms for life, non-life (P&C and health), and pension fund management. The Java-based platform covers the full policy lifecycle, risk assessment, customer service, and product configuration, and is sold primarily to insurance carriers and brokers in Europe and Africa.

Product overview

Cleva Solutions offers a modular insurance software platform comprising core products Cleva Life (life insurance management), Cleva Non-life (P&C and health insurance), and Cleva Pension Funds, supplemented by specialized solutions Cogit Starcust (unit-linked investment management) and Cogit Trade Fees (UCITS distribution management). The platform is built on Java web-based technology with open architecture enabling broad interoperability and includes an extensive API catalogue for third-party integrations.

Differentiator

Problem solved

Functional benefit

Brands

• Cleva Life: Life insurance management system that integrates all business processes for life insurance
• Cleva Non-Life
• Cleva Pension Funds
• Cogit Starcust
• Cogit Trade Fees
• Cleva Integration Hub SaaS

Products and services

• Cleva Life Life insurance management system that integrates all business processes for life insurance products, covering the complete policy lifecycle. Targeted at life insurance carriers.
• Cleva Non-life Management system for property and casualty (P&C) and health insurance that integrates all business processes as standard. Targeted at P&C and health insurance carriers.
• Cleva Pension Funds Solution to manage funds intended to finance different pension plans through individual contributions from companies and their employees. Targeted at pension fund management societies.
• Cogit Starcust

Quantifiable outcome

• Time-to-market reduced to 4-6 weeks for new insurance products
• +3 more outcomes

Named customers14 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature7 records

Partnerships

One partnership is on record.

• Inetum GroupcoreOthers · 1 January 2022Cleva was part of Inetum Group, an information technology service provider that was acquired by Bain Capital in 2022. Cleva (formerly ITN/Cleva Insurance Solutions) was integrated into Inetum in 2014 (ITN) and 2019 (I2S), and operated under the Inetum umbrella until the AnaCap acquisition talks began in 2024.

Scale indicators7 records

Recent moves10 records

Expansion highlights6 records

Broad incumbents

• Guidewire Software: Global leader in P&C insurance core systems, serving large carriers worldwide with PolicyCenter, BillingCenter, and ClaimCenter. Directly comparable to Cleva's Cleva Non-Life offering, though Guidewire's reach is broader and more US-centric, and P&C focused.

Direct peers

• Duck Creek Technologies: Cloud-native insurance core SaaS provider for P&C insurers, offering policy, billing, and claims on a unified platform. Competes with Cleva Non-Life in the European and global P&C insurance software market, with a similar enterprise carrier target customer.
• Majesco: Cloud-native insurance SaaS platform for P&C, life, and health insurers with policy, billing, and claims modules. Closely mirrors Cleva's modular product architecture (Cleva Life, Cleva Non-Life) and competes for the same mid-to-large insurance carrier segment.
• Sapiens International: Global provider of insurance software solutions for life, P&C, and reinsurance, offering core platforms (LifeSuite, IDIT) with deep functional coverage. Strong overlap with Cleva's Cleva Life and Cleva Non-Life offerings across European and global insurance markets.
• Prima Solutions: French-headquartered insurance software vendor offering SaaS platforms for life, P&C, and health insurers. Most direct geographic and product peer to Cleva in the French/European insurance core systems market, often competing head-to-head on regional enterprise deals.
• RGI Group: European insurance software provider with modules for life, P&C, and claims management, headquartered in Italy. Comparable to Cleva as a regional incumbent insurance core systems vendor serving mid-to-large European carriers with similar modular architecture.
• Insurity: US-based insurance software platform serving P&C and workers' comp insurers with policy, billing, claims, and analytics. Overlaps with Cleva Non-Life in serving mid-market and enterprise insurance carriers, though with a more US-centric customer base.
• Fadata: European insurance software vendor with INSIS platform covering life, P&C, and health core systems. Closely comparable to Cleva in product scope and European enterprise customer focus, often competing for the same regional modernization deals.

Emerging players

• Adacta: Slovenia-based insurance software provider with a modular life and P&C core platform. Comparable to Cleva in product architecture and European mid-market insurance focus, though typically addressing smaller carriers and CEE markets.
• Equisoft: North American insurance and wealth management software vendor with platforms for life insurance new business and policy administration. Overlaps with Cleva Life in serving life insurance carriers, though more focused on the new business and underwriting workflow than full policy lifecycle management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@clevasolutions
• Facebookfacebook.com/clevasolutions
• LinkedInlinkedin.com/company/clevasolutions
• Instagraminstagram.com/cleva_solutions

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cleva Solutions