InsureZone
InsureZone is a Fort Worth-based insurtech founded in 1999 that provides a white-label software platform — including real-time multi-carrier rating, agency CRM, and policy servicing — to 25,000+ insurance agencies, MGAs, wholesalers, carriers, brokers, and networks across all 50 US states.
- Company typePrivate
- Founded1999
- HeadquartersFort Worth, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What InsureZone does
InsureZone is a Fort Worth, Texas-based insurance technology company founded in 1999 that builds and distributes a software platform for the US insurance distribution market. Its core offering, branded as InsureZone Tech, comprises 20+ proprietary products spanning submission management, real-time comparative rating (Quote+), agency CRM and sales workflow (Fido), carrier credential management (Carrier Data), document storage (DropZone), sub-agent administration (Member One), reporting (Report Cast), and carrier appetite management (Clowser). The platform connects to 50+ insurance carriers and integrates with third-party data and agency management systems (CoreLogic, LexisNexis, VinAudit, EZLynx, IVANS, Appulate, HawkSoft, InsuredMine) to automate ACORD-driven ingestion, rating, and policy servicing. Sub-brands include AgentSecure, a white-label wholesale operations platform originally acquired in 2000, and RetireCo, a life, annuity, and Medicare distribution vehicle operated as a jointly controlled subsidiary.
The company serves six primary customer segments — insurance agents, carriers, MGAs, wholesalers, brokers, and networks — across all 50 US states, with white-label and OEM partnerships enabling channel-distributed reach rather than a pure direct-sales motion. Revenue is generated through two streams: a subscription/membership model for platform access and commission-based revenue from referring business to insurance carriers. Distribution relies on a mix of direct enterprise sales, white-label/OEM partnerships, and channel partner networks; the company cites 25,000+ agency users, 6M insurance applications processed, $8.8B in quoted premiums facilitated, and 30M proposals sent since inception. The company has made three acquisitions (AgentSecure 2000, CMS Agency 2010, MSI Group 2012) and is led by founder and CEO John Pergande.
InsureZone is a venture-funded private company; its only disclosed funding round was an $8.2M raise from Buena Venture Associates in 2001, and no patents, AI/ML capabilities, or third-party technology awards are referenced in available sources. Recent strategic activity (2019–2023) has centered on deepening carrier and agency-management integrations (IVANS, Nationwide, HawkSoft, RPS) rather than expanding into adjacent lines or geographies.
InsureZone firmographics
Firmographics- Name
- InsureZone
- Legal name
- InsureZone Incorporated
- Website
- https://insurezone.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- InsureZone is a Fort Worth-based insurtech founded in 1999 that provides a white-label software platform — including real-time multi-carrier rating, agency CRM, and policy servicing — to 25,000+ insurance agencies, MGAs, wholesalers, carriers, brokers, and networks across all 50 US states.
- Ownership category
- akta.pro rank
Where InsureZone is headquartered
LocationHeadquarters
- HQ city
- Fort Worth
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
InsureZone business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Subscription/Membership: Subscription or membership-based revenue model for platform access and software solutions
- Commission Revenue: Commission-based revenue from referring business to insurance carriers
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
InsureZone product offering
Product offeringCore offering
InsureZone provides a proprietary insurance technology platform consisting of 20+ products that automate submission management, real-time multi-carrier quoting, policy sales, policy self-service, document management, and agency relationship management. The platform serves insurance agents, brokers, MGAs, wholesalers, carriers, and networks with both branded and white-labeled deployments. Revenue is generated through subscription/membership fees for platform access and commissions from carriers on referred business.
Product overview
InsureZone offers a comprehensive insurance technology platform consisting of a core platform (InsureZone Tech) with 20+ proprietary products, supplemented by distinct sub-brands including AgentSecure (wholesale operations platform), Quote+ (comparative rating), and RetireCo (life and health insurance). The sales and admin product suite includes Fido (CRM and sales workflow), Carrier Data (carrier information management), DropZone (document storage), Member One (agency relationship management), and Report Cast (custom reporting). The platform provides submission management, real-time comparative rating for personal/commercial/surplus lines, policy servicing, document management, and agency relationship management across a network of 50+ carriers.
Differentiator
Problem solved
Functional benefit
Brands
- AgentSecure: InsureZone's brandable wholesale platform that automates the entire policy sales and servicing process.
- Quote+
- RetireCo
- Fido
- Carrier Data
- DropZone
- Member One
- Report Cast
- Clowser
Products and services
- InsureZone Tech Core technology platform comprising 20+ proprietary products that automate submission management, real-time multi-carrier quoting, policy sales, policy self-service, document management, and agency relationship management for insurance agencies, MGAs, wholesalers, carriers, brokers, and networks.
- AgentSecure Brandable wholesale platform that automates the entire policy sales and servicing process, adding speed and accuracy while minimizing redundancy across all technology-enabled areas for partner-distributed insurance products.
- Quote+ Real-time comparative rating platform for personal, commercial, and surplus lines carriers. If an application cannot be rated in real time, the application and ACORD forms are routed to the correct broker, underwriter, or carrier.
- RetireCo Life, annuities, disability, identity theft protection, living trusts, long-term care, and Medicare insurance product access offered to agencies regardless of agent or agency licensing status, with life-licensed agents earning 90-100% of street-level commissions plus carrier incentives.
- Fido Sales workflow and client relationship management (CRM) solution with customizable work queues, integrated real-time rating, communication records, carrier site policy tracking, and white-labeled tools.
- Member One Agency relationship toolset for managing sub-agent application and approval processes, licensing, E&O, and agency communications through a customized, fully automated experience.
- Clowser Carrier appetite and underwriting management system for organizing and reporting carrier underwriting criteria and appetite across partner distribution.
Quantifiable outcome
- 6 million insurance applications processed
- +2 more outcomes
Companies that use InsureZone
Customer profileSegments6 records
Ideal customer profiles2 records
InsureZone technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature3 records
InsureZone partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- AppulatecoreTechnology integration partner providing FIDO rating platform functionality for insurance product rating capabilities.
- CoreLogiccoreData integration partner providing property and location data for insurance underwriting and quoting.
- EZLynxcoreTechnology integration partner for insurance agency management and comparative rating solutions.
- IVANScoreDistribution platform partner providing insurance carrier connectivity and policy distribution services.
- LexisNexiscoreData prefill partner providing risk data and insurance information for quote accuracy.
- PIA NationalcoreWholesale service and technology provider operating PIA Market Access Program for independent insurance agents.
- RPS (Risk Placement Services)coreTechnology provider for RPS Standard Express service enabling rapid insurance product distribution.
- NationwidecoreAPI-driven commercial rating connection for carrier product access.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
InsureZone competitors and assessment
Company assessmentDirect peers
- EZLynx: EZLynx is a comparative rating and agency workflow platform that is one of InsureZone's actual integration partners. Directly comparable as a real-time, multi-carrier comparative rating engine for personal and commercial lines sold through independent agents.
- HawkSoft: HawkSoft is an insurance agency management system serving independent agencies. Directly comparable in serving the same agent persona; InsureZone and HawkSoft have a documented API integration partnership, and the HawkSoft CEO is referenced on InsureZone's website.
- Tarmika: Tarmika is a commercial lines comparative rating platform for independent agents. Closely comparable in target persona (independent insurance agents) and core capability (multi-carrier real-time rating), representing a more focused, venture-backed direct competitor.
- Appulate: Appulate provides ACORD-based commercial lines submission automation and rating, with which InsureZone has a documented FIDO rating integration. Comparable as a complementary/competing commercial-lines submission automation platform serving the same agent and MGA customer base.
Emerging players
- NowCerts: NowCerts is a comparative insurance rating and agency management platform for independent agents. Directly comparable in product scope (rating + agency management) and target customer (independent insurance agencies), competing with InsureZone's Quote+ and AgentSecure offerings.
- Bold Penguin: Bold Penguin is a commercial insurance marketplace that connects agents, carriers, and small business insureds. Comparable as a technology-driven commercial-lines distribution platform targeting independent agents, an emerging direct competitor in the same small-commercial segment InsureZone serves via Quote+ and FIDO.
Broad incumbents
- Duck Creek Technologies: Duck Creek provides core insurance SaaS for policy administration, billing, and claims to P&C carriers and MGAs. Comparable as a SaaS-based insurance technology platform, though Duck Creek operates at the carrier/MGA core-systems layer rather than the agent-distribution layer where InsureZone focuses.
- Applied Systems: Applied Systems is a leading insurance agency management and CRM platform (Applied Epic, Applied Rating, TAM) serving independent agents and brokers. Directly comparable to InsureZone in serving the same agent/broker persona with rating and management technology at much greater scale.
- Vertafore: Vertafore is a large incumbent insurance technology provider offering agency management, rating, and content management solutions to independent agents and carriers. Highly comparable as a comprehensive agency-facing Insurtech platform, though significantly larger and broader in scope than InsureZone.
Others
- Ivans (Insurance Solutions): Ivans provides insurance distribution and connectivity infrastructure (downloads, messaging, exchange). Comparable as an insurance data exchange and distribution platform, and an actual InsureZone integration partner powering policy download and exchange capabilities for the agent network.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
InsureZone social profiles
Digital presenceInsureZone financial estimates
Financial estimateRevenue estimate
Valuation estimate
InsureZone leadership team
Management profileNumber of profiles
Profiles5 records
InsureZone subsidiaries and ownership
Company hierarchySubsidiaries3 records
InsureZone funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
InsureZone M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about InsureZone
What does InsureZone do?
InsureZone provides a proprietary insurance technology platform consisting of 20+ products that automate submission management, real-time multi-carrier quoting, policy sales, policy self-service, document management, and agency relationship management. The platform serves insurance agents, brokers, MGAs, wholesalers, carriers, and networks with both branded and white-labeled deployments. Revenue is generated through subscription/membership fees for platform access and commissions from carriers on referred business.
Is InsureZone a public or private company?
InsureZone is a private company. It is classified as venture growth investor backed and is currently operating.
When was InsureZone founded?
InsureZone was founded in 1999. It employs 11 to 50 people.
Where is InsureZone based?
InsureZone is headquartered in Fort Worth, United States, in the North America region.
How does InsureZone make money?
Two revenue lines are on record. Subscription/Membership is the primary driver. The others are commission Revenue.
Who are InsureZone's main competitors?
Direct peers on record are EZLynx, HawkSoft, Tarmika and Appulate. Emerging players are NowCerts and Bold Penguin. Broad incumbents are Duck Creek Technologies, Applied Systems and Vertafore. Ivans (Insurance Solutions) is listed as an others.
Does InsureZone have an API?
Yes. InsureZone provides several API integrations with carrier and partner platforms. Key APIs include: Nationwide Commercial Lines Quote API (5 lines of business: BOP, Workers Compensation, and others), HawkSoft Partner API for commercial rating, Appulate FIDO rating platform integration, CoreLogic API for property data prefilling, and IVANS Distribution Platform for policy data exchange. The platform enables real-time comparative rating, ACORD XML data mapping, and policy servicing connections with carriers and MGAs.