Rubin & Rothman

What Rubin & Rothman does

Rubin & Rothman, LLC is a New York-based creditor's rights law firm operating continuously for more than 50 years (founded circa 1970). The firm represents creditors in debt collection and account resolution matters, providing legal recovery services on consumer debts and unsecured creditor claims, with operations concentrated in New York State. It is headquartered in Islandia, NY and holds NYC DCWP Debt Collection Agency License #2110651, evidencing its regulated status as a licensed collection agency operating within the City of New York.

The firm's offerings span creditor representation in litigation, pre-judgment and post-judgment collection activity, and consumer-facing account resolution services. Its core technology footprint is limited to a corporate website (with both English and Spanish versions) and an outsourced online payment portal operated in partnership with Stratus Payments, which allows consumer debtors to remit balances digitally. No proprietary software platform, AI/ML capabilities, or data products are disclosed in the available evidence.

Rubin & Rothman is privately held and operates as a professional services firm, generating revenue through legal fees and contingency-based collection engagements with its creditor clients. Its go-to-market is relationship-led and regional, anchored in long-standing representation of creditor portfolios across New York. The firm employs between 101 and 250 people and maintains BBB accreditation alongside a public Google Reviews presence, signaling continued investment in third-party validated reputation management rather than discrete strategic repositioning.

Name

Rubin & Rothman

Legal name

Rubin and Rothman, LLC

Website

https://rubinrothman.com

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

101–250 employees

Short description

Rubin & Rothman is a New York-based creditor's rights law firm, founded circa 1970, that represents creditors in debt collection and account resolution matters, operating from Islandia, NY with a licensed, regional practice.

Ownership category

akta.pro rank

Product category

Creditor Rights Legal Services

NAICS

Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Third-Party Collection Agencies (Consumer) (FSAKAJAB)

Keywords

• Creditor's rights law
• Debt collection services
• Account resolution
• Creditor representation
• Consumer debt recovery

Headquarters

HQ city

Central Islip

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. Creditor Representation Services: The firm generates revenue by providing debt collection and creditor representation services to its client creditors. Revenue is derived from fees charged for account resolution, debt recovery, and related legal services provided to creditor clients.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Rubin & Rothman, LLC is a creditor's rights law firm that has represented creditors for over 50 years. The firm provides debt collection and account resolution services to creditor clients, working with consumer debtors to reach fair and reasonable resolutions through phone-based account resolution specialists, mail correspondence, and an online payment portal (Stratus Payments). The firm operates from Islandia, New York, and is licensed by the NYC DCWP (License No. 2110651).

Product overview

Rubin & Rothman, LLC is a creditor's rights law firm that has operated for over 50 years, providing debt collection and account resolution services to creditors. The firm offers a unified suite of services centered on account resolution, delivered through three primary channels: an online payment portal (Stratus Payments), phone-based payment services, and mail-based payment processing. No modular add-on products or separate platform components are referenced.

Differentiator

Problem solved

Functional benefit

Products and services

• Online Payment Portal A web-based payment portal hosted at rubinrothman.stratuspayments.net that allows consumer debtors to quickly and easily make payments on outstanding accounts with Rubin & Rothman's creditor clients.
• Account Resolution Services Debt resolution and creditor representation services in which account resolution specialists work directly with consumer debtors to understand their financial hardship, set up payment plans, and find fair resolutions to outstanding obligations on behalf of creditor clients.
• Phone-Based Payment Services Telephone-based payment and account management service available during office hours (Monday–Thursday 8:30am–6pm, Friday 8:30am–5pm) at 1-(800)-298-6058, including Telecommunications Relay Service (711) access.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• PRA Group: PRA Group is one of the largest global acquirers and collectors of nonperforming loans, serving as a broad incumbent in the same debt recovery industry as Rubin & Rothman but at vastly greater scale and as a debt buyer.
• Encore Capital Group: Encore Capital Group, through its Midland Credit Management subsidiary, purchases and collects defaulted consumer receivables — a broad incumbent operating in the same debt collection industry as Rubin & Rothman, though at a much larger, publicly listed scale.

Direct peers

• DCM Services: DCM Services is a third-party contingency debt collection agency serving creditors across multiple consumer asset categories, comparable to Rubin & Rothman in business model and creditor-client focus.
• IC System: IC System is a family-owned, third-party debt collection agency serving creditors across the U.S. Like Rubin & Rothman, it focuses on consumer debt recovery for creditor clients and operates across multiple communication channels (phone, mail, online).
• Coast Professional Inc. Coast Professional Inc. is a debt collection agency specializing in recovering defaulted student loans and consumer debt for creditor clients, comparable in business model and target segments to Rubin & Rothman.
• Williams & Fudge: Williams & Fudge is a national third-party collection agency that recovers delinquent accounts on behalf of creditors, mirroring Rubin & Rothman's contingency-based, multi-channel recovery model for consumer receivables.
• AFNI: AFNI is a BPO and third-party collections firm that recovers consumer debt on behalf of creditors, with omnichannel contact strategies similar to Rubin & Rothman's phone/mail/online portal approach.
• Sunrise Credit Services: Sunrise Credit Services is a third-party collection agency providing debt recovery services for creditors across various consumer asset classes, directly comparable to Rubin & Rothman's creditor representation model.

Regional players

• EOS Solutions (EOS Group): EOS Solutions is part of a major European-based debt collection and receivables management group. It is comparable in service offering (third-party debt recovery for creditors) but primarily operates internationally rather than in Rubin & Rothman's New York market.

Emerging players

• Investigroup: Investigroup is a New York-based financial services firm that provides debt collection and recovery services to creditors in the same metro market as Rubin & Rothman, though at a smaller scale and with a more focused, emerging presence.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rubin & Rothman