Kilpatrick Companies

What Kilpatrick Companies does

Kilpatrick Companies is a privately held Texas-based General Agency (GA) that intermediates between insurance carriers and independent brokers in the group health insurance market. Founded in 1972 and headquartered in Houston, the company operates as a contracted representative of 30+ carriers (BCBS of Texas, Aetna, Cigna, UnitedHealthcare, Memorial Hermann, Humana, Trustmark, Dearborn National, and others) and supplies brokers with backend services spanning RFP illustrations, enrollment support, renewal management, and ongoing customer service.

The firm's core product is a proprietary backend technology platform offering customized .xlsx illustration packages, a renewal management system with reminders/audits/checklists/policy tracking, document gathering and cataloging, case status tracking, and book-of-business intelligence. Its operating model is built on a dedicated-account-manager approach in which a single account manager owns a case from RFP through ongoing servicing with no division of labor, providing broker continuity. The company also maintains content and event channels — a regulatory/carrier blog, email updates, and recurring seminars/workshops — to support broker partners.

Kilpatrick monetizes through carrier-paid GA commissions on placed group health business, charging brokers nothing directly and not impacting broker compensation. The company does not require broker contracts, instead earning loyalty through performance. It serves small-group (2-50 employees) and mid-market employers across Texas through its broker channel, positioning itself as the largest GA in its markets by market share with a family-owned brand identity.

Name

Kilpatrick Companies

Legal name

Kilpatrick Companies, LLC

Website

https://kilpatrickcos.com

Company type

Private

Founded year

1972

Operating status

Operating

Headcount range

11–50 employees

Short description

Kilpatrick Companies is a Houston-based, family-owned insurance General Agency founded in 1972 that provides Texas independent brokers with backend services — illustration packages, renewal management, and proprietary automation tooling — across 30+ carrier relationships in the group health insurance market.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Program Administration & MGA/MGU Services (FSAEADAK)

Keywords

• Insurance brokerage
• Benefits consulting
• Group health insurance
• General agency services
• Broker support services

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. General Agent Commission: Kilpatrick Companies operates as a General Agent earning commissions from insurance carriers for placing group health insurance business. Carriers contract with them to perform services on their behalf. They do not charge brokers for their services; broker compensation is not impacted by using Kilpatrick.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Kilpatrick Companies operates as an insurance General Agency (GA) that provides backend support services to insurance brokers selling group health insurance. Its core services include a customized Illustration Package (all-carrier RFP reports in .xlsx), a Renewal Management platform (lifecycle tracking, reminders, audits, and policy status), and a Backend Technology Platform offering business process automation, document management, case status tracking, and book of business intelligence. The company is compensated through commissions paid by insurance carriers, not by brokers, and does not require broker contracts.

Product overview

Kilpatrick Companies operates as a General Agent (GA) offering a unified platform of broker services for the insurance industry. The core offering consists of an Illustration Package (customized RFP reports in Excel format with all-carrier quotes and dynamic comparison templates), a Renewal Management platform (providing full lifecycle renewal support with reminders, audits, checklists, and policy tracking), and a Backend Technology Platform (featuring business process automation, document management, and business intelligence). The company also provides a Broker Resources portal containing enrollment materials, claim request tools, and quote request forms. These services work together to enable insurance brokers to optimize their performance through efficient plan management and comprehensive carrier access.

Differentiator

Problem solved

Functional benefit

Products and services

• Illustration Package

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• BCBS of TexascoreChannel Partner/ Reseller/ DistributorBlue Cross Blue Shield of Texas is one of the primary insurance carriers Kilpatrick Companies works with as a General Agent. Through this relationship, Kilpatrick brokers gain access to BCBS's full small group, mid-market, and large group product portfolios including the Blue Balance Funded (level funded) program.
• AetnacoreChannel Partner/ Reseller/ DistributorAetna is an insurance carrier partner providing medical plans (including Aetna Funding Advantage) through Kilpatrick's broker network.
• UnitedHealthcarecoreChannel Partner/ Reseller/ DistributorUnitedHealthcare is a major insurance carrier partner offering individual, small group, and large group plans available through Kilpatrick's broker network.
• Memorial HermanncoreChannel Partner/ Reseller/ DistributorMemorial Hermann is a regional insurance carrier partner (Houston, TX based) offering small group and large group health plans available through Kilpatrick's broker network.
• CignacoreChannel Partner/ Reseller/ DistributorCigna is an insurance carrier partner offering medical and related health plans available through Kilpatrick's broker network.
• HumanacoreChannel Partner/ Reseller/ DistributorHumana is an insurance carrier partner offering small group plans (including Level Funded Premium plans) available through Kilpatrick's broker network.
• TrustmarkminorChannel Partner/ Reseller/ DistributorTrustmark provides small business health benefit plans available through Kilpatrick's broker network.
• Dearborn NationalminorChannel Partner/ Reseller/ DistributorDearborn National offers ancillary products (life, STD, LTD) with a GoBlue pricing strategy specifically targeting BCBS medical customers with 10-100 eligible lives, available through Kilpatrick's broker network.
• All Savers (UHC)minorChannel Partner/ Reseller/ DistributorAll Savers Alternate Funding (a UnitedHealthcare product) provides level funded and alternative funding plans to small groups (5-100 lives), available through Kilpatrick's broker network with 15-month rate guarantee options.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Lockton Companies: Lockton is the largest independent insurance brokerage in the U.S., with significant employee benefits practice serving mid-market and large employers. Comparable at the high end of the benefits brokerage market where Kilpatrick operates at smaller scale.
• Brown & Brown, Inc. Brown & Brown is a national insurance brokerage providing employee benefits, commercial P&C, and personal lines through broker-distributed channels. Comparable as a large-scale insurance intermediary with benefits-brokerage exposure similar to Kilpatrick's group health focus.
• Alliant Insurance Services: Alliant is a top-tier U.S. insurance brokerage providing employee benefits, commercial, and specialty solutions to mid-market and large clients. Comparable to Kilpatrick in serving the same mid-market employer health insurance segment through broker channels, though at significantly larger scale.
• USI Insurance Services: USI is a top-10 U.S. insurance brokerage serving mid-to-large employers across commercial and benefits lines. Comparable as a benefits consulting and brokerage firm operating in the same group health insurance distribution ecosystem as Kilpatrick.
• Amwins: Amwins is one of the largest specialty insurance distributors in the U.S., with significant wholesale brokerage and GA operations. The Kilpatrick footer redirecting to amwins.com suggests a possible affiliation, making Amwins both a likely corporate peer and a potential acquirer. Directly comparable as a distribution intermediary serving brokers and carriers.
• NFP (NFP Corp.): NFP is a leading insurance brokerage and consulting firm specializing in benefits, property/casualty, and wealth management for middle-market clients. Operates in the same broker-channel-distributed benefits market as Kilpatrick with overlapping Texas/mid-market employer client base.
• Arthur J. Gallagher & Co. Gallagher is a global insurance brokerage and risk management firm with a substantial employee benefits consulting practice for mid-market employers. Comparable benefits-brokerage counterpart to Kilpatrick, though far larger and more diversified across P&C, benefits, and risk management.
• OneDigital: OneDigital is a national insurance, financial services, and HR consulting firm with a strong benefits brokerage practice for mid-market employers. Comparable as a benefits intermediary to brokers and employers, though broader in scope including wealth management and HR consulting.

Direct peers

• Word & Brown: Word & Brown is a large national General Agency and benefits broker specializing in group health insurance distribution across multiple states. Operates the same GA/intermediary model for brokers selling small and mid-market employer health benefits, with a comparable carrier portfolio and backend services offering.
• Warner Pacific Insurance Services: Warner Pacific is a regional General Agency specializing in group health, employee benefits, and Medicare distribution for brokers serving small and mid-market employers. Closest operating analogue to Kilpatrick in terms of GA model, carrier portfolio, and target broker segment.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key highlights6 records

Customer concentration

• Xx.com/kilpatrickcos
• Facebookfacebook.com/kilpatrickcos
• LinkedInlinkedin.com/company/kilpatrick-companies

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kilpatrick Companies