Warner Pacific
Warner Pacific is a national general agency for health insurance, distributing employee benefits, Medicare, and individual products through 5,000+ independent brokers across 17 U.S. states, supported by a proprietary PRO technology suite and PE backing from Lovell Minnick Partners.
- Company typePrivate
- Founded1983
- HeadquartersWestlake Village, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What Warner Pacific does
Warner Pacific is a national general agency for health insurance and employee benefits, founded in 1983 and headquartered in Westlake Village, California. The company distributes insurance products through a network of 5,000+ independent brokers across 17 U.S. states, serving more than 88,000 in-force employer groups and covering 125,000 Medicare and individual members, with over $10 billion in in-force premiums under management. Its customer base spans independent insurance brokers, small group employers, large group employers, Medicare beneficiaries, and individual and family purchasers across nine product categories: small group medical, large group medical, level-funded medical, Medicare, group ancillary and supplemental, individual and family, minimum essential coverage, direct primary care, and travel.
Warner Pacific has built a proprietary technology suite branded the PRO platform, comprising PRO Apply for online small-group enrollment, PRO Census for digital census collection and automated quoting submissions, PRO Provider for multi-network provider participation lookup, PRO Quote for side-by-side plan comparison, Carrier 411 for carrier guidelines and underwriting reference, and a Document Toolkit serving as a centralized forms and notices library. The platform integrates with third-party benefits administration systems Employee Navigator and Ease for end-to-end enrollment management. There is no public or partner-facing API; the suite is delivered as broker-facing tools.
The business operates on a commission-based revenue model, earning overrides from 180+ carrier partners — including Aetna, Anthem Blue Cross Blue Shield, UnitedHealthcare, Cigna, Kaiser Permanente, Humana, Molina, and multiple regional Blue Cross Blue Shield plans — for distributing their products through the broker channel. Pricing is not publicly disclosed. Since January 2022 the company has been backed by private equity firm Lovell Minnick Partners, which has funded an active acquisition program including BeneUSA (2023), five agencies from Acrisure (2024), Professional Group Marketing, National United Brokers, Mature Health Services, Black, Gould & Associates (2024–2025), Local Insurance Advisors (December 2025), and Brokers Holding Group (January 2026). Warner Pacific employs 700+ professionals and appointed Edward Lehman, formerly a senior partner at Mercer, as CEO in May 2026, with co-founders David Nelson and John Nelson transitioning to executive chairman roles.
Warner Pacific firmographics
Firmographics- Name
- Warner Pacific
- Legal name
- Warner Pacific Insurance Services, Inc.
- Website
- https://warnerpacific.com
- Company type
- Private
- Founded year
- 1983
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Warner Pacific is a national general agency for health insurance, distributing employee benefits, Medicare, and individual products through 5,000+ independent brokers across 17 U.S. states, supported by a proprietary PRO technology suite and PE backing from Lovell Minnick Partners.
- Ownership category
- akta.pro rank
Where Warner Pacific is headquartered
LocationHeadquarters
- HQ city
- Westlake Village
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Warner Pacific business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Insurance Distribution & Broker Support: Warner Pacific operates as a general agency earning commissions from insurance carriers for distributing their products through a network of insurance brokers. The company provides quoting, enrollment support, and ongoing servicing in exchange for commission overrides from carriers.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
Warner Pacific product offering
Product offeringCore offering
Warner Pacific operates as a national insurance general agency distributing health, Medicare, and ancillary insurance products through a network of independent insurance brokers. The company provides brokers with carrier access, quoting and enrollment technology (PRO suite), compliance support, and professional development. It earns commission overrides from insurance carriers in exchange for product distribution and broker support services.
Product overview
Warner Pacific is a national general agency for employee benefits, providing brokers with an integrated platform combining product distribution and proprietary technology tools. The product portfolio spans nine core insurance categories: Small Group Medical, Large Group Medical, Level Funded Medical, Medicare, Group Ancillary & Supplemental, Individual & Family, Minimum Essential Coverage, Direct Primary Care, and Travel. Supporting the core products is the PRO technology suite (PRO Apply, PRO Census, PRO Provider, PRO Quote, Carrier 411, Document Toolkit) which streamlines quoting, enrollment, and provider lookup workflows. The Enrollment Solutions module integrates third-party platforms Employee Navigator and Ease alongside PRO Apply for end-to-end enrollment management. The company manages over $10 billion in in-force premiums, supports 88,000+ employer groups, and serves 5,000+ Medicare and individual brokers nationwide.
Differentiator
Problem solved
Functional benefit
Brands
- Warner U: Professional development and CE courses designed to grow broker expertise and success.
Products and services
- Small Group Medical
Quantifiable outcome
- Doubled in size over the past four years
- +1 more outcomes
Companies that use Warner Pacific
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles1 record
Warner Pacific technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature7 records
Warner Pacific partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- AetnacoreMajor national carrier partner providing health insurance products distributed through Warner Pacific's broker network across multiple product lines including small group, large group, and Medicare.
- Anthem Blue Cross Blue ShieldcoreMajor national carrier partner providing health insurance products distributed through Warner Pacific's broker network.
- UnitedHealthcarecoreMajor national carrier partner providing health insurance and Medicare products distributed through Warner Pacific's broker network.
- Cigna HealthcarecoreNational carrier partner providing health insurance products distributed through Warner Pacific's broker network.
- Kaiser PermanentecoreNational carrier partner providing health insurance products distributed through Warner Pacific's broker network.
- Blue Cross Blue Shield (multiple state plans)coreRegional Blue Cross Blue Shield plans including Arizona, California, Illinois, Oklahoma, Texas, and others providing health insurance products through Warner Pacific's broker network.
- HumanacoreNational carrier partner providing Medicare and health insurance products distributed through Warner Pacific's broker network.
- Molina HealthcarecoreCarrier partner providing health insurance and Medicare products distributed through Warner Pacific's broker network.
- Surest (UnitedHealthcare)minorInnovative copay-only health plan from UnitedHealthcare available through Warner Pacific's broker network for small groups with 5+ employees.
- HealthEZminorLevel-funded health benefit solution provider offering all-in-one health benefit plans with transparency and cost efficiency through Warner Pacific's broker network.
- Sana BenefitsminorAffordable health plan provider for small businesses distributed through Warner Pacific's broker network.
- Employee NavigatorcoreOnline enrollment platform integrated with Warner Pacific's technology suite for seamless enrollment, onboarding, and HR tasks.
- EasecoreBenefits administration platform integrated with Warner Pacific's technology suite for enrollment and HR management.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Warner Pacific competitors and assessment
Company assessmentDirect peers
- OneDigital: OneDigital is one of the largest US health/benefits-focused insurance brokerages and digital platforms, PE-backed, with a comparable blend of proprietary technology, broker/carrier partnerships, and aggressive M&A across employer benefits lines — directly comparable to Warner Pacific's general agency model.
- Alliant Insurance Services: Alliant is a top US insurance brokerage distributing a wide range of commercial and employee benefits products across multiple carrier partners; overlaps with Warner Pacific in employer benefits distribution and carrier-agnostic broking.
- USI Insurance Services: USI is a large employee benefits and property/casualty insurance brokerage with strong mid-market employer focus and proprietary servicing technology; comparable as a benefits distribution platform with regional sales consultant coverage and carrier partnerships.
- Higginbotham: Higginbotham is a US insurance brokerage focused on commercial and employee benefits, with a comparable mix of growth via acquisitions, regional offices, and multi-carrier product distribution — closely mirrors Warner Pacific's general agency approach.
- NFP (an Aon Company): NFP is a US-focused insurance broker and benefits distributor with strong mid-market employer benefits presence; directly comparable as a benefits-focused general agency/distributor with similar carrier access and tech-enabled broker support.
- World Insurance Associates: World Insurance Associates is a PE-backed (Gallagher heritage) insurance brokerage that has scaled aggressively through acquisitions of commercial and personal lines agencies; mirrors Warner Pacific's PE-backed multi-state roll-up of agency platforms.
- Alera Group: Alera Group is a US insurance and financial services firm formed via PE-backed aggregation of regional agencies with employee benefits offerings; very directly comparable in business model, technology emphasis, and acquisition-driven growth.
Broad incumbents
- Hub International: Hub International is a large North American insurance brokerage with substantial employee benefits distribution; operates a much broader portfolio including commercial P&C, but overlaps materially in health/benefits broking and carrier-agnostic distribution.
- Acrisure: Acrisure is a large global insurance brokerage that has executed one of the most aggressive insurance agency roll-ups in the US (and notably divested several agencies to Warner Pacific); broadly comparable as a multi-line insurance intermediary with similar M&A tempo.
- MMA (Marsh McLennan Agency): MMA is the middle-market arm of Marsh McLennan focused on employee benefits and commercial insurance distribution; a much larger incumbent, but directly comparable in serving mid-market employers via broker networks and carrier partnerships.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Warner Pacific social profiles
Digital presenceWarner Pacific compliance and trust
Trust signalCompliance4 records
Warner Pacific financial estimates
Financial estimateRevenue estimate
Valuation estimate
Warner Pacific leadership team
Management profileNumber of profiles
Profiles5 records
Warner Pacific subsidiaries and ownership
Company hierarchySubsidiaries5 records
Warner Pacific funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Warner Pacific M&A and investment
M&A and investmentM&A8 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Warner Pacific
What does Warner Pacific do?
Warner Pacific operates as a national insurance general agency distributing health, Medicare, and ancillary insurance products through a network of independent insurance brokers. The company provides brokers with carrier access, quoting and enrollment technology (PRO suite), compliance support, and professional development. It earns commission overrides from insurance carriers in exchange for product distribution and broker support services.
Is Warner Pacific a public or private company?
Warner Pacific is a private company. It is classified as private equity controlled and is currently operating.
When was Warner Pacific founded?
Warner Pacific was founded in 1983. It employs 251 to 500 people.
Where is Warner Pacific based?
Warner Pacific is headquartered in Westlake Village, United States, in the North America region.
How does Warner Pacific make money?
One revenue line is on record: insurance Distribution & Broker Support.
Who are Warner Pacific's main competitors?
Direct peers on record are OneDigital, Alliant Insurance Services, USI Insurance Services, Higginbotham, NFP (an Aon Company), World Insurance Associates and Alera Group. Broad incumbents are Hub International, Acrisure and MMA (Marsh McLennan Agency).
Does Warner Pacific have an API?
No public API is recorded for Warner Pacific.