ACRAnet
ACRAnet is a family-owned consumer reporting company founded in 1903 that provides tenant, employment, and mortgage background screening and credit reporting services across the United States through four branch offices and embedded software integrations.
- Company typePrivate
- Founded1903
- HeadquartersSpokane, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What ACRAnet does
ACRAnet is a privately held, family-owned consumer reporting company founded in 1903 and headquartered in Spokane, Washington, with four regional branches across the United States (Spokane WA, Simi Valley CA, Jefferson City MO, West Mifflin PA). The company provides background screening and credit reporting services across three core product lines — Tenant Screening, Employment Screening, and Mortgage Services — augmented by Commercial Screening, Retail Consumer Reports, and Automotive Services. Its customer base spans landlords and property managers, employers and HR departments, mortgage lenders and financial institutions, automotive dealers, and small businesses, with named relationships including KJK Properties (15 years), Leading Edge Property Management, George Fox University, and FL Smidth (20 years).
ACRAnet's underlying technology is a multi-source data aggregation platform that accesses records across all 3,200 U.S. counties, more than 250 million records from local/state/federal sources, and up to 45 states of criminal information, with manual verification by a research team rather than reliance on instant database lookups alone. Proprietary features include the customizable Tenant Score Card decision tool, Online Custom Application, QuickApp/QuickApp Pro ordering tools, a Compliance Engine handling federal/state/local adverse-action workflows, and deep integrations with property management platforms (Rent Manager, iRent, TazCloud) and HR/ATS systems (ADP, iCIMS, Taleo, Kronos, PeopleSoft, ApplicantPro). The company maintains NAPBS accreditation, is a founding member of PBSA, and requires third-party technology providers to hold SOC 1 Type 1, SOC 2 Type 2, PCI-DSS Level One, and GDPR compliance.
The business operates on a transaction-fee revenue model: tenant screening packages start at $10 per order, employment screening is sold via pre-built packages (Quick Look, ESPeedy, Criminal Detector) or custom configurations, and mortgage services are priced flat-rate for tri-merge credit reports and ancillary services (CreditXpert tools, AVM, flood determination, rapid rescore). Distribution is multi-channel, combining direct self-serve online portals, embedded software integrations (OEM/white-label inside partner platforms), inside sales, and enterprise field sales, supported by an open API strategy designed to integrate with any willing technology partner.
ACRAnet firmographics
Firmographics- Name
- ACRAnet
- Legal name
- ACRAnet, Inc.
- Website
- https://acranet.com
- Company type
- Private
- Founded year
- 1903
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ACRAnet is a family-owned consumer reporting company founded in 1903 that provides tenant, employment, and mortgage background screening and credit reporting services across the United States through four branch offices and embedded software integrations.
- Ownership category
- akta.pro rank
ACRAnet industry classification
Industry- Product category
- Background Screening Services
- NAICS
- Credit Bureaus (56145)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Identity, Fraud & Insurance-Specific RegTech Platforms (FSAGAGAJ)
Keywords
Where ACRAnet is headquartered
LocationHeadquarters
- HQ city
- Spokane
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
ACRAnet business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Tenant Screening Services: Per-transaction screening reports for landlords and property managers including credit reports, criminal searches, eviction records, and rental verifications. Prices starting as low as $10 per custom package.
- Employment Background Screening: Customizable employment screening packages including criminal searches, credit checks, drug screening, MVR verification, and I-9/E-Verify services. Billed per screening or through custom packages.
- Mortgage Credit Reports and Services: Tri-merge credit reports, credit scoring tools (CreditXpert, Rapid Rescore), public records searches, tax transcripts, flood determination, and property valuation services for mortgage lenders.
- Commercial and Retail Screening: Business credit reports, guarantor credit reports, and consumer credit reports for small businesses and automotive dealers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Tenant screening starting price |
| Hybrid | Pay-as-you-go | Custom tenant screening packages |
| Unit Pricing | Pay-as-you-go | Mortgage credit reporting |
Go-to-market motion3 records
Distribution channels6 records
Marketing channels5 records
ACRAnet product offering
Product offeringCore offering
ACRAnet is a consumer reporting agency that delivers background screening and credit reporting services to landlords/property managers, employers, and mortgage lenders. Core offerings include tenant screening (credit reports, multi-state criminal searches, eviction records, rental and employment verifications, Tenant Score Card decision tool), employment background screening (criminal searches, drug screening, MVR verification, I-9/E-Verify, education/employment/income verifications, HRIS/ATS integrations), and mortgage services (tri-merge credit reports, CreditXpert tools, public records searches, IRS tax transcripts, flood determination, AVM, rapid rescore, property tax services). All products are delivered through online portals, an open API, and embedded software integrations with property management and HR systems.
Product overview
ACRAnet is a consumer reporting company founded in 1903 offering a comprehensive suite of background screening and credit reporting products across three core service lines: Tenant Screening, Employment Screening, and Mortgage Services. The company also provides Commercial Screening, Retail Consumer Reports, and Automotive Services as additional offerings. The Tenant Screening product includes credit reports, criminal and eviction searches, residential and employment verification, and a Tenant Score Card decision tool, along with QuickApp ordering tools and custom form integrations. Employment Screening offers customizable packages (Quick Look, ESPeedy, Criminal Detector, and custom options) covering criminal searches, verifications, drug screening, and government licensing services, with HRIS/ATS integrations available. Mortgage Services provides credit reports from all three bureaus, credit scoring tools (CreditXpert suite), public records searches, IRS tax transcript services, flood determination, property valuation (AVM), and rapid rescore services. Additional products include Commercial Screening (Business Profile, Guarantor Credit Report, Alert Services), Retail Consumer Reports, and Automotive Services with loan decision tools and online applications. The company operates with an open API approach for technology integrations.
Differentiator
Problem solved
Functional benefit
Products and services
- Tenant Screening Comprehensive tenant screening service for landlords and property managers providing credit reports (FICO, credit history, public records, bankruptcy, trade lines, debt-to-income ratio), multi-state criminal searches across all 3,200 U.S. counties, national sex offender search, eviction records, residential and employment verifications, civil record searches, and a customizable Tenant Score Card decision tool.
- Employment Screening Customizable employment background check service for employers and HR departments covering multi-state and federal criminal searches, 50-state sexual predator list, OFAC terrorist watch list, federal exempt hire lists, drug screening, motor vehicle license verification, I-9/E-Verify, and verifications of education, employment, references, income, and professional licensing. Delivered via HRIS/ATS integrations (ADP, iCIMS, Taleo, Kronos, PeopleSoft, ApplicantPro).
- Mortgage Services Mortgage lending decision support service for banks, credit unions, and mortgage lenders providing tri-merge and individual-bureau credit reports from Equifax, Experian, and TransUnion, CreditXpert scoring tools (What-If Simulator, Wayfinder, Credit Assure, Credit Radar, Trendscape), public records search, IRS 4506-T tax transcript ordering, flood determination, Automated Valuation Model (AVM) property valuations, property tax services, SSA-89 SSN verification, and rapid rescore services.
- Commercial Screening Business and commercial credit screening service for small businesses and large corporations including ACRAnet Business Profile reports from multiple data sources, Guarantor Credit Reports, ACRAnet Connect consumer authorization service for business credit history viewing, and Alert Services for monitoring individuals or companies for new addresses, bankruptcies, and criminal records.
- Retail Consumer Report Consumer credit report evaluation service for small businesses and individuals via single-bureau (TransUnion, Experian, Equifax) and tri-merge credit reports.
- Automotive Services Credit and compliance service for automotive dealers offering in-house financing, including credit reports with public records, risk-based pricing and Red Flags compliance tools, loan decision tools matched to lender partnerships, technology integration with F&I and CRM systems, IRS 4506-T self-employment verification, and customizable online dealer applications.
Quantifiable outcome
- Up to 8 business hours turnaround for criminal and eviction searches (credit reports are instant)
- +2 more outcomes
Companies that use ACRAnet
Customer profileNamed customers4 records
Segments5 records
Ideal customer profiles5 records
ACRAnet technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature7 records
ACRAnet partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- Rent ManagercoreIntegration with Rent Manager property management software combining their best-in-class software with ACRAnet's in-depth background screening. Enables property managers to order and view reports directly within Rent Manager with quick implementation and minimal configuration required.
- ADPcoreIntegration with ADP workforce management platform for seamless employment background screening ordering within ADP ecosystem.
- iCIMScoreIntegration with iCIMS applicant tracking system enabling employment background screening within the iCIMS hiring workflow.
- NARPMminorNational Association of Residential Property Managers partner providing industry-specific screening recommendations based on landlord association criteria.
- PBSAcoreProfessional Background Screening Association - ACRAnet is a founding member, participating in industry standards-setting and best practices development.
- NAPBScoreNational Association of Professional Background Screeners - ACRAnet maintains accreditation through this organization requiring compliance with industry standards.
- NCRAminorNational Credit Reporting Association membership supporting industry standards and professional practices in credit reporting.
- SHRMminorSociety for Human Resource Management partnership providing guidance on employment screening best practices and EEOC compliance.
- CDIAminorConsumer Data Industry Association membership supporting industry standards for credit and consumer reporting.
- Fannie MaeminorMortgage financing partner providing guidelines for credit scoring models and tri-merge credit reporting requirements.
- Freddie MacminorMortgage financing partner providing guidelines for credit scoring models and tri-merge credit reporting requirements.
Scale indicators5 records
Recent moves6 records
Expansion highlights3 records
ACRAnet competitors and assessment
Company assessmentDirect peers
- Checkr: Tech-forward background screening platform focused on employment background checks with API-first delivery and instant turnaround; directly competes with ACRAnet's employment screening line and is rapidly expanding into tenant and gig-economy screening.
- Sterling: One of the largest global background screening providers serving enterprise employers, gig economy platforms, and financial services; competes directly with ACRAnet across employment, tenant, and identity verification use cases.
- HireRight: Global background screening provider offering employment background checks, drug testing, and identity verification; a direct competitor to ACRAnet's employment screening and HR/ATS-integrated delivery model.
- First Advantage: Large-scale background screening, identity verification, and compliance solutions provider; competes with ACRAnet across employment screening and offers overlapping mortgage and tenant solutions.
- Accurate Background: Employment background screening provider offering criminal, credit, driving, and drug screening with HRIS/ATS integrations; comparable mid-market competitor with similar integration-led GTM to ACRAnet.
- PMSI (now part of Sterling): Multi-vertical screening services with overlapping tenant, employment, and credit reporting offerings; a direct competitor within ACRAnet's traditional segments prior to Sterling's acquisition.
Broad incumbents
- Equifax Workforce Solutions: Division of one of the three major credit bureaus offering employment verification and income/identity services through The Work Number platform; a large incumbent that overlaps with ACRAnet's mortgage and employment verification offerings.
- TransUnion Consumer Services: Major credit bureau providing consumer credit reports, trended data, and identity services that ACRAnet sources and resells; an upstream incumbent and potential competitor in adjacent screening offerings.
- Experian Consumer Services: Major credit bureau supplying credit data that ACRAnet uses for tri-merge reports; an upstream data provider and broad incumbent with overlapping consumer reporting and screening services.
Regional players
- CoreLogic (now private under Stone Point/Insight): Property data and analytics provider offering AVM, property tax, flood determination, and mortgage credit services that directly overlap with ACRAnet's mortgage services product line including Valuation, Tax, and Flood Determination products.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
ACRAnet social profiles
Digital presenceACRAnet compliance and trust
Trust signalCompliance8 records
ACRAnet financial estimates
Financial estimateRevenue estimate
Valuation estimate
ACRAnet leadership team
Management profileNumber of profiles
Profiles1 record
ACRAnet subsidiaries and ownership
Company hierarchySubsidiaries4 records
ACRAnet funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ACRAnet M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ACRAnet
What does ACRAnet do?
ACRAnet is a consumer reporting agency that delivers background screening and credit reporting services to landlords/property managers, employers, and mortgage lenders. Core offerings include tenant screening (credit reports, multi-state criminal searches, eviction records, rental and employment verifications, Tenant Score Card decision tool), employment background screening (criminal searches, drug screening, MVR verification, I-9/E-Verify, education/employment/income verifications, HRIS/ATS integrations), and mortgage services (tri-merge credit reports, CreditXpert tools, public records searches, IRS tax transcripts, flood determination, AVM, rapid rescore, property tax services). All products are delivered through online portals, an open API, and embedded software integrations with property management and HR systems.
Is ACRAnet a public or private company?
ACRAnet is a private company. It is classified as family owned and is currently operating.
When was ACRAnet founded?
ACRAnet was founded in 1903. It employs 11 to 50 people.
Where is ACRAnet based?
ACRAnet is headquartered in Spokane, United States, in the North America region.
How does ACRAnet make money?
Four revenue lines are on record. Tenant Screening Services are the primary driver. The others are employment Background Screening, mortgage Credit Reports and Services and commercial and Retail Screening.
Who are ACRAnet's main competitors?
Direct peers on record are Checkr, Sterling, HireRight, First Advantage, Accurate Background and PMSI (now part of Sterling). Broad incumbents are Equifax Workforce Solutions, TransUnion Consumer Services and Experian Consumer Services. CoreLogic (now private under Stone Point/Insight) is listed as a regional player.
Does ACRAnet have an API?
Yes. ACRANET has an open API and is eager to integrate with any willing technology partner. The API enables property managers to place orders and view reports without leaving their property management software. ACRAnet provides HRIS ATS Integrations that allow connectivity with various HR systems.
What industry is ACRAnet in?
ACRAnet's product category is Background Screening Services. Its primary akta.pro industry code is FSAGAGAJ, Identity, Fraud & Insurance-Specific RegTech Platforms. Its NAICS code is 56145 and its SIC code is 7320.