ENCOMPASS Benefits & HR Solutions

What ENCOMPASS Benefits & HR Solutions does

ENCOMPASS Benefits & HR Solutions is presented in firmographic metadata as a private, for-profit group benefits and human resources consulting firm headquartered in Kelowna, Canada, with 11-50 employees and a founding year of 1984. The substantive source material associated with this firm, however, describes a markedly larger and more recent entity operating as Canada's largest third-party administrator and group benefits consultant, covering 2.6M+ lives, employing 2,600+ experts across 100+ local offices, and founded in 2004. The source material describes an integrated platform spanning group benefits (health, dental, life, disability, critical illness) for employers, individual benefits and financial planning (including group retirement and high-net-worth corporate insurance strategy) for individuals, HR and payroll software via the wholly-owned Collage subsidiary, organizational solutions and claims/disability management via the wholly-owned OSI subsidiary, plus consulting, advisory, executive search, and commercial insurance services.

The business model combines recurring subscription-like revenue from group benefits administration and HR/payroll software with professional services revenue from financial planning, consulting, advisory, and executive search. The firm sells directly through multi-step website consultation forms, dedicated phone lines (sales and client support), and a nationwide field network of 100+ local offices staffed by 2,600+ experts. An additional advisor partnership channel enables financial and insurance advisors to leverage the firm's group solutions for their clients. Pricing is quote-based and not publicly disclosed. Three customer segments — employers (primary), individuals, and advisors — are served, with employers ranging from governments to solopreneurs. Documented client outcomes include over $1.3M in cost savings for a large Canadian retailer with 6,500+ employees, 80 hours/month in HR time saved at a BC healthcare provider, and over $600,000 in benefits-spend optimization for a national restaurant company.

The single source ID governs virtually all provided data; no leadership team, M&A transactions, funding rounds, or recent dated strategic actions are disclosed in the input. Where the firmographic layer (ENCOMPASS, 11-50 employees, Kelowna, founded 1984) and the source material layer (People Corporation-scale operations, founded 2004) conflict, the description above is grounded strictly in the source material, and the mismatch is flagged here as a data integrity issue that an investor should resolve before drawing conclusions.

Name

ENCOMPASS Benefits & HR Solutions

Legal name

People Corporation

Website

https://encompassbenefits.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

ENCOMPASS Benefits & HR Solutions is a Canadian group benefits and HR consulting firm providing integrated insurance, financial planning, and HR solutions to employers, individuals, and advisors across Canada through direct sales and a nationwide network of local offices.

Ownership category

akta.pro rank

Product category

Employee Benefits & HR Consulting

NAICS

Human Resources Consulting Services (541612), Health and Welfare Funds (525120), Insurance and Employee Benefit Funds (5251)

SIC

Insurance Agents, Brokers & Service (6411), Services-Management Consulting Services (8742)

akta.pro primary industry

Employee Benefits Brokerage & Consulting (FSAEADAC)

akta.pro secondary industries

Benefits Administration & Total Rewards Outsourcing (BPACAKAE), Workforce Benefits Administration (Enrollment & Deductions) (BPACAIAF), M&A HR Advisory (Due Diligence, Integration, Carve-outs) (BPACAJAL)

Keywords

• Group benefits administration
• HR consulting services
• Employee benefits solutions
• Insurance brokerage
• Financial planning services

Headquarters

HQ city

Kelowna

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Group Benefits Administration: Revenue generated from administering group benefit plans for employers, including health, dental, life insurance, and disability coverage. As Canada's largest third-party administrator, they design and manage customized benefit plans.
2. HR and Payroll Software: Providing HR and payroll software solutions to employers as part of their integrated service offering.
3. Financial Planning Services: Services including group retirement planning, individual financial planning, and investment solutions for high-net-worth clients and corporate insurance strategy.
4. Consulting and Advisory Services: HR consulting and advisory services, executive search and leadership consulting, and disability management services.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

ENCOMPASS Benefits & HR Solutions is an independent group benefits and human resources consulting firm that advises employers, individuals, and advisors on designing, administering, and managing group benefit plans (health, dental, life, disability), group retirement programs, HR and payroll operations, and financial planning solutions. The firm delivers these services through direct consulting, proprietary HR and payroll software (Collage), and organizational solutions aimed at streamlining claims and controlling benefits costs.

Product overview

People Corporation operates as a comprehensive HR and benefits platform offering integrated solutions across insurance, financial planning, and human resources. The product portfolio includes Group Benefits (customized benefit plans for employers), Individual Benefits (life, health, dental, disability insurance), Financial Planning (personal financial guidance, investment and retirement solutions), Group Retirement (employer-sponsored retirement plans), HR and Payroll Software (technology platform for HR processes, performance management, and employee data), Consulting and Advisory Services, Executive Search, and Commercial Insurance. The company positions itself as Canada's largest third-party administrator and group benefits consultant, serving 2.6M+ lives covered through a network of 2,600+ experts across 100+ local offices.

Differentiator

Problem solved

Functional benefit

Brands

• Organizational Solutions Inc. (OSI): Organizational solutions brand focused on claims process streamlining and cost reduction services for large employers.
• Collage

Quantifiable outcome

• Over $1.3M in cost savings in first six months for a large Canadian retailer with 6,500+ employees
• +4 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Organizational Solutions Inc. (OSI)coreOthersOSI is referenced as a subsidiary/solution offering within People Corporation's portfolio. They partnered with a large Canadian retailer to reduce costs and streamline the claims process for 6,500+ employees across Canada, achieving over $1.3M in cost savings in the first six months.
• CollagecoreTechnology or IntegrationCollage is an HR and payroll software solution within People Corporation's proprietary solutions. Used by a BC healthcare provider to simplify compliance tracking, streamline performance management, and automate manual tasks, achieving highest-ever completion rates for annual reviews.

Scale indicators6 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• People Corporation: Canada's largest third-party group benefits administrator and consultant (2.6M+ lives, 100+ offices). Direct platform/affiliation partner for ENCOMPASS, and the natural upstream consolidator or acquirer of small benefits brokers in Canada.
• Hub International: Large North American insurance brokerage with deep Canadian benefits practice. Competes with ENCOMPASS for mid-market group benefits accounts and is a likely strategic acquirer of regional brokers.
• Mercer (Canada): Global consulting giant with a major Canadian group benefits brokerage and HR consulting practice. Competes with ENCOMPASS for upper-mid-market and enterprise benefits mandates.
• Acrisure Canada: Global insurance brokerage roll-up with an active Canadian M&A pipeline targeting regional benefits brokers. Both a competitor for clients and a likely acquirer profile.

Direct peers

• Cowan Insurance Group: Canadian insurance and benefits brokerage with group benefits consulting and HR-adjacent advisory services. Closely comparable mid-size Canadian broker competing for the same employer segments.
• Jones DesLauriers Insurance (Navacord): Navacord-owned Canadian brokerage focused on group benefits and commercial insurance for mid-market employers. Directly comparable size, services and target customer profile.
• CapriCMW Insurance Services: Western Canadian insurance brokerage (BC-rooted) offering group benefits, retirement and HR advisory to mid-market and enterprise employers. Highly comparable geographic and product overlap.
• Lloyd Sadd Insurance Brokers: Western Canadian (BC/Alberta) brokerage providing group benefits, retirement and HR consulting. Comparable independent-broker positioning serving similar regional mid-market employers.
• Benefits by Design: Canadian independent benefits consulting and administration firm offering group benefits, disability management and wellness. Comparable niche independent brokerage competitor.

Emerging players

• Leith Wheeler Investment Counsel: Vancouver-based investment manager offering group retirement and pension solutions. Adjacent competitor in the group retirement/wealth planning component of ENCOMPASS's offering.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/enCompassBenHR

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ENCOMPASS Benefits & HR Solutions