Andreini & Co

What Andreini & Co does

Andreini & Co is a privately held insurance brokerage founded in 1951 and headquartered in San Mateo, California, operating as a partner agent under Trucordia Insurance Services, LLC (formerly PCF Insurance) since 2022. The firm provides commercial and personal lines brokerage services across a deliberately specialized set of verticals: agriculture, equine, transportation, oil and gas, construction, aviation, and personal insurance. Its distribution footprint comprises seven physical offices spanning California, Oklahoma, and North Carolina, supported by 251-500 total employees including 110+ insurance producers and service professionals. Andreini has earned industry recognition as a Top 50 independently-owned broker and a Top 100 US insurance broker by revenue.

The firm's technology stack is comparatively conventional for a specialty commercial broker: a Zywave-powered client portal delivers policy management, certificates of insurance issuance, and claims access to clients, supplemented by carrier-direct rating platforms and standard CRM/agency-management systems. Andreini has not disclosed proprietary technology, in-house underwriting models, or AI/ML capabilities — the differentiation rests on vertical specialization, carrier relationships, and producer expertise rather than technology differentiation. Gross written premium across the firm's book of business exceeds $500 million annually.

Revenue is generated through standard brokerage commissions on placed premium, with rates varying by line of business, carrier appointment, and policy type. Andreini does not appear to operate as a risk-bearing entity; revenue is commission-based rather than premium-based. The 2022 transition to Trucordia partnership represents the most material structural change in the firm's recent history, trading full independence for carrier scale, back-office support, and integration into a national brokerage roll-up platform.

Name

Andreini & Co

Legal name

Trucordia Insurance Services, LLC

Website

https://andreini.com

Company type

Private

Founded year

1951

Operating status

Operating

Headcount range

251–500 employees

Short description

Andreini & Co is a privately held insurance brokerage serving commercial and personal lines across agriculture, equine, transportation, oil and gas, construction, and aviation. A Trucordia Insurance Services subsidiary, it places $500M+ annual premium through seven offices in three states.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Surety Insurance (6351)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Insurance brokerage services
• Commercial insurance programs
• Personal insurance coverage
• Risk management consulting
• Surety bond solutions

Headquarters

HQ city

San Mateo

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Andreini & Company acts as an insurance broker earning commissions from insurance carriers for placing business. Premium writings exceed $500 million. Revenue derived from commissions on commercial insurance, personal insurance, employee benefits, aviation, surety bonds, and other insurance products placed with insurance carriers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Andreini & Company is an insurance brokerage firm that places commercial and personal insurance coverage with insurance carriers on behalf of clients, earning commissions. The firm provides customized insurance programs across workers' compensation, property, liability, aviation, surety bonds, and employee benefits, complemented by risk management advisory, loss control, and dedicated claims management services spanning agriculture, transportation, oil & gas, construction, and equine industries.

Product overview

Andreini & Co is a traditional insurance brokerage firm offering a comprehensive portfolio of insurance products and risk management services. The company operates as a generalist broker with specialized expertise across multiple industries including agriculture, transportation, aviation, oil & gas, construction, and equine. Their core product lines include Commercial Insurance, Personal Insurance, Employee Benefits, Risk Management, Aviation Insurance, and Surety Bonds. These are complemented by specialized claims management services (P&C Claims, Workers' Compensation Claims) and Loss Control Services. The company also offers industry-specific insurance products tailored for agriculture, farm/ranch/dairy, transportation, oil & gas, construction, and equine sectors. All clients receive access to Zywave, an interactive client portal for documentation and training management.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Insurance Customized commercial insurance programs covering Workers' Compensation, Commercial Property, Business Interruption, General Liability, Pollution Liability, Auto Liability, Umbrella Liability, Cargo/Inland Marine, Directors & Officers liability, Errors & Omissions, Employment Practices Liability, and Cyber Liability for businesses from small businesses to large enterprises.
• Personal Insurance

Quantifiable outcome

• Premium writings exceeding $500 million and growing
• +2 more outcomes

Named customers2 records

Segments8 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

Two partnerships are on record, tiered core.

• Trucordia (formerly PCF Insurance Services)coreChannel Partner/ Reseller/ Distributor · 1 January 2022Andreini & Company became a partner agent of PCF Insurance in 2022. Trucordia is the new name for PCF Insurance Services, inspired by the words 'true' (suggesting integrity, transparency, authenticity) and 'accord' (suggesting harmony and agreement). Andreini operates under the Trucordia umbrella while maintaining its brand identity and local operations.
• ZywavecoreTechnology or IntegrationZywave is a state-of-the-art insurance software platform offered to Andreini clients at no additional cost. Provides interactive client portal for easy access to insurance documentation, claims updates, and over 150 professional training videos covering topics from sexual harassment training to safety trends and OSHA compliance.

Scale indicators7 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Arthur J. Gallagher & Co. Major publicly traded global insurance broker with deep specialty practice areas (aviation, energy, construction, agriculture) that directly overlap Andreini's verticals, but at vastly larger scale and public-market liquidity.
• USI Insurance Services: Large PE-backed insurance brokerage with national reach and a similar mix of property/casualty, employee benefits, and specialty practice groups. Competes with Andreini on mid-market and larger commercial accounts.
• Hub International: Large North American insurance brokerage offering commercial, personal, and benefits products through a similar industry-vertical model. Represents the scale benchmark Andreini could pursue through Trucordia-led growth.
• Marsh (Marsh & McLennan): Global insurance brokerage division of Marsh & McLennan, the largest insurance broker worldwide. Competes with Andreini in commercial P&C, aviation, energy, and specialty lines at the upper end of the market.

Direct peers

• Heffernan Insurance Brokers: Mid-sized independently owned insurance brokerage based in California, with comparable multi-line commercial, personal, and employee benefits offerings across diverse industries. Similar size, West Coast footprint, and specialty vertical approach make it a close comparable.
• Brown & Riding Insurance Services: Specialty wholesale insurance brokerage with expertise in aviation, construction, energy, and other complex risks — closely aligned to Andreini's specialty vertical mix. Operates as a wholesale/retail hybrid, similar to Andreini's specialty practice areas.
• Leavitt Group: Privately held network of insurance agencies across the Western U.S., with comparable multi-line commercial, personal, and benefits offerings and an agriculture/ranching orientation similar to Andreini's farm-ranch practice.
• Alliant Insurance Services: Large privately held (PE-backed) insurance brokerage offering commercial, personal, employee benefits, and specialty solutions across industries comparable to Andreini. Demonstrates the scale Andreini could target within the Trucordia network.
• Woodruff-Sawyer & Co: Privately held, San Francisco-based insurance brokerage with comparable size, multi-line commercial and personal offerings, and a focus on middle-market and specialty risks. Similar relationship-led model and West Coast roots make it a strong comparable.
• Burns & Wilcox: Specialty insurance wholesaler and brokerage with deep expertise in surplus lines, transportation, construction, and aviation — verticals that overlap Andreini's specialty practices and compete for the same complex risk placements.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/andreini-%26-company

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Andreini & Co