VTB Leasing
VTB Leasing is the Moscow-based leasing arm of Russia's VTB Bank, financing vehicles, railway, maritime, oil and gas equipment, and real estate for small businesses through large corporations across 65 offices, serving 100,000-plus clients nationwide.
- Company typePrivate
- Founded2002
- HeadquartersMoscow, Russia
- Headcount51–100
- GTM typeB2B
- OfferingServices
What VTB Leasing does
VTB Leasing (АО ВТБ Лизинг) is a Moscow-based Russian leasing company founded in 2002 and operating as the wholly-owned leasing arm of VTB Bank, one of Russia's largest state-connected banking groups. The company finances the acquisition and rental of vehicles and capital assets for businesses of all sizes, spanning passenger cars, light commercial vehicles, trucks, and special equipment, as well as large-ticket assets including railway rolling stock, maritime vessels, oil and gas equipment, and commercial real estate. It reports having transferred over 300,000 vehicles under leasing agreements and serving more than 100,000 clients through a network of 65 sales offices across Russia.
The product surface is organized as a unified leasing platform combining core auto and asset-specific leasing with add-on modules and digital tooling: an online leasing calculator (equipment cost 400,000₽–80,000,000₽, advance 5–49%, term 1–7 years), electronic document management (EDO), client and agent portals, and a floating-rate product whose interest rate automatically declines when the Central Bank of Russia cuts the key rate. Specialized programs include express leasing, taxi-fleet leasing, pre-owned vehicle leasing, operational (return-at-end) leasing, and fleet automation (Smart Car). The company operates the VTB Auto subsidiary brand and an online catalog carrying roughly 5,892 vehicle listings.
The business model is built on financial and operational leasing revenue — advance payments, monthly lease payments, and buyout payments — supplemented by insurance services (OSAGO, KASKO) and a referral program. Go-to-market is a hybrid multi-channel motion combining direct field sales through 65 offices, an inside-sales call center, online self-service application, and automotive-dealer partnerships (e.g., CHERY, JAECOO, OMODA, EXEED, HONGQI, TENET) offering exclusive discounts. Key commercial hooks are tax benefits of up to 47% (25% profit-tax reduction plus 22% VAT recovery), accelerated depreciation up to 3x, deal approval from one day, and access to government subsidy programs. Funding is drawn from VTB Group capital and public debt markets, evidenced by a sixth bond issuance and an AA(RU) credit rating from ACRA.
VTB Leasing firmographics
Firmographics- Name
- VTB Leasing
- Legal name
- АО ВТБ Лизинг
- Website
- https://vtb-leasing.com
- Company type
- Private
- Founded year
- 2002
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- VTB Leasing is the Moscow-based leasing arm of Russia's VTB Bank, financing vehicles, railway, maritime, oil and gas equipment, and real estate for small businesses through large corporations across 65 offices, serving 100,000-plus clients nationwide.
- Ownership category
- akta.pro rank
VTB Leasing industry classification
Industry- Product category
- Commercial Leasing Services
- NAICS
- Automotive Equipment Rental and Leasing (5321), Passenger Car Leasing (532112), Commercial Air, Rail, and Water Transportation Equipment Rental and Leasing (532411), Commercial and Industrial Machinery and Equipment Rental and Leasing (5324)
- SIC
- Finance Lessors (6172), Lessors Of Real Property, Nec (6519)
- akta.pro primary industry
- Leasing & Lease Buyout Financing (FSAKADAC)
- akta.pro secondary industries
- Private Aviation Insurance & Financing/Leasing Services (THABAFAM), Equipment Financing / Leasing (Venture-backed) (FSANAIAE), Boat & Marine Leasing (FSAKANAH), SME & Small Business Vehicle Leasing (TLABAAAB)
Keywords
Where VTB Leasing is headquartered
LocationHeadquarters
- HQ city
- Moscow
- HQ country
- Russia
- HQ region
- Europe
Offices2 records
Markets served
VTB Leasing business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Others
Revenue model
- Financial Leasing: Core revenue stream from financing the acquisition of vehicles, equipment, and other assets. Clients pay advance payments, monthly lease payments, and buyout payments. Tax benefits up to 47% (25% profit tax savings + 22% VAT recovery) are key selling points.
- Operational Leasing: Operating lease where clients rent assets for specified periods and return them at the end. Used for commercial vehicles, railway transport, aircraft, vessels.
- Insurance Services: Mandatory insurance services (OSAGO, KASKO) for leased vehicles, with insurance premiums included in lease payments or paid annually.
- Referral Program: Referral program for generating new customer leads through existing clients and partners.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Financial Leasing - standard terms for acquiring ownership |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
VTB Leasing product offering
Product offeringCore offering
VTB Leasing provides financial and operational leasing of passenger cars, commercial vehicles, trucks, special equipment, railway rolling stock, water vessels, oil and gas equipment, general industrial equipment, and commercial real estate to Russian legal entities and individual entrepreneurs. It bundles the financing with tax-optimized lease structures (up to 47% tax benefit via profit tax reduction and VAT recovery), insurance, electronic document management, and a digital customer portal. Core terms include equipment cost of 400,000–80,000,000 RUB, advance 5–49%, lease term 1–7 years, and a buyout payment from 1,000 RUB.
Product overview
VTB Leasing operates as a unified leasing platform offering multiple interconnected products across vehicle and equipment categories. The core offering includes auto leasing (passenger cars, light commercial vehicles, trucks, special equipment) and asset-specific leasing (railway rolling stock, water vessels, oil & gas equipment, real estate). Add-on modules include the leasing calculator for cost estimation, floating rate contracts for interest rate optimization, express leasing for quick approvals, and operational leasing for return-at-end scenarios. Supporting services comprise insurance (OSAGO, KASKO), fleet automation (Smart Car), electronic document management (EDO), and online client/agent portals. The company also offers special programs for taxis, vehicles with mileage, and subsidized government programs. The platform serves small, medium, and large businesses with contracts from 1-7 years, down payments from 5-49%, and potential tax benefits of up to 47%.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Leasing (Автолизинг) Financial leasing of passenger cars, light commercial vehicles, trucks, and special equipment for legal entities and individual entrepreneurs, with terms spanning 1–7 years and advances from 5–49%.
- Pre-owned Vehicle Leasing (Техника с пробегом) Leasing of pre-owned vehicles and equipment at discounted prices, including a 10% discount offer on a limited stock of used vehicles.
- Operating Auto Leasing (Операционный лизинг автомобилей) Operating lease of vehicles that are returned at the end of the term, combined with fleet management and support services.
- Railway Rolling Stock Leasing (Ж/д подвижной состав) Financial leasing of railway rolling stock and rail equipment for large businesses and rail operators.
- Operational Wagon Rental (Операционная аренда вагонов) Operational rental of railway wagons with return at end of term, suitable for large-scale transport operations.
- Water Transport / Vessel Leasing (Водный транспорт/суда) Leasing of sea and river vessels for maritime business operations.
- Oil and Gas Equipment Leasing (Нефтегазовое оборудование) Leasing of specialized oil and gas industry equipment and machinery for upstream and midstream operations.
- General Equipment Leasing (Оборудование) General industrial equipment leasing for various sectors including telecommunications and manufacturing (e.g., a 7+ billion RUB hardware complexes lease with Rostelecom).
- Commercial Real Estate Leasing (Недвижимость) Commercial real estate leasing for businesses, including the joint 'Office in Leasing' product launched with GK PIK in April 2026.
Quantifiable outcome
- Tax savings up to 47% through profit tax reduction (25%) and VAT recovery (22%)
- +3 more outcomes
Companies that use VTB Leasing
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles2 records
VTB Leasing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
VTB Leasing partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered major and minor.
- RostelecommajorVTB Leasing and Rostelecom signed a leasing agreement for specialized hardware complexes worth over 7 billion rubles. This represents a significant financing deal in the telecommunications sector.
- GK PIKmajorVTB and GK PIK launched 'Office in Leasing' - a joint commercial real estate leasing product. This innovative product brings commercial property to the leasing market.
- CHERYminorAutomotive brand with exclusive leasing benefits up to 16% for VTB Leasing customers through dealer partnership program.
- JAECOOminorAutomotive brand with special pricing from 2,248,469₽ for VTB Leasing customers.
- OMODAminorAutomotive brand with benefits up to 7% for VTB Leasing customers.
- EXEEDminorPremium automotive brand with benefits up to 7% for VTB Leasing customers.
- HONGQIminorLuxury automotive brand with benefits up to 7% for VTB Leasing customers.
- TENETminorAutomotive brand with benefits up to 11% for VTB Leasing customers.
- SDACminorAutomotive brand with government subsidy up to 300,000₽ for VTB Leasing customers.
- GACminorAutomotive brand with benefits up to 2% for VTB Leasing customers.
- EXLANTIX ETminorElectric vehicle brand with pricing from 5,731,800₽ for VTB Leasing customers.
Scale indicators7 records
Recent moves5 records
Expansion highlights5 records
VTB Leasing competitors and assessment
Company assessmentBroad incumbents
- GATX Corporation: Global market leader in railcar leasing and specialty rail equipment. Relevant as a benchmark peer for VTB Leasing's railway rolling stock business and operational wagon rental offering.
- AerCap Holdings: World's largest aircraft leasing company. Provides a benchmark for VTB Leasing's aviation leasing segment and offers a globally-scaled example of specialty-asset operating leasing economics.
Direct peers
- Sberbank Leasing: Russia's largest leasing company and a wholly-owned subsidiary of Sberbank. Directly comparable business model — multi-asset financial and operating leasing serving SMBs and large corporates — and competes with VTB Leasing for the same state-bank-backed customer base.
- Alfa-Leasing: Leasing arm of Alfa-Bank, one of Russia's largest private banks. Offers comparable financial and operating leasing products across vehicles and equipment for SMBs and corporate clients.
- Gazprombank Leasing: Leasing subsidiary of Gazprombank, another major Russian state-controlled bank. Comparable in serving large corporate clients with multi-asset leasing products and sharing a similar state-bank funding profile.
- Europlan: One of Russia's largest privately-owned independent leasing companies, focused on auto and equipment leasing for SMBs and individual entrepreneurs. Directly comparable customer profile and product set to VTB Leasing's SMB auto and equipment business.
- VEB-Leasing: State-owned leasing arm of VEB.RF (Vnesheconombank). Comparable focus on large-ticket equipment and infrastructure leasing for strategic Russian industries including rail, aviation, and heavy machinery.
- Carcade: Russia-focused auto leasing specialist historically linked to Major Auto dealer group. Direct competitor in passenger and commercial vehicle leasing with overlapping dealer partnership programs.
- RESO Leasing: Leasing subsidiary of RESO Group, one of Russia's largest insurance conglomerates. Comparable multi-asset leasing offering with strong auto and SMB focus, leveraging the parent's insurance distribution.
- Element Leasing: Russian leasing company offering auto and equipment financing to SMBs and individual entrepreneurs. Overlaps with VTB Leasing's SMB auto-leasing segment and dealer partnership model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
VTB Leasing social profiles
Digital presenceVTB Leasing financial estimates
Financial estimateRevenue estimate
Valuation estimate
VTB Leasing leadership team
Management profileNumber of profiles
VTB Leasing subsidiaries and ownership
Company hierarchySubsidiaries1 record
VTB Leasing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
VTB Leasing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about VTB Leasing
What does VTB Leasing do?
VTB Leasing provides financial and operational leasing of passenger cars, commercial vehicles, trucks, special equipment, railway rolling stock, water vessels, oil and gas equipment, general industrial equipment, and commercial real estate to Russian legal entities and individual entrepreneurs. It bundles the financing with tax-optimized lease structures (up to 47% tax benefit via profit tax reduction and VAT recovery), insurance, electronic document management, and a digital customer portal. Core terms include equipment cost of 400,000–80,000,000 RUB, advance 5–49%, lease term 1–7 years, and a buyout payment from 1,000 RUB.
Is VTB Leasing a public or private company?
VTB Leasing is a private company. It is classified as corporate owned and is currently operating.
When was VTB Leasing founded?
VTB Leasing was founded in 2002. It employs 51 to 100 people.
Where is VTB Leasing based?
VTB Leasing is headquartered in Moscow, Russia, in the Europe region.
How does VTB Leasing make money?
Four revenue lines are on record. Financial Leasing is the primary driver. The others are operational Leasing, insurance Services and referral Program.
Who are VTB Leasing's main competitors?
Broad incumbents on record are GATX Corporation and AerCap Holdings. Direct peers are Sberbank Leasing, Alfa-Leasing, Gazprombank Leasing, Europlan, VEB-Leasing, Carcade, RESO Leasing and Element Leasing.
Does VTB Leasing have an API?
No public API is recorded for VTB Leasing.
What industry is VTB Leasing in?
VTB Leasing's product category is Commercial Leasing Services. Its primary akta.pro industry code is FSAKADAC, Leasing & Lease Buyout Financing, with a secondary code of THABAFAM, Private Aviation Insurance & Financing/Leasing Services. Its NAICS code is 5321 and its SIC code is 6172.