Christi Insurance Group

What Christi Insurance Group does

Christi Insurance Group, Inc. is a privately held, full-service independent insurance agency headquartered in Fort Washington, Pennsylvania, with additional field offices in New Jersey, Florida, and Maryland. The firm operates a brokerage model rather than underwriting its own policies, generating revenue through commissions earned by placing business with more than 50 carrier partners including AIG, Allianz, Chubb, CNA, Hartford, Liberty Mutual, Travelers, and Zurich. Its product portfolio spans four pillars: Commercial Insurance Solutions (property, liability, workers compensation, specialty liability for construction, manufacturing, distribution, and real estate accounts), Personal Insurance Services (home, auto, umbrella, and the Premier Program for high-net-worth clients), Marine Insurance Solutions (yacht, boat, and commercial marine coverage including the exclusive Viking Yachts Specialty Program), and Employee Benefits (group health and HR administration, operating under the 'Christi Benefits' sub-brand).

The firm differentiates through deep domain expertise in marine insurance, evidenced by an in-house team of USCG captain-licensed specialists, and through a 25-year exclusive referral partnership with Viking Yacht Company, which Christi's executives cite as foundational to its position as one of the largest marine insurance agencies in the country. Go-to-market combines relationship-led enterprise field sales (handling nine-figure placements and complex claims such as a $4.5M yacht total loss), an inside sales team, and a Brokerage Partner Program that licenses Christi's marine expertise to third-party agencies. Pricing is quote-based and recurring through annual policy renewals, with documented value delivered through proactive claims advocacy (e.g., arguing storm classification to save a $108K deductible, recovering $150K of diminution-of-value on a $4M equipment loss).

Christi is founder/management-owned with no disclosed institutional investors, no funding rounds, and no parent company. Headcount is in the 11-50 range and the company is actively operating across the Northeast US, Florida, the Mid-Atlantic, and the Bahamas primarily through marine servicing. The technology stack described is a conventional brokerage platform with carrier relationship management and basic online quoting; the firm's investment emphasis has been in human expertise and carrier breadth rather than proprietary technology or AI capabilities.

Name

Christi Insurance Group

Legal name

Christi Insurance Group, Inc.

Website

https://christiinsurance.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

Christi Insurance Group is a privately held independent insurance brokerage based in Fort Washington, PA, generating commission revenue by placing commercial, personal, marine, and employee benefits coverage through 50+ carrier partners, with a distinctive specialty in marine insurance anchored by a 25-year exclusive partnership with Viking Yacht Company.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Yacht & Pleasure Craft Insurance (FSAJAHAI)

akta.pro secondary industries

Marine Specialty (Hull/P&I/Cargo) (FSAJAGAJ), Inland Marine / Personal Articles & Valuable Items Insurance (FSAJACAJ)

Keywords

• Commercial insurance brokerage
• Marine insurance services
• Personal insurance solutions
• Employee benefits administration
• Risk management consulting

Headquarters

HQ city

Glenside

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: Christi Insurance Group operates as an independent insurance agency earning commissions from insurance carriers for placing coverage. They represent over 50 insurance carriers including AIG, Allianz, Chubb, Cincinnati, CNA, Hartford, Liberty Mutual, Nationwide, Travelers, and Zurich. Revenue is generated through commissions on new policies and renewals.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

Christi Insurance Group is an independent insurance agency that places and services commercial, personal, marine, and employee-benefits insurance policies on behalf of clients. It represents over 50 insurance carriers (AIG, Allianz, Chubb, Liberty Mutual, Travelers, Zurich, etc.), earning commissions on policies and providing risk analysis, custom endorsements, and 24/7 proactive claims advocacy. Standout capabilities include a 25-year exclusive Viking Yachts Specialty Program and a Premier Program for high-net-worth personal clients.

Product overview

Christi Insurance Group is a full-service independent insurance agency providing a diversified portfolio of insurance products across commercial, personal, and marine lines. The core offering consists of Commercial Insurance Solutions (property, liability, workers compensation, specialty liability), Personal Insurance Services (home, auto, umbrella), and Marine Insurance Solutions (boat, yacht, commercial marine). The company operates a modular architecture where base insurance products can be enhanced through specialized programs including the Premier Program for high-net-worth personal clients, the Viking Yachts Specialty Program for exclusive vessel coverage, Commercial Marine for maritime businesses, and 24/7 Claims Service providing continuous claims advocacy. Employee Benefits services address group health and HR administrative needs. The company differentiates through its 5-step risk management approach, in-house claims specialists, and strategic carrier relationships across 45+ insurance carriers.

Differentiator

Problem solved

Functional benefit

Brands

• Viking Yachts Specialty Program: Exclusive insurance program for Viking Yacht owners providing superior protection and 24/7 claim service.
• Premier Program

Products and services

• Commercial Insurance Solutions Comprehensive commercial insurance coverage including property, general liability, commercial auto, workers compensation, umbrella, specialty liability, and business owners policy tailored to business exposures and risks for commercial clients.
• Personal Insurance Services Personal insurance solutions covering home insurance, auto insurance, personal umbrella, valuable articles, jewelry and fine arts, flood insurance, renters insurance, recreational vehicles, and identity theft protection for individuals and families.
• Marine Insurance Solutions Boat and yacht insurance coverage ranging from 20-foot outboards to 200-foot mega-yachts, including marine liability, physical damage, and specialized coverage for vessel owners and marine operators.
• Employee Benefits Employee benefits services including health plan administration, compliance management, new hire onboarding, billing reconciliation, and web-based benefits and HR administrative portals for employer clients.
• Premier Program Elite comprehensive personal insurance program for affluent individuals and families offering coordinated coverage through a single simplified policy including high-value homes, excess flood, classic automobiles, fine art, jewelry, and kidnap/ransom coverage.
• Viking Yachts Specialty Program Exclusive insurance program for Viking Yacht owners providing preferred marine risk coverage with superior protection, access to Viking Service Centers, and 24/7 marine specialist support.
• Commercial Marine Specialty insurance for marina operators, boat yards, boat dealers, yacht clubs, boat manufacturers, and yacht brokers with custom endorsements addressing unique maritime exposures.
• Risk Management Services Five-step risk management approach including in-depth risk analysis, business-specific program design, management team consultation, existing policy review, and contractual agreement analysis with custom endorsement solutions for commercial clients.
• Boat / Yacht Online Quote Online boat and yacht insurance quote form enabling vessel owners to request personalized marine insurance coverage tailored to their specific needs.

Quantifiable outcome

• Saved client $108,000 by successfully arguing storm was Post Tropical Cyclone, not Hurricane, resulting in lower deductible
• +4 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Viking YachtscoreStrategic or Co-development PartnerChristi Insurance Group has been an exclusive partner of Viking Yachts for 25 years. They are the only agent appointed by Viking Yachts to refer their yacht owners for insurance coverage. Christi team works closely with Viking's service team to return damaged yachts to pre-loss condition. Christi also provides business policies for Viking Yachts. Their deep industry expertise and personal involvement in boating (owned 65', 61', 55' Vikings; participate in fishing tournaments worldwide on Viking demo models) makes them uniquely qualified.
• Insurance Carriers Network (50+ carriers)coreChannel Partner/ Reseller/ DistributorAs an independent insurance agency, Christi represents over 50 insurance carriers including AIG, Allianz, American Modern, Amerisafe, Ategrity, Attune, Axis, BHCC, Chubb, Cincinnati, CNA, Crum & Foster, Employers, EMS, Encompass, Farmers, Foremost, Grange, Great American, Hanover, Harleysville, Hartford, Heritage, Lackawanna, Liberty Mutual, Lloyds of London, Markel, Met Life, Mutual Benefit Group, Narragansett Bay, Nationwide, Nationwide Private Client, New Hampshire, North American Specialty, Omaha National, Philadelphia Contributionship, PIE, PMA, Progressive, Pure, Safeco, Selective, Seneca, State Auto, Travelers, Utica, Westport, WP Berkley, and Zurich. These carrier relationships enable them to find optimal coverage and pricing for clients.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Acrisure: One of the largest U.S. insurance brokerage consolidators; aggressively acquires specialty independent agencies including marine and affluent personal books, providing a direct comparable on growth strategy and M&A exit dynamics for Christi.
• HUB International: Large North American brokerage platform with a dedicated marine and specialty practice; competes with Christi for marine accounts and similarly follows a hub-and-spoke independent-agency model anchored by carrier relationships.
• USI Insurance Services: Top-10 U.S. broker with personal lines, commercial, and benefits practices; comparable to Christi's four-pillar service mix and represents the kind of scaled competitor Christi would face in expansion.
• Lockton Companies: World's largest independent (non-public) insurance brokerage; its marine practice is a peer competitor for large commercial marine and yacht risks where Christi also competes, sharing a private/founder-led ownership culture.
• Arthur J. Gallagher & Co. Top global broker with a well-developed marine practice and affluent personal lines (Gallagher Private Client); closely comparable to Christi's combination of marine specialty and Premier-style personal coverage.
• Marsh McLennan (Marsh): Global broker with a Marine and Energy specialty practice serving yacht, marina, and commercial marine risks; represents the largest-scale competitive alternative in the same niche Christi dominates regionally.

Direct peers

• Risk Placement Services (RPS): Wholesale brokerage and managing-general-agent platform that places marine and specialty lines through retail agents like Christi; acts as both supplier and competitor depending on segment, and exemplifies the channel partner model Christi uses externally.
• Brown & Riding Insurance Services: Specialty wholesale broker with a marine and excess & surplus practice; comparable to Christi's marine specialty focus and E&S-style placement for hard-to-place yacht and commercial marine risks.
• GEICO Marine Insurance / BoatUS: Direct-to-consumer marine insurance platform serving recreational boat owners; the primary scale alternative to Christi's Viking yacht and personal watercraft book, competing on convenience and price rather than advisory service.

Emerging players

• Amwins Group: Largest U.S. specialty wholesale distributor with marine and personal-articles capabilities; connects to Christi's marine and valuable-articles practice through retail-wholesale relationships and pressures margin on specialty placements.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/pages/Christi-Insurance-Group/297470846528

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Christi Insurance Group