What Tekambi does

Tekambi is a private U.S. lending technology company that builds lead management, automated underwriting, and loan decisioning software for short-term, tribal, installment, and fintech lenders. Founded in 2015 and headquartered in Pembroke Pines, Florida, the company operates as a brand within the LendSuite Software portfolio and employs 11–50 people. Its platform is composed of three core modules: Origin8, a real-time loan decisioning engine with no-code configurable underwriting rules, automated risk scoring, and routing; Agora, a real-time ping tree marketplace that routes leads to a network of 40+ buyers and monetizes unfunded applications; and NOAAQ, an automated adverse-action compliance notification system purpose-built for Tribal Lending Entities. The architecture integrates with 75+ third-party data vendors including TransUnion, Experian, Equifax, fraud detection tools, and income verification providers, and is SOC 2 Type II certified.

Tekambi generates revenue through quote-based annual SaaS subscriptions for its decisioning and compliance modules, augmented by a transaction-based revenue stream tied to lead placements on the Agora marketplace. Its go-to-market is sales-led: a consultative three-step direct sales process (demo, strategy customization, scale) targeting enterprise and mid-market lenders, supported by inside-sales phone outreach, a content blog, and cross-brand referral from sister companies in the LendSuite family. The customer base is concentrated in regulated and digitally-native lending verticals, with three primary segments: short-term lenders (payday, installment, alt-credit), Tribal Lending Entities, and fintech lenders. No external funding rounds, named enterprise logos, or disclosed revenue figures are present in the available data.

Name

Tekambi

Legal name

Tekambi

Website

https://tekambi.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Tekambi provides lead management, real-time loan decisioning (Origin8), lead marketplace monetization (Agora), and adverse-action compliance automation (NOAAQ) as a SaaS platform for short-term, tribal, installment, and fintech lenders in the United States.

Ownership category

akta.pro rank

Product category

Lending Technology Software

akta.pro primary industry

Risk Scoring, Decisioning & Orchestration (FSAMALAB)

Keywords

• Lead management software
• Loan decisioning engine
• Automated underwriting software
• Ping tree marketplace
• Adverse action compliance

Headquarters

HQ city

Estero

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Platform Licensing (Lead Management & Decisioning): Tekambi generates revenue through licensing its lead management, underwriting automation, and loan decisioning platform on a subscription basis. The platform includes Origin8 (decisioning engine), Agora (ping tree marketplace), and NOAAQ (compliance notifications) as integrated modules within a single connected system. Pricing is quote-based and customized to lender volume and requirements.
2. Lead Monetization and Transaction Fees (Agora): Agora generates revenue by enabling lenders to monetize unfunded and excess leads through its real-time ping tree marketplace. The platform routes leads to the highest-performing buyer and earns revenue from the transaction or placement of those leads. $2.4M in additional revenue was created via Agora in 2024, indicating a transaction-based revenue component.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Tekambi sells a lending-specific lead management and loan decisioning platform built for short-term lenders, Tribal Lending Entities, fintech lenders, and installment lenders. The platform combines three core modules — Origin8 (real-time loan decisioning and underwriting), Agora Ping Tree (real-time lead routing and monetization marketplace), and NOAAQ (automated adverse action compliance notifications) — with 75+ data vendor integrations and SOC 2 Type II certified security. Pricing is custom-quote based and billed on annual subscriptions, with transaction-based revenue generated through the Agora marketplace.

Product overview

Tekambi offers a unified lending technology platform with three core products: Origin8 (real-time loan decisioning engine), Agora Ping Tree (lead marketplace and monetization), and NOAAQ (adverse action compliance notifications). These integrate with three solution categories: Automated Underwriting, Lead Management, and Risk-Based Pricing. The platform is designed for short-term lenders, Tribal Lending Entities, fintech companies, and installment lenders seeking to automate lead routing, loan underwriting, and loan decisioning within a connected system. The architecture combines modular standalone capabilities with integrated workflow support, enabling lenders to use individual products or the full platform stack.

Differentiator

Problem solved

Functional benefit

Brands

• Origin8: Real-time loan decisioning engine software that helps lenders make faster and more consistent lending decisions by automating underwriting, lead evaluation, and decision workflows.
• Agora Ping Tree
• NOAAQ

Products and services

• Origin8 Real-time loan decisioning engine that automates underwriting, lead evaluation, and decision workflows for lenders. Provides no-code rule customization, built-in lead filtering, smart routing, automated risk scoring, real-time reporting and analytics, and connects to 75+ data vendor integrations for credit, fraud, and income verification.
• Agora Ping Tree Real-time ping tree marketplace that routes, sells, and manages leads through automated distribution to maximize revenue from unfunded, declined, or excess applications. Connects lenders to 40+ lead providers and buyers with smart buyer matching, ping/post integration, click and lead activity tracking, and custom filters and rules.
• NOAAQ Automated adverse action compliance notification system designed for Tribal Lending Entities and online lenders. Provides automated adverse action notices triggered in real time, pre-acquisition notifications, customizable message templates, centralized compliance reporting with audit trails, secure encrypted delivery, and zero-code integration with CRM, LOS, and underwriting platforms.

Quantifiable outcome

• +$2.4M in additional revenue created via Agora in 2024
• +4 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration11 records

AI capability8 records

Feature4 records

Partnerships

Six partnerships are on record, tiered core.

• LendSuite SoftwarecoreOEM/ Whitelabel/ Licensing PartnerTekambi is a brand under LendSuite Software, which provides the parent company's lending technology infrastructure. Tekambi operates as a product brand within the LendSuite ecosystem, alongside sister companies Aquila Software, Infinity Software, EPIC Loan Systems, and the Premier Marketplace. The relationship is a wholly-owned brand/partnership within the LendSuite Software family.
• TransUnioncoreTechnology or IntegrationCredit bureau integration with TransUnion, one of the three major U.S. credit bureaus. The integration enables lenders using Tekambi's platform to pull credit reports, credit scores, and related credit data as part of the automated underwriting and loan decisioning process.
• ExperiancoreTechnology or IntegrationCredit bureau integration with Experian, one of the three major U.S. credit bureaus. The integration supports automated credit checks and borrower risk evaluation within Tekambi's underwriting engine.
• EquifaxcoreTechnology or IntegrationCredit bureau integration with Equifax, one of the three major U.S. credit bureaus. The integration enables lenders to access credit data and risk signals for automated loan decisioning within the Tekambi platform.
• Fraud Detection Tools (Unnamed Vendors)coreTechnology or IntegrationTekambi integrates with third-party fraud detection services as part of its automated underwriting workflow. These integrations allow lenders to validate borrower information, detect synthetic identities, account takeovers, and suspicious application behavior as part of the real-time decisioning process.
• Income Verification Providers (Unnamed Vendors)coreTechnology or IntegrationIntegration with income verification providers enables lenders to automate income and employment verification checks as part of the automated underwriting process, supporting real-time eligibility determination without manual document review.

Scale indicators5 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• LendSuite Software: Parent brand and ecosystem housing Tekambi and sister lending technology companies (Aquila, Infinity, EPIC Loan Systems, Premier Marketplace). Operates adjacent lending software products that share customer base and integration infrastructure with Tekambi.
• TurnKey Lender: SaaS lending automation platform providing loan origination, decisioning, and underwriting automation. Targets alternative and non-bank lenders with configurable workflows comparable to Tekambi's Origin8 product.
• LoanPro: Cloud-based loan management and origination platform serving specialty lenders including consumer and installment lenders. Competes in the lending automation SaaS category with similar customer profiles to Tekambi.
• ClickPoint Software: Lead routing, distribution, and ping tree platform used by lenders and lead buyers. Direct competitor to Tekambi's Agora product with comparable marketplace-style lead monetization and routing features.
• Velocify: Lead management and sales engagement platform widely used in lending verticals for lead routing, prioritization, and conversion. Closest direct comparable to Tekambi's lead management and ping tree capabilities.

Broad incumbents

• MeridianLink: Public lending technology platform serving banks, credit unions, and consumer lenders with loan origination and account opening. Larger incumbent competing in adjacent lending automation segments.
• nCino: Public cloud banking platform with strong loan origination capabilities for financial institutions. Significantly larger scale than Tekambi but addresses overlapping lender automation use cases.
• Lendio: SMB lending marketplace connecting small businesses with multiple lenders, with proprietary technology for lender matching. Comparable in serving the alternative/small-dollar lending space but with broader marketplace positioning.
• LendingTree: Public consumer lending marketplace that connects borrowers with multiple lenders via lead generation and auction. Operates a much larger-scale version of Tekambi's lead routing and marketplace model.

Others

• Plaid: Financial data infrastructure provider enabling bank account, income, and identity data access for fintech lenders. Adjacent enabling technology that Tekambi integrates with via its data vendor ecosystem rather than competes with directly.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@infinityloansoftware
• Facebookfacebook.com/tekambi
• LinkedInlinkedin.com/company/tekambi
• Instagraminstagram.com/infinityloansoftware
• Xx.com/TekambiTech

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tekambi