The Fairway Insurance Group

What The Fairway Insurance Group does

The Fairway Insurance Group, LLC is a privately held independent insurance agency headquartered at 5461 N Federal Highway in Fort Lauderdale, Florida, founded around 2015 by Edward L. Brown III. The firm operates as a licensed intermediary, placing personal and commercial insurance policies on behalf of clients through appointments with more than 25 insurance carriers including national names (Travelers, Progressive, Nationwide, Chubb, Zurich), Florida-focused property carriers (Tower Hill, Heritage, Wright Flood, Universal Property, Bankers, Florida Family, People's Trust, Safepoint), and specialty/workers comp/surety providers (FCCI, Employers Holdings, CNA Surety, Hagerty, Olympus, Main Street America, Kemper, Infinity, Guard, Philadelphia Insurance, AM Trust, Old Dominion).

The product portfolio spans personal lines (auto, homeowners, flood, boat & watercraft, motorcycle, renters, condo, ATV, personal umbrella) and a broad commercial book (Business Owners Policy, General Liability, Commercial Auto, Workers Compensation, Bonds, Commercial Property, Commercial Umbrella, EPLI, Cyber Liability, Directors & Officers, Errors & Omissions, Professional Liability, Builders Risk, Contractors, Condo Association, Apartment Building Owners, Self Storage, and Restaurant). Coverage is offered to individual consumers and small-to-medium Florida businesses across Fort Lauderdale and surrounding South Florida communities (Parkland, Plantation, Pompano Beach, Sea Ranch Lakes, Weston). Distribution is sales-led and direct: licensed agents handle phone-based and in-person consultations, the website offers online quote forms, and a Refer-a-Friend program drives word-of-mouth acquisition. There is no proprietary technology platform; the site runs on a third-party insurance agent platform (alicorsolutions.com) and operations rely on standard industry software.

The business model is commission-based. The agency earns a percentage of premium on each policy sold and renewed through its carrier partners; pricing is quote-driven and not publicly disclosed, with monthly billing cadence indicated. The firm is a Florida LLC with no parent company, no subsidiaries, no disclosed funding rounds, and no external investors identified. The team comprises the founder-owner plus a small staff including two Commercial Lines Account Managers and one Personal Lines/Customer Service representative.

Name

The Fairway Insurance Group

Legal name

The Fairway Insurance Group, LLC

Website

https://tfigins.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

The Fairway Insurance Group is an independent insurance agency in Fort Lauderdale, Florida, representing 25+ carriers to provide personal and commercial insurance products to individuals and small-to-medium businesses across South Florida.

Ownership category

akta.pro rank

Product category

Insurance Agency Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Motor Vehicle Liability Insurance (FSAJAMAC)

akta.pro secondary industries

Standard Personal Auto Insurance (Liability, Collision & Comprehensive) (FSAJAAAA), Commercial Auto & Fleet Insurance (FSAJAMAB), Umbrella Insurance (FSAJAMAK)

Keywords

• Independent insurance agency
• Personal lines insurance
• Commercial lines insurance
• Property casualty insurance
• Business insurance brokerage

Headquarters

HQ city

Fort Lauderdale

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Insurance Commission Revenue: As an independent insurance agency, The Fairway Insurance Group earns commissions from insurance carriers for policies sold and renewed. Commission rates are typically a percentage of the premium paid by customers. The agency represents multiple insurance companies, allowing them to offer competitive quotes from various carriers.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

The Fairway Insurance Group is an independent insurance agency that sells personal and commercial insurance policies on behalf of 25+ carrier partners. Licensed agents compare quotes across multiple carriers to provide Florida residents and businesses with auto, home, flood, boat, motorcycle, condo, renters, umbrella, and ATV coverage, as well as commercial lines such as BOP, general liability, workers compensation, commercial auto, bonds, commercial property, EPLI, cyber liability, D&O, and professional liability.

Product overview

The Fairway Insurance Group is an independent insurance agency offering a comprehensive portfolio of personal and commercial insurance products through multiple carrier partners. The personal insurance offerings include auto, homeowners, flood, boat & watercraft, condo, motorcycle, renters, personal umbrella, and ATV insurance. The business/commercial insurance portfolio includes Business Owners Policy (BOP), General Liability, Commercial Auto, Workers Compensation, Bonds, Commercial Property, Apartment Building Owners, Builders Risk, Contractors, Condo Association, EPLI, Commercial Umbrella, Self Storage, Restaurant, Cyber Liability, Directors & Officers, Errors and Omissions, and Professional Liability insurance. The agency acts as an intermediary between clients and insurance carriers, offering multiple quotes and options to save money for clients. The agency serves the Fort Lauderdale, Florida area including Parkland, Plantation, Pompano Beach, Sea Ranch Lakes, and Weston.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Personal automobile insurance coverage offering collision, comprehensive, liability, medical payments, personal injury protection, and uninsured/underinsured motorist coverage for Florida drivers.
• Homeowners Insurance Property and liability coverage for homeowners protecting against fire, theft, damage, and personal liability, with options for 1-4 family homes, beach homes, high value homes, rental dwellings, and secondary residences.
• Flood Insurance Flood coverage insurance for homes, condos, mobile homes, businesses and rentals in flood zone areas, offering building, contents, replacement cost, and optional excess flood coverage.
• Boat & Watercraft Insurance Coverage for boats, jet skis, and personal watercraft including physical damage, liability, personal liability, medical payments, and property damage protection.
• Condo Insurance Insurance coverage for condo owners protecting valuables, appliances, property and interior of the condo unit.
• Motorcycle Insurance Motorcycle insurance coverage including bodily injury, property damage liability, medical payments, comprehensive, collision, and uninsured motorist coverage.
• Renters Insurance Insurance protecting renters against fire, theft, water damage, and liability risks, covering personal property and providing liability coverage for accidents at rental units.
• Personal Umbrella Insurance Excess liability coverage that supplements auto and homeowners insurance policies when primary coverage limits are exhausted.
• ATV Insurance Insurance coverage for ATVs, jet skis, and off-road vehicles including comprehensive, collision, medical, property damage liability, and uninsured/underinsured motorist coverage.
• Business Owners Policy (BOP) Package policy combining property coverage, liability protection, and business interruption coverage for small to medium-sized businesses.
• General Liability Insurance Commercial liability coverage protecting businesses from accidents, injuries, and property damage claims, with tailored plans for contractors, electricians, landscapers, painters, and plumbers.
• Commercial Auto Insurance Vehicle insurance for businesses covering physical damage and liability for commercial vehicles, trucks, and fleets not covered by personal auto policies.
• Workers Compensation Insurance Coverage for workplace injuries and employee medical expenses, required for Florida employers, with customized programs for different industries.
• Bonds Surety bonds including contract bonds (bid, performance, payment, maintenance, supply), subdivision bonds, commercial surety bonds, license & permit bonds, and court bonds.
• Commercial Property Insurance Insurance covering commercial buildings, equipment, computers, tools, and furniture for businesses that own or rent commercial property.
• Apartment Building Owners Insurance Coverage for apartment building owners including property insurance, business contents, general liability, equipment breakdown, boiler/machinery, umbrella, and employee dishonesty.
• Builders Risk Insurance Coverage protecting contractors and builders from property losses during construction, including materials, project sites, trailers, and physical damage from fire, flood, theft, with options for project penalties, unexpected costs, and taxes.
• Contractors Insurance Comprehensive coverage for contractors including general liability, tools and equipment, builders risk, workers compensation, and business auto insurance.
• Condo Association Insurance Insurance coverage for condo and homeowners associations including building replacement costs, condo unit owners coverage, contents, equipment breakdown, and loss of fees.
• EPLI Insurance Employment Practices Liability Insurance protecting businesses against claims of wrongful termination, discrimination, sexual harassment, negligent evaluation, and invasion of privacy.
• Commercial Umbrella Insurance Excess liability coverage that supplements general liability, commercial auto, and employer's liability policies when primary policy limits are reached.
• Self Storage Insurance Insurance for self storage facilities including building and property coverage, debris removal, business income, extra expense, and liability coverage.
• Restaurant Insurance Coverage for restaurants including property, business income, equipment breakdown, food contamination spoilage, crime, general liability, and liquor liability.
• Cyber Liability Insurance Protection for businesses against cyber risks including prior acts coverage, reputation damage expense, forensic specialist expenses, business interruption, and PCI coverage.
• Directors & Officers (D&O) Insurance Liability coverage protecting board members, officers, and directors from lawsuits arising from performing their duties, covering legal defense costs, civil fines, and judgments.
• Errors and Omissions (E&O) Insurance Professional liability coverage protecting businesses from claims of professional negligence, particularly for financial advisors, architects, real estate appraisers, brokers, and attorneys.
• Professional Liability Insurance Coverage protecting service and consultant businesses from negligence claims, including crime, fidelity, and medical professional liability.

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

25 partnerships are on record, tiered core and standard.

• FCCIcoreOthersInsurance carrier partner providing commercial and personal insurance coverage options through the agency. Listed among sample of insurance carriers the agency represents.
• Wright FloodcoreOthersFlood insurance carrier specializing in National Flood Insurance Program coverage and excess flood coverage options.
• Universal PropertycoreOthersProperty insurance carrier partner offering coverage for homes, condos, and businesses in Florida.
• TravelerscoreOthersMajor national insurance carrier providing business and personal insurance products including business owners policies, commercial auto, and homeowners coverage.
• Tower HillcoreOthersFlorida-focused property insurance carrier offering coverage options for homes and businesses.
• Safepoint InsurancestandardOthersProperty insurance carrier partner offering coverage for Florida property owners.
• ProgressivecoreOthersMajor national auto and property insurance carrier providing coverage options through the agency.
• NationwidecoreOthersNational insurance carrier offering personal and commercial insurance products including auto, home, and business coverage.
• ChubbstandardOthersPremium insurance carrier offering high-value home and commercial insurance coverage options.
• People's Trust Insurance CompanystandardOthersFlorida-focused property insurance carrier offering coverage options.
• Philadelphia Insurance CompaniesstandardOthersCommercial lines insurance carrier providing business insurance products.
• OlympusstandardOthersInsurance carrier partner offering various coverage options.
• Main Street AmericastandardOthersInsurance carrier providing small business and commercial coverage options.
• KemperstandardOthersInsurance carrier offering personal and commercial insurance products.
• InfinitystandardOthersAuto insurance carrier specializing in coverage for preferred and non-standard drivers.
• Heritage InsurancestandardOthersFlorida-focused property insurance carrier providing coverage options.
• HagertystandardOthersSpecialty insurance carrier for classic cars, boats, and collectible vehicles.
• Guard Insurance CompaniesstandardOthersInsurance carrier providing various commercial and personal coverage options.
• Florida Family InsurancestandardOthersFlorida-focused personal insurance carrier offering home and auto coverage.
• Employers HoldingscoreOthersWorkers compensation insurance carrier providing coverage for Florida employers.
• CNA SuretystandardOthersSurety and fidelity bond carrier providing contract bonds, license bonds, and commercial surety products.
• Bankers Insurance GroupstandardOthersFlorida-based insurance carrier offering property and casualty coverage.
• AM TruststandardOthersInsurance carrier providing commercial and specialty coverage options.
• Old Dominion Insurance CompanycoreOthersInsurance carrier partner mentioned as part of South Florida insurance solutions offering home, auto, and business coverage.
• ZurichstandardOthersGlobal insurance carrier partner providing commercial and personal insurance coverage.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Brightway Insurance: Florida-headquartered insurance franchise agency distributing personal lines (auto, home) and small commercial coverage through multiple carrier partners. Same independent agency channel with strong Florida presence, making it directly comparable on distribution model and customer segments.
• TWFG Insurance Services: Independent insurance agency distributing personal and commercial P&C coverage through multiple carrier relationships. Closely comparable business model — multi-carrier independent agency with strong regional concentration — though operating primarily in Texas rather than Florida.
• Insurance Office of America: Large Florida-based independent insurance agency offering personal and commercial P&C lines through multiple carrier partners. Operates the same independent agency model as The Fairway Insurance Group but at significantly greater scale, making it a direct comparable on business model, geography, and product mix.
• BKS Partners:

Broad incumbents

• Brown & Brown, Inc. Major U.S. independent insurance broker headquartered in Daytona Beach, Florida. Operates the same independent agency/intermediary model across personal and commercial P&C, with significantly broader geographic and product scope — a broad incumbent in the same channel.
• Higginbotham: Large independent insurance brokerage offering commercial and personal lines through carrier partnerships across multiple states. Comparable on multi-carrier agency model and SMB target market, though materially larger and more diversified geographically.

Emerging players

• Goosehead Insurance: Independent insurance agency (franchise model) distributing home, auto, and commercial lines via carrier partnerships. Comparable on the core independent agency distribution model, but Goosehead operates a tech-enabled franchise model versus Fairway's traditional single-office agency.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks2 records

Key highlights5 records

Customer concentration

• Xx.com/FairwayInsGroup
• Facebookfacebook.com/TheFairwayInsuranceGroup
• LinkedInlinkedin.com/company/the-fairway-insurance-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Fairway Insurance Group