Resolve Finance
Resolve Finance is an Australian mortgage brokerage founded in 1997, operating as part of ABN Group via a franchise model that places individual brokers across Western Australia, Victoria, Queensland, and New South Wales. It intermediates home loans, commercial loans, and related finance through a panel of 50+ lenders for individual consumers and SMBs.
- Company typePrivate
- Founded1997
- HeadquartersPerth, Australia
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Resolve Finance does
Resolve Finance is an Australian mortgage brokerage founded in 1997 and operating as part of the ABN Group family of companies. Its primary business is intermediating home loans between Australian consumers and a panel of over 50 lenders, including the major banks (ANZ, Commonwealth Bank, Westpac, NAB), regional banks, and specialist lenders; the company also operates the Resolve Home Loans brand via subsidiary Bluebay Home Loans. Resolve's product offering extends well beyond core home loans to include refinancing, first home buyer loans with low-deposit and guarantor options, construction loans, investment property loans, SMSF loans (using Limited Recourse Borrowing Arrangements), bridging loans, profession-specific loans for FIFO workers, medical and emergency services personnel and self-employed individuals, plus personal loans, car loans, commercial loans, business loans, and asset finance.
The company distributes through a franchise model with individual mortgage brokers operating independent offices under the Resolve Finance brand; disclosed offices are concentrated in Western Australia (Wembley, Tuart Hill, Success, Rockingham, Nedlands) but the network extends into Victoria, Queensland, and New South Wales. Lead generation combines organic channels (website with loan calculators and education content, SEO location pages, social media) with paid/referral mechanics including a client referral program offering $150-$250 Visa gift cards on settlement. Go-to-market is sales-led, with brokers offering in-person and virtual consultations and leveraging cross-referrals from ABN Group home builder brands.
Resolve Finance operates as a private, profitable franchise system rather than a venture-backed scale-up: there are no funding rounds, no disclosed revenue figures, and no proprietary technology platform. The economic model is transaction-fee commission paid by lenders (not customers), with no customer-facing fees for brokerage services. Resolve holds Australian Credit Licenses 385487 and 389250, is an MFAA member, and has been ranked a Top 25 Brokerage by The Adviser for 15 consecutive years through 2026; the company and its franchisees have also won industry awards including the 2025 Australian Broking Awards Major Franchise Brokerage of the Year and the 2024 MFAA Excellence Awards Customer Service Business Award.
Resolve Finance firmographics
Firmographics- Name
- Resolve Finance
- Legal name
- Resolve Financial Solutions PTY LTD
- Website
- https://resolvefinance.com.au
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Resolve Finance is an Australian mortgage brokerage founded in 1997, operating as part of ABN Group via a franchise model that places individual brokers across Western Australia, Victoria, Queensland, and New South Wales. It intermediates home loans, commercial loans, and related finance through a panel of 50+ lenders for individual consumers and SMBs.
- Ownership category
- akta.pro rank
Resolve Finance industry classification
Industry- Product category
- Mortgage Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)
- akta.pro secondary industry
- Commercial Mortgage Brokerage (FSAEAEAB)
Keywords
Where Resolve Finance is headquartered
LocationHeadquarters
- HQ city
- Perth
- HQ country
- Australia
- HQ region
- Oceania
Offices6 records
Markets served
Resolve Finance business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Mortgage Brokerage Commissions: Resolve Finance mortgage brokers are paid a commission from the lender when they successfully help secure a home loan. This commission is not payable by the customer and is not added onto the home loan, nor does it impact the interest rate. The company operates with access to over 50 lenders on their panel.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels8 records
Resolve Finance product offering
Product offeringCore offering
Resolve Finance is an Australian mortgage brokerage that arranges home loans, personal loans, commercial loans, and car loans for customers by accessing a panel of over 50 lenders on their behalf. Its brokers specialise in first home buyer loans, construction loans, refinancing, investment property loans, SMSF loans, bridging loans, and profession-specific lending for FIFO workers, medical/emergency workers, and self-employed clients. Customers receive no direct fees for the brokerage service, with brokers compensated through lender commissions.
Product overview
Resolve Finance is a mortgage brokerage operating as part of the ABN Group, offering a unified platform of financial services across home loans, personal loans, and commercial finance. The core offering centers on Home Loans (accessing over 50 lenders) supported by specialized products including First Home Buyer Loans, Refinancing, Construction Loans, Investment Property Loans, SMSF Loans, Bridging Loans, and Profession-Specific Loans. Personal and Car Loans provide consumer financing, while Commercial Loans, Business Loans, and Asset Finance serve business clients. Digital tools (Calculators, My Home Plan) complement the service offering. The company operates through franchise locations across Australia.
Differentiator
Problem solved
Functional benefit
Products and services
- Home Loans Mortgage broking service accessing a panel of over 50 lenders to arrange home loans matching customer needs, including the company's own range of home loans. Serves first home buyers, upgraders, refinancers, and investors across Australia.
- Personal Loans
- Commercial Loans
- Car Loans
- Franchise Opportunities
Companies that use Resolve Finance
Customer profileNamed customers10 records
Segments6 records
Ideal customer profiles6 records
Resolve Finance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Resolve Finance partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- 50+ Lenders PanelcoreResolve Finance has access to a panel of over 50 lenders including major banks (ANZ, Commonwealth Bank, Westpac, NAB), regional banks, and specialist lenders. This provides customers with diverse loan options.
- Webb & Brown-NeavesminorHome builder partner within ABN Group ecosystem offering cross-referrals to Resolve Finance for mortgage broking services.
- Dale Alcock HomesminorHome builder partner within ABN Group ecosystem offering cross-referrals to Resolve Finance for mortgage broking services.
- Celebration HomesminorHome builder partner within ABN Group ecosystem offering cross-referrals to Resolve Finance for mortgage broking services.
- Homebuyers Centre WAminorHome builder partner within ABN Group ecosystem offering cross-referrals to Resolve Finance for mortgage broking services.
- KeystartcoreWest Australian state government initiative offering low-deposit home loans with as little as 2% deposit and no LMI. Resolve Finance brokers assist clients in accessing Keystart products as part of their lender panel options.
- Leeming Soccer ClubminorLocal community sponsorship by Resolve Finance Rockingham. Liam O'Donnell is a passionate soccer fan and player at the club.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Resolve Finance competitors and assessment
Company assessmentDirect peers
- Aussie Home Loans (Lendi Group): Australia's largest retail mortgage brokerage, now part of Lendi Group following the 2021 merger. Operates a franchise and branch model across Australia with access to a broad lender panel, directly competing with Resolve Finance for first home buyers, refinancers, and investors.
- Loan Market Group: Australian and New Zealand mortgage brokerage franchise network with a multi-state franchise model very similar to Resolve Finance. Provides brokers access to multiple lenders and competes directly in home loan, investment, and refinancing segments across Australia.
- Mortgage Choice (REA Group): Long-standing Australian mortgage brokerage franchise network acquired by REA Group. Operates a comparable franchise structure offering home loans, investment loans, and asset finance through a panel of lenders, with overlapping customer segments to Resolve Finance.
- Smartline Personal Mortgage Advisers: Australian mortgage broker franchise network (now part of Mortgage Choice under REA Group) operating across multiple states. Offers similar home loan, investment, and refinancing services through a panel of lenders and competes head-to-head with Resolve Finance's franchise offices.
- Yellow Brick Road (YBR): Australian wealth management and mortgage broking franchise network offering home loans, investment lending, and financial planning. Operates a comparable franchise model targeting home owners and investors in similar segments to Resolve Finance.
- 1300 Home Loan: Australian mortgage broker franchise network offering home loan products through a panel of lenders. Operates a similar multi-state franchise model focused on residential mortgages, refinancing, and investment loans, competing for similar broker franchisees and customers.
- PLAN Australia: Australian mortgage and finance aggregator supporting a network of brokers across the country. Provides lender panel access, technology, and compliance support to member brokers, competing with Resolve Finance for both franchisee recruitment and home loan customers.
Broad incumbents
- AFG (Australian Finance Group): One of Australia's largest mortgage aggregators and broker networks, providing brokers access to lender panels, technology, and commission arrangements. Larger and more diversified than Resolve Finance but operates in the same residential mortgage broking category.
- Liberty Financial: Australian non-bank lender and financial services group offering residential mortgages, commercial lending, and investment loans. While primarily a lender rather than broker, Liberty competes for similar borrowers and offers products that broker networks like Resolve distribute to customers.
Others
- Keystart: Western Australian government-backed low deposit home loan provider. Resolve Finance brokers place clients with Keystart as part of their 50+ lender panel, and Keystart's 2% deposit / no LMI product directly competes with similar offerings from major lenders, shaping the broker's competitive landscape.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Resolve Finance social profiles
Digital presenceResolve Finance compliance and trust
Trust signalCompliance3 records
Resolve Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Resolve Finance leadership team
Management profileNumber of profiles
Profiles8 records
Resolve Finance subsidiaries and ownership
Company hierarchySubsidiaries2 records
Resolve Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Resolve Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Resolve Finance
What does Resolve Finance do?
Resolve Finance is an Australian mortgage brokerage that arranges home loans, personal loans, commercial loans, and car loans for customers by accessing a panel of over 50 lenders on their behalf. Its brokers specialise in first home buyer loans, construction loans, refinancing, investment property loans, SMSF loans, bridging loans, and profession-specific lending for FIFO workers, medical/emergency workers, and self-employed clients. Customers receive no direct fees for the brokerage service, with brokers compensated through lender commissions.
Is Resolve Finance a public or private company?
Resolve Finance is a private company. It is classified as corporate owned and is currently operating.
When was Resolve Finance founded?
Resolve Finance was founded in 1997. It employs 101 to 250 people.
Where is Resolve Finance based?
Resolve Finance is headquartered in Perth, Australia, in the Oceania region.
How does Resolve Finance make money?
One revenue line is on record: mortgage Brokerage Commissions.
Who are Resolve Finance's main competitors?
Direct peers on record are Aussie Home Loans (Lendi Group), Loan Market Group, Mortgage Choice (REA Group), Smartline Personal Mortgage Advisers, Yellow Brick Road (YBR), 1300 Home Loan and PLAN Australia. Broad incumbents are AFG (Australian Finance Group) and Liberty Financial. Keystart is listed as an others.
Does Resolve Finance have an API?
No public API is recorded for Resolve Finance.
What industry is Resolve Finance in?
Resolve Finance's product category is Mortgage Brokerage. Its primary akta.pro industry code is FSALABAA, Retail Residential Mortgage Brokers (Purchase & Refinance), with a secondary code of FSAEAEAB, Commercial Mortgage Brokerage. Its NAICS code is 522310 and its SIC code is 6163.